Ungumnikazi Wendawo Ethengiswayo YaseMelika - Indlela Ye-Crypto. Yebo, ukufunde kahle.
Ithemba lokutshala izimali ku-real estate phesheya belilokhu liheha.
Ngeshwa, ukulawulwa kwezimali zesistimu ye-TradFi ekhaya & nemithetho yobunikazi phesheya kwenze leli thuba laba yi-ultrarich kuphela abakwazi ukulithola.
Hhayi-ke, akusenani. Ngena: Izindlu Ezithengiswayo Eziphakeme - insizakalo esekwe ku-blockchain ekuvumela ukuthi ube ngumnikazi Wezindlu Zase-US ngamathokheni - I-Crypto Way!
Unentshisekelo?
Funda Kuqhubeke.
1. Yini i-Lofty AI?
Uphakeme iyindawo yemakethe eku-inthanethi ethi:
- Isiza abazoba ngabadayisi bezakhiwo e-US ukuthi benze amathokheni endawo yabo yangempela;
- Inikeza izakhiwo zamathokheni ezithengiswa kubatshalizimali emhlabeni jikelele;
- Iqoka abaphathi bezakhiwo egameni labatshalizimali abaqoqa imali yokuqasha futhi baqashe ukuze kulungiswe futhi kulungiswe;
2. Iyini I-Tokenization & Kungani I-Lofty Iyisebenzisa?
Ukwenza amathokheni kuyinqubo yokudala amayunithi amele ama-fractional wempahla. Endabeni ye-Lofty, inani elilinganisiwe lendawo ngayinye lihlukaniswa ngamayunithi angama-US$50 lilinye, futhi lawa mayunithi abizwa ngokuthi amathokheni.
Ngakho-ke indawo enevelu yase-US $100,000 izoba namayunithi angu-2000 we-USD 50 ngayinye emele wonke amalungelo obunikazi kundawo.
I-Lofty isebenzisa le ndlela yokusabalalisa ngoba iyavuleka ukutshalwa kwezimali izindlela zemakethe enkulu ekhaya naphesheya kubantu abangenayo imali yezimali kanye/noma abaphoqwe inqwaba yemithetho ukuthi batshale ngqo izindlu ezithengiswayo.
Okudingayo umakhalekhukhwini & i Algorand isikhwama semali esinezitebela zenani lika-USD50, futhi usulungile.
3. Ingabe Indawo Yemakethe Ephakeme Izibhala Kanjani Izakhiwo?
Umnikazi wendawo ofisa ukuthengisa indawo yakhe usebenza emakethe yaseLofty. Kulesi sigaba, ukuhlolwa kokuqala kwedeskithophu kwenziwa ukuze kugunyazwe noma kunqatshwe ukufakwa kuhlu ngokusekelwe ezintweni ezimbalwa ezihlanganisa kodwa ezingagcini nje ngesimo sokuhlala, isimo, indawo, umlando wokuqasha, njll.
Lapho impahla isivunyiwe, ifakwa ngaphansi kwenkontileka yi-LLC esanda kwakhiwa. I-LLC ibe ithokheni ibe amathokheni angama- $ 50 ku- I-Algorith blockchain.
Isinyathelo esilandelayo sihlanganisa ukuqashwa kwenkampani ehlola izakhiwo echwepheshile ezohlinzeka ngombiko ozothuthuka ekuhlolweni kokuqala kwedeskithophu. Okukhathaza kakhulu isidingo sokulungiswa, okuthi uma kudingekile, kwenziwe ngumthengisi noma inkokhelo eyinsalela yamukelwe nguye ngesikweletu ku-LLC.
Esinyathelweni sokugcina, indawo ibalwe emakethe yaseLofty. Uma wonke amathokheni amele indawo esethengisiwe, okungukuthi, indawo ixhaswe ngokugcwele, futhi i-LLC izohambisa ukuze idluliselwe indawo ngokubhaliswa kwetayitela egameni layo.
5. Ngifuna Ukutshala Imali. I-Lofty isebenza kanjani?
5.1. Bhalisa
The bhalisela inqubo ikabili. Ingxenye yokuqala iphathelene nenqubo yemizuzu emi-5 kuwebhusayithi yabo. Njengoba beyibhizinisi elilawulwayo, badinga ukuqinisekiswa KYC imibhalo ngakho ungathuki.
Isinyathelo sesibili ukumisa isikhwama se-Algorand bese usixhuma ku-akhawunti yakho ye-Lofty. Ipulatifomu isekela i- Pera I-Algorand Wallet Mobile App nohlelo lokusebenza lwe-MyAlgoWallet.
