I-ICICI Bank Sapphiro Credit Card yikhadi lekhredithi le-premium eliza kunye nezinto ezininzi kwi-premium card range yolu didi.
Ikhadi liza kwiintlobo ezi-2 - i-MasterCard kunye ne-American Express. Kwangoko, ikhadi beza ngokwahluka kweVISA ngokunjalo. Nangona kunjalo, ukwahluka kwe-VISA akusabonelelwa yibhanki. Zombini i-ICICI Bank Sapphiro Credit Card ezahlukeneyo zineseti yazo yezinto kwaye siya kuphonononga ngokweenkcukacha izinto ezibonelelwa ngumntu ngamnye. Kodwa masiqale sibone ukuba yintoni echaza ikhadi letyala letyala.
Ikhadi letyala letyala liza nomrhumo ophezulu wokujoyina, umrhumo ophezulu wonyaka, kunye neengenelo ezininzi ezihlawulela ulwakhiwo lomrhumo ophezulu. Yenzelwe imivuzo ephezulu kunye nabantu abanenkcitho ephezulu, ikhadi letyala letyala linomlinganiselo ophakamileyo wetyala, kwaye lidla ngokulayishwa ngeenkonzo ezinxulumene nokuhamba, ukutya kunye nokuthenga phakathi kwabanye. Kwakhona, izinto eziluncedo ziza ngohlobo lwemali ebuyiselweyo, iimayile okanye izaphulelo, kunye nonikezelo.
Ukuxoxwa ngezantsi kukho iinzuzo ezahlukeneyo ze-ICICI Bank Sapphiro Credit card, kunye neenzuzo ezikhethekileyo ezihambelana nokwahluka kwe-MasterCard kunye ne-American Express. Jonga umrhumo kunye neendlela zokufaneleka, kunye nesigwebo sethu sekhadi. Nako sisiya :
Izibonelelo ze-ICICI Bank Sapphiro Credit Card
WAMKELELE INZUZO
Ukwahluka kwe-MasterCard kunye ne-Amex (ifutshane kwi-American Express) ibonelela ngeeVawutsha zesipho ze- ₹ 10,000 njengenzuzo eyamkelekileyo. Oku kuxhomekeke kwintlawulo yomrhumo wokujoyina. Iivawutsha ziyachithwa phakathi kweentsuku ezingama-45 zokujoyina.
Iivawutsha zisuka kwezi mpawu zilandelayo kunye nala maxabiso alandelayo :
uhlobo | Ixabiso levawutsha |
Abathengi bayayeka | ₹ 3000 |
yatra | 4 iivawutsha nganye ₹ 1000 | Ixabiso lilonke ₹ 4000 |
Ola | 4 iivawutsha nganye ₹ 250 | Ixabiso lilonke ₹ 1000 |
Isixokelelwano esiKhethekileyo sokutyela | ₹ 1000 |
Chroma | ₹ 1000 |
IZIBONELELO ZE-AIRPORT LOUNGE
- Dreamfolks DragonPass Ubulungu obuxabisa USD 99, malunga ₹ 7250.
Ubulungu beDragonPass bunala malungelo alandelayo -- Utyelelo olu-2 lwendawo yokuphumla kwisikhululo seenqwelomoya ngonyaka ngamnye kwizikhululo zeenqwelomoya ezikhethiweyo.
- Izikhululo zeenqwelo moya ezi-2 ezincomekayo zasekhaya zokutyelelwa ngonyaka kwikhalenda kwizikhululo zeenqwelomoya ezikhethiweyo.
- 2 ukufikelela okuncomekayo kwikota nganye ukukhetha iindawo zokuphumla kwisikhululo seenqwelomoya eIndiya ngenkcitho eyi- ₹ 5,000 okanye ngaphezulu kwikota nganye yekhalenda.
INZUZO YENTLAWULO YEFUTHA
I-ICICI Bank Sapphiro Credit Card inikezela nge-1% yentlawulo yepetroli ekhutshiweyo kwiitransactions zamafutha kuzo zonke iindawo ezithengisa amafutha, kungekho xabiso liphezulu kwi-fuel echithwe ngenyanga.
