Dukkanmu mun san fa'idar amfani da katin kiredit. Daga amfani da maki don tashi ajin kasuwanci don samun riƙe na'urar da kuka fi so - duk wannan yana yiwuwa idan kuna da kyakkyawan ƙimar kiredit.
Bari mu ce kuna yin hutu mai tsada ta amfani da naku katin bashi. Wannan zai ba ku damar tattara maki masu yawa waɗanda za ku iya fansa daga baya. Fansa galibi a cikin nau'in cashback ne, don haka yana kusan kamar nasara sau biyu!
Wasu katunan kuɗi suna ba ku maki tare da kowane sayayya ɗaya da kuka yi.
Koyaya, lada ba'a iyakance ga amfani da katin kiredit kawai ba. Hakanan zaka iya samun lada har ma da tsabar kuɗi ta hanyar biyan kuɗin katin kiredit ɗin ku.
Idan kun biya kuɗin katin kiredit ɗin ku akan lokaci, akwai lada da yawa waɗanda zaku iya nema. Cashback da aka haɗe zuwa biyan kuɗi yana da cikakkiyar gamsuwa!
Akwai nau'ikan abokan ciniki guda biyu da ke biyan kuɗin katin kiredit ɗin su. Na farko suna mamakin kowane wata tare da ladan cashback saboda ba su sani ba. Nau'i na biyu suna sane kuma sun san yuwuwar waɗannan katunan.
Waɗanda suka gane wannan yuwuwar sun sa ya zama dole su biya kuɗin katin kiredit ɗin su a cikin tsari da dabara.
Aikace-aikace da yawa suna ba ku damar samun tsabar kuɗi idan kun biya kuɗin katin kiredit ta hanyar su.
Bari mu fahimci yadda za ku iya samun tsabar kudi ta hanyar biyan kuɗin kuɗin katin kiredit -
Biya lissafin ku ta hanyar PhonePe app:
Babban aikace-aikacen biyan kuɗi na Indiya kwanan nan ya ƙaddamar da tayin cashback. Idan kun biya kuɗin katin kiredit ɗin ku ta hanyar Phonepe app kuma ku ci nasara katin ƙira.
Mafi ƙarancin ciniki na Rs. 500 zai taimake ka samun matsakaicin tsabar kudi na Rs. 1,000. Yana da wuya a ki amincewa da tayin, ko ba haka ba?
App ɗin yana da ƙarin tayi masu fa'ida idan ma'amalar biyan kuɗi da kuke yi ta fi girma. Yi amfani da wannan app akai-akai don biyan kuɗin ku don samun lada mafi girma!
Biya ta hanyar Paytm:
Wani babban aikace-aikacen biyan kuɗi Paytm yana da gabaɗayan sashe na sadaukarwa don cashback. Ta hanyar kunna shi, zaku iya karɓar tayin yau da kullun.
Biyan lissafin katin kiredit ɗin ku ta hanyar Paytm kuma sami wasu tayin cashback masu kayatarwa.
Koyaya, ana karɓar tsabar kuɗi bayan kun yi waɗannan mu'amala akai-akai. Biyan kuɗin katin kiredit guda 5 a jere na Rs. 3000 ko sama da haka, kuma jakar tsabar kudi! Da yawan lissafin ku, haɓaka kuɗin kuɗin ku.
Biya ta sabon app - CRED:
Mun tabbata tabbas kun ga tallace-tallace da yawa a talabijin na sabuwar ƙa'idar da aka ƙaddamar, CRED. Hanya ce mai dacewa ta biyan kuɗi. Hakanan yana ba ku damar biyan kuɗin kuɗin katin kiredit ta hanyar app.
Bugu da ƙari, yana kuma ɗaya daga cikin shahararrun ƙa'idodi, yana bawa abokan cinikinsa hidima tare da lada marar hankali! Hakanan app ɗin yana tunatar da ku don biyan kuɗin ku akan lokaci.
Kuna iya amfani da katunan zare kudi, ko asusun ajiyar kuɗi don biyan kuɗi. Idan waɗannan asusun sun ba ku maki, sakamakon ladan da za ku samu na iya zama mai ban sha'awa sosai!
Babban katin kiredit kamar na Bajaj FinServ RBL Bank SuperCard yana ba ku ƙarin kari. Yana haɗa ƙarfin katunan 4 tare. Ji daɗin fa'idodin katin zare kudi, katin EMI, katin kiredit da katin lamuni a ɗaya. Yaya ban sha'awa?
Har ma suna ba da maki 20,000 katin kiredit azaman abin maraba. Sami maki duk lokacin da kuka goge katin. Kuma lashe cashback duk lokacin da kuka biya lissafin katin ku!
Matsakaicin adadin tsabar kuɗin da CRED ke bayarwa shine Rs. 10,000. Karanta mu cikakken nazarin CRED.
Yi amfani da katin zare kudi don biyan lissafin katin kiredit ɗin ku:
Wasu katunan zare kudi suna ba da tsabar kuɗi lokacin da kuke amfani da su don biyan kuɗin katin kiredit ɗin ku.
Koyaya, kuna buƙatar tabbatarwa tare da mai ba da katin zare kudi idan kuna iya amfani da shi don biyan kuɗin katin kiredit.
