Ukutshala imali kungaba umdlalo onzima lapho izimakethe ziphikisana nawe, futhi yingakho abantu abaningi befuna izinketho eziningi zokutshala imali. Muva nje, amaNdiya amaningi aqale ukutshala imali ezimakethe zomhlaba futhi i-US ngokungangabazeki iyintandokazi yabo yokuqala kuyo.
Kulokhu kuhlinzwa, i-Vested, ehlinzeka ngezinsizakalo zokutshala imali ezitokisini zase-US, bekuyinkundla edumile kubatshalizimali abaningi eminyakeni edlule. Kodwa-ke, okunikezwayo kwe-Scripbox nezinketho zokutshala izimali seziqalile ukushintsha lo mkhuba.
Futhi yingakho kulokhu okuthunyelwe kwebhulogi, sizoba nokuqhathanisa okuningiliziwe phakathi kwamapulatifomu amabili futhi sibone ukuthi iyiphi ephuma enqobile kubatshalizimali. Ngakho-ke, ake siqale ngokushesha.
Yini i-Vested?
I-Vested Finance iyinkundla ye-fintech evumela amaNdiya ukuthi atshale ezitokweni zase-US nama-ETF. Njengoba kuyinkinga kubatshalizimali abaningi, i-Vested Finance ikuvumela ukuthi uthenge amasheya angama-fractional stock of US njengoba ebiza kakhulu kumaNdiya.
Akukhona lokho kuphela, i-Vested ayinazo izindleko zokuvula i-akhawunti noma izimali ezifihliwe, okwenza kube inketho ethengekayo kakhulu kubatshalizimali.
Iyini i-Scripbox?
Scribox bekungenye yezinkundla zokutshala imali ezisebenza kahle kakhulu eNdiya isikhathi eside manje.
Muva nje, bethule isici esisha esivumela abasebenzisi babo ukuthi batshale imali ngokuqondile esitokweni sase-US futhi ngenxa yalokho baphikisana ne-Vested Finance.
I-Scripbox inikeza ezinye izici eziwusizo ezihlanganisa izimali Zezimo Eziphuthumayo, izinhlelo zezimali ezenziwe ngezifiso, izinhlelo zokonga intela, nokuningi.
Izici ze-Vested
Nazi ezinye zezici eziwusizo kakhulu ze-Vested.
1. I-AlphaScreener
I-AlphaScreener ngaphandle kokungabaza isici esihle kakhulu seVested kulesi siqhathaniso. Ikuvumela ukuthi uhlole futhi uhlaziye uhlu lwakho lokubuka futhi wenze uhlu olufushane lwesitoko sakho nama-ETF. Ungakwazi futhi hlehlisa amasu akho kumamethrikhi ahlukahlukene.
I-AlphaScreener iyithuluzi eliphelele lokuhweba ozolidinga ukuze ufunde ukutshalwa kwezimali kwakho. Iza nohlelo lwamahhala nolukhokhelwayo. Ngaphezu kwalokho, bonke abasebenzisi ababhalisele i-akhawunti ye-premium ye-Vested bathola ukufinyelela ku-AlphaScreener ngaphandle kwezindleko ezengeziwe.
2. Ikhomishini yeZero
Ngaphandle kokuthi uhlelo lokusebenza oluhle kakhulu lokutshala imali kwabaqalayo nabatshalizimali abanamava, i-Vested ikhokhisa i-zero ikhomishini kubasebenzisi bayo. Lokhu kuyenza ithengeke kakhulu futhi isebenziseke kubathengisi nabatshalizimali abakhathele ukukhokha imali eshisiwe namakhomishini.
3. Ukutshala izimali ngokwengxenye
AmaNdiya amaningi ahlala kude nokutshala imali ezitokweni zase-US ngenxa yamanani awo aphezulu. Nokho, ngokungafani Indian Stock Market, izimakethe zase-US zivumela abatshalizimali ukuthi bathenge amasheya angama-fractional anoma yiziphi izitoko.
I-Vested iletha lesi sici kubasebenzisi abahlezi e-India abangathenga ngaso amasheya ezinkampani abazithandayo ngokwesabelomali nentando yabo.
4. Ama-Vests: I-Pre-Build Portfolio
Lokhu ngokungangabazeki yi-USP ye-Vested Finance. Lawa ma-Vest angamaphothifoliyo akhiwe ngaphambilini enzelwe ukwenza ukutshalwa kwezimali kube umsebenzi ongenazinkathazo kubasebenzisi bawo. Kunezigaba ezimbili zama-Vests atholakalayo kubasebenzisi- Ama-Vest Asekelwe Emigomweni kanye namaVest Asekelwe Etimu.
