Kodi mwatopa ndi kusefa milu ya mapepala kuti musamalire inshuwalansi ya umoyo wanu?
Chabwino, muli ndi mwayi!
Dziko la inshuwaransi yazaumoyo lapita pa digito, ndi unyinji wa mapulogalamu omwe amathandizira kasamalidwe ka malamulo ndikukonza zodandaula. Ku India, mapulogalamu a inshuwaransi yazaumoyo adziwika kwambiri m'zaka zaposachedwa, makamaka panthawi ya mliri wa COVID-19, popeza anthu ochulukirachulukira akufunafuna chithandizo chamankhwala kutali.
Koma ndi zosankha zambiri kunja uko, mumadziwa bwanji kuti ndi pulogalamu iti yomwe ili yoyenera kwa inu?
Osadandaula, takuthandizani. M'nkhaniyi, taphatikiza mapulogalamu 12 apamwamba a inshuwaransi yazaumoyo ku India (osasankhidwa) omwe amapereka ntchito zosiyanasiyana, kuyambira kugula mfundo mpaka kubweza ngongole.
Kaya ndinu katswiri wazaka chikwi kapena ndinu nzika yayikulu, mapulogalamuwa adapangidwa kuti azipangitsa moyo wanu kukhala wosavuta, wokhala ndi mawonekedwe osavuta kugwiritsa ntchito komanso chitetezo chodalirika. Chifukwa chake, sungani, ndipo tiyeni tiwone dziko la mapulogalamu a inshuwaransi yazaumoyo ku India!
1. Turtlemint
Turtlemint ndi nsanja ya inshuwaransi yoyendetsedwa ndiukadaulo yaku India yomwe imapereka zinthu zambiri za inshuwaransi ndi ntchito kwa makasitomala. Dzinali likuyimira kudzipereka kwa kampani popereka chitetezo ndi chuma.
Yakhazikitsidwa mu 2015, Turtlemint ili ndi likulu ku Thane, Maharashtra, ndi mwayi wopeza makampani opitilira inshuwaransi opitilira 45+ pa intaneti, akutumikira mamiliyoni a anthu kudzera pagulu lalikulu la alangizi opitilira 2.7 lakh.
Turtlemint imapereka inshuwaransi ya njinga, galimoto, moyo, ndi thanzi ndipo imapereka zida zopangira makonda ndi maphunziro azachuma. Njira yomwe makasitomala amagwiritsa ntchito papulatifomu komanso ntchito zatsopano zikusintha makampani a inshuwaransi ku India popangitsa kuti anthu azitha kudziteteza okha komanso mabanja awo kumavuto azachuma.
Mawonekedwe
- Ndi Turtlemint, makasitomala amatha kulandira mawu osiyanasiyana ndi maupangiri malinga ndi zosowa zawo za inshuwaransi.
- Ogwiritsa ntchito amatha kuwonjezera mfundo zawo zonse, kuphatikiza zomwe zidagulidwa kale, ndikuzitsata pansi pa pulogalamu imodzi.
- Turtlemint ili ndi alangizi opitilira 2.7 lakh omwe amapereka chitsogozo ndi chithandizo pakafunika.
- Kukonzanso ndondomeko pa nsanja ya Turtlemint ndikofulumira komanso kosavuta, kupulumutsa makasitomala nthawi ndi khama.
- Turtlemint imapereka chithandizo cholimbikitsira, kuwonetsetsa kuti njira yodzinenera ikhale yosavuta komanso yopanda zovuta.
- Turtlemint ili ndi gawo lodzipatulira labulogu lomwe limaphunzitsa ogwiritsa ntchito malingaliro oyambira komanso apamwamba a inshuwaransi, kuphatikiza phindu la msonkho.
- Ogwiritsa ntchito amatha kufananiza ma inshuwaransi osiyanasiyana a inshuwaransi pambali pa nsanja ya Turtlemint.
2. PayBima
Pokhala ndi zaka zopitilira 17 pamsika wa inshuwaransi, PayBima ya Mahindra Insurance Brokers Ltd. ndi njira yapaintaneti. Pokhala ndi maukonde a maofesi 400, yathetsa zodandaula zoposa 50,000.
