Kudyara mari kwave kusiri kutaura kweawa chete asiwo kudiwa kweawa.
Nekukura kwekunetseka kwezvakatipoteredza, zvakakosha kuti vanhu vatange kutora matanho makuru nemadiki anodiwa kuti zvibatsire, neimwe nzira.
Imwe nzira yakadai iyo vatengesi nevashambadzi vakatora ndeyekukanganisa mari, iyo, sezita rinoratidza, inodyara mukugadzirisa.
Impact investing ikozvino iripo pasi rese asi inoonekwa zvakanyanya muIndia zvakare.
Vanhu vakawanda vari kuyedza kuisa mari muzvigadzirwa zvinopa zvakanaka kune mamiriro ekunze uye nharaunda, uye hapangagone kuve nenguva iri nani yekutaura zvese nezvazvo!
Chii chinonzi impact investing?
Impact investing inzira iyo vanoisa mari vanoisa mari mumakambani, mari, uye masangano anopa zvakanaka kune zvakatipoteredza uye anounza rubatsiro munharaunda neimwe nzira kana imwe, pamwe chete nekudzoka kwavo kwemari.
Impact investimendi inotsigira makambani kuita mari diki, mota dzemagetsi, kurima kwakasimba, zviwanikwa zvesimba rinowanikwazve, mapurasitiki anotsiva, uye zvimwe zvirongwa zvakadaro zvinotorwa kubatsira nharaunda nenharaunda.
Iwe unogona sei kusarudza iyo inokanganisa investment fund yekudyara mairi?
Pane maitiro mana makuru akavakirwa paunokwanisa kuita sarudzo yako yekudyara mubhizinesi rine simba.
Iyo UBP IMAP system yakagadzira maitiro. Iwe unokwanisa kukora chiyero chega chega kubva pa5 uye ugochiisa pachiyero chepamusoro chemakumi maviri.
- KUSVIRA kana Kuvavarira
- Chiyero ichi chinosanganisira nzira dzakataurwa nekambani.
- Iyo ine chikamu chekambani chikamu che capex / R&D kugoverwa kune imwe mhinduro kune dambudziko.
- KUNYANYA kana Kunyanya Kuda Zvinhu
- Iine chikamu chipi chemari yekambani inotorwa kubva munzvimbo dzinoburitsa zvakanaka.
- Inosanganisirawo kana paine mamwe mitsara yebhizinesi inopokana mundima imwechete yebasa.
- ADDITIONALITY kana Kuwedzera
- Inosanganisira kana kambani iri mutungamiri wepasi rose mumunda.
- Inotaurawo nezve kana paine kusarudzika mune tekinoroji, nzira, uye mhinduro yekupihwa kubva kudivi rekambani.
- ZVINOGONA kana Zvinogoneka
- Inosanganisira iyo chaiyo inogona yemhinduro yakarongwa kuburikidza nesevhisi / chigadzirwa kuti ive nemhedzisiro yakakosha pasirese.
- Inotaura nezvekuti iyi mhinduro ndeyekuchinja-mutambo kune nyika here kana kuti kwete.
Kunetsekana kunotungamira mukukanganisa kwakanyanya pakudyara tsika muIndia
India inyika ye kwete chete tsika dzakapfuma, tsika, uye tsika, asi izvo zvakapfuma mazviriwo vagari vayo, kusvibiswa, nharaunda inoshatisa, uye chii. Kusvibiswa kwemhepo, kusachengetedzwa kwemarara kwakashata, uye kushomeka kwemvura ndezvimwe zvezvinhu zvakakomba zvezvakatipoteredza muIndia, pamwe nekushatiswa kwevhu, kusvibisa kunaka kwemasango, uye rondedzero yacho haiperi.
Zvaiva nechinangwa ichi mupfungwa, kuchengetedza nharaunda yenyika, mweya watinofema, mvura yatinodya, uye kuchengetedzwa kwemasango izvo zvinotiunzira zvakanyanya kupfuura nzvimbo chete, izvo zvinokanganisa kudyara zvakadzika zvakanyanya muIndia. Heino chikonzero nei kuisa mari pakuita iko zvino kutorwa zvakanyanya muIndia -
- Makambani ese ekuIndia ave kuongororwa zvakanyanya zvichienderana nemamiriro avo ezvakatipoteredza, zvemagariro, uye hutongi (ESG) kuona kukura kwavo chaiko uye kubatsira kuhupfumi.
- Nyaya dzakaita sekuchinja kwemamiriro ekunze uye kusaenzana kwemagariro zvakatekeshera muIndia, uye kuzivisa shanduko chaiyo, mari yekudyara inoita senge nhanho yega ine musoro.
