Ko kasuwannin kuɗi sun shafe ku sosai ko a'a, wannan labarin zai kawo sanyi ga kashin bayan ku bayan sanin abin da ke faruwa.
Kasuwannin Duniya suna zubar da jini ja. Rahotanni sun bayyana asarar kusan dala tiriliyan 11 a kasuwanni.
S&P 500 ya ragu da kaso 19%. NASDAQ, wanda ya shahara saboda manyan hannun jari na fasaha, ya fuskanci fushi sosai yayin da ya ragu da sama da 28%.
Kasuwannin crypto sun faɗi kamar ruwan sama kuma sun ragu da fiye da 50%. Luna (aikin cryptocurrency) ya faɗi da fiye da 99%.
Haka ne, wannan shine abin da ke faruwa a duniya, kuma ku yarda da shi, ko a'a abubuwan da ke tattare da wannan hadarin zai shafe ku sosai.
Zan yi ƙoƙarin rushe wannan yanayin kasuwa na yanzu, kamanceceniya da koma bayan tattalin arzikin Duniya da ya gabata, da kuma yadda zaku iya doke shi da mafi kyawun ayyuka.
To, bari mu shiga ciki mu ga me ya sa irin wannan hatsarin ya zo da farko?
Me yasa Kasuwannin Duniya Suke Rushe?
Babu wani dalili guda daya da ya kawo irin wannan babban matsin tallace-tallace a duniya. Tare da yawancin abubuwan da ke faruwa a ko'ina cikin duniya a lokaci guda, kasuwanni sun ragu wata rana.
Amma ga wasu daga cikin dalilan da suka haifar da zubar da jini a kasuwannin hada-hadar kudi.
1. Tabarbarewar Kudi A Amurka
Tsoron hauhawar hauhawar farashin kayayyaki ya kasance a bayyane na ɗan lokaci a Amurka, kuma a ƙarshe ya faru. Fihirisar farashin mabukaci (CPI) ita ce hanyar auna ƙimar canji a farashin kayayyaki da sabis na ɗan lokaci.
Farashin kayayyaki da ayyuka sun yi tashin gwauron zabo kuma karatun CPI na watan Afrilu ya karu da 8.3% a duk shekara, matakin da masu amfani da Amurka suka gani a karon farko tun cikin shekarun 1980.
Wannan tashin hankali na hauhawar farashin kayayyaki na iya ci gaba da cutar da kasuwanni idan ba a daidaita shi da karin albashi ba. Har ma ya yi tasiri ga kamfanonin saboda kudaden da suke kashewa ya tashi sosai.
Duk da cewa karfin samun kudin shiga ya karu, ribar da ake samu na raguwa, don haka, yana shafar kasuwanni kai tsaye. Duk wannan yana cutar da kwarin gwiwar masu amfani kai tsaye, wanda ke nunawa a cikin hannun jarin kamfanonin jama'a.
2. Rikicin yakin Rasha da Ukraine
Kasuwannin duniya sun fara yin yunƙuri don samun sabbin abubuwa bayan da suka sami bullar cutar lokacin da Putin ya yanke shawarar sake lalata komai. Yunkurin mamayar da Rasha ta yi wa Ukraine ya zama wani muhimmin lamari a faduwar manyan kasuwannin hada-hadar kudi.
Kasar Rasha na shigo da kusan kashi 10% na man fetur na duniya, kuma yakin ya haifar da kura-kurai da dama a harkar kasuwanci. Yayin da Tarayyar Turai da Amurka suka sanya dokar hana shigo da mai na Rasha, 'yan kasuwa sun fara kashe kudade wajen sufuri yayin da farashin mai ya yi tashin gwauron zabi.
Wannan ya haifar da faɗuwar faɗuwa cikin tsammanin ci gaban da kuma hasashen samun kuɗi, wanda ya haifar da faɗuwar farashin hannun jari.
3. Action na Feds Akan Rawan Riba
Babban bankin Tarayyar Amurka ya kawo wasu ka'idoji don magance hauhawar hauhawar farashin kayayyaki a kasar. Don kula da hauhawar farashi na 2% na lokuta masu zuwa, Feds sun haɓaka ƙimar riba ta 0.5%. Wannan ita ce babbar hauhawar riba tun 2000, kuma sakamakon yana bayyane a fili.
Ko da yake ba a nufin yawan kuɗin ruwa don turawa ƙasa stock kasuwa, yana cutar da ãdalci.
