Technology tau loj hlob sai dua puas tau, thiab cov credit-based apps ntawm lub teb chaws tsis txawv.
Nrog ntau txoj kev xaiv hauv kev ua lag luam, nws tsis meej pem ntawm kev xaiv qhov zoo tshaj plaws rau koj.
Kuv tau hais txog qhov zoo tshaj plaws credit apps koj tuaj yeem siv ntawm koj qhov yooj yim.
Cov npe no suav nrog cov ntsiab lus tseem ceeb ntawm tag nrho cov apps no nrog rau lawv cov nta saum toj kawg nkaus thiab kev ntaus nqi app.
Yog li cia peb dhia ncaj qha rau hauv daim ntawv teev npe thiab pom tus lej ib daim npav rho nyiaj app hauv Is Nrias teb.
Uni Card
UniCard tsis ntev los no tau tshaj tawm xov xwm nrog nws lub tswv yim kev lag luam uas cia cov neeg siv faib lawv cov nqi ua peb ntu thiab them rau peb lub hlis tom ntej yam tsis muaj nqi ntxiv. Nws kuj tseem muaj cov kev xaiv EMI rau 6,9,12,18+ hli.
Rov qab los ntawm Visa, UniCard tau txais nyob ib ncig ntawm 99% ntawm cov chaw thoob plaws tebchaws. Koj kuj tau txais ib daim npav rho nyiaj virtual tam sim ntawd tom qab tso npe rau hauv app kom txog thaum lub sijhawm koj daim npav lub cev tuaj txog. Nyeem peb qhov kev tshuaj xyuas tag nrho ntawm Uni Card.
Sab saum toj nta
- 1% instant cashback ntawm them tag nrho cov nyiaj hauv 30 hnub
- 100% cashback yog tias muaj cov nqi them tsis tau koj qhov kev paub
- Xauv koj daim npav nrog ib nias thaum muaj xwm ceev
- 24 × 7 cov neeg siv khoom txhawb nqa thiab kev pabcuam
- Zero ua tus nqi
- App ntsuam xyuas- 4.5 hnub qub
Daim ntawv
Slice yog ib tug tub kawm ntawv tshwj xeeb app uas cia cov tub ntxhais hluas ntawm lub teb chaws siv credit los them lawv cov nqi.
Nws muab cov neeg siv faib lawv cov nqi thiab them lawv ntau dua 3 lub hlis yam tsis muaj nqi ntxiv. Muab ib ncig ntawm Rs.10 lakhs hauv credit, Slice yog siv los ntawm ntau tshaj 12 lab cov neeg siv hauv lub tebchaws.
Slice txawm tso cai rau cov neeg siv uas tsis muaj qhov qhab nia CIBIL. Txhua tus neeg laus dua 18 tuaj yeem thov tau yooj yim thiab pib txaus siab rau nws cov kev pabcuam.
Sab saum toj nta
- Ua kom tus account hauv tsawg dua 24 teev
- Muaj nyob rau ntawm feem ntau ntawm cov lag luam e-lag luam loj hauv Is Nrias teb suav nrog Amazon, Flipkart, thiab Snap Deal.
- Instant 2% cashback nrog Slice super card
- Tsis muaj nqi txhua xyoo
- App rating-4.6 hnub qub
Ib Daim Card
OneCard muab kev them nyiaj tam sim los ntawm lawv cov credit thiab tom qab ntawd faib cov nyiaj hauv EMI txhua hli raws li qhov yooj yim ntawm cov neeg siv khoom.
Nws kuj muaj ib qho xim hlau credit card koom tes nrog qee lub tsev txhab nyiaj sab saum toj suav nrog IDFC First Bank, South Indian Bank, SBM Bank, thiab Bank of Baroda Financial. Cov neeg siv tuaj yeem tau txais tam sim ntawm lub nkoj thiab pib siv cov txiaj ntsig ntawm daim npav.
OneCard tseem muaj txog 5x khoom plig rau saum 2 pawg ntawm koj cov keeb kwm kev siv nyiaj. Tus neeg siv-phooj ywg interface muab cov hloov tshiab raws sijhawm thiab cia cov neeg siv taug qab txhua yam ntawm lawv cov nuj nqis.
