Impact investing sikunangokhala nkhani ya ola komanso kufunika kwa ola.
Ndi kukhudzidwa kwa chilengedwe, ndikofunikira kuti anthu ayambe kuchita zinthu zazikulu ndi zazing'ono zomwe zikufunika kuti apindule nazo, mwanjira ina.
Njira imodzi yotereyi yomwe osunga ndalama ndi amalonda atenga ndikuyikapo ndalama, zomwe, monga momwe dzinalo likusonyezera, zimayika ndalama kuti zithandizire.
Kuyikapo ndalama kwachuma tsopano kulipo padziko lonse lapansi koma kukuwonekeranso ku India.
Anthu ochulukirachulukira akuyesera kuyika ndalama pazinthu zomwe zimathandizira kuwongolera nyengo ndi chilengedwe, ndipo sipangakhale nthawi yabwinoko yolankhula zonse za izi!
Kodi impact investing ndi chiyani?
Kuyikapo ndalama ndi njira yomwe osunga ndalama amapangira ndalama m'makampani, ndalama, ndi mabungwe omwe amathandizira pazachilengedwe ndikupanga phindu la anthu mwanjira ina kapena ina, komanso kubweza kwawo nthawi zonse.
Otsatsa malonda amathandizira makampani opanga ndalama zazing'ono, magalimoto amagetsi, ulimi wokhazikika, mphamvu zowonjezera, zolowa m'malo mwa pulasitiki, ndi zina zomwe zimachitidwa kuti zipindule ndi chilengedwe komanso chilengedwe.
Kodi mungasankhire bwanji ndalama zoyendetsera ndalama zomwe mungasungiremo?
Pali njira zinayi zazikuluzikulu zomwe mungapangire chisankho chanu kuti mupange ndalama mubizinesi yomwe ili ndi phindu.
Dongosolo la UBP IMAP linapanga njira. Mutha kuvotera mulingo uliwonse mwa 5 ndikuwerengera kuti mupambane mpaka 20.
- CHOLINGA kapena Cholinga
- Mulingo uwu ukuphatikizanso njira zomwe kampaniyo ikunena.
- Zimapangidwa ndi gawo la kampani la gawo la capex/R&D ku yankho la vutolo.
- MTIMA kapena Kukonda chuma
- Ili ndi kuchuluka kwa ndalama zonse zomwe kampaniyo ipeza zimachokera kumadera omwe amabweretsa zabwino.
- Zimaphatikizansopo ngati pali mizere ina yabizinesi yomwe imasemphana mu gawo lomwelo la ntchito.
- ADITIONALITY kapena Kuwonjezera
- Zimaphatikizapo ngati kampaniyo ndi mtsogoleri wapadziko lonse lapansi.
- Imakambanso ngati pali zosiyana zilizonse muukadaulo, njira, ndi njira zothetsera mavuto kuchokera kumbali ya kampani.
- KUTHENGA kapena Kuthekera
- Zimaphatikizapo kuthekera kwenikweni kwa yankho lomwe likuperekedwa kudzera muutumiki/chinthu kuti likhale ndi zotsatira zazikulu padziko lonse lapansi.
- Imakamba ngati yankho ili ndikusintha dziko lapansi kapena ayi.
Zodetsa nkhawa zomwe zimapangitsa kuti pakhale vuto lalikulu pazachuma ku India
India ndi dziko lopanda chikhalidwe cholemera, miyambo, ndi zikhalidwe, koma chomwe chilinso cholemera ndi kuchuluka kwake, kuipitsidwa, malo onyansa, ndi zina zotero. Kuwonongeka kwa mpweya, kusamalidwa bwino kwa zinyalala, ndi kusowa kwa madzi ndi zina mwazinthu zovuta kwambiri zachilengedwe ku India, limodzi ndi kuwonongeka kwa nthaka, kunyonyotsoka kwa nkhalango, ndipo mndandandawu ulibe malire.
Zinali ndi cholinga ichi m'maganizo, kuteteza chilengedwe cha dziko, mpweya umene timapuma, madzi omwe timadya, komanso kusamalira nkhalango zomwe zimatibweretsera zambiri kuposa malo okongola, zomwe zimapangitsa kuti ndalama zitheke ku India. Ichi ndichifukwa chake kuyika ndalama ku India kukukhudzidwa kwambiri -
- Makampani onse aku India tsopano akuwunikidwa mozama kutengera momwe chilengedwe, chikhalidwe, ndi ulamuliro (ESG) akuyendera kuti adziwe momwe akukulira komanso momwe amathandizira pachuma.
- Nkhani monga kusintha kwa nyengo ndi kusagwirizana pakati pa anthu ndizofala ku India, ndipo kuti mudziwe kusintha kwenikweni, kuyikapo ndalama kumawoneka ngati njira yokhayo yomveka.
- Otsatsa malonda tsopano akudziwa zomwe chilengedwe, chikhalidwe, komanso utsogoleri zimakhudzira kampani pazachuma, ndipo potengera izi pomwe osunga ndalama amaika ndalama zawo.
