Kadhi rako rechikwereti ndicho chimwe chezvinhu zvinonyanya kukosha kana uchida kuita chero kutengeserana pachikwereti. Chikwereti chibodzwa chinomiririra kugona kwako kubhadhara zvikwereti zvako kune vanokweretesa uye kuvaka kuvimba kwavo mauri.
Inhamba ine manhamba matatu inopfupikisa nhoroondo yako yekadhi rechikwereti uye kuti wakabhadhara sei nekufamba kwenguva. Iyo yakakwirira zvibodzwa, zviri nani zviri nani!
Mamwe masangano ezvemari anovimbawo nekadhi rako rechikwereti uye nhoroondo kuti aone kana vachifanira kunge vachikukweretesa mari, kwenguva yakareba sei, uye nechiyero chipi. Mumwe anofanirwa kugara achichengeta kiredhiti mamakisi pamusoro pe670 kuratidza kukweretwa kwavo sekwakasimba.
Chero chibodzwa chechikwereti chiri pamusoro pe800 chinoonekwa sechakanakisa uye chinofanira kuve chinangwa chevazhinji vashandisi vekadhi rechikwereti.
Nekudaro, zvinove zvakakosha kuti urambe uchitarisa chikwereti chako nguva nenguva, ndosaka tichikuunzira rondedzero yemasere epamusoro maapplication ayo anobvumidza iwe kuti utarise chikwereti chako chemahara.
1. Fit.Credit
Fit.Credit chishandiso chemahara chinokuratidza chibodzwa chako chechikwereti, kuyera hutano hwako hwese hwemari. Inogadzira kiredhiti yako mukati memasekonzi makumi matatu uye inokupa iwe pfupiso yekukwereta kwako.
Chaunofanirwa kuita kuisa nharembozha yako, shandisa iyo OTP inotumirwa kwauri kusaina, isa PAN yako, uye mirira kwemakumi matatu masekonzi.
Chigadzirwa chinokupa iwe kuwana kwete chete kiredhiti zvibodzwa uye mishumo, asi zvimwe zvakasiyana zvinhu. Inokupa chengetedzo isina muganho yemagwaro ako emari uye inokupa iwe matipi emunhu svondo rega rega ekuti ungavandudza sei chikwereti chako.
Kwete izvozvo chete, Fit.Credit inotokupa zviyeuchidzo zvekubhadhara kwako kuri kuuya, kuti usambopotsa chimwe chazvo!
Zvikamu zvepamusoro zveFit.Credit -
- Gadzira zvinyorwa mukati memasekonzi
- Inotsigira ese makadhi echikwereti
- Inopa bhurogu inokuudza nzira yekuchengetedza yakanaka kiredhiti mamakisi.
- Inovandudza ruzivo rwako rwezvemari
- Inoseta zviyeuchidzo zvekubhadhara otomatiki
- Inopa ruzivo rwakakwana
2. Paytm
Munhu wese anozviziva Paytm uye zvainoita. Ndiyo imwe yeIndia yepamusoro yekubhadhara app iyo inobatsira iwe kubhadharisa, kubhadhara, uye kugamuchira mari mumasekonzi. Kwete izvozvo chete, asi zvakare inobvumidza iwe kutenga zvinhu, mabhuku endege, uye matikiti emufirimu, kuisa mari mumasheya, kuvhura account yekuchengetedza, nezvimwe zvakawanda.
Asi chimwe cheanonyanya kubatsira maficha ePaytm ndechekuti inokutendera kuti utarise chikwereti chako chemahara.
Kuti utarise chibodzwa chako chekiredhiti kadhi nePaytm, chaunofanirwa kuita kuongorora kodhi yeQR paPaytm app womirira kwemasekonzi mashoma. Iwe unogona kunyorera zvikwereti kana makadhi echikwereti mukati meapp yacho pachayo.
Inokutendera kuti utarise zvibodzwa zvako zviri nyore uye kunyange kuvandudza zvibodzwa nenguva. NePaytm, unogamuchira gumi nemaviri emahara mishumo gore rega rega, zvinoreva shumo mwedzi wega wega.
Epamusoro maficha ePaytm -
- Inoteedzera maakaundi ako uye zvikwereti nekuongorora kwakadzama
- Inokubatsira kuvandudza kadhi rako rechikwereti
- Inochengetedza ruzivo rwako pachako
- Inokupa iwe pachako uye yakasarudzika zvikwereti zvinopihwa
- Inokudzidzisa zvese nezve CIBIL yako mamaki
- Inopa matipi uye matipi ekuvandudza chikoro chako
3. CHITSAUKO
CHITSAUKO chishandiso chemahara chinokutumira mibairo yekubhadhara kadhi rako rechikwereti nenguva. Iyo mibairo, inonziwo CRED mari, inogona kushandiswa kuhwina yakakosha kuwana kune akasiyana zvigadzirwa uye zviitiko.
Kwete izvozvo chete, asi neCRED, unogona zvakare kutarisa kadhi rako rechikwereti chemahara ipapo. Zvese zvaunofanirwa kuita kuendesa ruzivo rwako, uye CRED's kiredhiti cheki cheki inoverengera chikwereti chako chibodzwa uye nekuchitumira kwauri.
