Tsoom fwv kev nyab xeeb yog ib qho ntawm cov nyiaj ruaj khov tshaj plaws vim tias lawv tsis muaj kev pheej hmoo thiab lav qee qhov rov qab los ntawm kev nqis peev txhua xyoo.
Nws kuj tau lees tias qhov kev them rov qab tag nrho ntawm cov peev peev thaum tsoomfwv daim ntawv cog lus tiav.
Txhawm rau txhim kho kev nkag mus rau tsoomfwv cov kev nyab xeeb, Indian Prime Minister tsis ntev los no tau tshaj tawm RBI's Retail Direct Investment Scheme.
Cov tswv yim no tso cai rau cov tub ua lag luam me los nqis peev hauv txhua hom kev lag luam hauv xeev thiab tsoomfwv hauv nruab nrab cov nyiaj tau los nrog kev lees paub.
Qhov Kev Muag Khoom Ncaj Ncees yog dab tsi?
Txoj Kev Lag Luam Ncaj Ncees Ncaj Ncees yog ib qho kev pib los ntawm tsoomfwv Indian kom ua rau cov neeg lag luam muag muag tuaj yeem nqis peev hauv tsoomfwv ncaj qha, tsis muaj kev cuam tshuam.
Tsoom fwv daim ntawv cog lus tuaj yeem yuav thiab muag hauv online.
Qhov tsawg kawg nkaus peev nyiaj hauv RBI cov khw muag khoom ncaj qha yog Rs 10,000 thiab nws yog ntau ntxiv.
Central Government Securities, Treasury bills, thiab State Government Securities tuaj yeem yuav tau raws li cov phiaj xwm no hauv online.
Txhua yam koj xav tau los ua tus neeg ua lag luam yog qhib Retail Direct Gilt account nrog Reserve Bank of India.
Qhov siab tshaj plaws uas koj tuaj yeem nqis peev rau ib qho kev sib tw raws li cov qauv no yog ob crore rupees.
Thawj cov tswv lag luam, cov tuam txhab uas yuav tsoom fwv daim ntawv cog lus ncaj qha los ntawm tsoom fwv thiab ces muag lawv rau cov tub ua lag luam, xav tias yuav tuaj nrog kev yuav thiab muag quotes sai sai no kom cov khw muag khoom lag luam yuav thiab muag tsoom fwv kev nyab xeeb hauv kev lag luam thib ob.
Qhia Txog Kev Muag Khoom Ncaj Ncees Investment Scheme hauv Indian Market
Thawj zaug thaum lub tswv yim no tau hais rov qab rau Lub Ob Hlis 29021, raws li Indian kev hloov pauv nyiaj txiag txoj cai.
Txawm li cas los xij, thaum Lub Kaum Ib Hlis 12, Is Nrias teb tus PM tau tshaj tawm txoj haujlwm, hais tias "Kev Muag Khoom Ncaj Ncees yuav muab lub zog rau kev suav nrog txhua tus hauv kev lag luam vim nws yuav coj cov neeg nruab nrab, cov neeg ua haujlwm, cov lag luam me thiab cov neeg laus nrog lawv. kev txuag me me ncaj qha thiab kev ruaj ntseg hauv tsoomfwv kev nyab xeeb. "
Ua ntej lub community launch ntawm no tshwj xeeb scheme, loj institutional investor, nrog rau mutual fund cov tuam txhab, tuam txhab tuav pov hwm, tsev txhab nyiaj, thiab cov koom haum zoo sib xws tau tswj hwm lub lag luam Indian Bond. Qhov no tsis tau tso ntau qhov chaw rau cov tub lag luam me me los koom nrog kev koom nrog hauv tsoomfwv daim ntawv cog lus rau lawv tus kheej.
Txawm li cas los xij, nrog tsoomfwv kev nyab xeeb muab ib qho ntawm cov khoom lag luam siab tshaj plaws hauv kev lag luam nyiaj txiag ruaj khov vim nws cov yam ntxwv tsis muaj kev pheej hmoo, nws kuj yog ib qho ntawm cov kev hloov pauv yooj yim tshaj plaws uas tuaj yeem ua rau cov neeg lag luam muag muag kom tau txais cov nyiaj ntsuab tsis tu ncua thoob plaws lub sijhawm peev.
