Theknoloji e ntse e hōla ka potlako ho feta leha e le neng pele, 'me li-apps tsa naha tse thehiloeng mokitlane ha li fapane.
Ka likhetho tse ngata 'marakeng, hoa ferekanya ho khetha e ntle ka ho fetisisa bakeng sa hau.
Ke boletse lisebelisoa tse ntle ka ho fetisisa tsa mekoloto tseo u ka li sebelisang ha u le bonolo.
Lenane lena le kenyelletsa lintlha tsa bohlokoa tsa lits'ebetso tsena kaofela hammoho le likarolo tsa tsona tse holimo le litekanyetso tsa lisebelisoa.
Kahoo ha re kenelle lethathamong 'me re bone app ea pele ea karete ea mokoloto India.
Uni Card
UniCard e sa tsoa etsa lihlooho ka leano la eona la ho bapatsa la ho tlohella basebelisi ho arola likoloto tsa bona likarolo tse tharo mme ba lefe likhoeling tse tharo tse tlang ntle le litšenyehelo tse ling. E boetse e fana ka likhetho tsa EMI bakeng sa likhoeli tse 6,9,12,18+.
E tšehetsoa ke Visa, UniCard e amohetsoe hoo e ka bang 99% ea libaka ho pholletsa le naha. U boetse u fumana karete ea mokoloto hang hang ka mor'a ho ingolisa ho app ho fihlela nako eo karete ea hau ea 'mele e fihlang ka eona. Bala tlhahlobo ea rona e felletseng ea Uni Card.
Litšobotsi tse phahameng
- 1% ea ho khutlisa hang hang ha u lefa chelete eohle ka matsatsi a 30
- Ho khutlisa chelete ea 100% haeba ho lefisoa litefiso ntle le tsebo ea hau
- Notlela karete ea hau ka ho tobetsa hanngoe feela maemong a tšohanyetso
- 24 × 7 tšehetso le thuso ea bareki
- Chelete ea ts'ebetso ea zero
- Tekanyetso ea app - linaleli tse 4.5
selae
Slice ke sesebelisoa se ikhethileng sa baithuti se lumellang bacha ba naha ho sebelisa mokoloto ho lefa likoloto tsa bona.
E fa basebelisi ho arola likoloto tsa bona le ho li lefa ho feta likhoeli tse 3 ntle le litefiso tse ling. E fana ka chelete e ka bang Rs.10 lakhs ka mokitlane, Slice e sebelisoa ke basebelisi ba fetang limilione tse 12 naheng.
Slice e bile e lumella basebelisi ba se nang lintlha tsa CIBIL. Mang kapa mang ea ka holimo ho 18 a ka etsa kopo habonolo mme a qala ho natefeloa ke lits'ebeletso tsa eona.
Litšobotsi tse phahameng
- Ak'haonte e kentsoe ka tlase ho lihora tse 24
- E fumaneha boholo ba li-platform tsa e-commerce tse kholo India ho kenyeletsoa Amazon, Flipkart, le Snap Deal.
- Ho khutlisa chelete hang hang ka 2% ka karete ea Slice super
- Ha ho na litefiso tsa selemo le selemo
- Lintlha tsa app - linaleli tse 4.6
OneCard
OneCard e fana ka tefo ea hang-hang ka mokoloto oa bona ebe hamorao e arola chelete eo ka li-EMI tsa khoeli le khoeli ho latela boiketlo ba moreki.
E boetse e fana ka metallic karete mokitlane ka tšebelisano 'moho le tse ling tsa libanka tse holimo ho kenyeletsa IDFC First Bank, South Indian Bank, SBM Bank, le Bank of Baroda Financial. Basebelisi ba ka kena hang-hang 'me ba qala ho sebelisa melemo ea karete.
OneCard e boetse e fana ka meputso e fihlang ho 5x likarolong tse 2 tse holimo tsa nalane ea tšebeliso ea chelete. Khokahano e bonolo ea basebelisi e fana ka lintlafatso tse nakong mme e lumella basebelisi ho boloka tlaleho ea litšenyehelo tsohle tsa bona.