- Ndalama zokhazikika zakhala zikukula kuposa kale, ndikulowa pafupifupi $186 biliyoni mu 2021's Q1.
- Ngati titsatira ziwerengero, makampani omwe ali ndi chilolezo cha ESG achita bwino kuposa pafupifupi makampani onse a S&P 500.
- Makampani onse omwe ali ndi cholinga cha ESG ndi odalirika pazopeza zamtsogolo.
- Kuyika ndalama zokhazikika padziko lonse lapansi kudzalamulira mabizinesi achikhalidwe posachedwa.
- Pali kuyankha kochulukirapo kuchokera ku mbali ya kampani pazachikhalidwe ndi chilengedwe komanso utsogoleri.
- Mliriwu wapangitsa kuti pakhale kusiyana kwakukulu pazachuma komanso zachuma komwe osunga ndalama ndi makampani amafuna kuti achepetse.
- Mavuto osakhudzana ndi zachuma tsopano akuganiziridwa kuti ndi ofanana, ngati si pamwamba, momwe kampani imakhudzira chuma pazachuma.
- Opitilira 80% amalonda ogulitsa ku India akuyang'ana kwambiri kuyika ndalama zokhazikika.
- Nifty 100 ESG yachita bwino kuposa onse a Nifty 50 ndi Nifty 100 mchaka chatha, ndikupanga chidaliro chokulirapo pakuyika ndalama za ESG.
- Mabizinesi okhudzana ndi anthu ndi makampani omwe ali ndi zolinga zilizonse zokhudzana ndi chikhalidwe cha anthu akukondedwa kuposa malingaliro wamba amabizinesi.
- Zochita zachitukuko zimaperekedwa ndalama zambiri kuti zilimbikitse India wabwinoko.
- Zopitilira $2.5 biliyoni zidakwezedwa kudzera muzochita zamabizinesi mu 2020 zamabizinesi okhudzidwa, kutsatiridwa ndi $1.2 biliyoni yomwe idalandilidwa theka loyamba la 2021.
- Kukula ndi kuthekera kwa kubweza kosasunthika ku India kumapangitsa kukhala malo abwino kuyamba kuyikapo ndalama, chifukwa kumapereka mwayi wokwanira wocheza nawo chifukwa cha kuchuluka kwa anthu komanso mavuto angapo okhudzana nawo.
- Kukhazikitsa malo osungiramo katundu kumakhalanso muzokambirana, zomwe zapeza chidaliro cha anthu mu ndalama zokhazikika.
Ubwino wogwiritsa ntchito ndalama ku India
- Zimathandiza kuthetsa kusiyana pakati pa zolinga zachuma ndi chikhalidwe cha Investor.
- Zimathandizira osunga ndalama kuti azitsatira zomwe amakonda pothandizira pazinthu zatsopano.
- Zimathandizanso osunga ndalama amathandizira makampani omwe ali ndi cholinga chabwino chothandizira pazinthu zamakampani komanso zachilengedwe.
- Amapereka kukula kwakukulu, kuthekera kopindulitsa, komanso udindo wapagulu kudzera pakugulitsa kamodzi.
- Imayang'ana patali kwanthawi yayitali kuchokera kumakampani komanso momwe amapangira ndalama.
- Ogwirizanitsa ndalama ndi United Nations's 17 Sustainable Development Goals.
- Imapatsa osunga ndalama ndalama zambiri chifukwa ikutsatira kukwera kwa msika.
- Zimapereka mwayi kwa Investor woyamba kusuntha chifukwa ndi lingaliro latsopano lomwe lili panjira yopita mmwamba.
- Imathandiza kuthetsa osati nkhani zapadziko lonse lapansi koma zapadziko lonse lapansi zomwe zatchulidwa muzolinga za UN za SDG.
- Imatsegula zitseko kwa osunga ndalama kukhala otengera mwayi wapadziko lonse lapansi pothandizira kuthana ndi vuto ndikukhala opambana m'tsogolo.
- Imathandiza kukhazikika ndi kusiyanasiyana mbiri.
- Imathandiza kukwaniritsa udindo wa munthu payekha komanso bungwe.
- Imathandizira osunga ndalama kuti azilumikizana ndi oganiza bwino omwe ali ndi zokhumba zazikulu kuposa kukhutitsidwa ndi ndalama.
- India, monga dziko la anthu, ili ndi zovuta zambiri zomwe sizinathe kuthetsedwa pogwiritsa ntchito ndalama.
- Kuyikapo ndalama kwamphamvu kulipo kuti kuchiritse dziko lapansi, ndipo ngati kuli koyenera, ichi ndi chinthu chomwe tonsefe tiyenera kuyamba kuchitapo - lero!
Zoyipa pakuyika ndalama ku India
- Ndikoopsa pang'ono kuyamba kuyika ndalama muzinthu zamagulu chifukwa cha zatsopano za lingaliro.