Piyush Jain adakhazikitsa bizinesiyo pa Januware 1, 2004, ndipo Mumbai ndi kwawo kwa ofesi yake yayikulu. PayBima imakupatsirani zosankha zina zoti musankhe ngati mukufuna inshuwaransi yazaumoyo, inshuwaransi yamagalimoto, kapena mtundu wina uliwonse wa inshuwaransi.
Kwa iwo omwe akufuna kupeza inshuwaransi, pulogalamu ya UI yowongoka komanso yosavuta kugwiritsa ntchito imapangitsa kukhala njira yotchuka.
Mawonekedwe
- Amapereka zosankha za inshuwaransi yaumoyo kuyambira pa Rs. 1 lac mpaka 1 Crore
- Imalola ogwiritsa ntchito kuyerekeza inshuwaransi 20+ ndi mapulani 100+ abwino kwambiri a inshuwaransi yazaumoyo
- Amapereka chithandizo cha Coronavirus (Covid-19)
- Amapereka njira zothandizira kufalitsa matenda omwe analipo kale kwa zaka 1-4 / s
- Amapereka zosankha kwa odwala kuti asakhale ndi zipinda zobwereketsa komanso chipinda chimodzi chokha
- Ogwiritsa ntchito amatha kufananiza mapulani onse pazenera limodzi ndikusankha yoyenera kwambiri
3. Navi
Yakhazikitsidwa mu 2018 ndi Ankit Agarwal ndi Sachin Bansal, Navi ndi nsanja yobwereketsa digito. Bungweli, lomwe lili ku Bengaluru, Karnataka, India, likufuna kuwonjezera kupezeka ndi kukwanitsa kwa ntchito zachuma kwa makasitomala ake. Pofuna kupereka ntchito zosiyanasiyana zachuma m'mabanki, inshuwaransi, ndi zachuma, nsanja ya Navi imamangidwa ndi zosowa za makasitomala ake m'maganizo ndipo imayang'ana zatsopano.
Navi ikudzikhazikitsa mwachangu ngati gawo lalikulu pamsika wobwereketsa wa digito chifukwa chogogomezera ukadaulo ndi luso. Kupeza kwa anthu ndi kasamalidwe ka ndalama zawo kukusintha chifukwa cha njira zatsopano zamakampani pazachuma. Ntchitozi ndizosavuta kugwiritsa ntchito komanso zotsika mtengo kuposa kale.
Mawonekedwe
- 100% njira yolembetsa yopanda mapepala popanda zolemba zazitali
- Kubweza ngongole zonse zakuchipatala komanso zolipirira zamankhwala kuyambira masiku 90 zisanachitike mpaka masiku 180 kuchokera kuchipatala.
- Kulipirira ndalama zolipirira asanagone komanso pambuyo pachipatala
- Chithandizo chamankhwala kunyumba kwa masiku atatu kapena kuposerapo chifukwa cha zovuta zaumoyo wa wodwalayo kapena kupezeka kwa bedi lachipatala
- Kufunsira kwa madotolo pa intaneti opanda malire ndi madotolo apamwamba mdziko muno popanda mtengo wowonjezera
- Mpaka ₹ 5 Lakh kuti musamutsidwe mwadzidzidzi kudzera pa ambulansi ya ndege
- Kuyezetsa thanzi kwabwino kamodzi pachaka chilichonse kwa mamembala azaka zopitilira 17
- Network ya zipatala 10,000+
- Malipiro otsika mtengo kuyambira $235 pamwezi.
4. Ditto
Ditto Inshuwalansi ndi mlangizi wa inshuwaransi pa intaneti yemwe adakhazikitsidwa mu February 2021 ndipo likulu lawo ku Bengaluru. Kampaniyo inakhazikitsidwa ndi gulu la akatswiri, kuphatikizapo Pawan Kumar Rai, Shrehith Karkera, Bhanu Harish Gurram, ndi Lokesh Gurram, omwe poyamba anali nawo pa nsanja ya Inshots yopambana.
Ndi akatswiri a inshuwaransi 45 omwe amapezeka pa intaneti kuti ayankhe mafunso aliwonse musanatenge inshuwaransi, Ditto Inshuwalansi imapereka upangiri wapadera womwe umasiyana ndi alangizi ena a inshuwaransi omwe alipo.
