Qhov kev nce qib tshiab tshaj plaws ntawm kev ua lag luam tam sim no thaum Is Nrias teb tab tom nce mus rau digitalization ntawm kev them nyiaj online ecosystem yog cov ntawv thov uas tso cai rau cov neeg siv yuav khoom hnub no thiab them rau lawv tag kis.
Cov ntawv thov no tso cai rau cov neeg siv yuav khoom thiab cov kev pabcuam los ntawm cov neeg muag khoom thiab them nyiaj rau lawv tom qab, raws li lub npe hais.
Tnws cov lus teb zoo tshaj plaws rau cov teeb meem no yog siv cov ntawv thov Them Tom Qab, uas ruaj ntseg thiab yooj yim muab cov neeg siv nkag mus rau kab ntawv qiv nyiaj yam tsis muaj paj laum.
Cov kev them nyiaj uas twb muaj lawm uas muab ib txoj kab qiv nyiaj rau cov neeg siv khoom muaj qee yam kev txwv, xws li nkag mus rau hauv koj tus lej nyiaj hauv tuam txhab kom ua tiav txhua qhov kev sib pauv thiab muab cov ntaub ntawv xws li cov ntaub ntawv hauv tuam txhab nyiaj, PIN, thiab lwm yam txhawm rau ua kom tiav qhov kev sib pauv.
Hauv daim ntawv no, peb yuav saib cov ncauj lus kom ntxaws txog kev them nyiaj tom qab UPI-raws li thiab cov neeg muag khoom uas muab rau lawv cov neeg siv khoom.
Kev them nyiaj tom qab yog dab tsi?
PayLater yog lub tswv yim uas tso cai rau cov neeg siv khoom yuav khoom thiab them rau lawv tom qab. Lub tswvyim yog piv rau qhov ntawm ib credit cardTxawm li cas los xij, tsis muaj daim npav rho nyiaj tiag tiag.
Kev ua lag luam tuaj yeem ua tiav yooj yim thiab cov nyiaj tau los ntawm qhov xaus ntawm lub voj voog qiv nyiaj, uas feem ntau yog 14 hnub ntev.
Thaum muab piv rau daim npav rho nyiaj, txoj kev PayLater feem ntau pom tau tias muaj kev nyab xeeb thiab zoo dua vim tias tsis muaj cov ntaub ntawv tseem ceeb xws li credit card naj npawb thiab cov ntsiab lus ntawm tus account.
Raws li kev ua lag luam rau PayLater daim ntawv thov loj hlob ntawm tus nqi exponential, ntau lub khw tau suav nrog lawv raws li kev xaiv them nyiaj.
Qhov zoo tshaj UPI Them tom qab apps hauv Is Nrias teb
1. Lub Tuam Txhab Nyiaj ICICI
ICICI yog thawj lub txhab nyiaj hauv Is Nrias teb los muab cov neeg siv khoom them nyiaj tom qab xaiv. ICICI qhov kev txwv tsis pub dhau ntawm INR 5,000 txog 20,000, nyob ntawm tus neeg siv khoom cov nyiaj tau los thiab creditworthiness.
Txhawm rau them lawv cov nqi raws sijhawm, tib neeg tuaj yeem txuas lawv cov nyiaj hauv tuam txhab nyiaj tau yooj yim rau kev them nyiaj tom qab kev pabcuam thiab xaiv qhov kev xaiv pib rho nyiaj.
nta
- Tsuas yog cov neeg siv khoom tam sim no tsim nyog ICICI Bank tau tsim nyog.
- Cov ntsiab lus credit txog li 45 hnub
- Them cov nqi, them nyiaj rau cov tub lag luam, lossis khw nrog UPI ID.
- Siv tau los ntawm mobile app, online banking, thiab ICICI Pockets.
2. LazyPay
LazyPay yog ib qho ntawm Is Nrias teb qhov kev yuav khoom nrov tshaj plaws tam sim no, them nyiaj rau lwm txoj hauv kev. Nrog cov txheej txheem KYC tsis muaj ntawv, nws muab cov kab qiv nyiaj ceev.
Koj tuaj yeem luam theej duab thiab them nyiaj lossis siv koj li UPI ID los cuam tshuam nrog tag nrho UPI-kev lees txais kev lag luam. Cov khw muag khoom offline thiab cov kev pabcuam online xws li Ola, Uber, Flipkart, Myntra, Zomato, Swiggy, Bookmyshow, thiab lwm tus txais kev them nyiaj.
Yog tias koj qhov kev hloov pauv ntau dua ₹10,000, koj tuaj yeem hloov nws mus rau EMI Yooj Yim raws li cov kev xaiv muaj. Lub app muab lub sijhawm 15-hnub tsis muaj paj laum tom qab uas koj yuav tsum them rov qab thiab txiav txim siab tus as-qhauj (hnub 3 thiab 18 ntawm txhua lub hlis).
Koj tuaj yeem them nyiaj ncaj qha lossis manually siv UPI, online banking, lossis a daim debit card.
nta:
- Siv UPI Scan thiab Them Nyiaj
- Qhov credit txwv siab tshaj ntawm ₹100,000
- Lub sijhawm 15-hnub tsis muaj paj laum
- Tsis tu ncua luv nqi ntawm cov khw muag khoom
- Them ntawm cov khw muag khoom online xws li Flipkart, Zomato, thiab Swiggy.
