Tsoomfwv kev nyab xeeb, tseem hu ua G-Secs, yog qhov kev xaiv peev hauv Is Nrias teb. Cov kev nyab xeeb no muaj npe nrov vim lawv txoj kev pheej hmoo tsawg thiab cov nyiaj rov qab tsis tu ncua.
Lawv tau muab los ntawm Tsoom Fwv Is Nrias teb kom tau txais nyiaj txiag rau nws cov kev siv nyiaj thiab kev qiv nyiaj thiab tau txais kev txhawb nqa los ntawm kev ntseeg thiab credit ntawm tsoomfwv.
Kab lus no yuav muab cov lus qhia ib kauj ruam ntawm kev yuav tsoomfwv kev nyab xeeb hauv Is Nrias teb. Kuv yuav them rau ntau hom G-Secs muaj, cov qauv tsim nyog rau kev yuav lawv, thiab cov txheej txheem ntawm kev yuav thiab muag G-Secs.
Txawm hais tias tus neeg ua lag luam muaj caij nyoog los yog tus pib tshiab, phau ntawv qhia no yuav pab koj nkag siab txog kev nqis peev hauv G-Secs thiab txiav txim siab txog kev nqis peev. Cia peb pib.
Tsoom fwv Securities yog dab tsi?
Tsoom fwv kev nyab xeeb, tseem hu ua G-Secs, yog daim ntawv cog lus los ntawm Tsoomfwv Is Nrias teb los pab nyiaj rau nws cov kev siv nyiaj thiab qiv. Lawv raug suav hais tias yog ib qho kev xaiv peev uas muaj kev nyab xeeb heev vim muaj kev ntseeg tag nrho thiab credit ntawm tsoomfwv uas txhawb nqa lawv.
G-Secs muab koj tus nqi tas li ntawm kev xa rov qab thiab raug xa tawm nrog kev loj hlob txij li ob peb lub hlis mus rau ntau xyoo lawm. Lawv tuaj yeem tuav hauv daim ntawv ntawm lub cev lossis dematerialized (demat) thiab tau pauv ntawm kev ua lag luam thib ob los ntawm kev sib pauv khoom lag luam lossis hauv khw muag khoom (OTC) raws.
Dab tsi yog cov yam ntxwv ntawm G-Secs?
Qee qhov tseem ceeb ntawm G-Secs hauv Is Nrias teb suav nrog cov hauv qab no:
- Tsau-tus nqi rov qab: G-Secs muab tus nqi tas li ntawm cov paj laum, uas tau them tas li (piv txwv li, ib xyoos ib zaug, ib nrab xyoo, lossis peb lub hlis twg) kom txog rau thaum daim ntawv cog lus loj tuaj.
- Yeej meem txom: G-Secs yog kev nqis peev uas muaj kev nyab xeeb vim tias tsoomfwv txhawb nqa cov kev nyab xeeb no. Qhov no txhais tau hais tias tsis tshua muaj kev pheej hmoo ntawm kev ua txhaum cai lossis tsis them rov qab.
- liquidity: G-Secs yog kua heev thiab yooj yim yuav thiab muag ntawm lub khw thib ob.
- Diversification: G-Secs tuaj yeem ua kom muaj kev sib txawv ntawm cov ntaub ntawv pov thawj thiab txo qhov kev pheej hmoo tag nrho.
Hom Tsoom Fwv Securities hauv Is Nrias teb
Lub Reserve Bank ntawm Is Nrias teb teeb meem ntau hom kev nyab xeeb; Cov hom tseem ceeb ntawm G-Secs yog:
- Txhab nyiaj hauv tuam txhab: Cov no yog cov nuj nqis luv luv uas tau muab los ntawm tsoomfwv rau 91, 182, thiab 364 hnub. Lawv raug muab tso rau ntawm tus nqi luv rau lawv lub ntsej muag thiab raug txhiv ntawm lub ntsej muag tus nqi ntawm kev loj hlob. Cov nqi nyiaj txiag raug suav tias yog cov cuab yeej tsis muaj kev pheej hmoo raws li tsoomfwv tau tshaj tawm lawv.