IINZUZO EZIBALULEKILEYO
Kwinkcitho encinci ye- ₹ 4,00,000, ufumana amanqaku angama-4,000 ePayback. Emva koko, kwi-R1,00,000 nganye eyongeziweyo echithiweyo (i-5 lakh yenkcitho ukuya phambili), ufumana amanqaku angama-2,000 ePayback. Ungafumana ubuninzi bamanqaku entlawulo angama-20,000 ngonyaka wekhalenda ngenzuzo yembuyekezo ebalaseleyo.
EZINYE IZENZO
- Ekuthengeni itikiti lebhanyabhanya elinye okanye itikiti lomnyhadala ngeNcwadi uMboniso wam, uyakufumana ukuya kuthi ga kwi-R500 kwitikiti lesibini. Esi sibonelelo sisebenza kabini ngenyanga. Igqibelele laa mpelaveki yokuzintyintya ngefilimu ndingatsho.
- NgeNkqubo ye-ICICI Bank Culinary Treats, ufumana izibonelelo ezikhethekileyo kunye nezaphulelo ekutyeni. Ungagcina ubuncinci be-15% kumatyala okutyela kwiindawo zokutyela ezingama-2500+ kwilizwe lonke.
- Ufumana iGalufa yeTee yeXesha okanye iSifundo kuzo zonke ii- ₹ 50,000 eziyichitha ngenyanga. Elona nani liphezulu lemijikelo yeGalufa okanye izifundo ngenyanga sisi-4.
- Amalungu ekhadi afumana ukufikelela kwi-i-Assist, inkonzo ye-concierge yebhanki ye-24×7. Inkonzo yeConcierge inceda kwezi ndidi zibanzi zilandelayo:
- Ukuthunyelwa kwindawo yokutyela kunye nogcino
- Intyatyambo kunye noncedo lwesipho
- Ukuthunyelwa kwehotele kunye nogcino
- Ukuthunyelwa kwenqwelomoya kunye nogcino
- Ukurenta imoto kunye nenkonzo ye-limozin
- Ukubhukisha kunye nokuhanjiswa kwamatikiti emuvi
- Amalungelo e-concierge yezonyango
- Uncedo lwemoto olungxamisekileyo kulo lonke elaseIndiya
- I-inshorensi ebanzi
- Ityala lekhadi lomgunyathi
- I-akhawunti yokuThatha i-Inshorensi
- Ikhadi leChip kunye nePin
-
AMEX KUPHELA IZINZUZO
- Ngokusebenzisa inkqubo ye-American Express Connect, amalungu afumana izibonelelo ezikhethekileyo kuHambo, indawo yokulala, yokutya, ukuthengisa kunye nokuthenga kwi-Intanethi. Kukho uluhlu olubanzi lonikezelo onokukhetha kulo.
- Amalungu anokufumana inzuzo ye-American Express ezeClick, isisombululo sentlawulo ye-intanethi enikezelwa ngu-Amex. ezeClick ibonelela abasebenzisi nge-ID eyodwa eyodwa esusa isidingo sokufaka iinkcukacha zekhadi letyala kuyo yonke into ethengiweyo kwi-Intanethi. Ikwayindlela ekhawulezayo nekhuselekileyo yokuthenga kwi-intanethi.
- Ukwafumana ukufikelela kwi-American Express EPAY eyenza ukuba ungabhatalwa simahla amatyala asetyenziswayo ngenqaku elithi 'Ukuhlawula ngokuzenzekela'. Akufuneki usazikhathaze malunga nemihla emiselweyo yokuhlawulwa kwebhili. Ukuhlawula ngokuzenzekelayo kukhathalele ukuhlawula amatyala ngexesha.
