Nako le nako ha re bua ka libanka tsa poraefete India, HDFC Bank ke lebitso le le leng le tlang pele.
Ka tšebeletso ea bareki ba maemo a lefats'e, HDFC e hahile tsela ea eona ea ho fumana tšepo ea naha e amehileng ka libanka tsa sechaba tse kang State Bank of India le Punjab National Bank.
E kenyelelitsoe ka 1994, HDFC e fumane setsi sa bareki India ka ho sebeletsa karolo ea batho ba maemo a holimo ea naha ka litlhoko tsa eona tsa banka tsa pele.
Leha ho le joalo, banka e ntse e tsoela pele butle-butle ho kena 'marakeng o bohareng ka likhetho tsa eona tsa polokelo le tsa morao-rao tsa akhaonto,' me ho bohlokoa le ho feta, karete mokitlane lisebelisoa. E 'ngoe ea likarete tse ncha tse fanoang ke HDFC ke MoneyBack Credit Card.
Kaofela re tseba ho tsieleha ha libanka tse nang le lintlha tsa mokoloto ha ho tluoa tabeng ea ho fana ka likarete tsa mokoloto, na ha ho joalo?
Empa HDFC e bonahala e hlahlobile 'maraka hantle mme e nkile qeto ea ho tla le karete e sa tsotelleng lintlha tsa mokoloto. Ho e-na le hoo e totobatsa bokhoni ba chelete ea motho ka mong.
Sena se entse hore HDFC MoneyBack Credit Card e kenelle palo e kholo ea baahi ba India ba lilemo tse sekete ba ntseng ba qala ho holisa lintlha tsa bona tsa mekoloto.
Eketsa ho eona tefiso e tlase ea selemo le Meputso ho Cashback, 'me u na le' lehakoe la karete ea mokoloto' e etselitsoeng Gen Z le palo ea batho ba lilemo tse sekete.
Lintlha tsa mokitlane ke letšoao la botšepehi ba motho e le moreki le moreki oa kalimo. Botšepehi ba hau joaloka moreki bo thehiloe holim'a palo ea liak'haonte tsa lichelete tseo u nang le tsona, hore na u sebelisa chelete e kae, hore na likoloto tsa hau li lefshoa ka nako, ho nka mokoloto oa hau le histori ea ho lefa, le lintlha tse ling tse joalo tse laolang bophelo bo botle ba ho sebelisa sekoloto sa hau. Litefiso tsa lintlha tsa mokoloto li pakeng tsa 300-850. E phahameng, e betere. |
Ho na le likarolo tse ngata tsa bohlokoa tsa karete ena, 'me pele re fana ka qeto ea rona mabapi le lintlha tse lakatsehang tsa karete ena, a re ke re hlahlobeng melemo, likarolo le litefiso tsa karete ena.
Melemo ea HDFC MoneyBack Credit Card
AMOHELANG MOLEMO
500 Cash Points, ho ipapisitsoe le tefo ea tefiso ea botho.
MOLEMO TEKISO EA MAFUTA
1% ea tefiso ea peterole ho bonyane ba transaction ea Rs. 400 liteisheneng tsohle tsa mafura ho pholletsa le India.
Chelete e phahameng ka ho fetisisa ea potoloho ea setatemente ke Rs. 250.
MOLEMO MOHOLO
Tefiso ea pele kapa ea selemo sa pele sa botho ea Rs. 500 e tlosoe ka tšebeliso e tlase ea Rs. 20,000 likhoeling tsa pele tsa 3 ka mor'a hore karete e sebetse.
Ho tloha selemong sa 2 ho ea pele, chelete e ka tlaase ho Rs. 50,000 e netefatsa hore tefiso ea hau ea selemo le selemo ea nchafatso ea Rs. 500 e tlositsoe.
Tšebeliso ea kotara bonyane ea Rs. 50,000 e u fa Rs. Litlaleho tsa limpho tse 500 kotara e 'ngoe le e 'ngoe. Seo se etsa hore e be kakaretso ea Rs. Li-voucha tsa limpho tsa boleng ba 2000 tseo u ka li sebelisang ka selemo.
MAHLOMPHO MOTSE
- U ka ntša chelete ho ATM u sebelisa karete ea hau ea mokitlane ea HDFC Moneyback, eo hangata e tsejoang e le Revolving Credit, ho latela moeli oa mokitlane oa karete ea hau. Hangata ke 40% ea moeli oa mokitlane oa karete mme ho na le sekhahla sa tsoala sa 3.6% ka khoeli kapa 43.2 % selemo le selemo. Sekhahla se secha sa tsoala se sebetsa ho tloha ka Loetse 2020.
- U ka fumana litheolelo tse fihlang ho 40% kapa ho feta libakeng tsa ho jela tsa pele (tse metseng e khethiloeng) tlas'a HDFC Good Food Trail Dining Programme.
