Lintlha tsa karete ea hau ea mokoloto ke e 'ngoe ea lintho tsa bohlokoahali haeba u lakatsa ho etsa khoebo ka mokitlane. Lintlha tsa mokitlane li emela bokhoni ba hau ba ho lefa likalimo tsa hau ho ba alimang le ho etsa hore ba u tšepe.
Ke nomoro ea linomoro tse tharo e akaretsang nalane ea karete ea hau ea mokoloto le hore na u entse litefo tse loketseng ka nako e kae. Ha lintlha li phahame, ho molemo ho feta!
Litsi tse ling tsa lichelete le tsona li itšetlehile ka lintlha tsa karete ea hau ea ho reka ka mokitlane le histori ho fumana hore na li lokela ho u alima chelete, nako e kae, le hore na ke bokae. Motho o lokela ho lula a boloka lintlha tsa mokoloto ho feta 670 ho bontša hore o na le mokoloto o matla.
Lintlha tsohle tsa mokoloto tse kaholimo ho 800 li nkuoa li le ntle haholo 'me e lokela ho ba sepheo sa basebelisi ba bangata ba likarete tsa mokoloto.
Kahoo, ho bohlokoa ho lula u lekola lintlha tsa hau tsa mokoloto khafetsa, ke ka lebaka leo re u tlisetsang lethathamo la likopo tse robeli tse u lumellang hore u hlahlobe lintlha tsa hau tsa mokoloto mahala.
1. Fit.Mokoloto
Fit.Mokoloto ke sesebelisoa sa mahala se u bonts'ang lintlha tsa hau tsa mokoloto, ho lekanya bophelo ba hau ba lichelete ka kakaretso. E etsa tlaleho ea mokoloto oa hau nakong ea metsotsoana e 30 mme e u fa kakaretso ea ho tšoaneleha ha hau ka mokitlane.
Seo u lokelang ho se etsa feela ke ho kenya nomoro ea hau ea mohala, sebelisa OTP e rometsoeng ho uena ho saena, kenya lintlha tsa hau tsa PAN, 'me u eme metsotsoana e 30.
Sehlahisoa se u fa monyetla oa ho fumana lintlha le litlaleho feela, empa le lintho tse ling tse fapaneng. E u fa polokelo e sa lekanyetsoang ea litokomane tsa hau tsa lichelete mme e u fa malebela a ikhethileng beke le beke mabapi le hore na u ka ntlafatsa lintlha tsa hau tsa mokoloto joang.
Eseng seo feela, Fit.Credit e u fa likhopotso tsa litefo tsa hau tse tlang, kahoo o seke oa fetoa ke e 'ngoe ea tsona!
Likarolo tse holimo tsa Fit.Credit -
- Hlahisa litlaleho ka mor'a metsotsoana
- E tšehetsa likarete tsohle tsa mokoloto
- E fana ka blog e u bolellang mokhoa oa ho boloka lintlha tse ntle tsa mokitlane.
- E ntlafatsa tsebo ea hau ea lichelete
- E beha likhopotso tsa ho lefa ka tsela e iketsang
- E fana ka litlhaloso tse ikhethang
2. Paytm
E mong le e mong oa tseba Paytm le seo e se etsang. Ke e 'ngoe ea lisebelisoa tse holimo tsa litefo tsa India tse u thusang ho tjhaja, ho lefa le ho fumana chelete ka metsotsoana. Eseng hoo feela, empa e boetse e u lumella ho reka lintho, lifofane tsa libuka, le litekete tsa lifilimi, ho tsetela ka metšoasong, ho bula akhaonto ea polokelo, le tse ling tse ngata.
Empa e 'ngoe ea likarolo tsa bohlokoa tsa Paytm ke hore e u lumella ho lekola lintlha tsa hau tsa mokoloto mahala.
Ho lekola lintlha tsa karete ea hau ea mokoloto ka Paytm, sohle seo u lokelang ho se etsa ke ho hlahloba khoutu ea QR ho sesebelisoa sa Paytm ebe u ema metsotsoana e seng mekae. U ka etsa kopo ea likalimo kapa likarete tsa mokoloto ka har'a app ka boeona.
