Ngaba ujonge ezona zixhobo zingcono zotyalo-mali kwizitokhwe zase-US ezivela eIndiya?
Nangona unokuvula iakhawunti ye-brokerage yase-US evela eIndiya ngaphandle kokusebenzisa usetyenziso oluthile, akukho lula kwaye ihlala idinisa kakhulu kubantu abaninzi.
Kwaye akukho nzuzo ekwenzeni oko. IiPlatform kunye neeapps endizikhankanyileyo kweli nqaku zikuvumela ukuba uvule iakhawunti yotyalo-mali lwesitokhwe sase-US ngaphantsi kwemizuzu emi-5. Awunaxhala malunga naluphi na uxwebhu kwaye zonke zedijithali.
Ngezantsi zi-3 ezilungileyo zokusebenza zokuthenga izitokhwe zase-US ezivela eIndiya.
Masiqalise!
Valiwe
IVested lelona qonga lihle kakhulu lokuba amaIndiya aqale ukutyala imali kwimarike yemasheya yaseMelika. Senze uphononongo oluneenkcukacha kwiVested, zive ukhululekile ukuyijonga.
Yeyona app yokuqala eyenza kwalula kakhulu kumaIndiya ukuba athenge izitokhwe zase-US. Ezinye iinkampani zeFintech zilandele isicwangciso somdlalo esibekwe yiVested.
IVested yaqalwa ngo-2018 nguViram Shah.
Iza kuzo zombini iwebhu-app kunye nezicelo ze-smartphone. Usetyenziso lwewebhu lungcono kancinci kune-smartphone app kuba unokujonga iitshathi kwaye uthelekise izitokhwe ezibini kumbono ongcono kakhulu, obanzi.
Ezinye zezinto eziphambili ezibonelelwa nguVested:
- Utyalo-mali lwekomishini ye-Zero, akukho ntlawulo ye-brokerage
- Ukuthengwa kwe-fractional yezitokhwe zase-US
- Uziro ubuncinci bebhalansi
- Live data feed
- Ukuza kuthi ga ngoku, eyona dashboard yepotfoliyo
- Amava okuvula iakhawunti ngokukhawuleza
- Ipotifoliyo egciniweyo esekwe kwiprofayile yomngcipheko womtyali-mali
- Amaxwebhu erhafu-into ezinye ii-apps ezingaboneleliyo kwaphela.
IVested iphinde icace ngakumbi kunabakhuphisana nabo kwi-fintech. Xa kuthelekiswa noKhula kunye ne-Indmoney, iVested inamaxwebhu enkxaso kunye neengcaciso malunga nemibuzo emininzi ebalulekileyo kunye nemibuzo engabalulekanga onokuba nayo.
Ndikwathanda izixhobo zotyalo-mali ezibonelelwa yiVested. Enye, ngokukodwa, ibizwa ngokuba yi "Vests".
IVests yiseti yeepotfoliyo ezigciniweyo ezisekelwe kwiprofayile yakho yomngcipheko zikuvumela ukuba utyale imali kwiinkampani ezichongiweyo ngamatsheri kumacandelo ahlukeneyo ziingcaphephe zeVested. Ezi ziiphothifoliyo ezisekelwe kwiinjongo. Oku kuthetha ukuba ufuna imbuyekezo ephezulu yeenjongo zexesha elifutshane, ungakhetha iivesti ezinobundlobongela kwishishini le-SaaS.
Ngokufanayo, ukuba ungumntu othanda iWarren Buffet njengam, ungatyala imali kwiMoat Vest. Iinkampani ezidweliswe kule Vest portfolio zinkulu kwaye zineMoat egcina umntu okhuphisana nabo ekude. Ngoko unokulindela imbuyekezo ezinzileyo ukutyhubela iminyaka.
Ungafaka i-USD kwi-akhawunti yakho yeVested usebenzisa i-International Money Transfer ukusuka kwiibhanki ezininzi zaseIndiya. Ndingacebisa i-HDFC nangona inezona ntlawulo zisezantsi zokutshintshela phesheya.
Uya kuhlawuliswa i-$ 11 ngokurhoxiswa. Lo mrhumo ulungisiwe, nokuba urhola malini na.
Ndincoma ukuqala ngeVested kwaye uqwalasele kuphela ezinye ii-apps ukuba ujongene nempazamo engenako ukusonjululwa liqela labo lenkxaso.
Joyina i-vested kwaye ufumane i-$ 10 njengomvuzo webhonasi xa i-akhawunti yakho yamkelwe.
Funda uphononongo lwethu olupheleleyo lweVetsed.
INDmali
Ukuba ujonge eyona ndlela ikhawulezayo yokuqalisa ukuthenga izitokhwe zase-US, i-INDmoney lukhetho olugqibeleleyo.