Yayin da kudaden ruwa ke karuwa, kamfanoni sukan kashe kudi kadan, wanda a karshe ya haifar da raguwar ci gaban tattalin arziki. Don haka, yana shafar farashin hannun jari kai tsaye.
4. Ruguza sarkar samar da kayayyaki
Cutar sankarau ta COVID-19 ta lalata tattalin arzikin duniya, kuma tasirinta har yanzu ya shahara sosai. Suma hanyoyin samar da kayayyaki sun sami matsala sosai sakamakon barkewar cutar da kuma kulle-kullen da ke tafe a duniya.
Kamfanoni masu girma sun fuskanci karancin kayayyaki yayin da samar da su ya tsaya. Wannan ya haifar da ƙarancin wadatar kayayyaki don biyan buƙatu da buƙatun abokin ciniki.
Duk wannan ya rage ribar da kamfani ke samu tare da jawo faduwar farashin hannun jari.
5. Gaggarumin faduwar da kasar Sin ta yi wajen samar da kayayyaki
Kasar Sin ita ce kasa ta biyu mafi karfin tattalin arziki a duniya, kuma kasar da ke da arha mai arha. Manyan kamfanoni da yawa kamar Apple da Tesla sun kafa rukunin masana'antunsu a cikin ƙasar.
Yayin da cutar ta sake barkewa a kasar, tsarin samar da kayayyaki na kasar ya sake yin wani gagarumin tasiri. Wannan yana haifar da karancin wadata, wanda ke kara farashin kayayyakin.
Shin Wannan Dot Com Bubble 2.0 ne?
Wannan ita ce tambayar da ke damun kowane mai saka hannun jari a yanzu. Na sami wasu abubuwa masu ban sha'awa da gaske don dawo da wannan magana, kuma wannan shine abin da na gano.
Hakazalika da ɗigo com kumfa, lokacin da kowane kamfani da ya ƙara ".com" ga sunansa ya ga nasarar dare ɗaya, abubuwa sun faru daidai da cryptocurrencies da DeFi.
Kamar yadda aka sani cewa tarihi ba ya maimaita uku ko hudu, sai dai waka. Wannan shi ne abin da ke faruwa kwanan nan.
1. Makamantan Lissafi
Hakanan akwai irin wannan motsi a cikin fihirisar 2022 da 2000.
Gyaran kasuwa ba wani abu ne da ba kasafai ba, amma dumbin juji cikin kankanin lokaci ba abu ne da ke faruwa kowace safiya ba. Hadarin na 2000 ya shaida hatsarin sama da 80%, wanda ya dawo da NASDAQ zuwa matakan 1996.
Hakanan, haɓakar bayan-COVID-19 ya ga babban bijimi yana gudana a kasuwa, amma yayin da gyaran ya fara abubuwa huɗu da marasa kyau daban-daban sun mamaye duniya, da alama ana amfani da duk fafutuka yayin da NASDAQ ya ragu da kashi 30% a cikin al'amarin. watanni.
2. Amazon & Netflix's Bubble
Kamar dai lokutan Dotcom, yayin da cutar ta Covid-19 ke raguwa, manyan masu fasaha kamar Amazon da Netflix sun haɓaka ayyukansu. Tare da saka hannun jari mai yawa don biyan buƙatun abokin ciniki da buƙatun, duk kamfanonin fasaha suna da alama sun wuce gona da iri kuma sun wuce hayarsu.
Sakamakon yana bayyane a bayyane akan jadawalin da ke ƙasa.
As Netflix ya ruwaito, asarar masu biyan kuɗi a karon farko, kuma Amazon suna ci gaba da fuskantar sanarwar doka a duk faɗin duniya, da alama suna ɗaukar duk haɓakar da suka yi a cikin haɓakar bayan-covid.
Amazon, wanda ya ninka darajar sa a cikin watanni hudu kawai, ya ragu da kashi 40% a cikin watanni uku kacal. Ganin cewa Netflix, wanda ya kasance a cikin mafarki na tsawon shekaru yana gudu, ya nutse a cikin tafkin tare da hadarin 73% a cikin watanni 5.
Dalili kuwa shi ne, yawan daukar ma’aikata da kuma asarar kamfanonin da suka biyo baya. Wannan yanayin daidai yake kwatankwacin kumfa ɗigo com.
Koyaya, ko da wasu kamanceceniya, yanayin halin yanzu bai yi kama da kumfa ba. Babu shakka, wasu kamfanoni suna da ƙima, amma ana farashin su kusa da farashin da suka dace yayin da suke nuna haɓakar haɓaka mai yawa.
