Amakhadi okuthenga ngetyala ngokuqinisekileyo ngumsindisi xa esetyenziswa ngendlela eyiyo.
Bakuvumela ukuba uthenge izinto kwaye uzihlawulele kamva, ubuyise imali kunye nemivuzo, kwaye ngamanye amaxesha banokukunceda ufumane imali mboleko xa unomda oqinileyo wetyala.
Kuninzi ekufuneka kunikezelwe ngekhadi letyala, kwaye neebhanki ezininzi eziza nemigangatho eyahlukeneyo yamakhadi okuthenga ngetyala, kuba yeyona nto imnandi kakhulu ukuba nobuncinci ubuncinci babo (okanye nokuba baninzi, ngokwenene).
Kuya kuba nzima ngamanye amaxesha, ukukhetha kwizinto ezininzi ezingakholelekiyo makhadi e khredithi ekhoyo kwimarike ebonelela ngeenzuzo ezininzi. Elinye lamakhadi okuthenga ngetyala esiwathandayo phakathi kwawo likhadi letyala le-IDFC lokuqala leMillennia.
Njengoko igama licebisa kwaye linxulumana 'nemillennials', eli khadi libonakala lisilungele isizukulwana sangoku. Kuphononongo lwethu, siya kukuxelela yonke into malunga nayo kwaye kutheni kufuneka ufake isicelo sokuyifumana!
IDFC First Millennia Credit Card Benefits
- Ikhadi letyala likhadi letyala lasimahla lobomi
- Ibonelela ngokutsalwa kwemali kwi-ATM engenanzala ukuya kuthi ga kwiintsuku ezingama-48
- Ibonelela ngemivuzo kwaye inikezela ngokukodwa ngosuku lwakho lokuzalwa
- Ikunika amaxesha ali-10 embuyekezo yesiqhelo kwiindleko ezongezelelekileyo zenyanga ezinqumla kwi-Rs. 20,000
- Iza nenzala ephezulu yokusindisa ukusuka kwi-0.75% ukuya kwi-2.99& ngenyanga
- Inikeza izibonelelo zendlela yokuphila ezibandakanya izaphulelo zokutya, ukuhambisa, iimuvi, igolide, kunye nokunye
- Inezaphulelo ezininzi ze-app kumashishini aliqela afana nokuba sempilweni kunye nokuthengisa
- Amanqaku omvuzo owafumanayo ngenkcitho awayi naliphi na ixesha lokuphelelwa
- Ayibandakanyi nayiphi na intlawulo yokujoyina okanye yobulungu
- Ikubonelela ngamaxesha angama-6 kunye namaxesha ama-3 amanqaku okuvuza kuzo zonke i-intanethi kunye nenkcitho yevenkile eqokelela kwi-Rs. 20,000 nangaphezulu ngenyanga
- Ayibandakanyi nayiphi na intlawulo yokufumana umvuzo
- Ayihlawulisi nayiphi na intlawulo yetransekshini engaphezulu komda
- Ubuncinci bentlawulo yentlawulo kade yi-Rs kuphela. 100, ngelixa ubuninzi bee-akhawunti ze-Rs. I-1,000 okanye i-15% yemali efunekayo, nokuba yeyiphi kwezi zimbini ingaphantsi
- Inophawu lwe-forex kwipesenti ze-3.5 kuzo zonke iintengiselwano zamazwe ngamazwe (imigaqo nemiqathango iyasebenza)
Iimpawu ze-IDFC zeMillennia yokuQala yeKhadi leTyala
Ukujoyina iiNzuzo
Ikhadi letyala liza neenzuzo ezininzi zokujoyina ezibandakanya ivawutsha eyamkelekileyo exabisa i-Rs 500. Ungayichitha kwiintsuku ezingama-90 zokukhutshwa kwekhadi kuyo nayiphi na inkcitho ye-Rs 15,000 okanye ngaphezulu.
Ikhadi letyala likwabonelela ngembuyekezo ye-5 yeepesenti kuzo zonke iintengiselwano okokuqala kwakho EMI intengiselwano oyenzayo phakathi kweentsuku ezingama-90 zokukhutshwa kwekhadi.
