With so many people doing inter-country fund transfers, there are a plethora of apps available online for this purpose.
And the US has the biggest share when it comes to sending funds to the Indians.
But, there are many factors that should be considered while sending funds to the US through an app, like checking the exchange rates, the platform’s fee, and even the availability of that platform in the US.
That’s why I’ve written this article to discuss the A to Z of sending money to the US. I’ll be covering the top apps present in the country for doing this and also tell you the best features of all these platforms.
So, grab a pen and paper and start writing down the key points that you notice in this article. Without any further ado, let’s get to it right away.
1. Wise
Wise is a great app for those who need quick transfers with low fees. It offers competitive exchange rates on over 50 currencies worldwide while providing fast transfers at a minimal cost.
It offers unbeatable exchange rates, low fees, fast transfers, 24/7 customer service in multiple languages, and more. Not just that, you can even use your debit/credit card or your bank account details directly on the website or app to transfer funds quickly with just a few clicks.
With its simple user interface, sending or receiving payments is as easy as entering your recipient’s information into their security system.
Overall Wise is without a doubt the best app for transferring money to the US as it can literally do all the job for you in the shortest time.
Top Features
- Fast money transfers
- Real-time exchange rates
- No hidden fees
- Funds are delivered locally
- Simple user-interface
2. WorldRemit
WorldRemit is another popular choice when it comes to international payments, as it’s both reliable and convenient.
They offer several payment options, including bank account transfer (ACH), debit cards (Visa & Mastercard), as well as e-wallets like PayPal and Apple Pay if needed.
They offer competitive exchange rates along with low fees, which makes them perfect for those who want maximum value for their transactions without any hassles involved.
Additionally, their service has been rated highly by customers due to its reliability when it comes to security measures, such as encryption technology being used throughout each transaction process which helps protect both sender’s data & financial details from potential fraudsters online.
You can also track your transaction progress easily using their tracking feature, so you know exactly where your funds are at all times!
Moreover, they provide support via email as well as phone calls if needed – making sure customers get top-notch service every time they need help transferring funds to the US from India.
Top Features
- Secure bank transfers directly to hundreds of major banks worldwide
- Competitive exchange rates
- No service fee for the first three transactions
- Direct bank deposits
- No hidden fee
3. MoneyHOP
Just when you start thinking about the exchange rates and the price of the US dollar compared to INR, MoneyHop comes to you, removing all these barriers. One of a kind, this app lets you have a fusion of both debit and FX cards.
It is basically a global cart that supports multiple currency bank accounts. So this means that you can now simply open an account on the platform and transfer funds directly to the US without any extra charges.
Not just that, you can even tap, swipe, or even scan your contactless HOP card throughout the globe, including the US. The payments can also be made through QR code scan, NFC, and UPI, which makes it even more convenient.
Top Features
- Set budgets on a daily or monthly basis
- Free card issuance, ATM withdrawals, and more.
- Exchange currency in a paperless format anytime
- Track all your expenses in one place
- Every transaction is rounded off, and the change gets invested.
4. Remitly
Remitly is another popular option for sending money from India to the USA securely online without having any physical presence in either country.
Remitly’s cutting-edge technology ensures safe transfers while also providing excellent customer service support if needed during any process-related issues.
It also offers competitive exchange rates along with a zero transaction fee structure allowing customers more savings when they use its services.
Furthermore, Remitly provides multiple payment methods like bank account deposits, debit/credit cards, etc., making it easier for people who don’t have access to traditional banking systems but still want access to global remittance markets.
Top Features
- Transfer money to more than 130 banks in the country
- On-time delivery
- Send up to $30,000 in a single transfer.
- Send money instantly through UPI and bank deposits, and also get cash pickups from more than 100,000 locations worldwide.
- Highly safe and reliable
5. MoneyGram
MoneyGram is one of the most widely used international transfer services in India due to its low fees and fast delivery times.
It offers multiple payment methods, including bank account deposits, debit cards, or credit cards, as well as cash pickup locations across both countries so you can send your funds with confidence, knowing they will arrive safely and that too on time.
In fact, users can also track their transactions online or via their mobile devices in real-time, which provides extra security and peace of mind when dealing with international payments.
Top Features
- Sales and Non-Sales Short-Term Incentive Programs
- Annual Performance/Salary Review
- Allowances for business-critical skills and requirements
- Health savings accounts
- User-Friendly interface
6. Skrill
Skrill is another great option that allows users to transfer funds between countries without any hassle or delay quickly.
One of its main advantages is that it supports over 40 different currencies, including Indian Rupees (INR), making it easy for anyone who wants to convert currency while sending money abroad or especially to the US without having additional costs associated with exchange rates applied by banks, etc.
Furthermore, Skrill also has an impressive range of payment methods available, like debit/credit cards & e-wallets – all secured using advanced encryption technologies, ensuring maximum safety during transactions.
Top Features
- Chargeback protection
- One-touch payments
- Improved conversion rates
- An account that manages multiple types of currencies
- High security and fraud management
7. Xoom
Coming from one of the biggest fintech apps in the world, Paypal, Xoom also provides users with secure financial transactions when transferring money to America, but what really sets them apart is their ability to send payments directly to Indian banks, such as ICICI Bank or HDFC Bank.
This makes it easier than ever before for people living in the US who want access to their accounts back home without having too much hassle.
Furthermore, they provide competitive rates compared to other providers, plus there are no hidden charges – meaning customers know exactly how much they’re paying upfront each time they use this service which adds another layer of convenience when dealing with global remittances.
Top Features
- Send money to almost any bank account.
- Directly transfer money to Debit cards
- Have cash delivered
- Get timely status updates on your transactions
- Always see your exact fee and the amount your recipient will receive.
- Personal customer service
- Money-back guarantee
So, with this, we come to the end of our list of the top apps to send money from India to the US. I hope that by now, you are very clear about the app that you would want to use in the future.
And if there is a tool that I might have missed in this article, feel free to drop a comment and let me know about it. I’ll love to update this piece as far as it increases the value for the readers.
Leave a Reply