Yog li ntawd, qhov kev tshaj tawm no yog qhov xav tau ntau heev, uas tsis yog tsuas yog yuav muaj txiaj ntsig zoo rau tsoomfwv los ntawm kev nce peev tab sis kuj yog cov tub ua lag luam uas yuav tau txais txiaj ntsig zoo ib yam.
RBI Lub Khw Muag Khoom Direct Gilt Account yog dab tsi?
Txhua tus neeg lag luam muag khoom lag luam uas xav nkag mus rau hauv tsoomfwv kev lag luam kev nyab xeeb thiab txaus siab rau cov txiaj ntsig zoo tuaj yeem ua tau los ntawm kev qhib thiab tswj hwm Tus Neeg Muag Khoom Muag Direct Gilt Account los ntawm Reserve Bank of India.
Los ntawm tus as khauj no, lawv tuaj yeem nqis peev ncaj qha rau hauv g-secs thiab tseem tuaj yeem cuam tshuam rau RBI Retail Direct Investment Scheme.
Cov tub ua lag luam yuav tau txais kev nkag mus rau ob qho tib si thawj thiab theem nrab kev lag luam.
Hauv kev ua lag luam thawj zaug, lawv yuav yuav ncaj qha los ntawm Txais Nyiaj Txiag ntawm Is Nrias teb. Txawm li cas los xij, hauv kev ua lag luam thib ob, lawv yuav muaj peev xwm yuav tsoomfwv kev nyab xeeb los ntawm lwm tus tub ua lag luam ntawm tus nqi lag luam txuas ntxiv.
RDG account yog tsim tshwj xeeb rau RBI Retail Direct Investment scheme thiab tsuas yog xav tau ob peb kauj ruam yooj yim kom qhib online.
Txhua tus neeg ua lag luam sau npe tuaj yeem nkag mus rau thawj g-sec kev tshaj tawm nrog rau Kev Sib Tham Dealing System Order Marching Systems (NDS-OM) thiab.
NDS-OM yog qhov tseem ceeb ntawm kev sib tw hauv hluav taws xob / online uas phim cov kev txiav txim hauv kev lag luam thib ob rau tsoomfwv kev nyab xeeb.
Los ntawm kev siv Retail Direct Gilt Account, ib tus tuaj yeem nqis peev hauv tsoomfwv cov nyiaj pabcuam hauv nruab nrab, Tsoomfwv Is Nrias Cov Nyiaj Txiag Nyiaj Txiag, Cov Nyiaj qiv hauv Xeev (SDLs), Lub Xeev Tsoom Fwv Nyiaj Txiag, thiab txawm tias Sovereign Gold Bonds thaum lub sijhawm teev tseg.
Thaum kawg, yog tias peb tham txog cov txiaj ntsig nrog Retail Direct Gilt Account, cov peev nyiaj tau los yuav suav nrog txhua qhov kev nyab xeeb uas koj tuav / lag luam hauv xyoo nyiaj txiag yog tias koj xaiv rau kev nqis peev ncaj qha g-sec.
Txawm li cas los xij, thaum koj nqis peev / lag luam nrog Gilt cov nyiaj sib koom ua ke, cov peev nyiaj tau txais txiaj ntsig yuav raug suav rau lub sijhawm koj tuav cov nyiaj sib koom ua ke rau, txawm tias muaj pes tsawg tus lag luam raug tua thaum lub sijhawm tswj hwm.
Leej twg tuaj yeem thov rau Retail Direct Gilt Account?
Peb pawg ntawm cov neeg tsim nyog thov rau lub tswv yim yog -
- Raws li txoj cai, txhua tus neeg ua lag luam muag khoom tsim nyog tau txais kev tso npe rau cov tswv yim thiab tuav ib tus account Retail Direct Gilt. Lawv kuj yuav tsum muaj tus lej nyiaj mus tas li (PAN), tus lej xov tooj ntawm tes, Is Nrias teb rupee khaws nyiaj hauv tuam txhab nyiaj, thiab qhov chaw nyob e-mail siv tau kom muaj peev xwm los nqis peev los ntawm Cov Khw Muag Khoom Ncaj Ncees Investment Scheme.
- Ib tus tuaj yeem qhib Retail Direct Gilt tus account ib leeg lossis koom ua ke nrog tus neeg muag khoom thib ob uas tuaj yeem ua tau raws li cov txheej txheem teev saum toj no.