Kuphatikiza apo, pogawana nawo mbiri yanu yachipatala, Ditto Inshuwalansi imakupatsirani mndandanda wazomwe zimakuthandizani kuti mufufuze mapulani abwino kwambiri. Kampaniyo yapeza zambiri chifukwa cha upangiri wake wopanda spam, ndikupangitsa kuti ikhale mlangizi wodalirika komanso wodalirika wa inshuwaransi pazosowa zanu zonse.
Mawonekedwe
- Ditto Inshuwalansi imapereka chitsogozo chokwanira chokuthandizani kuphunzira za inshuwaransi yazaumoyo komanso momwe mungasankhire ndondomeko yoyenera.
- Pulogalamuyi imapereka zida zomwe zimakulolani kumvetsetsa bwino ndondomeko yanu ndikuyiyerekeza ndi ndondomeko zina zomwe zilipo pamsika.
- Ndi Ditto Inshuwalansi, mumapeza upangiri wabwino kwambiri pa inshuwaransi. Pulogalamuyi ili ndi gulu la akatswiri a inshuwaransi 45 omwe amapezeka pa intaneti kuti ayankhe mafunso anu musanatenge inshuwaransi.
- Kampaniyo imapereka kuyimbirana kwaulere, pomwe mudzakhala ndi chidwi chawo kwa mphindi zosachepera 30.
- Ngati muli ndi mafunso owonjezera, Ditto Inshuwalansi imapereka chithandizo chochezera kuti chikuthandizeni kuwathetsa mwachangu komanso mosavuta.
- Ndi Ditto Inshuwalansi, mutha kumvetsetsa mfundo zanu, kupeza mayankho a mafunso omwe akuyaka, ndikugula inshuwaransi, zonse pamalo amodzi.
5. Ndondomekobazaar
Policybazaar ndiye inshuwaransi yayikulu kwambiri ku India, yomwe imalola ogula kufananiza malonda a inshuwaransi ndi ntchito zina zachuma kuchokera kwa ma inshuwaransi otsogola. Yasheesh Dahiya, Alok Bansal, ndi Avaneesh Nirjar adayambitsa kampaniyi mu June 2008. Ndi kampani yazachuma padziko lonse lapansi yomwe ili ndi likulu ku Gurgaon yomwe yapeza chidaliro cha ogula oposa 9 miliyoni.
Pulatifomu ya Policybazaar ikuphatikiza mapulani a inshuwaransi opitilira 250 ndi makampani a inshuwaransi opitilira 50, omwe amapereka njira zosiyanasiyana za inshuwaransi ya moyo, inshuwaransi yazaumoyo, inshuwaransi yamagalimoto, inshuwaransi yapaulendo, inshuwaransi yamagulu, ndi zina zambiri. Mu 2015, kampaniyo idatulutsa pulogalamu yake yam'manja, ndikupangitsa kuti ikhale yosavuta komanso yachangu kuti ogula azitha kupeza ntchito zawo ali paulendo.
Mawonekedwe
- Thandizo lopangidwa ndi ndondomeko iliyonse yothandizira pamene mukulifuna kwambiri, lomwe limathandizira kuthetsa zovutazo.
- 100% yodalirika monga imayendetsedwa ndi IRDAI.
- Malangizo osakondera ochokera kwa akatswiri, kusunga makasitomala poyamba.
- Fananizani ma inshuwaransi osiyanasiyana kuti mupeze yomwe ikugwirizana ndi zosowa zanu.
- Gulani, sungani, ndi kugawana mfundo zanu zonse pa intaneti, kupangitsa kuti zikhale zosavuta kuzipeza nthawi iliyonse yomwe mukufuna.
- Tsatani ndondomeko yanu popita, kuti mudziwe nthawi zonse pamene mukuyima.
- Inshuwaransi yazaumoyo yamakampani komanso mfundo zaboma zokhudzana ndi thanzi monga Arogya Sanjeevani Policy zilipo papulatifomu.
- Gwiritsani ntchito chowerengera cha inshuwaransi yazaumoyo kuti muwerenge kuchuluka kwa inshuwaransi yanu pamwezi, ndikupangitsa kuti zikhale zosavuta kupanga bajeti pazosowa zanu za inshuwaransi.