-
MASTERCARD KUPHELA IINZUZO
- Ngokwahluka kwe-ICICI Bank Sapphiro Credit Card MasterCard, ufumana ukufikelela kwisignesha ye-MasterCard Moments program. Ibonelela ngezaphulelo kunye nonikezelo kuzo zonke iindidi ezibanzi zilandelayo:
- hamba
- Culinary
- UbuGcisa neNkcubeko
- Sports
- Shopping
- ukonwatyiswa
- I-Advance Medical-Uluvo lweNgcali yezoNyango
- Ngokwahluka kwe-ICICI Bank Sapphiro Credit Card MasterCard, ufumana ukufikelela kwisignesha ye-MasterCard Moments program. Ibonelela ngezaphulelo kunye nonikezelo kuzo zonke iindidi ezibanzi zilandelayo:
Amanqaku oMvuzo/e-PAYBACK we-ICICI Bank Sapphiro Credit Card
I-ICICI Bank inika umvuzo ngendlela yamanqaku e-PAYBACK. I-PAYBACK yinkqubo yokuthembeka kweempawu ezininzi, kwaye ikwayeyona inkulu eIndiya. Ezinye zezona mpawu zaziwa kakhulu njengeBig Bazaar kunye neClearTrip zikwangamaqabane ebhrendi ePAYBACK.
IINGXELO ZOKUBUYELA NGENKXASO YASEKHAYA (IFUTHA AYIBANGAPHANGA)
Amex ICICI Bank Sapphiro Credit Card : 3 Amanqaku e-PAYBACK nge-R100 nganye echithiweyo.
MasterCard ICICI Bank Sapphiro Credit Card: 2 Amanqaku e-PAYBACK nge-R100 nganye echithiweyo.
IINJONGO ZOKUBUYEKA KWIINDLELA ZOKUGQIBELA
Amex ICICI Bank Sapphiro Credit Card: 6 Amanqaku e-PAYBACK nge-R100 nganye echithiweyo.
MasterCard ICICI Bank Sapphiro Credit Card: 4 Amanqaku e-PAYBACK nge-R100 nganye echithiweyo.
Ngokumalunga nemivuzo, ukwahluka kwe-Amex kwekhadi kunika amanqaku amaninzi e-PAYBACK kwinkcitho.
Ukuba ne-PAYBACK njengeqabane labo lokuthembeka kuxhamla wena njengomnini wekhadi letyala lebhanki ye-ICICI. Awufumani nje kuphela amanqaku e-PAYBACK kwinkcitho yekhadi lakho letyala, kodwa naxa uthenga kuyo nayiphi na ibhrendi ze-PAYBACK zeqabane. Umzekelo, ukuba uthenga itikiti lomoya kwi-ClearTrip usebenzisa i-ICICI Bank Sapphiro Credit Card yakho, ufumana amanqaku ama-2 PAYBACK nge-R100 ngalinye kwiKhadi lakho leTyala kunye nokuya kuthi ga kwi-3 PAYBACK amanqaku avela kwi-ClearTrip. A win-win kuwe!
IINJONGO ZOKUBUYISELWA ZINOKUHLAWULWA
- Izinto ezithengiswayo ezivela kwikhathalogu yemivuzo ye-PAYBACK.
- Iivawutsha kunye neeVawutsha ze-E zeentlobo ezininzi zokutya, ifashoni, i-elektroniki, igrosari, ukuzonwabisa kunye nokunye okuninzi.
- Ukuthengwa kwi-PAYBACK Kwivenkile kunye namaqabane e-intanethi.
- Iimayile zomoya.
Imirhumo kunye neentlawulo
IMALI YOKUJOYINA
Umrhumo wokujoyina yi- ₹ 6,500 + irhafu.
UMRHUMO WONYAKA/UMRHULULO WOKUHLAZIYA
Umrhumo wonyaka yi- ₹ 3,500 + irhafu, irhoxisiwe kwinkcitho eyi- ₹ 6,00,000 kunyaka ophelileyo.
IMALI YEMALI EDLULILEYO
I-2.5% yemali engaphambili okanye i- ₹ 300, nokuba yeyiphi ephezulu.
KHANGELA KUNYE NEENKHIWO ZOKULANDA
₹ 100 ngokuthatha.
UKUKHUTSHWA KWAKHONA KWEKHADI ELAHLEKILEYO, ELIBIWEYO OKANYE LONAKILEYO
I-100.
INKCAZELO YOKUBUYISA INKCAZO
I- ₹ 100 inye ukufunyanwa kweengxelo ezingaphezulu kweenyanga ezi-3 ubudala.