Sab saum toj nta
- Qhib koj tus account tshiab hauv tsawg dua 5 feeb seamlessly
- Yooj yim faib koj cov nyiaj hauv EMIs
- Tau txais daim npav zoo hlau zoo
- Tswj koj EMIs los ntawm EMI dashboard yam tsis muaj kev pab lossis kev txhawb nqa
- Cov khoom plig raws sij hawm thiab muaj
- App ntsuam xyuas- 4.3 hnub qub
Paytm Credit Card
Ib qho ntawm thawj qhov kev them nyiaj digital apps hauv lub tebchaws Paytm muab cov chaw qiv nyiaj rau nws cov neeg siv nrog ntau cov txiaj ntsig. Paytm muab cov npav rho nyiaj sib koom ua ke nrog cov tsev txhab nyiaj sib txawv xws li SBI thiab muab ntau qhov kev qhia thiab nyiaj ntsuab rov qab.
Daim npav rho nyiaj tau txais thoob plaws lub tebchaws thiab yog ib daim npav nrov tshaj plaws, uas ua rau nws yooj yim heev.
Paytm credit cards muab ib tug ca 1% cashback ntawm tag nrho cov muas ua nrog lawv daim npav. Nws kuj tseem pab tsim cov qhab nia CIBIL ntawm cov neeg siv nrog nws cov chaw qiv nyiaj.
Sab saum toj nta
- 100% cov txheej txheem digital rau cov ntaub ntawv
- 5% cashback hauv Paytm Mall
- Pib pib yam tsis muaj nqi qhib
- Txais nyob rau hauv ntau tshaj 1 crore outlets thoob plaws lub teb chaws
- App Rating-4.6 hnub qub
LazyPay
Lazypay, lwm qhov nrov credit app hauv lub tebchaws muaj kev them nqi tam sim ntawm UPI. Koj tuaj yeem them koj cov nqi los ntawm cov chaw qiv nyiaj thiab them rov qab rau hauv 15 hnub ntawm xoom paj.
Lazypay muab qiv txog Rs.5 lakhs raws li tus neeg siv tus qhab nia CIBIL. Nws kuj tseem muab sijhawm sijhawm rau qee lub platform nrov tshaj plaws suav nrog Zomato, Swiggy, Rapido, Mcdonald's, thiab ntau ntxiv.
Koj tau txais daim npav rho nyiaj lub cev thiab siv rau kev yuav khoom offline. Thiab qhov zoo tshaj plaws, lawv qhov kev pom zoo yog siab heev ntawm 99%.
Sab saum toj nta
- Ceev, paperless KYC hauv feeb
- Siv Lazypay app pub dawb rau lub neej
- Tsis muaj nqi them txhua xyoo lossis cov nqi zais
- Cov khoom plig ntxim nyiam thiab nyiaj rov qab
- Txais tos txais nyiaj ntxiv
- App ntsuam xyuas- 4.4 hnub qub
Wizi
Wizi muab nws cov neeg siv ntau daim npav rho nyiaj los ntawm cov tsev txhab nyiaj sab saum toj hauv lub tebchaws. Nws tsis tsuas yog pab hauv kev ua daim npav rho nyiaj tshiab, tab sis nws kuj tseem pab tswj koj daim npav rho nyiaj uas twb muaj lawm nrog nws cov neeg siv khoom siv interface.
Nrog Wizi, koj tuaj yeem yooj yim them koj cov nqi thiab tom qab ntawd faib lawv rau hauv EMIs raws li koj qhov yooj yim.
Sab saum toj nta
- Kev pom zoo sai sai thaum lub sijhawm sau npe
- Tsis xav tau cov ntaub ntawv thaum caij nkoj
- Ua kom pom tseeb
- Koom tes nrog cov tsev txhab nyiaj sab saum toj ntawm lub tebchaws suav nrog ICICI Bank, American Express, thiab ntau dua.
- Them nqi, EMIs, thiab ntau ntxiv los ntawm ib lub platform.