E u thusa hore u behe leihlo lintlha tsa hau habonolo, esita le ho ntlafatsa lintlha ka nako. Ka Paytm, o fumana litlaleho tsa mahala tse 12 selemo se seng le se seng, ho bolelang tlaleho khoeli le khoeli.
Likarolo tse holimo tsa Paytm -
- E latela liak'haonte tsa hau le mekoloto ka tlhahlobo e felletseng
- E u thusa ho ntlafatsa lintlha tsa karete ea hau ea mokoloto
- E sireletsa litaba tsa hau
- E u fa litefiso tsa kalimo ea motho ka mong le e ikhethileng
- E u ruta kaofela ka lintlha tsa hau tsa CIBIL
- E fana ka malebela le maqheka ho ntlafatsa lintlha tsa hau
3. CRED
CRED ke sesebelisoa sa mahala se u romellang meputso ea ho lefa likoloto tsa karete ea hau ea mokoloto ka nako. Meputso, eo hape e bitsoang lichelete tsa tšepe tsa CRED, e ka sebelisoa ho fumana phihlello e khethehileng ea lihlahisoa le liphihlelo tse fapaneng.
Eseng hoo feela, empa ka CRED, o ka sheba le lintlha tsa karete ea hau ea mokoloto mahala hanghang. Seo u tlamehang ho se etsa feela ke ho fana ka lintlha tsa hau, 'me sehlahlobi sa lintlha tsa mekitlane sa CRED se tla bala lintlha tsa hau tsa mokoloto ebe se u romella tsona.
E boetse e beha likhopotso bakeng sa hau e le hore u etse litefo tsohle tsa hau ka nako 'me u se ke ua fetoa ke letsatsi. E rarolla litšebelisano tsohle tsa hau hang hang hore o se ke oa emela hore litefo tsa hau li atlehe.
Qetellong, tlhahlobo ea setatemente e boetse e romelloa ho uena e akaretsang tsohle mabapi le litefo tsa hau ho u thusa ho ba le pono e hlakileng ea moo chelete ea hau e eang teng.
Lintlha tse ka sehloohong tsa CRED -
- E etsa hore u tsebe lichelete ka malebela le maqheka ho boloka lintlha tse ntle tsa mokoloto.
- E u fa taolo e felletseng holim'a karete ea hau ea mokoloto
- E sireletsa lintlha tsa hau tsa lichelete
- E fana ka tlhahlobo e ipapisitseng le mekhahlelo ea tšebeliso ea hau ea chelete
- E lemoha litefiso tsohle tse patiloeng, haeba li teng
- E latela moeli oa mokoloto ka nako ea nnete
- E u fa meputso e ikhethileng le ho khutlisa chelete ha u lefa sekoloto ka nako
4. IND chelete
IND chelete ke sesebelisoa sa super money se latellang le ho tsetela chelete ea hau ho zero commission. E boetse e laola chelete ea hau ho likalimo tse 'maloa, makhetho, matsete le litšenyehelo, kaofela tlas'a marulelo a le mong.
E boetse e na le sehlahlobi sa mahala sa lintlha tsa mokoloto se ntlafatsang lintlha tsa hau tsa mokoloto khoeli le khoeli. Seo u hlokang ho se etsa feela ke ho bolela lintlha tsa hau joalo ka tlhahisoleseling ea hau, nomoro ea mohala ea karete ea PAN 'me u eme metsotso e seng mekae ho fihlela tlaleho ea hau e hlahisoa ntle ho tefo.
Kopo e boetse e u fa tefiso ea phetisetso ea letlole la zero bakeng sa ak'haonte ea hau ea setoko sa US, e fana ka sekhahla sa tsoala e tsitsitseng ea 6.5%, 'me e u thusa ho rera le ho holisa boleng ba hau ba kamoso. Ka INDmoney, o ka fumana lintlha tsa mokoloto oa CIBIL, lintlha tsa mokoloto oa Equifax, lintlha tsa mokoloto oa Experian, le lintlha tsa mokoloto tsa CRIF Highmark.