6. Chithunzi cha CoverFox
Coverfox ndi kampani yaukadaulo ya inshuwaransi yomwe ili ku Mumbai, Maharashtra, India. Kampaniyo idakhazikitsidwa mu 2013 ndi Devendra Rane ndi Varun Dua ndipo imapereka nsanja yapaintaneti yoyendetsera inshuwaransi. Coverfox imapereka ma inshuwaransi osiyanasiyana kuphatikiza zaumoyo, magalimoto, moyo, njinga, kuyenda, ndalama, ndi inshuwaransi yakunyumba. Amalumikizana ndi makampani a inshuwaransi opitilira 40, omwe amalola ogwiritsa ntchito kusankha kuchokera kumakampani apamwamba a inshuwaransi ku India.
Coverfox imagwiritsa ntchito zitsanzo zanzeru zopangapanga kupanga nsanja yake ya inshuwaransi, yomwe imaphatikizapo njira yodziwikiratu yozikidwa pa algorithm yomwe imalola ogwiritsa ntchito kufananiza ndikusankha mapulani osiyanasiyana kuti agwirizane ndi bajeti ndi zosowa zawo. Ndi Coverfox, kuwongolera ndondomeko za inshuwaransi sikunakhaleko kosavuta kapena kosavuta.
Mawonekedwe
- Mapulani osavuta a inshuwaransi amafotokozedwa m'Chingerezi chosavuta, kotero palibe kafukufuku wofunikira.
- Njira yonseyi ili pa intaneti, kuyambira kusakatula mpaka kugula mfundo.
- Malangizo osakondera amaperekedwa kuti athandize makasitomala kupanga zisankho zodziwika bwino.
- Mawu ochokera kwa ma inshuwaransi apamwamba amapezeka nthawi yomweyo kuti afananize mosavuta.
- Kusunga ndalama za inshuwaransi posankha dongosolo labwino kwambiri.
- Kutulutsa pompopompo ndi njira iliyonse yolipira pa intaneti.
- Katswiri amadzinenera gulu lothandizira lomwe lidzamenyera makasitomala omwe ali ndi inshuwaransi anzawo mpaka chigamulo choyenera chaperekedwa.
- Deta imasungidwa m'malo otetezedwa komanso ogwirizana ndi ISO-certified data center.
- CoverFox Blog imapereka chisankho chomaliza cha owerenga pachilichonse chokhudzana ndi inshuwaransi.
7. phonepe
PhonePe ndi mtsogoleri wamsika pamalipiro a digito ku India ndipo pakadali pano ndi imodzi mwamapulogalamu omwe amalipira kwambiri. Komabe, kampaniyo tsopano yalowanso m'dziko la inshuwaransi.
Yakhazikitsidwa mu Disembala 2015, PhonePe idagulidwa ndi Flipkart ndi makolo ake a Walmart patatha chaka chimodzi. Likulu la PhonePe lili ku Bengaluru, ndipo linakhazikitsidwa ndi Sameer Nigam, Burzin Engineer, ndi Rahul Chari.
PhonePe imapereka mapulani osiyanasiyana a inshuwaransi kuphatikiza Life, Health, Travel, and Vehicle Insurance. Pakadali pano, pulogalamuyi imangopereka Inshuwaransi ya Arogya Sanjeevani, yomwe ndi inshuwaransi yaumoyo yomwe idapangidwa ndi Insurance Regulatory & Development Authority of India (IRDAI) yomwe imakhudza COVID-19.
Pamene PhonePe ikupitiriza kukulitsa zopereka zake, zidzakhala zosangalatsa kuwona zomwe inshuwaransi zina zomwe kampani ikuwonjezera pa nsanja yake.
Mawonekedwe
- Dongosololi litha kulembedwa kudzera pa PhonePe kudzera pompopompo, njira zopanda mapepala.
- Ndalama zolipirira munthu asanagone kuchipatala masiku 30 asanagoneke m'chipatala komanso ndalama zogulira pambuyo pa masiku 60 atatha kugonekedwa.
- Mtengo wokhudzana ndi maulendo a dokotala ndi malipoti azachipatala amaperekedwa pansi pa phindu ili.
- Ndalama zolipiridwa ndi lendi ya zipinda, chindapusa cha dokotala, chindapusa cha namwino, chindapusa cha maopaleshoni, kuyezetsa matenda, ndi ndalama zogulira mankhwala.
- Njira ya chithandizo cha Cashless ilipo, ndipo No Claim Bonasi (NCB) imaperekedwa kuti musapereke chiwongola dzanja pachaka choyambira.
