Uyazi ukuthi umshwalense uwusu elihle, kodwa masikhulume iqiniso—ngeke uchithe imali oyisebenze kanzima entweni ongayidingi.
Futhi yingakho silapha.
Sizokutshela konke mayelana nezindleko zomshwalense ezifihliwe e-India, ukuze wazi kahle ukuthi yini okufanele uyibheke lapho uthenga umshwalense, nokuthi ungonga malini ngokuzilungiselela!
Yiziphi Izindleko Zomshwalensi Ezifihliwe Okufanele Uzigweme eNdiya?
Kunezindleko zomshwalense eziningi ezifihliwe okufanele uzigweme eNdiya.
Okulandelayo ngezinye zezindleko zomshwalense ezicashile okufanele uzigweme:
Isikole Nemfundo
Ukwelashwa komuntu ofakwe kumshwalense ngokuvamile kuyadingeka, okungaba nomthelela ezindlekweni zeprimiyamu. Isibonelo, uma unokugula noma ukulimala esikoleni noma ubanjwe ubhema noma uphuza, lokhu kungaholela ekukhokhisweni okwengeziwe.
Futhi, nabanikazi bamapholisi okuyizingane ezindala kanye nentsha, inkampani yomshwalense ingase ikhokhise amaphrimiyamu aphezulu njengoba ifisa ukuthola ukuvikeleka okwengeziwe uma begula.
Ingemuva Lomuntu Siqu
Uma inkampani yakho yomshwalense ithola ukuthi unesizinda sobugebengu noma uyinkinga esikoleni, kungase kudingeke ukhokhe inkokhelo ephakeme. Futhi, uma kunezinto ezithile ezifana nokubhema noma ukuphuza ngemuva kwakho, lezi zizonyusa amaprimiyamu. Izaphulelo ezikhethekile kwesinye isikhathi ziyasebenza, kodwa zithatha umzamo othile ukuze uthole.
Izingozi
Lokhu kuvame ukukhava futhi kuvame ukukhuphula amaphrimiyamu ngenxa yezimangalo. Kodwa-ke, uma ingozi ibangelwe yiphutha lakho, kufanele ulindele ukukhokha kakhulu. Ukumbozwa kwengozi kuhlukaniswe izingxenye ezimbili.
Owokuqala uhlanganisa izindleko zikadokotela, i-ambulensi, nokuhlala esibhedlela. Kodwa-ke, uma udinga indawo yokufakelwa noma kufanele uye phesheya ukuze uthole ukwelashwa, akukhaviwe, okusho ukuthi umshwalense wakho awubandakanyi izindleko eziphelele zengozi yakho.
Umshwalense Wezikweletu
Umshwalense wezikweletu uhlinzekwa ukuvikela amakhadi esikweletu kanye nezikweletu uma ungakwazi ukuzikhokhela ngenxa yokugula, ukukhubazeka, noma ukufa.
Kungakanani ukuvikeleka okukhona, futhi izindleko zizoncika kumshwalense wakho. Isibonelo, uma ikhadi lakho lesikweletu linomkhawulo ka-$500, amathuba okuthola umshwalense wempilo ka-$500 azobiza umshwalense wesikweletu ongaphezu kuka-$500.
Uhlelo Lwesaphulelo Sezokwelapha
Kuzwakala njengento enhle - ukhokha inani eliphansi lezinsizakalo zezokwelapha ezinesaphulelo kanye nomsebenzi wamazinyo ohlanganiswa uhlelo, futhi ungabona noma yimuphi udokotela ngemali engaphansi kwesilinganiso.
Awukwazi ukubona abanye odokotela mahhala, futhi kufanele ukhokhe inani eliphelele, ngisho noma lishibhile kunokukubona udokotela wangaphakathi noma udokotela wamazinyo.
Inkokhelo Yomshwalense Isuka Eholweni Lakho
Uthola ukuvikeleka okuncane, njengoba iprimiyamu izoba phezulu uma uyikhokhe ephaketheni lakho. Ngale ndlela, zibuze ukuthi uyawudinga yini umshwalense.
Phela, izindleko zokwelashwa kungenzeka zikhuphuke, futhi amaholo aphansi asho ukuthi kuzoba nzima kakhulu ukukhokhela imali eyengeziwe.
Isiphakamiso Senqubomgomo Edukisayo
Umshwalense ngokwawo anganikeza ulwazi oludukisayo mayelana namazinga eprimiyamu ukuze anxenxe amakhasimende ukuthi awasebenzise njengamathuluzi okuxoxisana nabazoba amakhasimende.
Lokhu kuvamile njengoba abahlinzeki bomshwalense abaningi bezonikeza i-premium encane ukuze badonsele amakhasimende. Ngenxa yalokhu, kunomehluko omkhulu kumakhotheshini anikezwa izinkampani ezihlukene, okunganikezi nhlaka ngezindleko zangempela.
Izinkokhelo Eziphakeme Zenani Eliphansi Lezinzuzo
Uma unemali edonswayo ephezulu, inkampani yomshwalense ngeke ikhokhele noma iyiphi imali edonswayo.
Kodwa-ke, abantu abaningi bagcina bekhokhe amaphrimiyamu aphezulu kakhulu ezinqubomgomo ezinezinzuzo eziphansi, okwenza kube ngaphansi kwezindleko zomshuwalense kanye nezindleko zomshwalense ezingagwenywa ngokufunda umbhalo wenhlawulo kahle ngaphambi kokuba uthenge umshwalense kumshwalense.
Izinkokhelo Zonyaka Zokuvuselela
Abadayisi bomshwalense abaningi badinga ukuthi ukhokhe iprimiyamu yokuvuselela njalo ngonyaka, okuholela ezindlekweni okufanele uzigweme. Thola imakethe ukuze uthole amadili angcono kakhulu futhi uqhathanise izintengo zeprimiyamu yokuvuselela ozikhokhela umshwalense.
Uma amanani aphansi etholakala, yisa ibhizinisi lakho kwenye indawo ngaphandle kokulibala. Ungakwazi futhi ukushintsha inqubomgomo yakho ukuze ugweme amaphrimiyamu okuvuselela.
Uzehlisa Kanjani Izindleko Zomshwalense?
Enye yezindlela ezilula zokunciphisa izindleko zomshwalense ukuthola izinsiza ze-ejenti yomshwalense engakuqondisa ohlelweni futhi ikusize uqonde ukuthi yini okufanele uyibheke lapho ukhetha umshwalense. Kanye nokuthi kanjani eqela ngaphezulu ku-premium yakho yomshwalense ngokuthenga izinto ezingcono kakhulu.
Uma ungathola ukucaphuna okuhle, kufanelekile ukuhlola futhi uthole ikhotheshini engaphezu kweyodwa kubahlinzeki abahlukene ukuze ubone ukuthi iyiphi enikeza intengo engcono kakhulu.
Isiphetho
Uma kuziwa ezindlekweni zomshwalense, udinga ukubheka izimali ezifihliwe hhayi nje ukuthi kuzokwenzekani uma umuzi wakho usha.
Udinga ukuqaphela yonke into ngaphambi kokuba ubhalisele ipholisi futhi ubone ukuthi kufanelekile yini ukukhokha intengo yeprimiyamu noma ungathola idili elingcono kwenye indawo.
shiya impendulo