Idan kun kwatanta su da takwarorinsu a cikin 2000, to, an fi sanya su sosai. Gyaran da ya dace ya kawo duk manyan masu fasaha a faɗakarwa yayin da suke ci gaba da bincike da haɓaka don amfanin su. A bayyane yake cewa suna da masaniya kan kurakuran da suka yi a baya, kuma a wannan karon za su tabbatar da cewa ba su faduwa ba.
Menene Gaba Ga Kasuwanni?
Ba wanda zai iya lokacin kasuwanni. Akwai abubuwa da yawa da ke cikin haɗari yayin da kuke ƙoƙarin yin hasashen motsi na gaba. Duk da haka, yana da kyau a kasance lafiya fiye da ɗaukar haɗari.
Halin da ake ciki yanzu yana tabbatar da cewa mafi munin rashin tausayi bai ƙare ba. Tare da mamayewar Rasha har yanzu tana kan tafiya, kasuwannin duniya na ci gaba da fargaba. Feds sun nuna cewa hauhawar farashi yana nan don tsayawa, kuma tattalin arzikin yana buƙatar ɗan lokaci don numfashi.
Kamfanonin fasahar kuma suna fama da karancin kayayyaki da ayyuka saboda dakatarwar da kasar Sin ta yi. Duk waɗannan yanayi sun nuna cewa kasuwanni na iya ci gaba da raguwa.
Amma, ta yaya kuke saka kuɗin ku a kasuwanni a cikin irin wannan yanayi?
Ko ya kamata ku sayar da fayil ɗinku na yanzu akan asara?
Kar ku damu. Sashe na gaba ya gaya muku abin da zai iya zama shawara mafi kyau a irin waɗannan yanayi.
Jerin Abubuwan Yi Don Shirya Don Wannan Yanayin Kasuwa
Akwai hasashe da yawa game da halin da kasuwar ke ciki. Koyaya, yin wasu ƙwaƙƙwaran motsi na iya sa ku wasu kyawawan kuɗi.
1. Zabi Hannun jari Akan Iyawar Su
Lokacin saka hannun jari a duk wani abu da ke yin famfo da samun riba mai sauri ya ƙare yanzu. Samun kuɗi a cikin tseren bijimi ya fi sauƙi fiye da tsira a kasuwar bear.
Yi ƙoƙarin saka hannun jari a cikin waɗannan kamfanoni waɗanda ke da kyakkyawar damar samun kuɗi. Lokacin da babban tallace-tallace ya shiga kasuwanni, waɗannan za su kasance kamfanonin da ke da karfi a cikin yanayi mara kyau.
2. Nufin Raba
Ee, Dividend shine sabon tushen samun kudin shiga ga mutane da yawa. A bayyane yake cewa hannun jarin da ke biyan rabon ba ya tasiri sosai sakamakon hadurran da ke faruwa a kasuwanni. Wannan ya faru ne saboda ƙaƙƙarfan tushensu.
3.Kada Kayi Kokarin Kasuwar Lokaci
Idan kuna yin kwadayi tare da faɗuwar farashin hannun jari, kuma kuna son kama ƙasa, to zaku iya zama wani ɓangare na 99% na mutanen da ke asarar kuɗi a cikin kasuwanni. Maimakon kama kasa, yana da aminci don sanya kuɗin ku lokacin da hannun jari ke komawa baya kuma fara nuna alamun girma.
4. Tafi Don Safin Zuba Jari
Wannan shine lokacin da za ku canza fayil ɗin ku don amintaccen saka hannun jari idan ba a yi asara ba. Yi la'akari da saka hannun jari a cikin SIPs, juna kudi, da kuma bond. Waɗannan su ne mafi ƙarancin saka hannun jari a irin waɗannan ƙungiyoyin kasuwa.
5. Mafi kyawun Abun Yi Shine Yin Komai
Wani lokaci, yin kome ba zai iya yin abubuwan al'ajabi ba, kuma a cikin kasuwannin hannun jari, ya fi shahara. Idan fayil ɗinku bai ragu ba, to zaku iya yin la'akari da ɗaukar hutu daga kasuwannin kuɗi.
Irin wannan tartsatsin walƙiya da juji ba sabon abu ba ne, kuma tsinkaya ta gaza kowace rana a cikin waɗannan yanayi. Don haka, yana da kyau a jira kasuwanni su daidaita da ku yi kwadayi da asarar jarin ku.
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