- Zaka zocheperako zotsimikizira membala ndi miyezi itatu pomwe zaka zazikulu ndi zaka 3 kuti Arogya Sanjeevani apezeke pa PhonePe.
- Kupereka chithandizo chachipatala chachikulu mpaka ma Rs. 20,00,000 amaperekedwa, ndipo zolipirira ndizotsika ngati Rs. 241 / pamwezi.
8. acko
Acko ndi kampani ya inshuwaransi yochokera ku Mumbai yomwe imapatsa makasitomala ake malo a inshuwaransi yamtengo wapatali komanso inshuwaransi yayikulu yokhala ndi zero. Yakhazikitsidwa mu Novembala 2016 ndi Varun Dua ndi Ruchi Deepak, kampaniyo imagwira ntchito yonse kudzera papulatifomu yake ya digito, ndikupangitsa kuti ikhale yopanda mapepala.
Acko ndi IRDAI yokhala ndi chilolezo (IRDAI Registration No: 157) General Insurance company, ndipo zogulitsa zake zikuphatikiza Car and taxi, Bike, and Health insurance. Ndi fuko la anthu opitilira 400, Acko amadzitamandira potumikira makasitomala apadera pafupifupi 50 miliyoni. Mu 2019, Acko adasankhidwa kukhala kampani ya 8th yabwino kwambiri ya InsurTech ndi FinTech Global.
Mawonekedwe
- Acko ali ndi chiwongola dzanja cha 95% pa FY 19-20, zomwe zimapangitsa kukhala njira yodalirika kwa ofuna inshuwaransi.
- Pulatifomu yapaintaneti ya Acko imalola kubweza mwachangu komanso popanda zovuta, zomwe zimapangitsa kuti ntchitoyi ikhale yopanda nkhawa kwa makasitomala.
- Pulatifomu yake ya digito imatanthawuza kuti ntchito zonse zitha kupezeka ndikungodina pang'ono, ndikuchotsa kufunikira kwa mapepala.
- Acko akupereka ndalama zothandizira inshuwaransi yazaumoyo ku PAN India-wide network ya zipatala za anzawo.
- Imapereka zothandizira, maupangiri, ndi zolemba za ogula inshuwaransi, zomwe zimapangitsa kukhala njira yabwino kwa oyamba kumene.
- Imapereka mitundu itatu ya inshuwaransi yazaumoyo - inshuwaransi yazaumoyo, Aarogya Sanjeevini, ndi chivundikiro chachipatala chamagulu.
- Ndi ogwiritsa ntchito opitilira 4.5 crore, chakhala chisankho chodziwika bwino kwa omwe akufuna inshuwaransi.
- Acko imapereka inshuwaransi pamalipiro otsika kwambiri, ndikupangitsa kuti ikhale njira yotsika mtengo kwa ambiri.
9. OneAssure
OneAssure ndi nsanja yatsopano yomwe imawongolera njira yogulira inshuwaransi yazaumoyo. Imagwirizanitsa makasitomala ndi akatswiri a inshuwaransi yazaumoyo omwe amasanthula zomwe akufuna ndikupereka mapulani oyenera kuchokera kwa opanga osiyanasiyana. Ogwiritsa ntchito amatha kumaliza ntchitoyo mosavutikira atalandira ulalo wolipira pama foni awo. Ruchir Kanakia ndi Shreyans Maini adapanga kampaniyo mu 2019 ndipo ili ku Bangalore, Karnataka.
Ndi makampani opitilira khumi ndi othandizana nawo 150+ ophunzitsidwa bwino, OneAssure imapatsa ogula mwayi wosiyanasiyana. Mapangidwe ake osavuta kugwiritsa ntchito komanso njira yosavuta zimapangitsa kuti ikhale njira yodziwika bwino kwa anthu omwe akufunafuna inshuwaransi popanda zovuta.
Mawonekedwe
- OneAssure imapereka mitundu iwiri ya mapulani a inshuwaransi yaumoyo: phindu lokhazikika ndi phindu la chiwongolero, zomwe zimaphatikizapo kuphimba matenda ovuta.
- Mapulani opangidwa ndi makonda akampani ndi chinthu chodziwika bwino, chokhala ndi kulumikizana kochepa komanso koyenera komwe kumapangidwa panthawi yomwe wogwiritsa ntchito asankha.
