Ngokuqala kwenkundla yezokuxhumana kanye nesidingo esikhulayo sokuqukethwe kokudala, abadali bokuqukethwe nama-blogger bafinyelela ukuphakama okusha. Sezadlula izinsuku lapho ukubhuloga kwakuyinto nje yokuzilibazisa; kuyibhizinisi eligcwele manje!
Ukuba ngumdali wokuqukethwe noma i-blogger akuseyona indlela yokudlulisa isikhathi, kodwa kuwumsebenzi wonke. Kudinga ukuzinikela ukufaka amahora amaningi nsuku zonke futhi imizamo engapheli.
Umsebenzi wokubhuloga unenzuzo enkulu hhayi nje ngoba unikeza umuntu inkundla yokuveza lokho angcono kakhulu kukho kodwa futhi ngoba unamanani aphezulu emali.
ENdiya, a i-blogger iyazuza noma yini ephakathi kuka-$100-$10,000 ngenyanga.
Ngisho nemisebenzi eminingi esezingeni eliphezulu ayinikezi iphakethe elinjalo kubasebenzi bayo. Lokhu kufakazela ukuthi isidingo sokubhuloga nokudalwa kokuqukethwe sikhula ngendlela emangalisayo.
Yonke imali etholwa yi-blogger intela ngaphansi kwe- Umthetho Wentela Yemali Engenayo.
Kodwa okokuqala, masiqonde ukuthi ubani ngempela "i-Blogger."
I-blogger inoma yimuphi umuntu odala okuqukethwe okuvamile kuwebhusayithi yakhe nanoma iyiphi enye inkundla efana ne-Facebook, Instagram, njll., ikakhulukazi emkhakheni wokudala.
Nokho, igama lesichazamazwi sebhulogi liwumthombo ozimele wolwazi ovumela ukuvezwa kwemibono nemibono yombhali.
Ngabe i-blogger ihola kanjani?
Kunemithombo ehlukahlukene lapho i-blogger ingathola khona imali. Lezi izi -
- Izikhangiso: Ingenye yemithombo evamile yemali engenayo yanoma yiluphi uhlobo lwe-blogger. Uma ibhulogi ikhula, iba inkundla yokukhangisa imikhiqizo noma izinsizakalo zezinkampani ezahlukene. Lezi zinkampani zifinyelela ku-blogger ukuze zibonise imikhiqizo/izinsizakalo zazo kuwebhusayithi yakhe. Ngaso sonke isikhathi uma isivakashi sichofoza isikhangiso kubhulogi, i-blogger ithola imali engenayo.
- Ibhrendi yomuntu siqu: Uma wakha ibhrendi yomuntu siqu, igama lakho yilo elikuthola imali. Noma ngabe ukuya emcimbini, ukwahlulela umbukiso, ukuba yisikhulumi, noma udala isifundo se-inthanethi - ithengisa ngenxa yomkhiqizo wakho siqu, ingenisa imali.
- Izibuyekezo ezikhokhelwe: Izinkampani eziningi zisondela kuma-blogger adumile ukuze zibuyekeze izinsizakalo/imikhiqizo yazo. Bakhokhela i-blogger ngesibuyekezo asithumela kubhulogi yabo noma kunoma yisiphi isibambo senkundla yezokuxhumana.
- Ukuthengisa okuhlobene: Ngemva kwesivumelwano sobabili, njengoba noma nini i-blogger yengeza izixhumanisi emikhiqizweni nasezinsizeni zenye inkampani, kubizwa ngokuthi ukumaketha okuhlangene. Njalo ngokuchofoza nokuthenga umfundi akwenza ngebhulogi kwenza i-blogger yenze imali engenayo.
- I-Freelancing: Ama-Blogger aphinde asebenze njengama-freelancers, lapho abambisana namakhasimende ahlukene futhi akhokhelwe ngomsebenzi.
Imithelela Yentela Yemali Engenayo Kuma-Blogger
Imali engenayo yokubhuloga okwamanje ayihlukaniswa ibe yizinhloko ezinhlanu zemali engenayo ngokoMthetho Wentela Yeholo.
Kodwa-ke, uma kubhekwa uhlobo lomsebenzi/umsebenzi, imali engenayo ihlelwa kangcono ngaphansi Kwemali Engenayo Evela Ebhizinisini/Umsebenzi futhi iphathwa ngendlela efanele.
Ngaphansi kwalesi sigaba, umkhokhintela kufanele akhokhe izintela emalini engenayo ku-akhawunti yenzuzo nokulahlekelwa ngemva kokucabangela izindleko eziphelele nesamba semali engenayo, akhiphe izintela enzuzweni yonke.
Izindleko Ezivunyelwe
Njengoba imali engenayo yokubhuloga ifana nemali engenayo yebhizinisi futhi intela ngokufanele, umkhokhi wentela angabonisa izindleko ezithile. I-blogger idonsa lezi zindleko kuyo yonke imali engenayo. Lezi zindleko yilezi -
- Izindleko zokubamba isizinda.
- Izindleko zokuqasha.
- Izindleko ezisetshenziswayo njengogesi, ucingo, njll.