- Hnub tim kev ruaj ntseg: Cov no yog cov nuj nqis ntev tshaj tawm los ntawm tsoomfwv rau lub sijhawm txij li 2 txog 30 xyoo. Lawv them cov paj laum rau tus tuav ntawm lub sijhawm ib ntus thiab raug txhiv ntawm lub ntsej muag tus nqi ntawm kev loj hlob.
- Cov nyiaj qiv hauv xeev: Cov no yog cov nuj nqis kev nyab xeeb uas tau muab los ntawm tsoomfwv lub xeev los pab nyiaj rau kev tsim kho vaj tse thiab kev tsim kho. Lawv feem ntau yog muab rau lub sijhawm txij li 5 txog 15 xyoos.
Tsis tas li ntawd, tsoomfwv tseem muab lwm yam kev nyab xeeb: CMBs, TIPS, Zero-Coupon Bonds, Peev Indexed Bonds, Floating Rate Bonds, thiab lwm yam.
Tag nrho cov G-Secs no tau teev nyob rau hauv Tshuag pauv thiab tuaj yeem yuav thiab muag los ntawm cov tub ua lag luam. Lawv raug suav hais tias muaj kev nyab xeeb kev nqis peev raws li tsoomfwv tau teeb meem rau lawv, tab sis lawv kuj zoo li yuav tau txais qis dua li lwm yam kev nyab xeeb, xws li cov tuam txhab cov ntawv cog lus.
Kev Tsim Nyog Cai rau Tsoom Fwv Kev Nyab Xeeb hauv Is Nrias teb
Cov qauv tsim nyog rau kev koom nrog hauv kev sib tw thiab kev yuav G-Secs yog raws li hauv qab no:
- Hnub nyoog: Tsis muaj hnub nyoog txwv rau kev yuav G-Secs.
- Nyiaj khwv tau los: Tsis muaj nyiaj tau los yuav tsum tau yuav G-Secs.
- Haiv neeg: Cov pej xeem Khab thiab cov neeg tsis nyob hauv Is Nrias teb (NRIs) tuaj yeem yuav G-Secs. Txawm li cas los xij, NRIs yuav tsum ua raws li Is Nrias teb Txoj Cai Tswjfwm Txawv Tebchaws Txawv Tebchaws (FEMA) thiab lwm yam kev cai peev.
Txhawm rau koom nrog hauv kev sib tw thiab yuav G-Secs, koj lossis ib lub koom haum yuav tsum muaj tus account demat. Koj yuav tsum muaj ib tus as-qhauj ua lag luam nrog rau SEBI (Securities and Exchange Board of India) tus broker lossis tus neeg koom nrog kev tso nyiaj.
Cov txheej txheem auction rau G-Secs yog ua los ntawm Kev Sib Tham Dealing System (NDS) thiab Kev Tshaj Tawm Tshaj Tawm rau Cov Nyiaj Tau Los Schemes (R-PIS), hluav taws xob platforms tswj hwm los ntawm RBI.
Koj yuav tsum nco ntsoov tias cov qauv tsim nyog rau kev yuav G-Secs yuav txawv nyob ntawm qhov kev nyab xeeb tau muab thiab cov nqe lus ntawm kev sib tw. Nws yog ib qho tsim nyog los sab laj nrog tus kws pab tswv yim nyiaj txiag lossis RBI kom paub ntau ntxiv txog cov kev cai tshwj xeeb rau kev yuav G-Secs.