- Othandizana nawo a OneAssure amaphunzitsidwa kuti akwaniritse miyezo ya License ya IRDAI POSP, kuwonetsetsa kuti makasitomala athandizidwa.
- Kampaniyo imayika patsogolo njira yosasinthika popanda kulumikizana kapena mipata, kupulumutsa makasitomala nthawi ndi ndalama.
- Thandizo la moyo wonse komanso kubweza ngongole popanda zovuta zimatsimikiziridwa ndi OneAssure.
- OneAssure ili ndi ndondomeko yolipira yowonekera kuti ilimbikitse kukhulupirirana ndi anzawo.
- Pulogalamu ya inshuwaransi yazaka zatsopano yomwe ikubwera yapeza kale makasitomala okondwa opitilira 2000.
10. InsuranceDekho
InsuranceDekho, yomwe idakhazikitsidwa mu 2016 ndi Ankit Agrawal ndi Ish Babbar, ndi nsanja yapadera yapaintaneti yomwe ili ku Gurugram, Haryana, yomwe imalola makasitomala kufananiza mawu a inshuwaransi ochokera kumakampani apamwamba kwambiri a inshuwaransi ku India. Pulatifomuyi imapereka mayankho osiyanasiyana a inshuwaransi, monga inshuwaransi yamagalimoto, inshuwaransi yanjinga, inshuwaransi yaumoyo, ndi inshuwaransi yamoyo. Chimodzi mwazabwino za InsuranceDekho ndi kapangidwe kake kosavuta kugwiritsa ntchito komanso njira ya inshuwaransi yofulumira, yomwe imatenga mphindi zisanu zokha. Malinga ndi ndemanga za Google, InsuranceDekho ili ndi 4.4 ndipo yasamalira zonena zoposa 20,000. Kuphatikiza apo, ogula amatha kulipira ndalama zawo za inshuwaransi pogwiritsa ntchito njira zosiyanasiyana zolipirira monga makhadi a kirediti kadi, kirediti kadi, kapena kubanki.
Mawonekedwe
- InsuranceDekho imapereka mapulani osiyanasiyana kuchokera kumakampani a inshuwaransi 30+.
- Makasitomala amapeza malo amodzi olumikizirana pazosowa zonse zothandizira.
- Akatswiri ovomerezeka a kampaniyo amapereka upangiri wamunthu payekha pazokonda zamakasitomala.
- Gulu lodzipereka lothandizira limapezeka masiku 7 pa sabata kuti lithandizire chisokonezo chilichonse.
- Makasitomala amatha kupeza mfundo zodziwika bwino monga Pradhan Mantri Suraksha Bima Yojana ndi Rashtriya Swasth Bima Yojana.
- Pulatifomuyi imapereka chowerengera cha inshuwaransi yaumoyo kuti mufananize mosavuta.
- Makasitomala amatha kukonzanso ndikutsata ndondomeko mosadukiza.
- Pulogalamuyi imaperekanso mwayi wopeza ndalama komanso nkhani zokhudzana ndi inshuwaransi kuti ogwiritsa ntchito azitha kupeza mosavuta.
11. INDMoney
INDMoney ndi pulogalamu yapamwamba kwambiri yazachuma yomwe yadziwika kwambiri kuyambira pomwe idakhazikitsidwa mu 2017, yokhala ndi ogwiritsa ntchito opitilira 5 miliyoni. Limapereka nsanja yokwanira yopulumutsira, kukonzekera, ndi kuyika ndalama kwa mabanja onse. Pulogalamuyi imapereka zinthu zambiri, kuphatikiza kuyika ndalama ku US Stocks ndi Kutsata ndi kasamalidwe ka Financial Life.
INDMoney yalowa mu gawo la upangiri wa inshuwaransi, ndi magawo asanu akuluakulu, kuphatikiza Inshuwaransi ya Zaumoyo, Inshuwaransi ya Moto, Inshuwaransi Yoyenda, Inshuwaransi ya Magalimoto, ndi Inshuwaransi Yanyumba. Ndi ntchito zake zosiyanasiyana komanso mawonekedwe osavuta kugwiritsa ntchito, INDMoney ndi malo ogulitsira omwe amakwaniritsa zosowa zanu zonse zachuma.
Mawonekedwe
- Opitilira 10,000 amamangidwa m'chipatala popanda zovuta.