I-5.2 Ukutshala imali
Manje ungaqala ukuphequlula izakhiwo endaweni yazo yemakethe. Ihlangene nezithombe, imakethe ihlinzeka futhi iqongelele idatha enemininingwane yezimali, imibiko yokuhlolwa, namadokhumenti ezakhiwo.
Uma usunqume ngesakhiwo, uzodinga ukungena kuleyo ndawo usebenzisa isikhwama sakho se-algorand. Lesi isici sokuvikela, njengemvume kuphrothokholi, yokukuthumela amathokheni akho ngokushintshanisa i-$ALGO, $USDCa, noma i-$STBL.
5.3. Iqoqa Irenti
Uma ukuthenga sekuqediwe, uthola amathokheni abiza u-USD $50 lilinye futhi ube umnikazi oqondile ngenkokhelo yakho yokuqala yokuqasha eza ngalolo suku. Irenti ingase ihoxiswe njenge-Crypto ($ALGO, $USDCa, noma $STBL) esikhwameni sakho se-algorand noma ngenye yezinketho ze-fiat/TradFi ezitholakalayo.
5.4. Ukwazisa Kwezimpawu
Nyanga zonke, umthetho olandelwayo wenza umsebenzi wokulinganisa usebenzisa i-HouseCanary Automated Valuation Model - izinga lentengo ehamba phambili embonini. Intengo yethokheni ilungiselelwa izinguquko ekulinganisweni kwenani eliphendula inani langempela lendawo elikhuphuka noma lehle.
5.5. Ukukhipha Imali
Azikho izikhathi zokuvala futhi amathokheni Aphakeme angathengiswa noma nini ngaphandle kwezimali noma izinhlawulo. Okwamanje, iphrothokholi ngokwayo ingumhlengi kodwa balindele ukwethulwa kohwebo lwabo lwesibili lwemakethe ngokuhamba kwesikhathi kulo nyaka.
I-5.6. Izintela
Yonke imali engenayo nokubonga kukhokhiswa intela kubatshalizimali base-US ngenqubo yomthetho edonsa lokhu emthonjeni (inkokhelo kanye/noma ukukhishwa kwemali) nokuhlinzeka ngamaphepha adingekayo afakwe ne-IRS kumtshalizimali.
Abatshalizimali okungebona abase-US bangaphansi kwezintela zokubambela ezifanayo, okungenzeka ukuthi, kuye ngezivumelwano zentela izwe lasekhaya Abatshalizimali elinazo ne-US, zingase zihoxiswe. Kodwa-ke, yonke imali engenayo izohlala intela ezweni lakubo abatshalizimali.
5.7. Ukuphatha
I-Lofty isebenzisa i- I-Algorith blockchain okuyinethiwekhi esheshayo, evikelekile futhi engabizi. Ukusetshenziswa kobuchwepheshe be-blockchain kusiza ukwenza ithokheni impahla futhi iqinisekise ukuthi konke okwenziwayo kuqoshwa ku-blockchain.
Ngokufanayo, kukhona ubunikazi nokuphatha okuye kwahlukaniswa okuqinisekiswa ubuchwepheshe be-blockchain. Akekho umtshali-zimali oyedwa ovunyelwe ukuba ngumnikazi ongaphezu kuka-10 -15% wanoma iyiphi impahla futhi zonke izinqumo ezinkulu zivotelwa abanikazi bamathokheni ngokusebenzisa isigatshana sobuningi obukhulu (60%). Lezi zinqumo zibe sezibophezela kumphathi wendawo kanye nenkundla.
6. Ephakeme - Izakhiwo Neminye Imibuzo Yangempela
6.1. Ingabe i-Lofty iyibhizinisi elisemthethweni?
I-Lofty ifakwe e-US okusho ukuthi ilawulwa yi-US Securities & Exchange Commission (SEC) njengebhizinisi elihlanganisiwe. Ukuthi i-SEC iphinde iyilawule yini njengomkhiphi wezibambiso akucaci.
Kusukela kokuqukethwe kokuzihlangula okutholakala kuwebhusayithi ye-Lofty, kubonakala sengathi abanikezi noma yisiphi iseluleko sokutshala izimali futhi lokho kungenza ngizizwe ukuthi indawo yokulawula esebenza kubo ivamile futhi uma icacile ayihlobene nje nemikhiqizo yokutshala izimali.
Abatshalizimali abahamba phambili okuhlanganisa u-Y Combinator kanye no-Nvidia basekela iphrojekthi nethimba labaphathi eliziqhayisa ngephrofayela ecebile yesipiliyoni esivela emikhakheni yamabhange, e-e-commerce nobuchwepheshe.