- Ha u lahlehetsoe ke karete ea hau ea mokoloto ka phoso, 'me u e tlaleha hang-hang setsing sa mehala sa HDFC, ha ho na molato litšebelisanong life kapa life tsa bomenemene.
- Ho na le nako ea matsatsi a 50 ntle le phaello ho HDFC MoneyBack Credit Card. Nako ea mahala ea tsoala e qala ka letsatsi la theko.
- U ka boela ua fetola litheko tsa hau tse kholo ho li instolemente tsa khoeli le khoeli u sebelisa khetho ea Smart EMI. Sekhahla sa tsoala sa Smart EMI ke 1% ea chelete e rekiloeng kapa Rs. 350 (ntle le lekhetho), ho sa tsotellehe hore na ke efe e phahameng.
Tlhahiso e Khethehileng: Tefo e se nang Contact (e fumanehang likareteng tse nang le logo ea motho ea se nang mabitso ho tsona)
HDFC Credit Card e thusa ho lefa ntle le ho ikopanya le bareki ba khethiloeng ha ba kopuoa bakeng sa transactions ho fihlela ho Rs. 1999 ka nako e le 'ngoe. Mofuta oa karete oa ho se kopane o ka sebelisoa mabenkeleng a nang le monyetla oa ho lefa o sa kopane le motho. Ehlile ke tlatsetso nakong ea COVID.
Lintlha Tsa Moputso
Sebopeho sa lintlha tsa Moputso sa HDFC MoneyBack Credit Card se bonolo, ebile se hlakile. E na le mekhelo e fokolang feela.
Lintlha tsa Moputso oa 2X
Ha u sebelisa chelete inthaneteng, u fumana meputso e 2X kapa meputso e 4 ho Rs e 'ngoe le e 'ngoe. 150 e sebelisitsoeng.
1X Ntlha ea Moputso
U fumana meputso ea 1X kapa meputso e 2 ho Rs e 'ngoe le e 'ngoe. 150 e sebelisitsoe ntle le inthanete.
Lintlha tsa moputso li sebetsa lilemo tse 2 ho tloha ka letsatsi la ho bokella. Ho eletsoa ho sebelisa lintlha tsa moputso nakong ea lilemo tse 2.
Lintlha tsa meputso li ka lopolloa bakeng sa:
- Tekanyetso ea khoeli le khoeli ka sekhahla sa 20 paise ka ntlha ea moputso. Meputso e bokelletsoeng e lokela ho ba 2500 RP bakeng sa topollo ea khoeli le khoeli.
- Lipehelo tsa sefofane le lihotele. Sekhahla sa topollo ea moputso ke 1 Moputso = 25 paise kapa 100 Moputso lintlha = Rs. 25 bakeng sa lipehelo tsa sefofane le lihotele.
Cashback equation
100 Lintlha tsa Moputso li lekana le Rs. 20 ke hore, 1 Moputso oa Moputso o nkoa e le 20 paise.
Bakeng sa peeletso ea Lihotele le Sefofane, boleng ba lintlha tsa Moputso bo holimo - Moputso o le 1 o lekana le 25 paise kapa 100 Moputso o lekana le Rs. 25.
Meputso ea Cashback VS
Karete ea Kerediti ea Meputso ke eo ho eona lintlha kapa meputso eo u e fumanang e ka bokelloang le ho sebelisoa ho rekolla lintho ho tsoa Lethathamong la Meputso. Karete ea Kerediti ea Meputso hangata e na le lintlha tse ngata tsa Moputso ho feta likarete tsa Cashback. Cashback Credit Card e fana ka chelete e ka rekolloang khahlano le lintlha tse fumanoeng ha u reka. Karete ea Kerediti ea Cashback e fana ka maemo a feto-fetohang ho latela moo u ikemiselitseng ho sebelisa lintlha, kapa haeba u batla hore li lokisoe ho lefa setatemente sa hau sa khoeli le khoeli. Karete ea Miles Mofuta o mong o tsebahalang ke Miles Card moo o putsoang ka limaele bakeng sa ho sebelisa karete. Miles Credit Card e loketse haholo bakeng sa batho ba fofang khafetsa. |
Litefiso le litefiso
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KENYALO TEFO
500 + makhetho
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LITEFO TSA SELEMO/ TSOSO
500, e tlositsoeng tšebelisong ea selemo le selemo ea Rs. 50,000.
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LITŠOANTŠISO TSA HO ATM
5% ea chelete e ntšitsoeng kapa Rs. 500, ho sa tsotellehe hore na ke efe e phahameng.
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HLOKOMELA LITEFO
25 bakeng sa boleng ba cheke ho fihla ho Rs. 500.
Rs. 50 bakeng sa boleng ba cheke ho feta Rs. 5000. -
HO HLAHALA HAPE HA KARETE E LAHLEHANG, E UTSOANG KAPA E SENYEHILE
Rits. 100.