- Vagadziri vemari vava kuziva izvo zvakatipoteredza, zvemagariro, uye hutongi zvinokanganisa kambani pahupfumi, uye chete zvichibva pane izvo vanoita kuti vanodyara mari yavo.
- Sustainability mari yanga ichikura kupfuura nakare kose, nekupinda kweanosvika zviuru zana nemakumi masere nematanhatu emadhora muna 186 Q2021.
- Kana tikaenda nenhamba, makambani ane ESG kubvumirwa aita zvirinani kupfuura angangoita ese makambani eS&P 500.
- Makambani ese ane chinangwa cheESG anovimbika zvakanyanya maererano nemihoro yeramangwana.
- Global Sustainable investing iri kuzotonga zvechinyakare investments munguva pfupi iri kutevera.
- Pane kuzvidavirira kwakawanda kubva kudivi rekambani kune magariro-zvakatipoteredza uye utongi.
- Denda iri rakonzera kusawirirana kwakanyanya kwezvemagariro nehupfumi izvo vanoisa mari nemakambani vanotsvaga kudzikisira.
- Kukanganisa kusiri kwemari kwave kunzi kwakaenzana, kana kusiri pamusoro, kukanganisa kwemari iyo kambani ine hupfumi.
- Vanopfuura 80% yevatengesi vezvitoro muIndia vari kutarisa shanduko yavo kuenda kukudyara kwakasimba.
- Nifty zana ESG yaita zvirinani kupfuura zvese Nifty 100 uye Nifty zana mugore rapfuura, ichivaka kuvimba kwakawanda kune ESG kuisa mari.
- Mabhizinesi ezvemagariro uye makambani ane chero chinangwa chemagariro ari kufarirwa pane akajairwa bhizinesi mazano.
- Zvirongwa zvemagariro zviri kupihwa mari yakawanda kusimudzira India iri nani.
- Anopfuura bhiriyoni mazana maviri emadhora akasimudzwa kuburikidza nezvibvumirano zveequity muna 2.5 zvemabhizinesi ekukanganisa, achiteverwa nemadhora bhiriyoni mazana maviri akagamuchirwa muhafu yekutanga ya2020.
- Huyero uye mukana wekudzoka kwakasimba muIndia inoita kuti ive nzvimbo yakanaka yekutanga kuita mari, sezvo ichipa mikana yakawanda yemagariro nekuda kwehuwandu hwayo uye matambudziko akati wandei ane hukama.
- Kugadzira social stock exchange iriwo muhurukuro, iyo yakawana chivimbo chevanhu mumari inochengetedza.
Pros yekukanganisa kuisa mari muIndia
- Inobatsira mukuvhara mukaha uripo pakati pezvibodzwa zvemudzvanyiriri zvemari nemagariro.
- Inobatsira vanoisa mari kuti vararame zvinoenderana nehunhu hwavo nekupa kune zvitsva zvinokonzeresa.
- Zvakare inobatsira vanoisa mari kubatsira makambani ane chinangwa chakanaka chekubatsira kune zvemagariro uye zvakatipoteredza zvekambani.
- Inopa kukura kwepamusoro, purofiti yakasimba inogona, uye mutoro wemagariro kuburikidza nekudyara kumwe chete.
- Inotarisa pane iyo yakareba-yenguva horizon kubva kune ese kambani uye investor maonero.
- Akabatanidza vatengesi neUnited Nations's 17 Sustainable Development Goals.
- Inopa vanoisa mari hwaro hombe hwemari sezvo ichitevera kusimba kwemusika.
- Inopa investor mukana wekutanga wekufambisa sezvo iri pfungwa nyowani iri munzira inokwira.
- Inobatsira kugadzirisa kwete nyaya dzenyika chete asi dzepasirese dzinotaurwa muUN's SDG zvinangwa.
- Inovhura mikova kune vanoisa mari kuti vave vapindiri vepasi rese nekupa mupiro mukugadzirisa dambudziko uye kuva vakundi venguva yemberi.
- Inobatsira kudzikamisa uye kusiyanisa portfolio.
- Inobatsira mukusangana nemunhu uye nesangano mutoro wemagariro.
- Inogonesa vanoisa mari kuti vabatane nevakuru vanofunga vane zvishuvo zvakakura kupfuura kugutsikana kwemari.
- India, senyika yevanhu, ine nyaya dzakawanda dzisina kugadziriswa dzinogona kugadziriswa kuburikidza nekuita mari.
- Impact investing iripo kuporesa nyika, uye kana paine, ichi chinhu chatinoda tese kutanga kushanda pachiri - nhasi!
Cons yekukanganisa kuisa mari muIndia
- Zvine ngozi zvishoma kutanga kuisa mari mumagariro evanhu nekuda kwehutsva hwepfungwa.