Iyo zvakare inoseta zviyeuchidzo zvako kuitira kuti iwe ubhadhare yako yese nenguva uye usambopotsa zuva. Inogadzirisa kutengeserana kwako kwese ipapo kuti haufanirwe kumirira kuti kubhadhara kwako kubudirire.
Pakupedzisira, ongororo yekutaura inotumirwawo kwauri inopfupisa zvese nezvekubhadhara kwako kuti ikubatsire kuve nechiratidzo chakajeka chekuti mari yako inoenda kupi.
Zvikamu zvepamusoro zveCRED -
- Zvinoita kuti iwe ugone kuverenga mune zvemari nemazano uye matipi ekuchengetedza kiredhiti yakanaka.
- Inokupa kutonga kwakazara pamusoro pekadhi rako rechikwereti
- Inochengetedza ruzivo rwako rwemari
- Inopa chikamu-chakavakirwa kuongororwa kwemari yako
- Inoona zvese zvakavanzika mhosva, kana iripo
- Inoteedzera muganho wechikwereti munguva chaiyo
- Inokupa iwe mibairo yakasarudzika uye mari yekudzosera kana iwe uchibhadhara chikwereti nenguva
4. INDmoney
INDmoney ndeye super mari app inoteedzera uye inodyara mari yako pa zero komisheni. Iyo inodzorawo mari yako kune akati wandei zvikwereti, mutero, mari yekudyara, uye mari inoshandiswa, zvese zviri pasi pedenga rimwe.
Iyo ine zvakare yemahara kiredhiti mamakisi cheki iyo inogadziridza yako kiredhiti mamakisi mwedzi wega wega. Zvese zvaunofanirwa kuita kutaura nezve ruzivo rwako senge ruzivo rwako, PAN kadhi nhamba yekufonera nhamba uye mirira kwemaminetsi mashoma kusvika chirevo chako chagadzirwa pasina muripo.
Chishandiso ichi zvakare chinokutendera iwe zero-homwe yekufambisa mari yeakaunti yako yeUS stocks, inopa 6.5% yakatarwa dhipoziti mubereko, uye inokubatsira kuronga uye kukura yako yeramangwana mambure akakosha. NeINDmoney, unogona kuwana mukana weCIBIL kiredhiti mamakisi, Equifax kiredhiti mamakisi, Experian kiredhiti mamakisi, uye CRIF Highmark kiredhiti mamakisi.
Nzvimbo dzepamusoro dzeINDmoney -
- Zvinokubatsira kubata mari kunhengo dzemhuri yese
- Inoteedzera mari yako nezvikwereti
- Iyo inokutendera iwe kuisa mari muUS stocks uye Etfs
- Iyo chikuva inokubatsirawo kuchengetedza mari pazvikwereti zviripo
- Inokupa yambiro yakasarudzika
- INDmoney inokuwana iwe zvikwereti pamari yako
5. Chikwereti Karma
Chikwereti Karma ipuratifomu yemahara iyo inokutendera kuti utarise chikwereti chako uye kuronga zvibodzwa zvako zvemari zvinobudirira. Ipuratifomu inokudzidzisa iwe pamakadhi, zvikwereti, mari yekuchengetedza, maakaundi, kiredhiti, uye zvine chekuita nenyaya.
Iyo zvakare inopa iyo-nyowani-nyowani-itsva Karma mari yekudzoreredza pane zvese zvinotengwa zvechikwereti kuburikidza nechikwereti cheKarma Mari ficha. Mugwagwa wekuyamura ndechimwe chinhu chinokubatanidza iwe nerutsigiro rwechiremera chaunoda, pamwe chete nesarudzo dzekuregererwa kwechikwereti.
Kiredhiti Karma inotarisisa chikwereti chako uye inokutumira yambiro inodiwa pamwe nemishumo yakakosha. Inokupawo ruzivo rwunokubatsira kuti udzidze zvinokanganisa zvibodzwa zvako zvechikwereti uye kuti ungaita zvirinani. Chekupedzisira,, inokutumira iwe kurudziro pakuvandudza chikwereti chako.
Mamiriro epamusoro eChikwereti Karma -
- Inopa maonero ekunyora kuburikidza nezvinyorwa uye mablog
- Inovandudza uye inosimudzira yako zvinangwa zvemari uye kuronga
- Inochengetedza data rako
- 128-bit uye yepamusoro encryption yekuchengetedza data
- Inokupa ruzivo pamusoro pemakadhi echikwereti akasiyana
- Inogadzira zvibodzwa zvako zvechikwereti ipapo ipapo
6. ChikweretiWise
ChikweretiWise ipuratifomu yemahara iyo inokutendera kuti utarise kadhi rako rechikwereti mumaminitsi. Inokubatsirawo nekutarisa sevhisi iyo inokubatsira iwe kuchengetedza chibodzwa chako kusvika pakugona kwako.