IINTLAWULO ZOKUHLAWULWA KADE
INgxelo yoMlungelelwano | Iintlawulo zeNtlawulo emva kwexesha |
Ngaphantsi kwe-R100 | Akukho ntlawulo |
₹ 100 - ₹ 500 | ₹ 100 |
₹ 501 - ₹ 10,000 | ₹ 500 |
₹ 10,000 nangaphezulu | ₹ 750 |
NGAPHEZU KWEMALI YOKUMDA
I-3.40% yekhredithi eyandisiweyo.
INTLAWULO YOKUPHATHA
Kwikhathalogu esekwe ngokuHlaziya kwi-PAYBACK: ₹ 99
Ukufumana kwi-Intanethi nakwivenkile e-PAYBACK: ₹ 25
IMALI YOKUBUYISELWA KWEMALI
₹ 100 ngentengiselwano nganye.
IMALI YOKUBEKELWA KOloliwe
I-1.80% yemali yentengiselwano yokubhukisha itikiti kwi-intanethi kunye ne-2.50% yokubhukisha itikiti lekhawuntara.
Ngokwahluka kwe-Amex - 1.80% yexabiso lentengiselwano okanye i- ₹ 10 nokuba yeyiphi na ephezulu kuko konke ukubhukisha amatikiti kaloliwe.
EZINYE IMALI EZIHLUKENEYO
Imiqulu | I-3% yemali eyidrafti okanye ₹ 300, nokuba yeyiphi ephezulu. |
Ukubuyiswa kwetshekhi | 2% yemali efunekayo okanye ₹ 450, nokuba yeyiphi ephezulu. |
Umrhumo wokusetyenzwa kwetshekhi yokuphuma ngaphandle | 1% yetshekhi mali okanye ₹ 100, nokuba yeyiphi ephezulu. |
Isicelo sokuhlawula ityala | ₹ 100 ngesiliphu sentlawulo. |
Iintengiselwano zemali yangaphandle | 3.5% uphawu |
Ukufaneleka kwe-ICICI Bank Sapphiro Credit Card
Indawo esemthethweni yeBhanki ye-ICICI ayichazi iindlela zokufaneleka zeSapphiro Credit Card. Nangona kunjalo, sinokugqiba ngokukhuselekileyo ukuba ukuze umntu afanelekele ikhadi leprimiyamu kolu luhlu, umvuzo wonyaka kufuneka ube yi-9.5 lakhs nangaphezulu.
IINDAWO ZOKUHLALA
IziXeko zeMetro, iiNdawo zaseDolophini nakwiilokishi.
EZINYE IZIGCAWU ZOKULUNGA
Ngaphandle kwengeniso yonyaka, ukhetho lunikezelwa ukuba unayo:
- amanqaku amahle etyala
- ikhadi premium/s kwenye ibhanki
Isigwebo sethu kwi-ICICI Bank Sapphiro Credit Card
Eli Khadi lelona lilungele iingcali zokubhabha rhoqo kunye namashishini-abantu abanokuthi bathathe inyhweba yezibonelelo zesikhululo seenqwelomoya ezibonelelwa likhadi.
I-ICICI Sapphiro ikwangcono kakhulu kwinkcitho enzima, ngaphandle nje kwepetroli. Inzuzo ephambili ifumana amanqaku e-PAYBACK anesidima anokuthi ahlawulelwe kwiivawutsha ezikhethekileyo, indawo yokutyela, intengiso kunye nezinye.
Kubantu abangathanda ukuphumla kunye nokuphumla ngexesha lokuhamba ngenqwelomoya, kwaye ngeempelaveki, eli khadi lifaneleka kakhulu. Ukuba uhamba nge-dictum "Relax, Relax, Recharge" eli khadi lelakho. Ngezaphulelo, izibonelelo kunye nemivuzo kumatikiti bhanyabhanya kutyelelo lwe-spa, ukutya ukuya ezivenkileni, eli khadi lichaza ukonga kuyo yonke into oyenzayo ukuze uphumle kwaye uphumle.
Ukwenza isicelo sekhadi letyala, nceda undwendwele iphepha lewebhu elisemthethweni apha.
Shiya iMpendulo