Don yin abubuwa da yawa a bayyane, bari mu ba ku misali.
HDFC EasyShop Platinum Debit Card yana ba da maki 1 tsabar kuɗi akan kowane ma'amala na Rs. 100. Kowane maki yana da daraja Rs. 1. Don haka idan kun biya lissafin katin kiredit wanda ya kai Rs. 5000 na wata daya, zaku sami maki 50 na lada. Wannan zai zama darajar Rs 50.
Mafi girman kashe kuɗin katin kiredit ɗin ku, mafi girman maki lada suna canzawa zuwa rupees.
Mobikwik app:
Wannan app yana ba da lambobi daban-daban don karɓar tsabar kuɗi akan biyan kuɗin katin kiredit ɗin ku.
Ƙananan ma'amaloli da lada sun bambanta bisa ga tsarin su na wata-wata.
tayin nasu na baya-bayan nan yana ba da iyakar Rs. Cashback 200 akan biyan mafi ƙarancin adadin Rs. 2000.
Little Pixi - yankin abin mamaki na coupon:
Kowane katin kiredit yana zuwa tare da sabbin tayi kowace rana. Akwai sabbin tayin da aka kara, kuma an soke tsoffin.
Duk da haka, ba shi da sauƙi ga mutum ya ci gaba da yin amfani da su duka kuma ya yi amfani da su.
Wannan shine dalilin da yasa shafin yanar gizon Little Pixi ya wanzu! Yana taimaka muku nemo takardun shaida masu aiki da ajiye kudi akan komai. Sun kuma ambaci sharuɗɗa na gaskiya.
Hakanan yana taimaka muku kwatanta tayin da adana kuɗi akan shagunan 4000+.
Yi amfani da katin kiredit na VISA:
Katin da ke amfani da hanyar sadarwar VISA ana kiransa katin kiredit na Visa. Yawancin bankuna a duk faɗin duniya suna ba da katunan kiredit da zare kudi masu alaƙa da alamar Visa.
Abu mai kyau game da waɗannan katunan shine cewa yana ba da takaddun shaida da tsabar kudi lokacin da kuka biya lissafin ta hanyar banki mai amfani.
Bankunan daban-daban suna ba da lada daban-daban lokacin da kuke amfani da ayyukan banki na yanar gizo don biyan kuɗin katin kiredit ɗin ku.
Misali, ICICI banki yin burodin intanet yana ba da rangwamen kuɗi masu daraja Rs. 5000 lokacin da aka yi amfani da su don biyan kuɗin kuɗin ku. Kuna iya fansar waɗannan takaddun shaida ta ziyartar rukunin yanar gizon CouponDunia da aka ambata akan gidan yanar gizon hukuma na bankin ICICI.
Waɗannan ƴan hanyoyi ne waɗanda zaku iya samun tsabar kuɗi ta hanyar biyan kuɗin katin kiredit ɗin ku. Ma'amaloli na kan layi sun sanya yanayin biyan kuɗi da gaske cikin sauƙi.
Tare da wannan, ana ba da lada da yawa, maki, tayin cashback, katunan kyauta, da takaddun shaida. Suna aiki kamar icing akan kek. Menene zai fi kyau fiye da samun kuɗi ta hanyar ba da kuɗi? Biyan kuɗaɗen katin kiredit ɗin ku akan lokaci bai kasance mai ban sha'awa sosai ba!
Bincika ranar da za a biya kuɗin ku a yau kuma tabbatar da cewa kun yi amfani da ɗayan matakan da ke sama don yin hakan.
Ba wai kawai zai sa tsarin biyan kuɗi ya lalace ba amma zai ba ku mamaki tare da lada mai ban sha'awa, kuma!
Kar a manta raba wannan labarin tare da abokanka da dangin ku!
Mai sha'awar Kati
Tambaya akan katin zare kudi na HDFC.
Shin EasyShop Classic ne, Imperial ko mafi kyawun katin ƙima?
Hakanan yaya kuke biyan katin kiredit? ta hanyar biyan kuɗin HDFC ko wani app don cin gajiyar Cashback.
Thanks a gaba
Aayush Bhaskar
Yana da EasyShop classic kuma ya kamata ku duba wannan labarin don nemo apps da zasu baka damar biyan lissafin CC naka.
Mai sha'awar Kati
Godiya da saka EasyShop classic. Amma labarin da kuka haɗa ba shi da amfani a gare ni. Ba na neman biyan CC ta wani CC.
Kawai ina son sanin yadda kuka yi amfani da katin zare kudi don biyan lissafin CC. Shin hakan kuma ta hanyar MobiKwik / CRED ko wata hanyar?
Dole ne in haɓaka katin zare kudi na zuwa Premium, wanda zai ci 750 a kowace shekara, don haka ina so in tabbatar cewa wannan tunanin yana aiki da gaske kafin in kashe kuɗin. Godiya!
Aayush Bhaskar
Kuna iya amfani da katin zare kudi don loda kuɗi a cikin walat kamar PayTm ko Mobikwik, ba tare da wani caji ba. Ba sai kun inganta katin ku don yin hakan ba. Wannan mummunan zaɓi ne - biyan kowane irin kuɗi don katin zare kudi.