Kauj Ruam Los ntawm Kauj Ruam Phau Ntawv Qhia Mus Yuav Tsoom Fwv Kev Nyab Xeeb hauv Is Nrias teb
Cov txheej txheem ntawm kev yuav G-Secs suav nrog cov kauj ruam hauv qab no:
1. Qhib Demat Account
Tus account demat yuav tsum tuav G-Secs hauv hluav taws xob. Txhawm rau qhib tus account demat, koj yuav tsum mus cuag tus neeg koom nrog Depository (DP). Nws yuav tsum tau sau npe nrog National Securities Depository Limited (NSDL) lossis Central Depository Services Limited (CDSL).
Koj yuav tsum tau ua daim ntawv thov thiab xa cov ntaub ntawv xav tau, xws li pov thawj ntawm tus kheej, pov thawj qhov chaw nyob, thiab daim npav PAN.
2. Xaiv tus broker
Txhawm rau koom nrog G-Sec auction, koj yuav tsum xaiv SEBI (Securities and Exchange Board of India) sau npe tus broker uas yog ib tug tswv cuab ntawm NDS (Negotiated Dealing System) thiab R-PIS (Kev Tshaj Tawm platform rau Cov Nyiaj Tau Los) .
Koj tuaj yeem xaiv tus broker raws li lawv lub koob npe nrov, tus nqi, thiab kev pabcuam rau cov neeg siv khoom.
3. Muab qhov kev txiav txim
Txhawm rau tso qhov kev txiav txim rau G-Secs, koj yuav tsum ua raws li cov kauj ruam tau teev tseg los ntawm koj tus broker. Qhov no yuav suav nrog sau daim ntawv online nrog cov ntsiab lus xws li hom kev ruaj ntseg koj xav yuav, qhov ntau, thiab tus nqi koj txaus siab them. Tom qab ntawd tus broker yuav xa koj qhov kev sib tw los ntawm NDS lossis R-PIS platform.
4. Tos rau lub Auction
RBI ua G-Sec auctions tsis tu ncua thiab tshaj tawm cov ntsiab lus ntawm kev nyab xeeb tau muab thiab lub sijhawm sib tw ua ntej. Koj tuaj yeem tshawb xyuas lub sijhawm thiab koom nrog kev sib tw los ntawm kev tso koj qhov kev twv los ntawm koj tus broker.
5. Tau txais Kev Nyab Xeeb
Yog tias koj qhov kev sib tw ua tiav, cov kev nyab xeeb yuav raug muab tso rau hauv koj tus account demat ntawm hnub sib hais, feem ntau yog ob hnub ua haujlwm tom qab kev sib tw. Yog tias koj qhov kev twv tsis ua tiav, koj cov nyiaj yuav raug xa rov qab rau koj.
Piv txwv li, yog tias koj siv Zerodha Raws li koj tus broker, ntawm no yog qhov koj tuaj yeem yuav G-Secs:
- Ua ntej, koj yuav tsum xyuas seb RBI puas tau pib qhov kev sib tw uas koj xav koom nrog.
- Thaum koj paub tseeb, mus rau Npib Web thiab nkag mus siv koj cov ntawv pov thawj Kite.
- Ntawm lub dashboard, koj yuav pom "Tsoomfwv daim ntawv cog lus" coj mus rhaub rau nws.
- Hauv txhua hom, koj yuav pom cov npe ntawm ntau qhov kev muab thaum lawv qhib rau kev txiav txim.
- Tam sim no, tsis muaj daim ntawv cog lus lossis kev nyab xeeb nyob rau kev yuav khoom los ntawm RBI.
- Koj tuaj yeem coj mus rhaub "Nyem qhov no" txhawm rau txheeb xyuas thaum twg cov kev nyab xeeb yuav qhib rau kev nqis peev.
- Thaum qhov kev txiav txim nyob, koj tuaj yeem xaiv G-Sec koj xav nqis peev thiab nyem rau ntawm "Place Order"
Duab daim credit: Twitter Zerodha
- Tom qab ntawd xaiv tus naj npawb ntawm cov units koj xav yuav.