Litšobotsi tse phahameng
- Kenya ak'haonte ea hau e ncha ka nako e ka tlase ho metsotso e 5 ntle le mathata
- Arola chelete ea hau habonolo ho li-EMIs
- Fumana karete ea mokitlane ea tšepe ea boleng bo holimo
- Laola li-EMI tsa hau ka dashboard ea EMI ntle le thuso kapa tšehetso
- Meputso le litlhahiso tse nakong
- Tekanyetso ea app - linaleli tse 4.3
Karete ea mokitlane ea Paytm
E 'ngoe ea lisebelisoa tsa pele tsa litefo tsa dijithale naheng Paytm e fana ka mekoloto ho basebelisi ba eona ka melemo e mengata. Paytm e fana ka likarete tsa mokoloto tse kopanetsoeng tse nang le libanka tse fapaneng joalo ka SBI mme e fana ka litefiso tse ngata le mekotla ea chelete.
Karete ea mokitlane e amoheloa ho pholletsa le naha mme ke e 'ngoe ea likarete tse tsebahalang haholo, e leng se etsang hore e be bonolo haholo.
Likarete tsa mekitlane tsa Paytm li fana ka puseletso ea 1% ho litšebelisano tsohle tse entsoeng ka likarete tsa bona. E boetse e thusa ho aha lintlha tsa CIBIL tsa basebelisi ka mekoloto ea eona.
Litšobotsi tse phahameng
- 100% ts'ebetso ea dijithale bakeng sa litokomane
- 5% ea ho khutlisa chelete ho Paytm Mall
- Qala ntle le tefo ea ho kenya tshebetsong
- E amohetsoe libakeng tse fetang 1 crore naheng ka bophara
- App Rating-4.6 linaleli
LazyPay
Lazypay, sesebelisoa se seng se tsebahalang sa mokoloto naheng ena se fana ka tefo ea hang-hang ea likoloto ka UPI. U ka lefa likoloto tsa hau ka lits'ebeletso tsa mekitlane 'me u li lefelle ka mor'a matsatsi a 15 ntle le phaello ea letho.
Lazypay e fana ka likalimo tse fihlang ho Rs.5 lakhs ho latela lintlha tsa CIBIL tsa mosebelisi. E boetse e fana ka litefiso tse nakong ho tse ling tsa li-platform tse tsebahalang haholo ho kenyelletsa Zomato, Swiggy, Rapido, Mcdonald's, le tse ling tse ngata.
U fumana karete ea mokitlane eo u ka e sebelisang ho reka ntle le marang-rang. 'Me karolo e ntle ka ho fetisisa, tumello ea bona e phahame haholo ho 99%.
Litšobotsi tse phahameng
- KYC e potlakileng, e se nang pampiri ka mor'a metsotso e seng mekae
- Sebelisa app ea Lazypay mahala bophelo bohle
- Ha ho na litefiso tsa selemo le selemo kapa litefiso tse patiloeng
- Meputso e khahlang le meputso ea chelete
- Fumana bonase e amohelehang
- Tekanyetso ea app - linaleli tse 4.4
Wizi
Wizi e fa basebelisi ba eona likarete tse fapaneng tsa mokoloto tse tsoang libankeng tse holimo naheng. Ha e thuse feela ho sebetsana le karete e ncha ea mokoloto, empa e boetse e thusa ho laola likarete tsa hau tsa mokoloto tse teng ka sebopeho sa eona se bonolo sa basebelisi.
Ka Wizi, u ka lefa likoloto tsa hau habonolo, 'me hamorao ua li arola ka li-EMI ho ea ka seo u se ratang.
Litšobotsi tse phahameng
- Kamohelo e potlakileng nakong ea ngoliso
- Ha ho na litokomane tse hlokahalang ha u ntse u palama
- Ponaletso e felletseng
- E sebelisana le libanka tse holimo tsa naha ho kenyeletsoa ICICI Bank, American Express, le tse ling.
