Izitoko eziningi ezihamba phambili emhlabeni, okuhlanganisa i-Facebook, Google, Apple, kanye neGeneral Motors zithengiswa emakethe yamasheya yase-US.
Ngokuthenga lezi zitoko, ungakwazi ukuhlukanisa iphothifoliyo yakho ngaphandle kwemakethe yesitoko yase-India futhi ubambe iqhaza endabeni yazo yokukhula.
Ngaphandle kokungabikho kwabadayisi besitoko baseMelika eNdiya, izinkundla eziningi zaseNdiya zikuvumela ukuthi utshale esitokweni saseMelika esivela ngaphakathi ezweni. I-Grow and Vested yizinkundla ezimbili ezisetshenziswa kakhulu phakathi kwazo.
Qhubeka nokufunda ukuze uthole okwengeziwe mayelana nokwehlukaniswa okuyinhloko kwe-Grow and Vested nokuthi ungasebenzisa kanjani lezi zinkundla ezimbili ukutshala ezitokisini zase-US.
Khula
Indlela engenazihibe yokutshala ezitokweni nasezikhwameni ezihlanganyelwe ingosi ye-investimenti ye-Groww. Uma kuqhathaniswa ne-akhawunti yakho evamile ye-Demat, inqubo yokufaka imali ezitokweni zase-US ihluke kancane. Ukuvula i-akhawunti yokuhweba yezentengiselwano zamazwe ngamazwe kuthatha kuphela izinyathelo ezine ezilula.
- Ukufaka isicelo sokuvula i-akhawunti yakho yokuhweba yamazwe ngamazwe kuthatha imizuzu engaphansi kwemihlanu, futhi akukho mali ehilelekile.
- Ikhadi le-PAN nokuqinisekiswa kwekheli ukuphela kwemibhalo emibili edingekayo ukuze uvule i-akhawunti. Ngaphambi kokuthi i-akhawunti yakho yenziwe isebenze, amadokhumenti akho azoqinisekiswa yi-ViewTrade Securities (VTS), enguzakwethu we-Groww's US broker-dealer.
I-VTS iyilungu Le-Financial Industry Regulatory Authority, Inc. (FINRA) (CRD# 46987) futhi ibhaliswe njengomdayisi wezibambiso ne-Securities and Exchange Commission yase-United States (SEC# 8-51605). Mayelana nokusula nokulungisa izibambiso, i-VTS iphinde inikeze ngezinsizakalo zokuthengisa. - Kufanele unqume ukuthi iyiphi i-akhawunti yasebhange ozoyisebenzisela zonke izinto ezizayo zoxhaso lwe-USD lapho uvula i-akhawunti. Ukuze uthole inqubo elula nephelele yoxhaso lwe-inthanethi, ungakhetha ku-HDFC, ICICI, IDFC, noma i-Kotak Mahindra Bank.
- I-akhawunti yakho izokwenziwa isebenze isikhashana ngemva kokuhambisa isicelo sakho, mhlawumbe ngisho khona lapho.
Ukwenza Amadola Atholakalele Ukuhwebelana Kwamazwe Ngamazwe
Kufanele ukhokhe ngamaDola aseMelika uma utshala imali ezinkampanini ezisohlwini lwe-Groww. Ukwengeza amadola (i-USD) kubhalansi yakho ye-Groww kulula uma ulandela lezi zinyathelo.
- Ibhalansi ye-INR nebhalansi ye-USD yizigaba ezimbili zokuqala zebhalansi yakho ye-Groww. Ngokudlulisa imali ebhange ku-akhawunti yomzuzi ozinze e-US i-Apex Clearing, ungakwazi ukwandisa ibhalansi yakho ye-USD.I-VTS, umthengisi obhaliswe nge-SEC futhi ongaphansi komthetho we-FINRA, uqoke i-Apex Clearing njengomnakekeli wazo zonke izinjongo ezihlobene nokusula. I-akhawunti yakho ye-brokerage izophathwa yi-VTS.
- Kuzothatha izinsuku zokusebenza ezingu-2-4 ukuze imali ifike e-Apex Clearing e-US ngemva kokuyidlulisela isuka ebhange lakho. I-Apex izobe isitshela i-VTS, umlingani wayo womdayisi, ukuthi imali yamukelwe yini. Ibhalansi yakho ye-Groww USD izobe isibuyekezwa yi-VTS.
- Uxhaso lwakho lungaqedwa ku-inthanethi ngokusebenzisa i-net banking uma elinye lalawa mabhange alandelayo bekuyinketho yakho yokugibela: I-Kotak Mahindra Bank, i-IDFC First Bank, i-HDFC Bank, noma i-ICICI Bank. Kungase kudingeke uvakashele ibhange lakho ukuze ulethe ifomu le-A2 ukuze uthole imali. dlulisa uma ukhetha noma iyiphi enye i-akhawunti yasebhange.