- App ntsuam xyuas- 4.3 hnub qub
Bajaj Finserv Card
Bajaj Finserv muaj ntau daim npav rho nyiaj hauv app, koom tes nrog RBL thiab DBS cov tsev txhab nyiaj. Koj tsuas tuaj yeem mus rau lub platform thiab sau npe. Yog tias koj qhov qhab nia CIBIL yog 750+, ces koj yuav tsim nyog rau daim npav rho nyiaj.
Koj tuaj yeem hloov koj cov nyiaj them rau hauv EMI tau yooj yim yog tias tus nqi ntau dua Rs.2500.
Koj tuaj yeem siv daim npav los them koj cov nqi ntawm ntau lub platform.
Sab saum toj nta
- Instant Loan pom zoo ntawm nominal paj
- Nws suav nrog tsis muaj nqi zais
- Tsis muaj paj laum rau cov nyiaj rho tawm rau 50 hnub
- Tau txais 8 Tshav Dav Hlau Lounge nkag hauv ib xyoos
- Tau txais 5% luv nqi tam sim ntawm cov nyiaj them poob qis ntawm txhua lub khw Bajaj Finserv tus khub.
- App ntsuam xyuas- 4.2 hnub qub
Post Pe
Post Pe yog yuav-tam sim no-them-them app uas yog los ntawm BharatPe uas tso cai rau cov neeg siv tau txais cov qhab nia thiab siv lawv ntawm ntau qhov chaw muag khoom. Koj tuaj yeem them rov qab tus nqi ntawm 0 paj hauv ib ntu ntawm 30 hnub.
Nws kuj tseem muab txog li Rs.10 lakhs ntawm credit rau cov neeg siv raws li qhov qhab nia CIBIL.
PostPe muab lub scanning feature uas cov neeg siv tuaj yeem them nyiaj tam sim nrog QR cov lej thiab tom qab ntawd them rov qab hauv EMIs. Daim nqi raug tsim tawm ntawm 1st ntawm txhua lub hlis.
Cov neeg siv kuj muaj kev xaiv los faib hauv 3/4/5/6 EMI txhua hli.
Sab saum toj nta
- Siv daim npav Postpe rau kev yuav khoom hauv online lossis offline
- Sau npe tam sim ntawm Whatsapp
- Xa mus rau lub app thiab khwv tau txog li 5% cashback
- Xa nyiaj rau koj cov neeg sib cuag lossis koj tus account hauv txhab nyiaj tsis muaj teeb meem
- credit tsis pub muaj paj txog li 30 hnub
- App rating-4.1 hnub qub
Ntaus
Ib qho ntawm Is Nrias teb thawj daim npav rho nyiaj digital, Aspire muaj ntau yam kev pabcuam thiab muab rau cov neeg siv. Siv daim npav them tam sim ntawm txhua lub khw. Koj tuaj yeem rhuav tshem koj cov nyiaj them poob haujlwm rau 4 ntu ntawm 0% paj.
Tsuas yog nkag mus rau hauv lub app nrog koj tus lej xov tooj ntawm tes txuas nrog UPI thiab tau txais koj qhov credit txwv. Koj tsis xav tau daim npav rho nyiaj uas twb muaj lawm lossis tus qhab nia CIBIL siv lub app.
Sab saum toj nta
- 5-feeb kev sau npe
- Tswj koj tus account tag nrho ntawm koj lub xov tooj ntawm tes
- Ib-nias checkouts nrog tons ntawm cov tub lag luam
- Tsis muaj nqi yooj yim
- Nominal tus nqi txhua hli
IndMoney
IndMoney tseem tsis tau tshaj tawm nws cov credit, tab sis cov lus tshaj tawm suab zoo heev. Koj tuaj yeem yuav yooj yim Teb Chaws Asmeskas Tshuag los ntawm lub platform uas ua rau nws ib yam ntawm cov npe no. Kev sib nrig sib pab nyiaj, Digital kub, Tshuag, kev tuav pov hwm, thiab ntau ntxiv.