- Kudikirira kwakanthawi kochepa zaka 2 kwa matenda omwe analipo kale.
- Malingaliro opangira makonda malinga ndi zosowa ndi kusanthula zolinga.
- Kuyimba sipamu ndi ma SMS kuti mupewe kukwezedwa kosafunikira.
- Mitengo yamitengo yowonekera popanda ndalama zobisika kapena zolipiritsa.
- Amafuna thandizo kuti atsogolere ogwiritsa ntchito njira yodzinenera.
- 100% nsanja yopanda tsankho pamalangizo ndi malingaliro opanda tsankho.
- Mapulani onse a inshuwaransi amapezeka pa intaneti kuti apezeke ndi kugula mosavuta.
- 95.2% kubweza ngongole kuti apeze chithandizo chodalirika.
12. Inshuwaransi Ya Digit
Wochokera ku Bengaluru, Karnataka, India, Digit Inshuwalansi ndi inshuwaransi yodziwika bwino. Adapangidwa mu 2017 ndi Kamesh Goyal ndipo amadaliridwa ndi ogula oposa 3 crore.
Bizinesiyo imapereka mwayi wopeza ma inshuwaransi osiyanasiyana, kuphatikiza inshuwaransi ya njinga, inshuwaransi yamagalimoto, inshuwaransi yamagalimoto, inshuwaransi yazaumoyo, ndi inshuwaransi yapaulendo. Makasitomala atha kupindula ndi njira zamankhwala zopanda ndalama chifukwa cha netiweki yake ya zipatala zopitilira 10,500.
Kuphatikiza apo, Digit Inshuwalansi imapereka maubwino azaumoyo omwe amapezeka kudzera mwa othandizana nawo opitilira 10. Bungweli limapereka mapulani a inshuwaransi yaumoyo omwe ali oyenera anthu onse, kuphatikiza achinyamata, mabanja, akuluakulu, ogwira ntchito, okonda masewera olimbitsa thupi, komanso omwe ali ndi bajeti yolimba.
Mawonekedwe
- Njira yosavuta, yopanda mapepala pogula ndikugwiritsa ntchito inshuwaransi yaumoyo.
- Palibe ndalama zolipirirana zaka kapena zone, palibe malire pa renti yachipinda, komanso palibe chofunikira pamakope apepala pazolinga.
- Kuphimba kwathunthu ndi zodandaula zopanda malire ndi chithandizo cha ndalama za inshuwaransi.
- Mogwirizana ndi anthu odziwika bwino athanzi komanso thanzi labwino, pulogalamu ya Digit imapereka maubwino apadera athanzi.
- Kuphatikizapo COVID-19 ndipo imalipira ndalama zonse zogonekedwa m'chipatala za COVID-19, matenda, ngozi, ndi matenda oopsa.
- Nthawi yodikirira matenda omwe analipo kwa zaka zitatu, kuchotsera ndalama zolipirira mwana asanabadwe komanso kubereka, komanso kuletsa kugonekedwa m'chipatala popanda chilolezo cha dokotala.
- Imapatsa makasitomala mwayi wopeza inshuwaransi ina, kuphatikiza Aarogya Saneevini ndi Business Health Insurance.
Kutsiliza
Pomaliza, ma inshuwaransi 12 apamwamba awa ku India amapereka njira yosavuta, yosavuta kugwiritsa ntchito kuteteza thanzi lanu ndi ndalama. Mapulogalamuwa akukuphunzitsani ngati mukufuna kukhudzidwa kwathunthu kapena zinthu zina zomwe zikugwirizana ndi zomwe mukufuna.
Ndi malo osavuta, chithandizo chamakasitomala 24/7, ndikukonza zodandaula mwachangu, mutha kukhala ndi mtendere wamumtima podziwa kuti mwaphimbidwa pakagwa ngozi yachipatala.
Ndi zinthu monga kugonekedwa m'chipatala mopanda ndalama, zothandizira zaumoyo, ndi malingaliro osakondera azinthu, mutha kuyang'anira thanzi lanu ndikupanga zisankho zophunzitsidwa bwino za inshuwaransi yanu.
Ndiye dikirani?
Tsitsani imodzi mwamapulogalamuwa nthawi yomweyo ndikuyamba kudziteteza nokha ndi okondedwa anu!
Siyani Mumakonda