- Lefa likoloto, li-EMI, le tse ling tse ngata ho tsoa sethaleng se le seng.
- Tekanyetso ea app - linaleli tse 4.3
Karete ea Bajaj Finserv
Bajaj Finserv e fana ka likarete tse fapaneng tsa mokoloto tse thehiloeng ho app, tse sebelisanang le libanka tsa RBL le DBS. U ka ea sethaleng 'me ua ingolisa. Haeba lintlha tsa hau tsa CIBIL e le 750+, joale u tla tšoaneleha bakeng sa karete ea mokoloto.
O ka fetolela tefo ea hau habonolo hore e be li-EMI haeba chelete e feta Rs.2500.
U ka sebelisa karete ho lefa likoloto tsa hau ho li-platform tse fapaneng.
Litšobotsi tse phahameng
- Tumello ea Kalimo ea Hang-hang ka tsoala ea lebitso
- Ha e kenyeletse liqoso tse patiloeng
- Ha ho phaello ea ho ntša chelete ka matsatsi a 50
- Fumana sebaka sa phomolo sa boema-fofane ba 8 ka selemo
- Fumana theolelo ea 5% hang ha u patalla lebenkeleng lefe kapa lefe la balekane ba Bajaj Finserv.
- Tekanyetso ea app - linaleli tse 4.2
Post Pe
Post Pe ke sesebelisoa sa Buy-hajoale-pay-hamorao se nang le BharatPe se lumellang basebelisi ho fumana likalimo le ho li sebelisa mabenkeleng a fapaneng. O ka lefa chelete eo ka tsoala e 0 ka nako ea matsatsi a 30.
E boetse e fana ka mokoloto o fihlang ho Rs.10 lakhs ho basebelisi ho latela lintlha tsa CIBIL.
PostPe e fana ka karolo ea ho lekola eo ka eona basebelisi ba ka lefang hang hang ka likhoutu tsa QR ebe hamorao ba lefa ka li-EMIs. Bili e hlahisoa ka la 1 khoeli le khoeli.
Basebelisi ba boetse ba na le khetho ea ho arola 3/4/5/6 EMIs ea khoeli le khoeli.
Litšobotsi tse phahameng
- Sebelisa karete ea Postpe ho reka inthaneteng kapa ntle le inthanete
- Ingolise hang-hang ka Whatsapp
- Sheba sesebelisoa 'me u fumane chelete e fihlang ho 5%.
- Romella chelete ho mabitso a hau kapa ak'haonte ea hau ea banka ntle le mathata
- Mokitlane o senang tswala ho fihla ho matsatsi a 30
- Lintlha tsa app - linaleli tse 4.1
Sehlaseli
E 'ngoe ea likarete tsa pele tsa mokoloto tsa India tsa dijithale, Aspire e fana ka lits'ebeletso tse ngata le litefiso ho basebelisi. Sebelisa karete ho lefa hang-hang lebenkeleng lefe kapa lefe. U ka ba ua arola tefo ea hau ka mekhahlelo e 4 ka phaello ea 0%.
Kena feela ho sesebelisoa ka nomoro ea hau ea mohala e hokahaneng le UPI 'me u fumane moeli oa mokoloto oa hau. Ha o hloke karete ea mokoloto e teng kapa lintlha tsa CIBIL ho sebelisa sesebelisoa.
Litšobotsi tse phahameng
- Ts'ebetso ea ho ingolisa ea metsotso e 5
- Laola ak'haonte ea hau ka botlalo ho mobile ea hau
- Ho lefa ha 'ngoe feela ka barekisi ba bangata
- Ha ho litefiso tsa boiketlo
- Tefiso ea khoeli le khoeli
IndMoney
IndMoney e ntse e tla qala mokoloto oa eona, empa liphatlalatso li utloahala li ts'episa. O ka reka habonolo US stocks ho tloha sethaleng se etsang hore e be e 'ngoe ea mefuta lethathamong lena. Lichelete tse kopanetsoeng, Digital khauta, Stocks, inshorense, le tse ling tse ngata.