Amavesti asekelwe kumgomo akhethiwe kukhunjulwa umgomo othile womtshali-zimali futhi aqukethe iphothifoliyo enekhono lokuyifinyelela. Amavesti asekelwe amatimu asekelwe ekucacisweni okuthile futhi abasebenzisi bangakhetha ukuthi bathole imbuyiselo yabo elindelekile.
5. Ukutshalwa Kwezimali Okuphindaphindiwe
I-Vested ivumela ukutshalwa kwezimali okuphindaphindiwe kubasebenzisi bayo. Lokhu kusho ukuthi ungakwazi ukubeka imikhawulo yakho kanye nosuku oluthile, futhi i-Vested izotshala ngokuzenzakalelayo lezo zimali ezimpahleni zakho ozifunayo. Nokho, ungakhetha ukuyivula noma uzenzele ngokwakho.
6. Vested Direct
I-Vested iphume nesixazululo sokuxazulula inkinga yomtshali-zimali waseNdiya yokukhokha imali eshisiwe namakhomishini emabhange aseMelika. Manje, abatshalizimali baseNdiya bangafaka izimali zabo emabhange ase-US ngokushesha nangemali ephansi kakhulu.
Lokhu kuvumela abatshalizimali ukuthi bavame ukufaka imali futhi bathole ugqozi lokutshala imali eningi ezimakethe zomhlaba.
Izici ze-Scripbox
Ake sibheke izici ze-Scripbox.
1. Ukutshala izimali ngokwengxenye
Njenge-Vested Finance, i-Scripbox ikuvumela ukuthi uthenge amasheya angama-fractional wamasheya ase-US. Ungakwazi ukuthenga kalula inani eliningi ngokuthanda kwakho futhi lesi sici sisiza abatshalizimali ukuthi bahlukanise iphothifoliyo yabo abangenayo imali enkulu.
2. Izimali Ezihlukahlukene
I-Scripbox ayigcini nje kuphela ezitokweni zase-US, kodwa futhi ikuvumela ukuthi utshale amathani ezimali ngokusekelwe emigomweni nezidingo ezahlukene. Kusukela ezimalini ezingcono kakhulu ze-Hybrid ukuya ezikhwameni eziphezulu ze-ELSS, i-Scripbox inokuningi esingakunikeza.
Ungamane utshale imali yakho enkulu kulezi zimali futhi ithimba lochwepheshe elikusingatha lona.
3. Amadiphozithi Asekelwe Kumgomo
I-Scripbox inamadiphozithi amaningi angashintshi anikeza izinzuzo ezihlukahlukene. Kodwa-ke, ingxenye enhle ngalezi zimali ukuthi zihambisana ngendlela yokuthi zifeze imigomo ehlukene kubatshalizimali abahlukene.
Isibonelo, kukhona ama-FD ezakhamuzi eziphezulu anikeza izinga elizinzile lembuyiselo yomtshali-zimali. Lokhu kunikeza umuzwa wokuphepha kanye nengozi encane.
4. Amathuluzi Okuhlela
Amathuluzi okuhlela ngokungangabazeki angenye yezinto ezivelele zesikhulumi. Kunamathuluzi ahlukahlukene atholakalayo ukuze abasebenzisi baphathe nokubala ukutshalwa kwezimali kwabo.
Futhi beza ne-UI elula ebenza basebenziseke kakhulu. Amanye amathuluzi aziwa kakhulu isibali se-SIP, isibali se-EPF, nesibali se-Compound Interest.
Ukuqhathaniswa Okuningiliziwe Phakathi Kwe-Vested & Scripbox
Nasi ukuqhathanisa okujulile kwe-Vested ne-Scripbox ngemibandela ehlukene.
1. Amacala Okuthengisa
Ikhuluma ngezindleko zokuthengiselana, i-Vested Finance ithembisa i-zero ikhomishini njengoba ihlale njalo kubasebenzisi bayo. Nokho, i-Scripbox ikhokhisa u-0.50% yenani lokuhweba (ubuncane be-$1 ngokuhweba ngakunye). Ngakho-ke, i-Vested iba inketho ethengekayo kakhulu kubatshalizimali.
2. Imali Yokuhoxiswa
Kokubili i-Vested ne-Scripbox inezimali zokuhoxa ezixhunywe ezinkambisweni zabo. Lokhu kungenxa yokuthi imithetho yase-US ikhokhisa iphesenti lezimali ezivela kubatshalizimali.
