Imakethe yamasheya iyindawo eguqukayo. Ngezinguquko zansuku zonke, imakethe ngezinye izikhathi iyakhula futhi ngezinye izikhathi, hhayi kakhulu. Yindawo eguquguqukayo okufanele ube kuyo futhi idinga inani elifanele locwaningo nokuqonda ukuze ungene kuyo.
Kunezinhlobo ezimbili eziyinhloko zokuhweba, ukuhweba nge-intraday, nokuhweba ngokushwibeka. Ukuhweba nge-Intraday yilokho okwenzeka ngosuku olulodwa. Umhwebi we-Intraday wenza ukuhweba okuningi phakathi nosuku futhi avale ukuhweba njengoba imakethe ivala.
Kodwa-ke, ukuhweba nge-swing kuwuhlobo lokuhweba okwenzeka ezinsukwini ezimbalwa noma amasonto. Zombili lezi zinhlobo zokuhweba zidinga ubuhlakani bokuqala ukwenza izinqumo ezihlakaniphile emdlalweni wokuhwebelana ngamasheya!
Ngaphambi kokuqhubekela phambili, kubalulekile ukuqaphela iqiniso lokuthi imakethe yamasheya iyindawo yokudlala eyingozi. Kukhona inzuzo, ngokuqinisekile. Kodwa kukhona nokulahlekelwa.
Futhi umuntu uyohlale ekulungele ukuthwala ukulahlekelwa uma ezimisele ukuzuza inzuzo.
Ayikho indlela 'ephelele' yokuthola ubungcweti bokuhweba ngamasheya kodwa idinga isethi yamakhono athile kanye nokubekezelela ubungozi ukuqhubeka nokuba kuyo ngokuhamba kwesikhathi.
Sizobe sihlanganisa izici ezimbili ezibalulekile zokuthenga isitoko sakho sokuqala e-India, esokuqala siyingxenye yezobuchwepheshe kanti esinye siyingxenye yobuhlakani.
Umhlahlandlela wezobuchwepheshe uzohlanganisa izinyathelo ezidingekayo ukuze ukwazi ukuhwebelana emakethe. Ngokuhambisana nalokho, isici sobuhlakani sizofaka amaphuzu abalulekile okufanele uwakhumbule ngenkathi utshala imali esitokweni sakho sokuqala.
Nansi indlela ongasithenga ngayo isitoko sakho sokuqala eNdiya: Umhlahlandlela wezobuchwepheshe -
1. Qiniseka ukuthi une-PAN Card
Ukuba ne-Permanent Account Number kuyisibopho e-India kuzo zonke izinhlobo zemisebenzi yezezimali. Uma ungenayo, qiniseka ukuthi uyayithola ngaphambi kokuqala uhambo lwakho lokuhweba.
Uzodinga le PAN ukuze uvule i-akhawunti yasebhange, ukutshala izimali mutual funds, xhasa amadiphozithi akho angaguquki, futhi uxhase amasheya. Udinga futhi le nombolo ukuze ufake i-ITR yakho.
Ngakho-ke, ukutshala imali kumasheya eNdiya, lesi yisinyathelo sokuqala nesinye sezinyathelo ezibaluleke kakhulu okudingeka uzigcwalise.
Vakashela iwebhusayithi ye-TIN lapha ukuze ufake isicelo sekhadi le-PAN.
2. Thola umthengisi ofanele:
Ukuze uhwebe ezimakethe zamasheya, udinga ukuba nomthengisi obhalisiwe we-SEBI.
Lo mthengisi uzosebenza njengomxhumanisi phakathi kwe-stock exchange nawe, ukuze athenge futhi adayise amasheya. Xhumana nomthengisi ngemininingwane efanele ukuze uqhubekele phambili.
Kunamawebhusayithi amaningi nezinhlelo zokusebenza ezifakazela izinsizakalo zokuthengisa. Sincoma ukusebenzisa Khula or I-Zerodha kwabaqalayo. Ukusebenzisa zombili lezi zinhlelo zokusebenza ngeke wenze enye into ukuthi uqale ukutshala imali emakethe yamasheya.
3. Vula i-DEMAT yakho kanye ne-akhawunti yokuhweba:
A I-Demat i-akhawunti iyadingeka ukuze ubambe amasheya akho ngefomu le-elekthronikhi. Ngaphandle kwalokhu, ayikho enye indlela yokuthi uthenge futhi udayise izitoko zakho.