Sesebelisoa se boetse se fana ka tracker ea litšenyehelo, matsete a thehiloeng ho AI, le likarolo tse ling tse etsang hore e be molemo haholo. U ka reka le li-IPO ho tsoa ho sesebelisoa.
Lebaka leo ke neng ke batla ho kenya INDmoney lethathamong ke ka lebaka la IND Super Credit Card ea bona e tlang, ka kopanelo le SBM Bank. Hajoale, o ka ikopanya le lenane la ba emetse ka ho kenya sesebelisoa sa INDMoney.
Litšobotsi tse phahameng
- Fumana lithane tsa likhetho tsa matsete ho app
- Sesebelisoa se nang le botsoalle
- Tracker e felletseng ea litšenyehelo ho laola lichelete tsa hau
- E thusa ho rala Lekhetho
- Meputso ea mahala ha o kenela
- Tekanyetso ea app - linaleli tse 4.4
OlaMoney
E laola lefapheng la lipalangoang, OlaMoney e boetse e phatlalalitse karete ea eona ea mokoloto le SBI. U ka fumana litšebeletso hang hang ka ngoliso e potlakileng. Karete e ka sebelisoa ho lefa likoloto, ho hlakola li-EMI, le tse ling tse ngata.
E boetse e fana ka limpho tse fapaneng tsa ho khutlisa chelete ho basebelisi ba eona le puseletso e bataletseng ea 1% litšebelisanong tsohle ntle le ho kenya sepache sa e-wallet.
Litšobotsi tse phahameng
- Ha ho litefiso tsa ho ikopanya
- Mokhoa o bonolo oa ho kenya
- 7% ea ho khutlisa chelete ho likoloi tsohle tsa Ola
- Litlhahiso tsa kamohelo tsa Rs.10,000
- Fumana phokoletso e khethehileng ea 10% ha u bhuka Lihotele le phokoletso ea 5% ha u bhuka Sefofane
- Tekanyetso ea app - linaleli tse 2.6
vCard
vCard e fana ka pholisi ea phaello ea 0% ea mokoloto ka matsatsi a 50. Basebelisi ba ka lopolla mekoloto ea bona hang-hang 'me ba e fetisetsa akhaonteng ea bona kapa ba e sebelise ho lefa mohoebi leha e le ofe kapa metsoalle ea bona.
vCard e boetse e fana ka litšebeletso tse se nang moeli ka tšehetso ea bareki ba 24×7. U ka sebelisa sesebelisoa ho latela litšenyehelo tsa karete ea hau ea mokoloto.
Litšobotsi tse phahameng
- Litlhophiso tse se nang mathata ka KYC e se nang pampiri
- Litlhahiso tse ikhethileng le tse ikhethileng ho tsoa ho barekisi
- E thusa ho ntlafatsa lintlha tsa mokoloto tsa basebelisi
- Ho khutlisa chelete ka nako le meputso bakeng sa basebelisi
- Tekanyetso ea app - linaleli tse 2.4
Tsena e ne e le lisebelisoa tse 12 tse holimo tsa likarete tsa mokoloto India. Boemo bo ipapisitse le palo ea likarolo le maikutlo a lits'ebetso.
Ke sesebelisoa sefe seo u se ratang ka karete ea mokoloto ea ho reka?
Ntsebise karolong ea maikutlo.
Ujwal Bhai Sood
Ke rata lisebelisoa tse kang Slice hobane li etsa hore ho be bonolo ho laola lichelete tsa ka. Ke lula ke tseba hore na tekanyo ea ka ke efe le hore na nka sebelisa eng.
Ashish
Ka kopo hlokomela hore ho arola chelete ho UNI, SLICE ntle le phaello ha ho khonehe, pejana ho ne ho khoneha. Kaha poso ena e sa tsoa nchafatsoa o ne a batla ho hlakisa ntlha ena. Ha ho app eo ke e fumaneng ho tla fihlela joale ea ka fetolang chelete ho No-cost EMI.
Empa ke leboha poso.
Vihit
Jupiter ke mathaka a betere; ka tsela tsohle