Nokho, kunomehluko omkhulu kuleli nani. Ngakolunye uhlangothi, i-Vested Finance ikhokhisa cishe u-$5 ngokukhipha ngakunye kanti, i-Scripbox ikhokhisa u-$10 ngokuhoxa kubatshalizimali bayo.
3. Amathuluzi Wokutshalwa Kwezimali
Lokhu ngokusobala akunangqondo. I-Scripbox inezinketho zokutshala izimali eziningi kakhulu kune-Vested Finance.
Njengoba i-Vested yethulwa ngokuyinhloko ngenhloso yokuhlinzeka ngamasheya ase-US kumaNdiya, i-Scripbox yethulwa njengendawo yokutshala imali esevele ihlinzeke ngezimali ezihlanganyelwe ezihlukahlukene, ama-FD, nokunye okwengeziwe. Ngakho-ke, kusobala ukuthi uzoba nezinketho eziningi ku-Scripbox kune-Vested.
I-4. Ukuxhaswa Kwamakhasimende
I-Scripbox isisebenze iminyaka engaphezu kweshumi manje naphezu kwalesi sikhathi, into eyodwa abayithuthukise kakhulu ukusekelwa kwabo kwamakhasimende. Ungathintana khona manjalo nethimba le-Scripbox uma ungathola usizo.
Ngokufanayo, i-Vested nayo inokusekelwa kwamakhasimende okuhle okuhloniphekile, kodwa ngezinye izikhathi abasebenzisi baye babonakala bekhononda ngempendulo yabo ehamba kancane.
5. Isixhumi esibonakalayo somsebenzisi
Kokubili i-Scripbox ne-Vested ine-UI eshelele kakhulu, enikeza ukunethezeka kubasebenzisi. Ungamane ukhethe isitoko sakho, ufake ubuningi bese usithenga. Azikho izinkinga noma izici ezeqisayo ezingakudida.
Izinzuzo ze-Vested
- Isixazululo esisodwa sokutshala imali, ukuhlola, nokubuyisela emuva izitoko zase-US nama-ETF
- Ayikhokhisi ikhomishini noma imali efihliwe
- Amasu angabizi
- Interface yomsebenzisi-friendly
- Ukusekelwa okuhle kwamakhasimende
Izinzuzo ze-Scripbox
- Izinketho zokutshala izimali ezihlukene zifaka Izimali Ezihlanganyelwe, Idiphozithi Engaguquki, amasheya ase-US, nokuningi.
- Ukutshalwa kwezimali okuyingxenye
- Idatha yemakethe yesikhathi sangempela
- Amathuluzi amaningi okutshala izimali kanye nezinjongo zokuhweba
- Ukutshala imali okusekelwe emigomweni
I-Cons of Vested
- Awukwazi ukutshala imali ezitokweni zasekhaya
- Akukho ukufinyelela kuma-cryptocurrencies, ama-IPO, nokuphuma kokunye
- Idiphozithi ibambezelekile kuhlelo lokusebenza
Ububi be-Scripbox
- Ayinikezi iziphakamiso zesitoko
- Ithuluzi lokushaja liyisisekelo kakhulu
Isinqumo sami
Sekukonke, i-Vested ne-Scripbox yizinkundla ezihlukile zokutshala imali emakethe yase-US. Ngakolunye uhlangothi, i-Vested inikeza izinketho zokutshala izimali ezilula nezisheshayo kanti i-Scripbox ikuvumela ukuthi utshale kunqwaba yezimpahla ezihlanganisa i-Mutual Funds, ama-ETF, ama-FD, ama-NFO, nama-NPS.
Nokho, ngingathanda ukuqhubeka I-Vested Finance uma ngifuna nje ukutshala imali ezitokisini zase-US ngenxa ye-AlphaScreener yayo enhle kakhulu, enikeza ukuhlaziywa okujulile namathuluzi asiza ocwaningweni lwesitoko nezinye izimpahla.
Hhayi lokho kuphela, amadiphozithi aqondile, kanye nokutshalwa kwezimali okuphindelelayo okunikezwa yi-Vested kunikeza izinzuzo eziningi kubatshalizimali bayo futhi kukwenze kube ukukhetha okungcono kokutshala imali ezimakethe zase-US. Ngazise uhlelo lwakho lokusebenza oluthandayo lokutshala imali ezimakethe zase-US esigabeni sokuphawula esingezansi.
shiya impendulo