Faka ngokulula i-INDmoney app kwaye uvule iakhawunti yakho yotyalo-mali lwesitokhwe sase-US ngocofo olu-3. Kwenzeka ngephanyazo kwaye ukulungele ukufaka imali ngoko nangoko.
I-INDmoney eneneni luphawu lwepotfoliyo yokulandelela kunye nolawulo lotyalo-mali. Ikuvumela ukuba ujonge lonke utyalo-mali lwakho kubandakanya isitokhwe, funds mutual, i-real estate, i-PPF kunye nokunye kwimbono edibeneyo.
Banikezela ngeakhawunti enkulu yotyalo-mali lwase-US ngokunjalo. Kutshanje iphuculwe ngojongano olutsha olukhangeleka kwaye luvakala lukhulu. Uyakwazi ukukhangela phezulu kuthi isitokhwe, abalahlekileyo abaphezulu / abafumanayo, iinkampani zokucoca ezisekelwe kumacandelo abo njalo njalo.
Ezinye zezizathu zokuba ndincome i-INDmoney:
- Awona mava okuvula iakhawunti akhawulezayo. Kuthatha ngaphantsi komzuzu ukusithengela isitokhwe nge-INDmoney.
- Azikho iindleko zokuvula nokugcina iakhawunti
- I-UI ecocekileyo, amava amahle
- Iikomishini zero
Ukuba uza kukhetha naziphi na izicwangciso zobulungu ezibonelelwa yi-INDMoney, ufumana ingcebiso malunga nezitokhwe zase-US. Ingcebiso malunga nokuba leliphi icandelo elilungileyo, idatha yemali malunga nenkampani, kunye neengcebiso zerhafu zezinye zezinto ezinikezelwa yi-INDmoney kumalungu ayo e-premium.
I-INDmoney ikhuphe into entsha evumela abasebenzisi bayo ukuba bavule i-akhawunti yokonga yedijithali ebizwa ngokuba yi-IND Super ngokusebenzisana nebhanki ye-SBM. Yintoni enika umdla ngakumbi ngoku awunyanzelekanga ukuba uhlawule naziphi na iindleko zokudlulisela imali kwiakhawunti yakho yesitokhwe sase-US. Kwaye babanga ukuba banikezela ngeyona INR ingcono kwi-USD, endiyifumene ichanekile.
Kwaye enye into, unokuxhasa ngemali iakhawunti yakho ye-IND Super nge-UPI. Thetha ngokwenza oku kube lula.
Jonga uphononongo oluneenkcukacha lwe-INDMoney apha.
khula
Ukukhula yenye insiza enkulu yokuthenga izitokhwe zase-US.
Yenye yeapps endiyithandayo yotyalo-mali, ngakumbi ngenxa yojongano lwayo kunye namava agudileyo.
Usebenzisa i-Grow, ungatyala imali kwizitokhwe zaseIndiya, funds mutual, FDs, Gold kwakunye ne US Stocks. Ngaphandle kokuba neempawu ezininzi kunye namaqonga otyalo-mali amaninzi adityaniswe kwenye, Ukukhula uzinzile kakhulu.
Ayifane yehle, ngokungafaniyo neZerodha.
I-Groww ikuvumela ukuba uvule i-akhawunti yotyalo-mali yase-US ngokubambisana ne-ViewTrade securities.
Kuyakuthatha malunga neentsuku ezi-2 ukuya kwezi-7 ukuba i-akhawunti yakho yotyalo-mali yase-US ivuleke, kwaye i-Groww is sloppy ngokwenene kweli sebe. Ndiye ndacinga ukuba uqhakamshelana noKhulisa inkxaso kamsinya nje ukuba ufake isicelo yenza yonke inkqubo ikhawuleze kakhulu.
Kwimeko yam, kwathatha ngaphezu kweentsuku ze-2 ngoko ndafikelela kwiqela le-Groww. Kwaye kwiiyure ezi-5 i-akhawunti yam yayilungile.
I-Groww inikezela ngeetshathi ezinzulu ukukunceda uhlalutye inkampani otyala kuyo. Ikwabonisa ukuba ucetyiswa ngee-ETFs ngokuxhomekeke kwisitokhwe obrawuzayo.
Umba kuphela ngoKhulisa kukuba batsha kakhulu kwesi sithuba. Ezinye izitokhwe kunye nee-ETF azilandwa yi-Groww search. Njenge-ETF yam endiyithandayo, i-Schwab Broad Market (SCHB). Ekugqibeleni ndakwazi ukuyifumana kodwa ndisebenzisa umtya we-URL, hayi ibha yokukhangela.
Kodwa kukho iingenelo ezithile zokusebenzisa i-Khulisa, njengemirhumo ye-zero ekuhoxisweni kokuqala, emva koko i-$ 9 ngokurhoxiswa, ephantsi kakhulu kwishishini.