3. Jupiter Ntug
Jupiter Edge yog qhov txhim khu kev qha them nyiaj UPI app los ntawm Neo banking platform. Nws muab txog li ₹10,000 hauv credit rau UPI them nyiaj tsis muaj paj. Qhov kev txwv credit no tuaj yeem siv los them ob qho tib si online thiab offline cov khw muag khoom uas lees txais UPI cov nyiaj them.
Koj tuaj yeem siv lub app siv nyiaj rau cov ntawv thov xws li Swiggy, Zomato, Amazon, Myntra, Bigbasket, thiab lwm yam.
Nws kuj tso cai rau koj them cov nqi hauv-app. Qhov no suav nrog kev them xov tooj ntawm tes, hluav taws xob, dej, thiab nqi roj, thiab lwm yam.
Txhua lub hlis, hnub tim 15 thiab hnub kawg ntawm lub hli, ib daim nqi raug tsim. Tom qab tsim daim nqi, koj muaj tsib hnub los ua qhov them rov qab.
nta
- 15-hnub tsis muaj paj laum them rov qab
- Tau txais qhov credit txwv txog li ₹10,000.
- Them online siv cov ntawv thov xws li Swiggy, Zomato, thiab Amazon.
- Them koj daim nqi xov tooj thiab lwm yam nqi hluav taws xob.
4. Paytm Postpaid
Paytm yog ib qho ntawm Is Nrias teb cov ntawv thov kev them nyiaj nrov tshaj plaws. Paytm Postpaid yog qhov kev xaiv them tom qab uas Paytm muab rau nws cov neeg siv khoom nquag.
Koj tuaj yeem siv qhov kev pabcuam Postpaid los them rau cov kev pabcuam tsim nyog lossis cov tub lag luam koom tes. Thaum Postpaid muaj, nws yuav tshwm sim hauv cov kev xaiv them nyiaj.
Kev them nyiaj rov qab, them nqi, Paytm Mall khw, thiab lwm tus tub lag luam nyob ib ncig ntawm Is Nrias teb yog tag nrho suav nrog. Paytm tam sim no yog lub platform nrov tshaj plaws hauv Is Nrias teb rau kev hloov nyiaj, BHIM UPI cov nyiaj them rov qab, them rov qab, thiab lwm yam kev them nyiaj online.
Txhua lub hlis, ib daim nqi raug tsim. Koj qhov kev txwv them nyiaj Postpaid yog txiav txim siab los ntawm koj cov keeb kwm kev lag luam, Paytm kev sib raug zoo, thiab keeb kwm credit.
nta
- Txog li ₹60,000 yog qhov siab tshaj plaws.
- Them ntawm Paytm cov khw muag khoom thiab cov koom tes hauv online
- Nws pab txoj kev loj hlob ntawm ib credit tau.
- Them koj cov nqi lossis yuav khoom ntawm Paytm Mall.
- Lub sijhawm 30-hnub tsis muaj paj laum
5. MobiKwik Zip
Cov nyiaj los ntawm MobiKwik ZIP tuaj yeem hloov mus rau hauv tsev txhab nyiaj thiab siv los them nqi, yuav khoom offline thiab online, yuav daim pib tsheb ciav hlau, thiab lwm yam.
Nyob rau hauv ib lub voj voog nqi, cov neeg siv khoom tuaj yeem tau txais credit txog li INR 60,000 yam tsis muaj paj laum. Yog tias lub voj voog them nqi dhau mus, lub tuam txhab raug tso cai los ua cov paj laum ntawm cov kab qiv nyiaj. Lub voj voog them nqi yuav siv sijhawm 21 hnub.
Lub portal muaj luv nqi thiab deals uas hloov ua txhua hnub, tso cai rau koj mus khwv tau nyiaj rov qab raws sij hawm them rov qab thiab ntau dua.
Koj tuaj yeem siv lub platform lossis lwm yam kev pabcuam xws li kev hloov pauv hauv txhab nyiaj, rov them dua thiab them nqi, thiab lwm yam.
nta
- Muaj ntau ntau txoj kev them nyiaj, suav nrog daim npav rho nyiaj, credit cards, hnab nyiaj hauv xov tooj, UPI, thiab kev lag luam online.
- Yuav tsum tau them tus nqi ntawm INR 99.
- Lub hnab nyiaj hloov mus rau lub tsev txhab nyiaj raug them ntawm 3.95% + GST.
xaus
Lub tswv yim tom qab kev yuav khoom tam sim no, thiab them nyiaj tom qab yog tias cov neeg siv khoom tuaj yeem tau txais yam lawv xav tau tam sim no thaum tseem tau txais qee lub sijhawm them nyiaj rau nws. Yog tias koj tsis tuaj yeem lossis tsis xav them rau ib yam dab tsi ib zaug, yuav tam sim no, them nyiaj tom qab yuav zoo li ntxim nyiam.
Cov nyiaj qiv no ncua koj cov credit yam tsis tau them cov paj laum siab, tab sis nrog cov phiaj xwm them rov qab, yog li koj tsis tuaj yeem nrog cov nuj nqis tsis tu ncua.
Txawm li cas los xij, tshuaj xyuas yog tias cov nyiaj them poob qis thiab qhov kev nplua uas koj tuaj yeem ntsib yog tias koj them tsis tau. Nyeem cov ntawv me me ntawm kev yuav khoom tam sim no, them nyiaj tom qab kom zoo zoo kom koj nkag siab tag nrho cov lus koj tau cog lus rau.
Sau ntawv cia Ncua