- Maziko a Investor of impact Investment akadali ochepa kwambiri, ndi ndalama zochepa chabe zomwe zimatha kupeza zotsatira zapamwamba komanso scalability.
- Zimakhala zovuta kukopa osunga ndalama kuti ayambe kuyika ndalama zawo m'ndalama zogwira ntchito, zomwe zimapangitsa kuti bizinesi yoyika ndalama ikhale maloto osatheka.
- Ngati ndi ndalama zobweza zambiri, ndiye kuti ndi pachiwopsezo chachikulu.
- Popeza kukhudzidwa kumasiyana m'magawo onse, ndizovuta kukwaniritsa muyeso.
- Zotsatira zake ndizovuta kufananiza, kuyeza ndi kuchuluka.
- Zomwe zachitika ku India mchaka cha 2020-2021.
- Chaka cha mliri, 2020, adawona mabizinesi azaumoyo omwe amakopa madola 20 miliyoni aku US pazochita 29 zosiyanasiyana.
- Mabizinesi okhudzidwa pazachuma chaukadaulo pagawo la mbewu adakopa kukula kwambiri, pomwe osunga ndalama ambiri amakhala ndi chidwi ndi chithandizo chamankhwala chaukadaulo, ukadaulo, moyo, komanso mabizinesi oyambira paulimi waukadaulo.
- Mabizinesi okhudza maphunziro adapeza $660 miliyoni mchaka cha 2020-2021.
- Mabizinesi okhudzidwa pazaulimi adakopa $440 miliyoni pazochita 52 mu FY 2020-2021, kukhala pamalo achitatu apamwamba pazogulitsa zonse.
Zitsanzo zamabizinesi okhudzidwa ku India
- Gulu la Aavishkaar, lomwe likuyang'ana kwambiri zachitukuko kudzera muzamalonda ndicholinga chofuna kukhazikitsa chilengedwe m'makontinenti ngati Asia ndi Africa.
- Acumen, kuyang'ana pa kukulitsa ndalama za alimi ang'onoang'ono.
- Elevar Equity, yomwe ikufuna kukopa zenizeni zenizeni komanso kupanga phindu kwa makasitomala komanso mabizinesi abwino kwambiri ochita bizinesi.
- Unitus Ventures, kupanga ndalama zamagawo ndi zoyambira zomwe zimathandizira anthu omwe amapeza ndalama zochepa.
- Omidyar Network, kuthandiza kupanga zinthu zandalama zotsika mtengo komanso zosinthika kwa alimi ang'onoang'ono komanso ocheperako limodzi ndi Amwenye wamba ndi mabizinesi.
Malingaliro opititsa patsogolo ndalama ku India
- Kugwiritsira ntchito telemedicine yomwe imagwirizanitsa madokotala akumidzi ndi odwala akumidzi kuti athetse kusiyana pakati pa luso lofunikira pazachipatala ndi kupezeka kwake m'madera ovuta kufika. Makampani omwe alipo tsopano: Karma Healthcare, Practo, Apollo, ndi ena.
- Kugwiritsa ntchito ukadaulo wobiriwira ndikuwugwiritsa ntchito bwino pakuwonjezera mphamvu zowonjezera kumabweretsa kuyika ndalama zobiriwira. Makampani omwe alipo tsopano: Ukadaulo wa S4S, Resham Sutra, ndi zina zambiri.
- Kugwira ntchito yophatikiza ndalama za anthu omwe ali pachiwopsezo komanso akumidzi kudzera m'mabungwe omwe si aboma omwe amapereka ndalama zazing'ono, poganizira za ngongole ndi zosowa zachuma za anthu akumidzi. Makampani omwe alipo tsopano: Shram Sarathi, Grameen Model Bank, ndi ena.
- Kugwirira ntchito, kulimbikitsa, ndikuyika ndalama m'mabizinesi omwe akhudza momwe mliriwu ulili mdziko muno kuyambira pano, kaya pazaumoyo, chakudya, zakumwa, moyo, kapena gawo lina lililonse.
Kutsiliza
Kuyikapo ndalama kwamphamvu kukukulirakulira pakali pano, ndipo ngati kuchitidwa moyenera, kudzawoneka bwino kwambiri mtsogolo.
Ndikofunikira kwa ola limodzi poganizira kuwonongeka kwa chilengedwe ndikungokhudza mabizinesi omwe akugwira ntchito modzipereka kuti asinthe dziko lapansi angasinthe masewera a momwe timakhalira limodzi ndi zomwe timapeza.
Impact investing ndiye zotsatira zenizeni!
Mukufunanso kuwerenga kalozera wathu 7 Upangiri Wofunika Kwambiri Wandalama kwa Oyamba ndi Mapulogalamu 5 Apamwamba Ogulitsa Ku India kwa Oyamba
Ndidziwitseni ngati muli ndi mafunso mu ndemanga pansipa.
Siyani Mumakonda