Kusukela ngesikhathi sokubhala, kusukela bethulwa ngoMeyi 2021, imali ebiza u-USD 16.3mn itshalwe kumathokheni ase-Lofty & USD 394,000 yembuyiselo yansuku zonke isicutshunguliwe kuze kube manje.
6.2. Ingabe i-Lofty iyi-Safe Investment?
Ayikho into efana nokwenza utshalomali oluphephile. Enye ingozi ihlala ikhona. Kulokhu, utshalomali lwakho lungaphansi kwezingozi ezivamile ezihlotshaniswa nomnotho wase-US kanye nemakethe yezindlu nezakhiwo. Izinga lenzalo ephezulu licindezela izintengo zezakhiwo kanti izinga lenzalo eliphansi liba nomthelela omuhle kuzo.
Kunengqondo futhi ukucabanga ukuthi, njengazo zonke izindlu ezithengiswayo, kunezingozi eziyingqayizivele maqondana nesakhiwo futhi ezingase zibe nesisindo kuphrofayela yakho yokubuyisela. Ngaphandle kokungahloniphi muntu, izakhiwo ezitholakala ezindaweni ezinobuhlanga noma lapho izinga lobugebengu liphezulu zizoshibhile kodwa futhi zihehe amanani aphansi ngokuya phambili.
Kunjalo, nazo zonke izinto ezibonakalayo, kuza nezinye izingozi. Isibonelo, isikhukhula sicekela phansi impahla yakho futhi sidinga ukulungiswa okukhulu.
Ithimba le-Lofty kanye nenkundla banciphisa ezinye zezingozi ezingenhla ngokusebenzisa izakhiwo zokuhlola ngokusebenzisa abahloli bezinkampani zangaphandle kanye nokwenza umshwalense lapho kudingeka khona. Ngokuvamile, lokhu kushiya kuphela ingozi yemakethe nomtshalizimali.
6.3. Uma u-Lofty engeyena okhipha izibambiso, ubani umnikazi osemthethweni wendawo futhi kanjani?
Abanikazi bamathokheni bangabanikazi bendawo nge-LLC enetayitela lendawo ebhaliswe kuyo. U-Lofty ungumlingani ophethe we-.
Noma iyiphi inselelo esemthethweni ku-Lofty ngokwayo ngeke ibe nomthelela esimweni sezakhiwo ngazinye ngokwazo njengoba ziwela ngaphansi kwezakhiwo ezihlukene zomthetho.
6.4. Ingabe Intengo Ye-Algorand Ithinta Intengo Yamathokheni Aphakeme?
Cha. Ushintsho lwenani lendawo kuwukuphela komthelela enanini lethokheni yakho. Inkampani isebenzisa ingqalasizinda ye-blockchain kuphela ukwenza uphawu lwenqubo. Akukho ukuxhumana kwentengo ne-Algorand.
6.5. I-Lofty iyenza kanjani imali?
I-Lofty yenza imali ngezindlela ezimbili.
Bathatha imali engu-5% yokufakwa kuhlu endaweni ngayinye (noma u-$5,000 uma ingaphansi kuka-$100,000) futhi bakhokhisa abathengisi imali engu-3% yomthengisi eduze (noma u-$2,500; noma yikuphi okukhulu) ukuze babhale izakhiwo zabo ezimakethe zabo.
7. Isinqumo sokugcina mayelana nokutshala izimali kwe-Lofty Real Estate
I-Lofty yethula uhlelo lokusebenza oluhlukile nolusha lobuchwepheshe be-blockchain enkingeni yomhlaba wangempela. Kusibonisa indlela yokuthi singadala kanjani ukufinyelela emathubeni okutshala izimali emhlabeni jikelele.
Ngokwami, kufanele ngiphinde ngibancome ngokufinyelela kwentando yeningi. Abantu abaningi, e-US noma phesheya, abakwazi ukuthenga izindlu ezithengiswayo ukuze bahlale ngekhefu lodwa njengotshalomali. Ukunikezwa komkhiqizo we-Lofty kuxazulula lesi sithiyo sokungena.
Isici esithakazelisa kakhulu ukuthi banomkhiqizo othobela i-KYC futhi lokhu kukunikeza amazwibela ekusasa lezezimali nokutshalwa kwezimali. Ngikholwa ukuthi abatshalizimali, noma ngabe bangakanani, kufanele basebenzise leli thuba ukuze bahlukanise amaphothifoliyo abo.
shiya impendulo