Nakuba, mayelana nemisebenzi yokuthenga nokudayisa amasheya akho, udinga i-akhawunti yokuhweba exhunyiwe.
Kuthatha kuphela amahora angu-48 kuya kwangu-72 ukuvula i-akhawunti yakho ye-Demat futhi uqale ngokuhweba ngezitoko.
Uma ufuna i-akhawunti ye-Dema yamahhala, cabanga ukusebenzisa i Khulisa uhlelo lokusebenza.
4. Xhumana nombambiqhaza we-depository (DP):
Umhlanganyeli we-depository naye ungumlamuleli, kodwa phakathi kwama-depository kanye nomtshali-zimali.
Kunezindawo ezimbili zokugcina imali eNdiya; iNational Securities Depositories Ltd. (NDSL) kanye neCentral Depository Services Ltd. (CDSL).
I-akhawunti ye-Demat oyivulayo ingeyama-depository ngokwawo, akusiza ukuthi utshale esitokweni. Ama-DP azokusiza ukuthi ubambe amasheya owathengayo futhi ukhulule lawo owathengisayo.
5. I-UIN yokutshala imali enkulu:
Uma uzimisele ukuhwebelana, ngama-Rs. 1 Lakh noma ngaphezulu ngesikhathi esisodwa, udinga ukuba neNombolo Eyingqayizivele Yesibonakaliso.
Kubatshalizimali abavamile abangahleli ukutshala imali enkulu kakhulu, lesi sinyathelo siyagwemeka.
Ungathola inombolo ye-UIN usebenzisa iFOMU GST REG- 13.
6. Ukuthenga nokudayisa amasheya, ekugcineni:
Usukulungele ukutshala imali emakethe yamasheya uma usuqedile ngazo zonke lezi zinyathelo ezingenhla.
Ukuze uqale ukutshala imali, udinga ukutshela umdayisi wakho ukuthi yimaphi amasheya ofuna ukuwathenga, inani lawo, nokuthi iyiphi intengo.
Uma usufake i-oda futhi amasheya afinyelela kuleyo ntengo, umsebenzi wakho uzokwenzeka.
Isibonelo, uma ufisa ukuthenga amasheya angu-10 e-ABC Ltd. ngama-Rs. 276, uzokwazisa umthengisi wakho okufanayo. Uma nje isabelo sithinta le ntengo, umthengisi uzothenga i-10 ABC Ltd.
Ukwabelana esikhundleni sakho futhi kwengeze ku-akhawunti yakho. Wonke umdayisi ukhokhisa ingxenye encane yekhomishini ngomsebenzi ngamunye.
Uma usuziqonda izinyathelo zobuchwepheshe okudingeka uzihlanganise ukuze uthenge isitoko sakho sokuqala e-India, kuza ingxenye yobuhlakani.
Ukunquma ukuthi yisiphi isitoko ofuna ukutshala kuso, kunezinto ezikhathazayo ezibalulekile okufanele wonke umuntu azihlaziye futhi atadishe
Lezi yizinyathelo zesici sobuhlakani bokuthenga isitoko sakho sokuqala eNdiya
1. Landela izindaba futhi wenze ucwaningo lwakho:
Idatha yezomnotho kubalulekile njengoba kuthinta kakhulu imakethe. Ngaso sonke isikhathi qiniseka ukuthi ulandela izindaba ngokukhululekile futhi ulandelela okwenzekayo emnothweni.
Izimemezelo ezivela ezinkampanini ezinkulu nazo zithinta imakethe yamasheya, ngakho-ke kubalulekile ukugcina umkhondo wezindaba ezibucayi zezezimali nezomnotho eziqhubekayo njengamanje.
Cwaninga ngokusemandleni akho mayelana nezinkampani ofuna ukutshala kuzo imali. Yenza uhlu lwezinkampani ezimbalwa okuzo ngempela, bese uqala ukuhlaziya izitayela zazo.
Idatha edlule, izibalo, izindaba, kanye nokuma kwenkampani kwamanje yizindawo ezibalulekile okufanele zibhekwe.
Imali engenayo yonyaka odlule yenkampani nayo iyiphuzu elibalulekile okufanele ligcinwe engqondweni.
Njalo kwenze umkhuba ukucwaninga ngenkampani ngaphambi kokutshala imali kuyo, futhi utshale kuphela ezinkampanini oqinisekile ngazo, okungenani ekuqaleni.