- Nyem rau ntawm "Confirm" kom tiav koj qhov kev txiav txim
Kauj ruam los ntawm kauj ruam qhia muag tsoom fwv Securities hauv Is Nrias teb
Cov txheej txheem ntawm kev muag G-Secs yuav luag zoo ib yam li cov txheej txheem yuav khoom, nrog kev hloov me me thaum koj mus txog qhov muag tiag tiag. Cia peb tshawb xyuas nws:
1. Muab qhov kev txiav txim
Txhawm rau muag G-Secs, koj yuav tsum ua raws li cov kauj ruam tau teev tseg los ntawm koj tus broker. Qhov no yuav suav nrog sau daim ntawv online nrog cov ntsiab lus xws li hom kev ruaj ntseg uas koj xav muag, qhov ntau, thiab tus nqi uas koj txaus siab txais.
Tus broker yuav xa koj qhov kev thov los ntawm NDS lossis R-PIS platform.
2. tos tus neeg yuav khoom
G-Secs yuav muaj rau kev yuav khoom los ntawm lwm tus tub ua lag luam los ntawm NDS lossis R-PIS platform. Yog tias pom ib tus neeg yuav khoom, cov khoom lag luam yuav raug xa mus rau tus neeg yuav khoom tus account demat nyob rau hnub sib cog lus, feem ntau yog ob hnub ua haujlwm tom qab muag.
3. Txais Kev Them Nyiaj
Thaum qhov kev nyab xeeb tau raug xa mus, koj yuav tau txais cov nyiaj them poob haujlwm. Cov nyiaj them yuav raug muab tso rau hauv koj tus as-qhauj hauv txhab nyiaj lossis ua los ntawm daim tshev, nyob ntawm cov nqe lus ntawm kev muag khoom thiab koj tus broker cov cai.
Cia kuv muab ib qho piv txwv ntawm kev muag G-secs yog tias koj siv Zerodha ua koj tus broker:
- Mus rau koj Zerodha account tuav; koj tuaj yeem nyem qhov no.
- Xaiv G-secs koj xav muag, nyem rau ntawm "Options", thiab tom qab ntawd nyem rau ntawm "Tawm"
- Tam sim no xaiv qhov txwv kev xaiv, thiab sau tus nqi koj xav muag ntawm.
- Nyem rau ntawm "Sell" los muag koj cov tuav.
Kev pheej hmoo thiab rov qab los ntawm tsoomfwv Kev Nyab Xeeb hauv Is Nrias teb
Risks ntawm tsoom fwv Securities hauv Is Nrias teb
Cov kev pheej hmoo ntawm kev nqis peev hauv G-Secs hauv Is Nrias teb suav nrog cov hauv qab no:
- Txoj kev pheej hmoo qiv nyiaj: Tsoom fwv ntsib teeb meem nyiaj txiag tsis tu ncua. Vim nws cov teeb meem nyiaj txiag, nws yuav tsis tuaj yeem them nyiaj raws sij hawm ntawm tus thawj tswj hwm thiab cov paj laum ntawm kev nyab xeeb. Txawm li cas los xij, qhov kev pheej hmoo no feem ntau suav hais tias tsawg rau G-Secs tawm los ntawm tsoomfwv Is Nrias teb tshwj xeeb. Vim peb, ua ib lub teb chaws, muaj cov ntaub ntawv muaj zog ntawm kev them nyiaj raws sij hawm ntawm peb cov nuj nqis.
- Yog qhov pheej hmoo txaus siab: G-Secs rhiab heev rau kev hloov pauv ntawm cov paj laum. Yog tias cov paj laum nce, tus nqi ntawm G-Secs uas twb muaj lawm nrog cov paj laum qis yuav poob. Qhov no tuaj yeem ua rau poob peev rau tus neeg ua lag luam. Ntawm qhov tod tes, yog tias cov paj laum poob, tus nqi ntawm G-Secs nrog cov paj laum ntau dua tuaj yeem nce ntxiv, muab ib qho nyiaj ntxiv. nce peev.