- Anu cov neeg lag luam uas tsis yog neeg nyob hauv lub khw muag khoom kuj tseem tsim nyog los nqis peev hauv tsoomfwv cov ntawv cog lus yog tias lawv cov ntsiab lus poob raws li Txoj Cai Tswjfwm Txawv Tebchaws Txawv Tebchaws (1999).
Cov txiaj ntsig ntawm kev nqis peev los ntawm Retail Direct Investment Scheme
- Cov tswv yim no yuav tso cai rau txhua tus tub ua lag luam, loj lossis me, muaj lub sijhawm los nqis peev ncaj qha rau tsoomfwv kev nyab xeeb thiab tau txais txiaj ntsig los ntawm tib yam.
- Cov tswv yim no yog ib qho kev daws teeb meem los pab cov tub ua lag luam nkag mus rau hauv ob qho tib si tseem ceeb thiab theem nrab kev lag luam kev nyab xeeb.
- Tsis ntev los no, NDS-OM tab tom yuav tshaj tawm qhov khib nyiab ntau qhov uas cov tub lag luam muag muag yuav raug tso cai ua lag luam hauv cov khw muag khoom tshwj xeeb, uas yuav tsis xav tau ib qho hnyav ntawm lawv cov nyiaj tau nqis peev hauv ib qho cuab yeej nws tus kheej.
- Cov tswv yim no yuav tso cai rau cov neeg lag luam muag khoom lag luam ua lag luam hauv tsoomfwv kev nyab xeeb raws li lawv xaiv, yam tsis muaj kev txwv.
- Tsoom fwv kev ruaj ntseg yog tag nrho tsis muaj kev pheej hmoo thiab muaj kev ruaj ntseg rov qab rau cov tub ua lag luam.
- Lub tswv yim tseem yuav tso cai rau txhua tus tub ua lag luam qhib thiab tom qab ntawd tswj hwm tsoomfwv tus account kom tsis muaj nqi ntxiv.
- Muaj qhov ua tau rau cov neeg lag luam muag khoom kom tau txais txiaj ntsig se rau kev nqis peev hauv tsoomfwv ncaj qha.
Koj tuaj yeem nqis peev hauv tsoomfwv kev nyab xeeb li cas los ntawm cov phiaj xwm no?
- Mus rau lub RBI Khw Muag Khoom Direct online portal thiab qhib lub khw muag khoom ncaj qha nrog RBI.
- Sau ib daim ntawv online thiab xa tus password ib zaug uas koj tau txais ntawm koj tus lej xov tooj ntawm tes
- Sau npe koj tus kheej kom nkag mus rau tsoomfwv kev nyab xeeb ntawm thawj lub khw.
- Ua raws li cov kauj ruam ntxaws ntxiv uas koj tau txais nrog koj tus email ID siv tau
- Thaum koj tau ua tiav kev sau npe, koj tuaj yeem yuav tsoomfwv daim ntawv cog lus hauv thawj lub khw los ntawm kev muag cov nuj nqis lossis hauv kev lag luam thib ob nws tus kheej.
- Kev sib tw rau cov ntawv cog lus tau tuav txhua hnub Friday los ntawm tsoomfwv tus thawj tswj hwm tus nqi, Reserve Bank of India
- Koj tuaj yeem them nyiaj rau kev yuav daim ntawv cog lus los ntawm UPI lossis net banking chaw muab los ntawm lub portal.
- Cov nyiaj tau los yog debited thaum qhov kev sib tw xa
Lub xeev ntawm tsoom fwv daim ntawv cog lus tam sim no yog dab tsi?
Tam sim no, txog 97 tsoomfwv kev nyab xeeb yog qhov zoo tshaj plaws uas muaj kev ua haujlwm nyob nruab nrab ntawm 3 lub hlis txog 40 xyoo.
Tag nrho cov kev nyab xeeb no ua ke tag nrho rau kwv yees li 79 lab crore rupees. Tsoom fwv hauv nruab nrab ntawm Is Nrias teb tab tom tos ntsoov qiv nyiaj ntau npaum li ib puag ncig 12 lab crore rupees los ntawm kev tshaj tawm tsoomfwv cov ntawv cog lus rau cov tuam txhab lag luam thiab cov lag luam muag khoom.