2. Khetha izinkampani ezidumile, ezinkulu ongaqala ngazo:
Kuwukuhlakanipha ukuthi abatshalizimali abasaqalayo bazame futhi batshale amakepisi amakhulu namagama amakhulu.
Kuwumdlalo ophephile ukutshala imali ezinkampanini esezivele zinokuma okuhlonishwayo nokwaziwa kahle emakethe.
Izitoko ezinjalo azenzi kahle ngaso sonke isikhathi, kodwa amathuba azo okuthola intengo ezokuzuza aphakeme kunezinye izitoko.
3. Funda indlela yokufunda amashadi namathrendi:
Leli khono lizothatha isikhathi esiningi ukuthuthuka, kodwa kuhlale kuyinto efanele ukuqala kusenesikhathi.
Kunamashadi amaningana atholakalayo atshela yonke into mayelana nesikhundla senkampani, futhi uma ufunda ukufunda ngisho nephesenti elithile layo, kuyoba isiqalo esihle!
Into eyinhloko okudingeka ugxile kuyo ukuthi ishadi lenkampani liqala kusukela ekugcineni eliphansi futhi liphele ekugcineni.
Lokho kusho ukuthi izintengo zesitoko ziyenyuka, futhi kuyinto enhle ukutshala kuleso sitoko. Yebo, kukhona amashadi ezobuchwepheshe akhuluma okuningi kakhulu ngenkampani, kodwa leli phuzu elilodwa lilula kakhulu ukulifunda nokusebenzisa.
4. Qonda izilinganiso:
Izilinganiso ezimbalwa zikusiza ukuthi ukhethe isitoko esifanele.
Isilinganiso senani lemali etholwayo, isilinganiso sesikweletu kuya kukulingana, iholo ngesheya ngalinye, kanye nokubuyela kuzilinganiso zokulingana kuphakathi kwezilinganiso ezimbalwa ezizokusiza ukhethe isitoko esifanele. Uma iholo liphezulu linani, isitoko siba ngcono.
Uma isikweletu singaphansi kwe-equity, isitoko siba ngcono.
Inzuzo ephezulu nekhula njalo ngesheya ngalinye, iba ngcono. Lena yindlela oqonda ngayo futhi uhlaziye ngayo izilinganiso ukuze ukhethe isitoko sakho sokuqala ongatshala kuso.
5. Sebenzisa ubukhona be-Bloomberg:
I-Bloomberg iyisofthiwe yemilingo, ngempela! Uhlelo lokusebenza oluphethe idatha nganoma yini nayo yonke into emhlabeni jikelele.
Iphethe ulwazi mayelana nezinkampani, ukuma kwazo kwezezimali, izimemezelo zakamuva, nokunye. Kwabaqalayo, kuyindlela elula yokuba neqoqo lonke lezinto ngesikhathi esisodwa.
Sebenzisa i-Bloomberg futhi ufunde konke ongakwenza ngamashadi nezibalo ukuze uqonde isitoko esingcono kakhulu okufanele uqale uhambo lwakho lokutshala imali.
Isiphetho
Hlala ukhumbula ukuthi ukutshala imali ezimakethe zamasheya kuyinqubo yokufunda eqhubekayo. Akekho ongasebenzisa uhlelo lokuhweba ezinsukwini ezimbalwa, noma ngaleyo ndaba, ngisho neminyaka embalwa.
I-dynamism iwukuthi noma ngabe ufunda kangakanani, akwanele.
Yingakho udinga ukuthi uhlale usezinzwaneni zakho futhi uqhubeke ufunda imakethe ngangokunokwenzeka. Kungumdlalo oyinselele, kepha imidlalo enzima isajabulisa kakhulu!
Uma ungakwazi ukuhlola ngokucophelela izici zobuchwepheshe nezobuhlakani okukhulunywe ngazo ngenhla, cishe uzokwenza ukukhetha okufanele ngenkathi uthenga isitoko sakho sokuqala. Nokho, ngisho noma ungakwenzi, ungakhathazeki.
Isinqumo sakho sokuqala singase singalungile, ngisho nesesibili sakho, kodwa ishothi yesithathu izoshintsha nakanjani. Ukufunda njalo, ukufunda, ukuhlola, nokuhlolisisa yikhona okuzokusiza ngokuhamba kwesikhathi.
Ukutshala imali okujabulisayo!
shiya impendulo