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POLELO PUSELETSO TEFO
10 bakeng sa polelo e 'ngoe le e' ngoe e phetoang (ho tloha ka Loetse 2020 ho ea pele).
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TEFO LITEFO
Litefiso tsa morao-rao tsa tefo, kamora matsatsi a 50 a se nang tsoala li tjena (ho qala ka Loetse 2020):
Polelo Tekanyo | Litefiso tsa morao-rao |
<Rs. 100 | Ha ho na tefo |
Rs. 100 - Rs. 500 | Rs. 100 |
Rs. 501 - Rs. 5,000 | Rs. 500 |
Rs. 5,001 - Rs. 10,000 | Rs. 600 |
Rs. 10,001 - Rs. 25,000 | Rs. 800 |
Rs. 25,001 - Rs. 50,000 | Rs. 1,100 |
E fetang Rs. 50,000 | Rs. 1,300 |
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HO EKETSEHILENG MOLIKO
5% ea chelete e fetang moeli kapa Rs. 500, ho sa tsotellehe hore na ke efe e phahameng.
Fee e Fetang Moedi Tekanyetso e fetelletseng ea tšebeliso ea karete ea mokoloto e fihlelleha ha o etsa khoebo e fetang moeli oa mokoloto oa hau. E re, moeli oa mokoloto oa hau ke Rs. 50,000, empa kakaretso ea litšenyehelo tsa hau kareteng bakeng sa potoloho ea setatemente sa khoeli le khoeli ke Rs. 55,000. Sena se bolela hore o na le moeli o fetang oa Rs. 5000, 'me e tla eketsa sekhahla sa tsoala ho chelete e lekanyelitsoeng e fetelletseng. Likarete tse sa faneng ka mokhoa o fetelletseng oa ho fokotsa litheko ho feta moeli oa mokoloto. |
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TS'ELISO TERENE
1% ea chelete ea thekiso le lekhetho.
U batla Karete ea Mokoloto e fanang ka melemo e mengata mabenkeleng a marang-rang? Sheba tlhahlobo ea SBI SimplyCLICK Credit Card. |
Ho tšoaneleha bakeng sa Karete ea Mokoloto ea HDFC MoneyBack
LILEMO
Lilemo tse 21 - 60
CHELETE TSA SELEMO
etsoe Batho ba lefshoang : 3 lakh ka selemo kapa Rs. 25,000 chelete e kenang khoeli le khoeli.
Bakeng sa Baithati/Bahoebi: Rs. 6 lakh ka selemo (ho ea ka tokomane ea Pusetso ea Lekhetho la Lekeno)
SEBAKA MOHLALA
Litoropo tsa Metro le Litoropo tse Kholo le Litoropo li khethoa. Kaha banka e na le marang-rang a pharaletseng metseng e 2,768 ho pholletsa le India, karete ea Mokoloto ea MoneyBack e na le phihlello e pharalletseng ho feta likarete tse ling tse tsoang libankeng tsa poraefete.
TS'OANELO E MONG
HDFC e fana ka khetho ho beng ba li-account tsa eona ha ho tluoa tabeng ea ho fana ka likarete tsa mokoloto. Hape, joalo ka ha ho boletsoe qalong, HDFC MoneyBack Credit Card ha se lintlha tse tobileng tsa mokoloto.
Ka hona, leha o sena nalane e kholo ea mokoloto mabapi le ho ba le karete ea mokoloto, o ntse o ka etsa kopo ea karete ka kotloloho ho HDFC. websaeteng.
Kahlolo ea rona ho HDFC MoneyBack Credit Card
Re khothaletsa HDFC MoneyBack Credit Card haeba u:
- U ntse u nahana ho iphumanela karete ea mokoloto lekhetlo la pele
- Ha se motho ea ratang lipapatso tsa lethathamo la meputso ea banka mme o khetha Cashback ha ho tluoa tabeng ea ho boloka chelete ea hau ea inthanete le kantle ho naha.
- Se ke oa ba le litlhoko tsa ho fofa khafetsa
- E-ba le tšebeliso e fokolang ea mafura a koloi ka khoeli
- U thahasella ho holisa lintlha tsa hau tsa mokoloto e le hore u ka fumana karete e nang le likarolo tse betere.
Haeba u phethahatsa leha e le efe kapa a mang kapa a mang a lipehelo tse thathamisitsoeng ka holimo, karete ena e tla u lekana hantle.
Rea tseba hore ho tšoaneleha ha karete ho fapana ho ea ka motho ho ea ho motho esita le ka palo e tšoanang ea lilemo, sebaka, kapa moputso.
Kahoo, pele u nahana ka ho fumana karete ea ho reka ka mokitlane, kamehla ke bohlale ho hlahloba litlhoko tse khethehileng tsa karete ea hau, le hore na ke likarolo life tsa tšebeliso ea chelete eo u batlang hore karete ea hau ea mokoloto e li hlokomele.
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