Amalungelo
Njengenzuzo yokujoyina, i-IDFC yokuqala yekhadi letyala leMillennia ibonelela ngesaphulelo sepesenti ezingama-25 kumatikiti emuvi, esona saphulelo siphezulu esinokufumaneka sise-Rs 100, sisebenza kanye ngenyanga.
Ikwabonelela ngotyelelo olu-4 lwegumbi lokuphumla likaloliwe kwikota nganye kunye noncedo oluncomekayo ecaleni kwendlela oluxabisa i-R1,399.
Ayiphelelanga apho, ukuba ukhetha eli khadi letyala, liya kukunika intlawulo yepetroli eyongeziweyo yepesenti enye kuzo zonke izitishi zepetroli eIndiya, elona xabiso liphezulu lifikelela kuma-1 eerandi ngenyanga.
Enye into engakholelekiyo phantsi kweli candelo likhadi letyala elinikezela ngesaphulelo esingaphezulu kwama-50 kwi=kwi-app kunye nesaphulelo esikhulu sepesenti ezingama-20 kwiindawo zokutyela ezingaphezulu kwe-1,500 kwilizwe lonke.
Ikwabandakanya iingozi zakho zobuqu kunye ne-inshurensi yee-Rs 2,00,000 (imimiselo, kunye nemiqathango iyasebenza) kunye ne-inshorensi yetyala kwimeko yekhadi elilahlekileyo le-Rs 25,000.
Ukuzonwabisa
Siyayithanda i-IDFC yekhadi letyala leMillennia yokuqala ngenxa yokusebenza kwayo ngokulula nangokungenamthungo. Ikuvumela ukuba uguqule yonke intengiselwano yakho ngaphaya kwe-Rs 3,000 ibe yi-EMIs efanelekileyo ngokucofa kanye kwi-app yeselula.
Ayisiyiyo loo nto nje, ikwabonelela ngoguqulo lwe-EMI olukhawulezayo kuzo zonke iintengiselwano kwi-intanethi ngaphezulu kwe-Rs 3,000 nge-OTP kwiphepha lebhanki. Ukudluliselwa kwebhalansi kukwalula kwaye kuyakhawuleza ngekhadi letyala le-IDFC's Millennia njengoko libonelela ngelungelo lokudlulisela ibhalansi njengenye yeempawu zayo eziphezulu.
I-IDFC yokuQala iMillennia yokuQala iKhadi leTyala
- Umfaki-sicelo kufuneka abe neminyaka eyi-18 ubuncinane kwaye abe neminyaka engama-60 ubudala
- Umvuzo wonyaka womfaki-sicelo ngaphezulu kwe-12 lakhs ngonyaka
- Umthombo womvuzo kufuneka ube rhoqo, uhlawulwe, okanye uzisebenzele
- Kufuneka ubambe amanqaku afanelekileyo etyala angama-700 nangaphezulu
- Umfaki-sicelo kufuneka abe ngumhlali waseIndiya onedilesi yangoku nesisigxina yokuhlala eIndiya
- Umfaki-sicelo kufuneka abe nembali elungileyo yetyala/amanqaku e-ofisi ngaphandle kobungqina bako nakuphi na ukusilela kwiimali-mboleko okanye iintlawulo ezingekhoyo ngokubhekiselele kumakhadi etyala kunye neemali-mboleko.
- Umfaki-sicelo kufuneka abe nedilesi enokufumaneka kwi-IDFC Bank yendawo enokusetyenzwa kuyo
Usenza njani isicelo sekhadi letyala le-IDFC leMillennia yokuQala?
Ungafaka isicelo sekhadi leMillennia ngeendlela ezimbini -
1. Ngaphandle kweintanethi:
Le yindlela eqhelekileyo esetyenziselwa ukufaka isicelo samakhadi okuthenga ngetyala apho uthumela isicelo seofisi kwisebe elithile esamkela izicelo zekhadi letyala. Ungafaka isicelo ngesicelo sekhadi-kwikhadi okanye ucele ingcebiso kwisebe lakho okanye kumphathi wesebe.