Lub app kuj muab tus nqi tracker, AI-raws li kev nqis peev, thiab lwm yam uas ua rau nws muaj txiaj ntsig zoo. Koj tseem tuaj yeem yuav IPOs los ntawm lub app.
Qhov laj thawj kuv xav ntxiv INDmoney rau hauv daim ntawv yog vim lawv daim IND Super Credit Card uas yuav los tom ntej, koom tes nrog SBM Bank. Tam sim no, koj tuaj yeem koom nrog cov npe tos los ntawm kev txhim kho INDMoney app.
Sab saum toj nta
- Tau txais tons ntawm kev xaiv peev ntawm lub app
- Tus neeg siv-phooj ywg interface
- Tag nrho cov nuj nqis tracker los tswj koj cov nyiaj txiag
- Pab hauv kev npaj se
- Cov khoom plig pub dawb rau kev koom nrog
- App ntsuam xyuas- 4.4 hnub qub
OlaMoney
Kev tswj hwm hauv kev thauj mus los, OlaMoney kuj tau pib nws daim npav rho nyiaj nrog SBI. Koj tuaj yeem tau txais cov kev pabcuam sai sai nrog rau npe ceev. Daim npav tuaj yeem siv los them cov nqi, tshem tawm EMIs, thiab ntau ntxiv.
Nws kuj tseem muaj ntau yam kev them nyiaj rov qab rau nws cov neeg siv thiab lub tiaj tus 1% cashback ntawm txhua qhov kev lag luam tsis suav nrog kev thauj khoom e-hnab nyiaj.
Sab saum toj nta
- Tsis muaj nqi koom nrog
- Smooth onboarding txheej txheem
- 7% cashback ntawm tag nrho Ola caij
- Txais tos muab nqi Rs.10,000
- Tau txais qhov tshwj xeeb 10% tawm ntawm Hotel bookings thiab 5% tawm ntawm Flight bookings
- App ntsuam xyuas- 2.6 hnub qub
vCard
vCard muaj txoj cai ntawm 0% paj paj rau 50 hnub. Cov neeg siv tau tam sim ntawd txhiv lawv cov credit thiab hloov mus rau lawv tus kheej tus account lossis siv nws los them cov tub lag luam lossis lawv cov phooj ywg.
vCard kuj muaj kev pabcuam seamless nrog 24 × 7 cov neeg siv khoom txhawb nqa. Koj tuaj yeem siv lub app los taug qab koj cov nuj nqis credit card thiab.
Sab saum toj nta
- Hassle-dawb teeb nrog paperless KYC
- Tus kheej thiab tshwj xeeb muab los ntawm cov tub lag luam
- Pab txhim kho cov qhab nia credit ntawm cov neeg siv
- Lub sijhawm cashback thiab khoom plig rau cov neeg siv
- App ntsuam xyuas- 2.4 hnub qub
Cov no yog 12 daim npav rho nyiaj saum toj kawg nkaus hauv Is Nrias teb. Qhov qeb duas yog nyob ntawm tus naj npawb ntawm cov yam ntxwv thiab kev tshuaj xyuas ntawm cov apps.
Dab tsi yog koj tus kheej nyiam credit card app rau kev yuav khoom?
Qhia rau kuv paub hauv tshooj lus.
Ujwal Bhai Sood
Kuv nyiam cov apps zoo li Slice vim lawv ua kom yooj yim los tswj kuv cov nyiaj txiag. Kuv ib txwm paub tias kuv qhov nyiaj tshuav yog dab tsi thiab kuv siv tau dab tsi.
Ashish
Thov nco ntsoov kev faib nyiaj hauv UNI, SLICE nrog paj dawb tsis tuaj yeem ua tau, ua ntej nws ua tau. Raws li tsab xov xwm no tsis ntev los no hloov tshiab xav kom qhia meej txog qhov no. Tsis muaj app kuv pom txog tam sim no leej twg tuaj yeem hloov siv nyiaj hauv Tsis muaj nqi EMI.
Tab sis ua tsaug rau tus ncej.
Vihit
Jupiter yog cov txiv neej zoo dua; nyob rau hauv txhua txoj kev