Sai li lub tswv yim pib, muaj kev nkag mus rau cov ntawv sau npe loj heev hauv ob peb teev. 12,000 kev sau npe tau tshwm sim nrog kev koom tes los ntawm cov tub ua lag luam tuav Sovereign Gold Bonds.
Kev Ua Lag Luam Thib Ob Kev nqis peev txiaj ntsig los ntawm RD Investment Scheme
Lub tswv yim tshiab muab cov tub ua lag luam nkag mus rau lub lag luam thib ob, uas feem ntau ntawm cov neeg zoo siab tshaj plaws. Qhov no yog vim kev lag luam theem nrab kev nqis peev yog paub tias muab cov nyiaj rov qab ntau dua nyob rau lub sijhawm luv.
Ib yam li ntawd, kev nqis peev hauv tsoomfwv kev nyab xeeb los ntawm kev ua lag luam theem nrab kuj tseem muaj cov tub ua lag luam tshiab uas muaj hnub nyoog kom tau txais txiaj ntsig zoo hauv lub sijhawm tsis ntev.
Cov neeg lag luam tuaj yeem nkag mus rau g-sec lub lag luam thib ob portal los ntawm lub tuam txhab nyiaj hauv tuam txhab muag khoom muag ncaj qha online. Ib daim ID los ntawm Clearing Corporation ntawm Is Nrias teb Ltd. yuav raug muab rau txhua tus neeg nqis peev hauv kev lag luam thib ob.
Tom qab ntawd, qhov kev txiav txim taug kev, thiab kev thov ntsiag to tuaj yeem nkag los ntawm cov tub ua lag luam hauv online.
Cov tub lag luam tuaj yeem tso, yuav, thiab muag cov xaj los ntawm lawv cov khw muag khoom ncaj qha gilt account. Qhov no yuav tsum tau ua tom qab lawv xa cov nyiaj los ntawm kev them nyiaj online. Mus rau lub khw muag khoom portal. Qhov ntev npaum li cas koj tus as khauj tuav qhov nyiaj tshuav tuaj yeem siv los ua g-sec kev yuav khoom tam sim.
Thaum kawg, tus neeg ua lag luam tuaj yeem daws qhov kev lag luam raws li T + 1, uas txhais tau tias ib hnub tom qab hnub hloov pauv.
Yog li, lub sijhawm no puas yog lub sijhawm los nqis peev rau tsoomfwv kev nyab xeeb tam sim no?
Koj tuaj yeem tau txais txiaj ntsig zoo tshaj plaws rau kev yuav daim ntawv cog lus tuav-rau-maturity nyob rau lub sijhawm tam sim no, vim nws xav tias yuav cawm koj ntawm kev lag luam tsis tu ncua-rau-kev lag luam. Nws yuav yog qhov tsim nyog thawj koom ruam rau cov neeg uas nrhiav kev rov qab los thiab kev nyab xeeb peev thaum nqis peev.
Txawm li cas los xij, txij li lub tswv yim nyuam qhuav pib, tos txog li 4 mus rau 6 lub hlis yog lub sijhawm tsim nyog los tshuaj xyuas qhov chaw ua lag luam thiab nws ua haujlwm li cas.
RBI Retail Direct Investment scheme txoj kev vam meej yuav nyob ntawm qhov ua tau zoo ntawm cov ntawv cog lus no thaum tus neeg ua lag luam los muag nws thiab yog tias lawv tuaj yeem muag nws ntawm tus nqi tau txais txiaj ntsig.
Tam sim no, leej twg xaiv rau txoj kev ncaj nraim ntawm kev nkag mus rau hauv tsoomfwv kev lag luam kev nyab xeeb yuav tsum tau paub zoo txog kev ua lag luam thiab txhua yam uas cuam tshuam thiab txav tus nqi ntawm cov kev nyab xeeb no.
Nws kuj tau qhia kom kawm paub ntxiv txog qhov tseem ceeb ntawm tsoomfwv tau ua, tau ua, thiab npaj yuav ua, kom tau txais lub tswv yim ntawm tsoomfwv txoj haujlwm tam sim no. Yog tias koj tshiab rau kev nqis peev, kev pabcuam kev tshaj lij yuav pab koj txiav txim siab kev nqis peev zoo dua thiab txawj ntse.
Nov yog cov ntawv txuas mus rau RBI Retail Direct Scheme yog tias koj xav paub ntau ntxiv:
Sau ntawv cia Ncua