Ngaba ujonge indlela yokudlulisela ibhalansi yekhadi lakho letyala kwelinye ikhadi letyala?
Kulula kakhulu, eneneni, enkosi kwii -apps esiza kuzixoxa kweli nqaku.
Phambi kokuba ucinge ngokuyenza, nazi izinto ezintathu ekufuneka uziqonde malunga nokuhlawula ityala lekhadi letyala usebenzisa elinye ikhadi letyala.
- Ayisimahla – nanini na. Ukuba i-app ithi isimahla, zama ukungayisebenzisi. Iinkampani zekhadi letyala zihlawulisa imali eninzi ye-wallet apps + intengiselwano, kunye nezinye iindleko. Oku kuthetha ukuba ezi apps kufuneka zihlawule umsebenzisi wokugqibela (YOU) ukubuyisela iintlawulo ezongezelelweyo.
- Ilungile ngokugqibeleleyo – awenzi nto iphosakeleyo. Nangona kunjalo, ezi ziibhanki kunye nemimiselo yezemali esithetha ngayo. Awusoze wazi ukuba imithetho itshintsha nini. Xa besenza, uya kwazi njengoko ezi apps ziya kuyeka ukuxhasa olu hlobo logqithiselo. Kude kube ngoko, akunanto yakuzikhathaza ngayo.
- I-VISA isebenza. I-MasterCard ayifuni. I-American Express ihlala isenza, kodwa kuxhomekeke kwibhanki yakho.
Apha ngezantsi kukho ii -apps ezine ezikuvumela ukuba ukhuphele imali kwikhadi elinye ukuya kwelinye.
IiUniCards
I-UniCards isandula ukuphehlelela into entsha ye-UniCash.
Wonke umnini we-UniCard ngoku unokudlulisela inxalenye yomlinganiselo wetyala lakhe kwiiakhawunti zakhe zebhanki nge-UPI.
Oku kwenza ukuba ii-UniCards zibe yeyona app ilungileyo yekhadi lokuthenga ngetyala ukuhlawula ityala lakho lekhadi letyala. Ungamane udlulisele umda wetyala kwiakhawunti yakho yebhanki kwaye bahlawula naliphi na ityala. Unokusebenzisa usetyenziso olunje nge-CRED kwaye ufumane imbuyekezo yemali/eminye imivuzo ngaphezulu kwayo.
Ii-UniCards zinezinga eliphezulu lokuvunywa, kufutshane ne-99%. Isimahla ubomi bakho bonke kwaye akukho ntlawulo yonyaka.
Paytm
I-Paytm mhlawumbi yeyona ndlela ilula kwaye ingcono hlawula amatyala ekhadi letyala usebenzisa ibhalansi yekhadi lakho letyala.
I-wallet ye-Paytm ikuvumela ukuba ulayishe imali usebenzisa i- ikhadi lamatyala. Kwaye usebenzisa isipaji sakho sePaytm, ungahlawula naliphi na ityala lekhadi letyala.
Nantsi indlela yokwenza:
Inyathelo 1: Layisha isipaji sakho sePaytm usebenzisa ikhadi lakho letyala. I-VISA kunye ne-Armex zisebenza ixesha elininzi, kodwa ii-MasterCards azikwenzi.
Inyathelo 2: Cofa kwi-Pay Credit Card Bill ukhetho.
Inyathelo 3: Hlawula ikhadi letyala usebenzisa imali yesipaji.
Ilula ngolo hlobo. Ikubiza malunga ne-3% kwiintlawulo, kodwa yindleko ekufuneka uyihlawule nokuba usebenzisa yeyiphi na i-app. Mhlawumbi ngaphezulu, mhlawumbi ngaphantsi, kodwa kuya kubakho iintlawulo ngokuqinisekileyo.