- Iyo investor base yekukanganisa investimendi ichiri niche, iine mari shoma yekudyara inokwanisa kuwana mibairo yepamusoro pamwe ne scalability.
- Zvichiri kuoma kugonesa vatengesi vakazvimiririra kuti vatange kuisa mari yavo mumari ine chekuita, zvichiita kuti indasitiri yekudyara irambe iri chiroto chakanyanya.
- Kana iri yakakwira kudzoka investimendi, zvakare iine njodzi huru.
- Sezvo maitiro achisiyana munzvimbo dzese, zvakaoma kuwana kuyerwa kunoenderana.
- Migumisiro yakaoma kuenzanisa, kuyera uye kuenzanisa.
- Impact mafambiro ekudyara muIndia mugore ra2020-2021.
- Gore redenda, 2020, rakaona hutano hunokanganisa mabhizinesi anokwezva mamirioni makumi maviri emadhora ekuAmerica pazvibvumirano makumi maviri nemapfumbamwe zvakasiyana.
- Impact mabhizinesi mukudyara kwetekinoroji padanho rembeu akakwezva kukura kwakanyanya, nevazhinji vanoisa mari vachifarira tekinoroji hutano, tekinoroji, kurarama, uye tekinoroji yekurima-yakavakirwa ekutanga-nhanho mabhizinesi.
- Dzidzo inokanganisa mabhizinesi akawana madhora mazana matanhatu nemakumi matanhatu emamiriyoni mugore ra660-2020.
- Mabhizinesi ezvekurima akakwezva madhora mazana mana nemakumi mana emamiriyoni pazvibvumirano makumi mashanu neshanu muna FY 440-52, achigara pachinzvimbo chechitatu chepamusoro pekudyara kwese.
Mienzaniso yekukanganisa mari muIndia
- Boka reAavishkaar, rinotarisana nebudiriro kuburikidza nebhizimusi nekuvavarira kuvandudza ecosystem mumakondinendi akaita seAsia neAfrica.
- Acumen, yakanangana nekuwedzera mihoro yevarimi vadiki.
- Elevar Equity, yakanangana nekunakirwa kwenguva chaiyo uye kukosha kwevatengi pamwe chete nekudyara kwakaringana kwevamabhizinesi.
- Unitus Ventures, kugadzira kudyara kwembeu-nhanho uye kutanga kunoshandira vanhu vane mari shoma.
- Omidyar Network, inobatsira kugadzira zvigadzirwa zvemari zvinokwanisika uye zvinochinjika zvevarimi vadiki uye vari kumahombekombe pamwe chete nemaIndia akajairwa nemabhizinesi.
Mazano ekusimudzira mari yekudyara muIndia
- Kushandisa telemedicine inobatanidza vanachiremba vemumaguta nevarwere vekumaruwa kuvhara mukaha uripo pakati pehunyanzvi hunodiwa munharaunda yekurapa uye kuwanikwa kwayo munzvimbo dzinonetsa kusvika. Makambani aripo mumunda: Karma Healthcare, Practo, Apollo, nezvimwe.
- Kushandisa tekinoroji yakasvibira uye nekuiisa mukushandiswa kwakawanda kubereka nekuwedzera simba rinodzokororwa kunotungamira kune yakasvibira simba rekudyara. Makambani aripo mumunda: S4S matekinoroji, Resham Sutra, uye nezvimwe.
- Kushanda mukubatanidzwa kwemari yevanotambura uye vagari vekumaruwa kuburikidza neMicro-Financing NGOs, tichitarisa pachikwereti uye zvemari zvinodiwa nevanhu vekumaruwa. Makambani aripo mumunda: Shram Sarathi, Grameen Model Bank, uye nezvimwe.
- Kushandira, kukurudzira, nekudyara mari mumafemu ane chekuita nedenda munyika kubva pari zvino, mungave mune hutano, chikafu, uye chinwiwa, raramo, kana chero chikamu.
mhedziso
Impact investing iri kutora kudzika izvozvi, uye kana ikaitwa nenzira kwayo, ichaona kukwirira kukuru munguva iri kuuya.
Icho chaicho kudiwa kweawa tichifunga nezvekudzikira kwemamiriro ekunze uye kungokanganisa mabhizinesi anoshanda nekuzvipira kuita shanduko munyika anogona kushandura mutambo wekuti tinorarama sei pamwe chete nezvatinowana.
Impact investing ndiko kukanganisa chaiko!
Unodawo kuverenga gwara redu pa 7 Crucial Investment Advice kune Beginners uye Pamusoro 5 Investment Apps muIndia kune Vanotanga
Ndizivise kana uine mibvunzo mune zvakataurwa pazasi.
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