2. Kwi-Intanethi:
Uninzi lwabantu lukhetha ukufaka isicelo sekhadi letyala kwi-Intanethi ngoku ngeentsuku kuba zikhawuleza kwaye zilula. Ungabonisa umdla kwikhadi kwi-intanethi kwi website esemthethweni IDFC bank kwaye ulinde ummeli ukuba afowune.
Ummeli ajonge ukuba ufanelekile na ukufumana ikhadi phambi kokuba akufowunele.
Amaxwebhu ayimfuneko:
Ubungqina bedilesi
- Ikhadi lomlinganiselo
- Ikhadi eliqhelekileyo
- Isazisi somvoti
- Iipaspoti
Nabuphi na ubungqina bedilesi ezine ezikhankanywe apha ngasentla.
Ubungqina besazisi
- Ikhadi eliqhelekileyo
- Iipaspoti
- Impepha zokuqhuba
Nabuphi na ubungqina obuthathu obukhankanyiweyo besazisi ngasentla.
Ubungqina beNgeniso
- I-IT iyabuya
- Ifomu 16
- Iziliphu zemivuzo
Nabuphi na ubungqina bomvuzo kwezi zintathu zikhankanywe ngasentla.
IDFC Millennia Credit Card yinto efanelekileyo yokukhetha IF:
- Awunazo iindleko ezinzima okanye ezinkulu ezixhomekeke kwikhadi lakho
- Ungumthengi oqhelekileyo we-intanethi
- Xa unganqweneli ukuhlawula nayiphi na imali yokujoyina okanye yonyaka kwikhadi lakho letyala
- Ukuba ungumqali kumdlalo wekhadi letyala kunye nomthamo wenkcitho ophakathi
- Unqwenela ukonwabela imivuzo elula kunye nenkqubo yokukhulula
- Ukhetha imbuyekezo kunokubuyiselwa imali, kuba eli khadi linetoni zazo
- Ukhetho lwakho lokubhukisha luhamba kwi-intanethi rhoqo
- Awunamdla wokukhangela isaphulelo esikhethekileyo sodidi
Imida kunye neeNtlawulo
Kangangoba umntu angathanda ukuba nomyinge wetyala eliphezulu kwikhadi lakhe letyala, kuxhomekeke kakhulu kumanqaku akho eCibil kunye nomvuzo.
Ngokufanayo, umlinganiselo wetyala kwiMillennia Credit Card yakho uya kuxhomekeka ngokupheleleyo kumvuzo wakho kwaye ayisosixa esithile. Kwakhona kuya kuxhomekeka kwimbali yokugqibela yokuhlawula onke amatyala akho, kwaye ukuba ebesexesheni okanye hayi.
Ukuba unamanqaku amahle eCibil kunye nomvuzo ozinzile (kunye nophezulu), ngoko ufanelekile ukufumana amanqaku aphezulu ekhredithi kwi-IDFC Millennia Credit Card.
Ngokuphathelele kwiintlawulo, kukho iindlela ezininzi onokukhetha kuzo ukuze uhlawule ityala lakho. Ungabhatala ngemali ezinkozo okanye ujonge njengemfuno yesiqhelo, kodwa kukwakho iindlela ezimbalwa zokuhlawula ezithe zavela kwi-intanethi ezilula, zikhawulezayo kwaye kulula ukwenza iintlawulo zetyala kwangoko -
- Iintlawulo ze-UPI
- IDFC yebhanki yokuqala yebhanki ye-intanethi
- IMPS kunye NEFT apho ungasebenzisa ikhowudi ye-IFSC yebhanki yakho
- Ibhanki eshiyekileyo yayo nayiphi na enye ibhanki
- Iintlawulo ngezinye ikhadi ledebhithi
Okukwintsusa
Ikhadi letyala le-IDFC leMillennia lelona lifanelekileyo ukuba ufuna ukuthuthwa ngeembuyekezo ezininzi kunye nonikezelo oluza kunye neli khadi letyala. Kuba ayibandakanyi nayiphi na intlawulo yonyaka okanye yokujoyina, akukho nto kufuneka uchithe ukuze ufumane ikhadi.
Konke okudingayo yingeniso ezinzileyo ukuqala kunye nokulungileyo amanqaku etyala, kwaye unokufumana izandla zakho kweli khadi elimangalisayo ngeentsuku!
Shiya iMpendulo