Ukuphelisa iintlawulo ezongezelelweyo, ungathumela imali kwi-Paytm kwiakhawunti yakho yebhanki okanye usebenzise i-Paytm UPI kwaye uhlawule ityala lakho lekhadi letyala nge. UKUBHALA. Unokuba nethamsanqa kwaye uphumelele imbuyekezo yemali eninzi.
Qaphela ukuba awuzukwazi ukulayisha isipaji sePaytm usebenzisa iHDFC MasterCard ixesha elininzi. Kodwa yizame nangona kunjalo.
IMobikwik
I-Mobikwik sesinye isipaji esiphathwayo esikuvumela ukuba uhlawule amatyala ekhadi letyala.
Ngokufana nePaytm, kufuneka uqale ugcwalise isipaji sakho seMobikwik. Unokusebenzisa ikhadi lakho letyala ukongeza isipaji sakho seMobikwik, kodwa uya kuhlawuliswa 2-3% ngokuxhomekeke kusuku kunye nekhadi olisebenzisayo.
Emva koko, usebenzisa ibhalansi yesipaji sakho, unokuhlawula ityala lekhadi letyala. Ukuba une-MasterCard, unokujongana nemiba eqhubekayo ngelixa uhlawula ityala lakho ngqo nge-Mobikwik.
Eyona ndlela ilungileyo yokuhlangabezana nalo mba kukuqala ngokuthumela ibhalansi ye-wallet ye-Mobikwik kwi-akhawunti yakho yebhanki; emva koko usebenzisa i-app yakho yebhanki okanye i-CRED ukuhlawula ityala.
I-Bajaj Finserve Wallet
Isipaji seBajaj Finserv siqhutywa yiMobikwik. Cinga olu khetho njenge-backup kwimeko ye-Paytm, kwaye i-Mobikwik zombini ayikusebenzeli.
Ukuba kwezinye iimeko, awukwazi ukutshintshela ibhalansi yesipaji sakho se-Mobikwik kwi-akhawunti yebhanki kwaye awukwazi ukuhlawula ityala lekhadi letyala, ungathumela ibhalansi kwi-wallet yakho ye-Mobikwik ukuya kwi-wallet ye-Bajaj Finserv simahla.
Nangona kunjalo, kufuneka wahlule iiakhawunti ukwenza oko. Awukwazi ukudlulisela i-wallet-to-wallet kwinombolo efanayo yeselula.
I-wallet ye-Bajaj Finserv, nangona inikwe amandla yi-Mobikwik, ibonakala ivumela intlawulo ye-Mastercard bill kakuhle. Ngapha koko, ngcono kunePaytm nayo.
Slice
Bendifuna ukongeza i-app yeSilayidi kolu luhlu. Yeyona app kolu luhlu ekunika ikhadi letyala kwaye ikuvumela ukuba uthumele ibhalansi ngaphandle kokuphazamiseka kwezinye ii -apps ezifana nePaytm.
Ungade uthumele ikhredithi kwi-Slice kwiakhawunti yakho yebhanki nge-IMPS kunye ne-UPI. Ke, ungadlulisela iSlayidi yetyala kwiPaytm kwaye uhlawule ityala lakho lekhadi letyala okanye, ungalidlulisela kwiakhawunti yakho yebhanki. Emva koko sebenzisa i-app efana neCred ukuhlawula ityala kwaye ufumane umvuzo owongezelelweyo.
Kuko konke. Uneapps ezine ezikuvumela ukuba uhlawule amatyala akho ekhadi letyala usebenzisa ikhadi letyala ngokwalo. Ukongeza, ufunde indlela yokufumana imali edadayo simahla.
Akukho mibuzo? Mhlawumbi unengcebiso?
Nokuba yeyiphi na indlela, undazise kwizimvo.
Nishit
Ungathumela imali kwikhadi letyala ukuya kwi-paytm wallet usebenzisa i-app eyahlukileyo efana ne-zomato okanye i-uber kwaye emva koko uhlawule ityala lakho lekhadi letyala. Akukho zintlawulo.