Lintlha tse ka sehloohong tsa INDmoney -
- E u thusa ho laola lichelete ho litho tsohle tsa lelapa
- E latela matsete a hau le likoloto
- E u lumella ho tsetela ho li-stock tsa US le li-Etfs
- Sethala se boetse se u thusa ho boloka chelete ho likalimo tse teng
- E u fa likeletso tsa motho ka mong
- INDmoney ea u fumana likalimo khahlanong le matsete a hau
5. Karma ea Mokoloto
Karma ea Mokoloto ke sethala sa mahala se u lumellang hore u hlahlobe lintlha tsa hau tsa mokoloto le ho rera lipheo tsa hau tsa lichelete ka katleho. Sethala se u ruta ka likarete, likalimo, lipolokelo, liakhaonto, mokoloto, le lihlooho tse amanang.
E boetse e fana ka puseletso ea chelete e ncha ea Instant Karma ho theko eohle ea mekitlane ka karolo ea eona ea mokitlane ea Karma Money. 'Mapa oa liphallelo ke tšobotsi e' ngoe e u hokahanyang le ts'ehetso ea bolaoli eo u e hlokang, hammoho le likhetho tsa botho tsa ho imolla likoloto.
Credit Karma e beha leihlo mokoloto oa hau mme e u romella litemoso tse hlokahalang hammoho le litlaleho tsa bohlokoa. E boetse e u fa lintlha tse u thusang ho ithuta se amang lintlha tsa hau tsa mokoloto le hore na u ka etsa betere joang. Qetellong, e u romella likhothaletso tsa hau mabapi le ho ntlafatsa lintlha tsa hau tsa mokoloto.
Lintlha tse ka sehloohong tsa Credit Karma -
- E fana ka lintlha tsa bohlophisi ka lingoliloeng le li-blog
- E ntlafatsa le ho ntlafatsa merero ea hau ea lichelete le moralo
- E sireletsa data ea hau
- 128-bit le ho feta encryption bakeng sa ts'ireletso ea data
- E u fa leseli mabapi le likarete tse fapaneng tsa mokoloto
- E hlahisa lintlha tsa hau tsa mokoloto hang hang
6. MokitlaneWise
MokitlaneWise ke sethala sa mahala se u lumellang hore u hlahlobe lintlha tsa karete ea hau ea mokoloto ka metsotso e seng mekae. E boetse e u thusa ka lits'ebeletso tsa ho beha leihlo tse u thusang ho boloka lintlha tsa hau ka bokhoni ba hau.
Sethala se fana ka tlhahlobo ea mekoloto ea letsatsi lohle mme e u tsebisa liphetoho, haeba li teng. U ka fumana lintlha tsena le litlaleho khoeli e 'ngoe le e' ngoe 'me u latele lintlha tsa mokoloto ebe u leka ho li ntlafatsa.
Sethala se boetse se u fa lintlha tse amang lintlha tsa hau tsa mokoloto ka sekhahla sa ts'ireletso sa 256-bit. Sesebelisoa se fumaneha bakeng sa basebelisi ba Apple le Android.
Lintlha tse ka sehloohong tsa CreditWise-
- E u thusa ho utloisisa lintlha tsa hau tsa mokoloto ka botebo
- E tsamaisana le liphetoho tsohle tsa lintlha tsa hau
- E u romella litemoso tsa lengolo-tsoibila mabapi le tlaleho ea mokoloto oa hau, ak'haonte ea botlokotsebe, le tse ling
- E beha leihlo lintlha tsa hau tsa mokoloto
- E boloka SSN ea hau
- E hlahloba webosaete e lefifi hore o sireletse tlhahisoleseling ea hau inthaneteng
7. Mokitlane.com
Mokitlane.com ke sesebelisoa sa mahala se u thusang ho hlahisa lintlha tsa hau tsa mokoloto esita le ho fumana mokoloto o eketsehileng ntle le litšenyehelo tse ling. E u fa mefuta e fapaneng ea lintlha tse 28 tse netefalitsoeng ke FICO le litlaleho tse tsoang ho liofisi tse tharo tse holimo tsa mekoloto.