- Sicela uqaphele ukuthi igama elisekhadini lakho le-PAN ne-akhawunti yasebhange kufanele lifane. Ama-akhawunti asebhange aseNdiya kuphela avunyelwe ukudluliselwa kwemali.
Kusuka lapha, ukuthenga amasheya aseMelika kuqondile. I-Groww ayikhokhisi imali yokunakekela i-akhawunti, futhi wonke ama-oda okuthenga nokudayisa enziwa ngaphandle kwezindleko.
Lapho utshala imali ezitokweni zase-US, i-Groww ikuvumela ngisho ukuthi uthenge noma udayise amasheya angama-fractional. Ngenxa yalokho, awukhawulelwe ekuthengeni amasheya ngezinombolo eziphelele. Inkampani esohlwini lwase-US ingase ikuvumele ukuthi uthenge amasheya angu-1.5 noma ingxenye yesheya.
Kuthengisiwe
UVested ungumeluleki wezokutshalwa kwezimali obhaliswe ne-US Securities and Exchange Commission. Abatshalizimali abavela e-India bangathenga kalula amasheya ase-US nama-ETF ngale nkundla ye-inthanethi.
I-Vested isebenzisana ne-DriveWealth, umdayisi obhaliswe ne-SEC futhi oyilungu le-SIPC kanye ne-FINRA. Asikho isidingo sebhalansi esincane, futhi ungakwazi ukukhipha imali ku-akhawunti yakho noma nini lapho ufuna. Vele uqale inqubo yokuhoxa ngokuchofoza ithebhu "Yokuhoxisa" yesikhulumi. I-akhawunti yakho yasebhange yase-India izoxhunywa nezimali.
Ukuqala ukutshalwa kwezimali nge-Vested kulula. Vula i-akhawunti ngokushesha, bese uqala ukutshala imali. Ngisho namasheya ambalwa angathengwa ukuze kutshalwe imali.
Izinyathelo ezintathu ezilula okufanele uzilandele:
- Bhalisela iphrofayili: Kudingeka ubufakazi obuvumelekile be-ID kanye nobufakazi bendawo yokuhlala. Kufanele kuqashelwe ukuthi wonke ama-invoyisi nezitatimende kufanele ziqale ezinyangeni ezintathu ezedlule futhi zinegama lakho. Yonke le nqubo ithatha imizuzu embalwa kuphela futhi ayinamaphepha.
- Tshala imali ku-akhawunti yakho: I-USD kufanele isetshenziswe uma utshala ezitokweni zase-US. I-akhawunti yakho kufanele ixhaswe ngokuthumela i-USD ngokuthunyelwa ngezintambo ebhange likazakwethu we-Vested's US-based. Kufanele ugcwalise ifomu le-LRS (elaziwa nangokuthi i-A2) bese uliletha ebhange lakho ukuze ufeze lokhu. Bazokuhamba ngale nqubo uma ubhalisa endaweni yesikhulumi. Sicela wazi ukuthi kunezindleko ezihambisana nenqubo yokudlulisa isikhwama.
- Qala ukutshala imali: Uzakwethu womthengisi we-Vested, i-DriveWealth, uzohambisa ama-oda ezikhungweni zemakethe ngendlela ye-ejensi uma utshalomali lwakho selunamasheya aphelele. Izogcwalisa i-oda elivela ku-akhawunti yayo, ngokwesisekelo Esiyinhloko, kuBhidi Kazwelonke Engcono Kakhulu noma Ukunikezwa (NBBO) uma utshalomali luyizabelo eziyingxenye. I-DriveWealth ayikwazi ukukhuphula intengo ngamajini ngenxa ye-NBBO.
Isiphetho
Amapulatifomu anezici eziqinile ezisebenza ngezinjongo ezahlukahlukene afaka i-Groww and Vested.
Uma ufisa kuphela ukutshala imali emikhiqizweni yezezimali efana nama-FD, amasheya, amabhondi, Amasheya ase-US, kanye nezimali ezihlanganyelwe ngaphandle kokukhokha ukugcinwa kwe-akhawunti okuqhubekayo kanye nezindleko zokuvula, i-Groww iyinkundla engcono kakhulu yakho.
Kuthengisiwe ungathenjwa uma ufuna inkundla egxile ngokukhethekile ezitokweni zase-US. Ingakunika amandla ngokukunikeza ukufinyelela emakethe yokulingana yase-US ngaphandle kwebhalansi encane kanye nokutshala imali okungenakhomishini.
shiya impendulo