Akukho ntlawulo yokuvula iakhawunti okanye ukuyigcina. Ukongeza, ufumana i-10 yeedola xa uxhasa ngemali iakhawunti yakho ye-brokerage yase-US okokuqala.
Ukukhula kunezitokhwe ezininzi ezidweliswe (2800+) xa kuthelekiswa neVested (1400+).
Yiyo leyo.
Ndiyathemba ukuba uyifumene iapp oyikhethayo ukuqala ukutyala imali kwimakethi yaseMelika.
Ungathanda ukufunda Ungatyala njani kwi-US Stocks evela eIndiya.
Avni
Molo Aayush, ndiyabuza nje. Ngaba ngokwenene kunengqiqo ukutyalomali kwii-stocks zase-US kuzo zonke, kuba iifizi zibandakanya? Ndithetha ukuba nokuba nge-0 ikhomishini usaphulukene nokuguqula kunye nokudlulisa iimali (kunye nokurhoxiswa), akunjalo?
Kwakhona, ngaba unazo naziphi na iingcinga kukhetho lotyalo-mali lwehlabathi lwe-HDFC?
Aayush Bhaskar
Molo Anvi,
Ngokwenyani, ukuba awuhlawulwa ngokuthe ngqo ngumqeshi wase-US okanye uvelisa nayiphi na ingeniso ngqo evela kumazwe, iyavakala. Kukho ezinye, iindlela ezingcono zokwahlukana. SingamaIndiya, sinokuqina okuqinileyo kuQoqosho lwaseIndiya.
Kwaye oko kukhangeleka kubudenge kum. Stockal (i-HDFC Sec. esebenzisana nabo) ayikhuphisani ne-INDMoney okanye iVested.
Akshay Dhar Dwivedi
Eli lixesha lokuqala ndiza kutyala imali kwimarike yezabelo kumazwe ngamazwe, ndifumane le bhlog iluncedo kakhulu.
Masinwabe!
Anurag Zingade
Molo Aayush,
Ndingunomatiloshe kwaye ndikwangowokuqala ukutyala imali kwizitokhwe. Ndandifuna ukwazi ukuba ngaba nayiphi na kwezi 3 zokusebenza eziphezulu ezidweliswe kwiwebhu (iVested, IND imali kunye noKhula) inokhetho lwenkxaso-mali evela kwibhanki yase-US. Okanye ukuba unokucebisa enye i-app esebenziseka lula kwaye kulula ukuyiqonda kumntu onjengam kule ndawo apho ndinokusebenzisa ibhanki yase-US ukuxhasa ngemali iakhawunti ukuthenga isitokhwe sase-US.
Enkosi,
I-Anurag
Aayush Bhaskar
Molo Anurag,
Ndiyabucingela nje ubomi obuchulumancisayo!
Kumbuzo wakho - ungayixhasa ngemali i-akhawunti yakho ye-Vested usebenzisa nayiphi na i-akhawunti yebhanki engeyoyamaIndiya, ngokubhala udluliselo olulula.
Anurag Zingade
Molo Aayush,
Enkosi ngempendulo yakho ekhawulezileyo kwaye ewe njengomatiloshe sifumana ukubona iindawo abantu abangachitha kuzo ukuze bafike apho.
Malunga nombuzo wam, bendinethemba lokuba andizukwenza utshintshiselwano ngocingo kuba ngale ndlela ndigqiba ukuguqula isixa esiguquliweyo ukusuka kwi-USD ukuya kwi-INR ukuya kwi-USD kwakhona kwaye ndiphulukane nezinga lokutshintshiselana elihlala liphantsi kunezinye ii-apps zeqela le-3 kunye nokuza kuthatha enye i-3. -Iintsuku zokusebenza ezi-5 zokuguqula imali. Ukunxulumanisa ibhanki yase-US okanye ikhadi le-ATM kunye ne-USD esele kwi-apps yokuthenga isitokhwe kuya kunciphisa eli xesha lag kunye nokugcina kumaxabiso otshintshiselwano. Ndiyaqonda ngokupheleleyo ukuba ezi apps zezabemi baseIndiya abaneakhawunti yebhanki yaseIndiya. Mhlawumbi ukukhangela i-app eyenziwe e-US iya kuba yeyona nto ingcono yokubheja kwi-stocks yase-US. Ukuba uyayazi into enokunceda abantu abafana nathi ndicela undazise. Enkosi ngexesha lakho. 🙂
Aayush Bhaskar
Kwimeko apho, ndingakhetha i-akhawunti ye-brokerage ye-Charles Schwab International. Ndiye ndafumana amava amangalisayo kunye nabo.
stockinbulls
Enkosi ngolwazi, Aayush. Yeyona bhlog yezemali eIndiya. Ndihlala ndijonge iposi yakho yeeblogi Ngokwenene, uninzi lweblogi enolwazi eIndiya ndiyayithanda indoda.