Liofisi tsena li kenyelletsa Equifax, Experian, le TransUnion. Litlaleho tsohle tse nang le Credit.com li hlahisoa khoeli le khoeli.
U ka eketsa lintlha tsa khoebo tlalehong ea mokoloto oa hau 'me u tlalehe lits'ebeletso tsohle tsa hau le ho hira le Credit.com. Sethala se u fa tšireletso ea ID, meputso e fihlang ho $2500, le theolelo ea tokiso ea mokoloto e fihlang ho $24.99 ka khoeli. Likarolo tsena li ikhethile 'me ha li fanoe ke li-platform tsa lintlha tsa mekoloto tse fumanehang!
Lintlha tse ka sehloohong tsa Credit.com-
- Litemoso tse lefifi tsa tepo
- 24/7 tlhahlobo ea boitsebiso
- Hoo e ka bang $ 1 milione ea inshorense khahlanong le bosholu ba ID
- Ho latela lintlha tse bonolo tsa mokoloto
- Litheolelo tsa ho lokisa mekitlane
- Tlaleho ea khiriso le lisebelisoa
8. Mokitlane Sesame
Mokitlane Sesame ke sethala se seng sa mahala se u fang lintlha tsa hau tsa mokoloto mahala le mekhoa e mengata ea ho li ntlafatsa. Eseng seo feela, sethala se bile se u fa meputso ea chelete ha u atleha ho ntlafatsa lintlha tsa hau tsa mokoloto.
U ka fumana karete ea hau ea tlaleho ea mokoloto ea mahala le tlhokomeliso ea ho lekola mekitlane ka Credit Sesame ka metsotso e seng mekae ebe u sekaseka tšebeliso ea hau ea mokoloto.
Ba bile ba u fumanela lihlahisoa tsa mokitlane haholo-holo 'me ba bontša kamoo lihlahisoa li ka u thusang ho finyella lipakane tsa hau tsa mokitlane. Ke ak'haonte e le 'ngoe e u thusang haholo ho holisa kakaretso ea lintlha tsa hau tsa mokoloto haholo.
Lintlha tse ka sehloohong tsa Credit Sesame -
- E fana ka mookameli oa mekitlane ea hau
- E fana ka lisebelisoa ho ntlafatsa tsebo ea hau ea lichelete
- Ho bonolo le ho ingolisa kapele
- E fana ka ts'ireletso ea mahala ea bosholu ba boitsebiso, tlhahlobo ea mokoloto, lintlha le karete ea tlaleho
- E u fa malebela le malebela a ho ntlafatsa lintlha tsa hau tsa mokoloto
- E fana ka meputso ea chelete bakeng sa ho ntlafatsa lintlha tsa mokitlane
fihlela qeto e
Lintlha tsa karete ea mokoloto li bohlokoa haholo haeba u batla ho boloka boleng ba hau ba mokoloto 'marakeng bakeng sa ho nka likalimo ha ho hlokahala.
Ha lintlha tsa hau li phahame, u tla ba le botumo bo botle ka pel'a ba alimang. Ke ka lebaka lena ho leng bohlokoa ho lula u sheba lintlha tsa karete ea hau ea mokoloto le ho tlaleha ho utloisisa moo u ka ntlafatsang teng.
Li-platform tsena li fana ka litharollo tse ngata mabapi le hore na u ka lula u sebetsa joang ho ntlafatsa lintlha tsa hau, 'me karolo e ntle ka eona ke hore ha e na mahala.
Yo fumana boitsebiso bohle le thuto eo ue hlokang ka ho tobetsa tse seng kae ntle le ho lefa letho ka puseletso. Bakeng sa liphetho tse ntle ka ho fetisisa, qala ho lekola lintlha tsa hau tsa mokoloto kajeno 'me u nke nomoro eo ea linomoro tse tharo holimo!
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