Iyi puratifomu inopa yemazuva ese-kureba kiredhiti yekutarisa uye inokuzivisa iwe shanduko, kana iripo. Iwe unogona kuwana izvi zvibodzwa uye mishumo mwedzi wega wega uye kuteedzera kiredhiti mamakisi uye ita zvishoma zvako mukunatsiridza.
Ipuratifomu inokupawo zvinhu zvinokanganisa chikwereti chako ne256-bit yekutakura layer yechengetedzo. Iyo app inowanikwa kune vese Apple uye Android vashandisi.
Zvikamu zvepamusoro zveCreditWise-
- Zvinokubatsira kuti unzwisise chikwereti chako chekwereti zvakadzama
- Inofambirana neshanduko dzese muchikoro chako
- Inokutumira zviziviso zveemail nezverepoti yako yechikwereti, account yehutsotsi, nezvimwe
- Inotarisa ruzivo rwako rwechikwereti
- Inoteedzera SSN yako
- Iyo inoongorora iyo yakasviba webhu kuti iwe uchengetedze ruzivo rwako online
7. Chikwereti.com
Chikwereti.com iapplication yemahara iyo inokubatsira iwe kugadzira yako kiredhiti mamakisi uye kunyange kuwana yakawedzera chikwereti pasina muripo wekuwedzera. Inokupa huwandu hwakasiyana hwemakumi maviri nemasere mamakisi akasimbiswa neFICO uye mishumo kubva kune ese matatu epamusoro kiredhiti bureaus.
Aya mahofisi anosanganisira Equifax, Experian, uye TransUnion. Yese mishumo neCredit.com inogadzirwa pamwedzi.
Iwe unogona zvakare kuwedzera tradelines pane yako kiredhiti repoti uye taura zvese zvaunoshandisa uye rendi pamwe neCredit.com. Iyi puratifomu inokupa iwe dziviriro yeID, mibairo inosvika kumadhora mazana maviri nemakumi mashanu, uye kuderedzwa kwekugadzirisa kiredhiti kunosvika kumadhora makumi maviri nematatu pamwedzi. Aya maficha akasarudzika uye haapihwe nevakawanda emakiredhiti mamakisi mapuratifomu aripo!
Nzvimbo dzepamusoro dzeCredit.com-
- Nyevero dzewebhu dzakasviba
- 24/7 chitupa chekutarisa
- Inenge $1 miriyoni inishuwarenzi inopesana nekubiwa kweID
- Easy chikwereti chibodzwa chekutevera
- Kugadziriswa kwechikwereti kuderedzwa
- Rent uye utility reporting
8. Chikwereti Sesame
Chikwereti Sesame ndeimwe yemahara puratifomu inokupa iwe yako yemahara kiredhiti zvibodzwa uye dzakawanda nzira dzekuzvivandudza. Kwete izvozvo chete, iyo puratifomu inotokupa mibairo yemari kana iwe ukabudirira mukuvandudza chikwereti chako.
Iwe unogona kuwana yako yemahara kiredhiti kadhi uye kiredhiti yekutarisa chenjedzo neCredit Sesame mukati memaminitsi uye ongorora mashandisiro ako echikwereti.
Ivo vanotokutsvagira zvigadzirwa zvechikwereti kunyanya uye kuratidza kuti zvigadzirwa zvingakubatsira sei kuzadzisa zvinangwa zvako zvechikwereti. Iyo yese-mu-imwe account iyo inokubatsira zvakanyanya iwe kukura yako avhareji yekiredhiti mamakisi zvakanyanya.
Zvikamu zvepamusoro zveCredit Sesame -
- Inopa maneja wechikwereti wega
- Inopa zviwanikwa zvekuvandudza ruzivo rwako rwezvemari
- Nyore uye nekukurumidza kusaina
- Inopa mahara kuchengetedzwa kwekuzivikanwa kwekubiwa, kuongorora kiredhiti, zvibodzwa, uye kadhi reshumo
- Inokupa iwe matipi uye matipi ekuti ungavandudza sei chikwereti chako
- Inopa mibairo yemari yekuvandudza kiredhiti mamakisi
mhedziso
Chibodzwa chekadhi rechikwereti chakakosha zvakanyanya kana iwe uchida kuchengetedza kiredhiti yako mumusika wekutora zvikwereti kana zvichidikanwa.
Kukwirisa zvibodzwa zvako, mukurumbira uri nani waunobata pamberi pevanokweretesa. Ichi ndicho chikonzero nei zvakakosha kuti ugare uchitarisa kadhi rako rechikwereti uye utaure kuti unzwisise kwaunogona kugadzirisa.
Aya mapuratifomu anopa akawanda mhinduro ekuti iwe ungagara uchishanda sei mukuvandudza zvibodzwa zvako, uye chikamu chakanakisa pazviri ndechekuti ndeyemahara.
Yunowana ruzivo rwese uye dzidzo yaunoda mune mashoma mabhatani pasina kubhadhara chero chinhu. Kuti uwane mibairo yakanaka, tanga kutarisa kiredhiti yako nhasi uye tora iyo nhamba yemanhamba matatu kune hurefu hutsva!
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