- Inflation txaus ntshai: G-Secs feem ntau muaj cov paj laum tas li. Yog li, tsoomfwv tuaj yeem rhuav tshem tus nqi ntawm cov nyiaj uas koj khwv tau los ntawm cov paj laum dhau sijhawm. Piv txwv li, yog tias tus nqi nce siab dua li cov paj laum ntawm G-Sec, tus nqi ntawm cov paj laum hauv kev yuav khoom yuav txo qis rau lub sijhawm.
Rov qab los ntawm tsoom fwv Securities hauv Is Nrias teb
Cov peev txheej rov qab los ntawm kev nqis peev hauv G-Secs hauv Is Nrias teb suav nrog cov hauv qab no:
- Cov nyiaj tau los tsis tu ncua: G-Secs feem ntau muab cov paj laum tas, uas yog them rau cov neeg ua lag luam tsis tu ncua (xws li, txhua hli, peb lub hlis twg, lossis ib xyoos ib zaug). Qhov no tuaj yeem muab cov nyiaj tau los tsis tu ncua rau cov tub ua lag luam.
- Capital txaus siab: Tus nqi ntawm G-Secs tuaj yeem nce ntxiv rau lub sijhawm vim muaj kev hloov pauv ntawm cov paj laum lossis kev xav tau ntawm kev lag luam rau kev nyab xeeb. Qhov no tuaj yeem ua rau muaj peev txheej txaus siab rau tus neeg ua lag luam.
- Kev Nyab Xeeb: Raws li tau hais ua ntej, G-Secs feem ntau suav hais tias yog kev nqis peev uas muaj kev nyab xeeb raws li lawv tau tshaj tawm los ntawm tsoomfwv Is Nrias teb, uas muaj lub zog los sau se thiab lwm yam nyiaj tau los kom them nyiaj raws sijhawm ntawm cov nyiaj tau los thiab cov paj laum.
xaus
G-Secs, lossis tsoomfwv kev nyab xeeb, yog cov cuab yeej nuj nqis uas tau muab los ntawm tsoomfwv los sau nyiaj rau ntau lub hom phiaj. G-secs muaj kev nyab xeeb vim tias tsoomfwv tuaj yeem sau se thiab lwm yam nyiaj tau los tsis hais txog kev lag luam. Qhov no tso cai rau tsoomfwv kom them nyiaj raws sij hawm ntawm tus thawj tswj hwm thiab cov paj laum rau cov tuav ntawm cov khoom lag luam.
Cov kev pheej hmoo ntawm kev nqis peev hauv G-Secs suav nrog kev pheej hmoo qiv nyiaj, kev pheej hmoo paj laum, thiab kev pheej hmoo nyiaj txiag. Txawm li cas los xij, cov peev txheej rov qab los ntawm kev nqis peev hauv G-Secs suav nrog cov nyiaj tau los tsis tu ncua, kev txaus siab peev, thiab kev nyab xeeb.
Ua ntej txiav txim siab, koj yuav tsum ua tib zoo xav txog qhov muaj peev xwm txaus ntshai thiab rov qab los ntawm kev nqis peev hauv G-Secs. G-Secs tuaj yeem yog qhov kev nqis peev zoo yog tias koj tab tom nrhiav qhov chaw nyab xeeb thiab ruaj khov ntawm cov nyiaj tau los lossis txaus siab khaws cia koj cov peev nyiaj yuav khoom lub sijhawm ntev.
Zuag qhia tag nrho, G-Secs tuaj yeem yog qhov tseem ceeb ntxiv rau ntau hom kev lag luam nyiaj txiag, tshwj xeeb yog tias koj xav nqis peev hauv qhov kev xaiv peev uas muaj kev nyab xeeb thiab ruaj khov.
Sau ntawv cia Ncua