- Amaholo abasebenzi.
- Izinkokhelo kwabaxhumanisi abazimele.
- Amanani alula.
- Noma yiziphi ezinye izindleko ezitholiwe ukuze uthole imali engenayo.
I-blogger kufanele ibe nezikweletu kanye/noma amarisidi njengobufakazi bezindleko ezenziwe.
ukwehla
Ngisho nasemsebenzini wokubhuloga, ama-blogger adinga ukuthenga izimpahla ezidingekayo emsebenzini.
Lezi zimpahla amakhompyutha aphathwayo, ifenisha, izinto zasehhovisi, njll. Izindleko zalezi zimpahla azikwazi ukufunwa ngokugcwele ngawo lowo nyaka ezithengwe ngawo.
I-blogger kufanele isabalalise lokhu kuyo yonke impilo yempahla. Lokhu ukwehla kwenani futhi yizindleko ezivumelekile. I-blogger inganciphisa emalini yakhe ukuze ifike emalini engenayo, ekhokhiswa intela.
Investments
Kungenzeka futhi ukonga intela ngokutshalwa kwezimali. I-blogger ingatshala ku-mutual funds, i-PPF, i-LIC, njll. Lezi zimali ezitshaliwe zidonswa ngaphansi kwesigaba 80C se-Income Tax Act.
I-blogger idinga ukukhokha izintela enanini lebhalansi ngemva kokudonsa zonke izindleko, ukutshalwa kwezimali, nokwehla kwenani.
Ukhokha izintela ngokomthetho we-Income Tax Act amanani we-slab, njengazo zonke ezinye izisebenzi.
Amanye amaphuzu abalulekile okufanele uwakhumbule
- Intela yeholo ikhokhwa emalini etholwe ngawo lowo nyaka. Ngakho-ke, i-blogger kufanele ikhokhe izintela ngezitolimende uma yeqa imingcele. Lena intela yangaphambili. Njengomkhokhintela, udinga ukukhokha le ntela ngaphambi kokuphela konyaka wezimali. Okuphinde kubizwe ngokuthi "ukukhokha njengoba uhola", ikhokhwa uma isikweletu sakho sentela singaphezu kwama-Rs. 10,000 ngonyaka wezimali.
- Ukubambezeleka kokukhokhwa kwezintela zemali engenayo kubangela izinhlawulo nenzalo.
- Inombolo Ye-akhawunti Ehlala Njalo (i-PAN) iyimfuneko yawo wonke umuntu ifayela lentela yentela engenayo.
Izijeziso
- Ukwehluleka ukukhokha intela yeholo ngesikhathi kuholela ekutheni i-blogger ikhokhiswe a isijeziso ngaphansi kwesigaba 234F.
- Uma wehluleka ukukhokha izintela phakathi nomnqamulajuqu ojwayelekile wangomhla zingama-31 kuJulayi, udinga ukukhokha inhlawulo efika kuma-Rs. 10,000.
- Nokho, uma ukhokha izintela ngaphambi komhla zingama-31 kuZibandlela kodwa ngemva komhla zingama-31 kuJulayi, ukhokha inhlawulo yama-Rs. 5,000.
- Noma ubani ohola ngaphansi kwama-Rs. 5 lakhs njengoba iholo labo likhokha inhlawulo engu-Rs. 1,000 ngenxa yokuphuthelwa yizikhathi zombili.
Zonke izinhlinzeko zentela yemali engenayo ezisebenza kuma-blogger ziyafana nezisebenza kubanikazi bamabhizinisi. Ukubhuloga kuthathwa njengebhizinisi ngokwalo. I-blogger ingumnikazi webhizinisi kanye nemali engenayo, imali engenayo yebhizinisi. Isebenza ngendlela efanayo, akukho mehluko.
Nokho, uma i-blogger ithola imali eyengeziwe ngaphandle kwaleyo yokubhuloga, uMthetho Wentela Womholo uzosebenza ngokufanele.
I-blogger nayo ingaphansi kwezinye izintela. Lezi zintela ziyiNtela Yezimpahla Nezinkonzo, Ukudonswa Kwentela Emthonjeni, kanye Nentela Yokulingana - zonke zisebenza ngokuvumelana nesethi yazo yemithetho nezinqubomgomo.
I-blogger IYIKHOKHA KANJANI Intela Yemali Engenayo?
Ngezansi kukhona izinyathelo zokuthi ungayikhokha kanjani intela yakho engenayo nge Isiqephu 280 -
- Vakashela iwebhusayithi ye-Income Tax Department bese uya ku- inethiwekhi yolwazi lwentela. Chofoza okuthi 'Qhubeka' ngaphansi kwenketho ye-Challan 280.
- Gcwalisa imininingwane yakho efomini. Kumuntu ngamunye, ukukhetha (0021) Intela Yomholo kuyinketho elungile yokuqhubekela phambili.
- Khetha uhlobo lwenkokhelo.
- Khetha indlela yokukhokha - kungaba i-net banking noma ngekhadi ledebhithi.
- Khetha unyaka wokuhlola ofanele. Ngonyaka ka-2020-2021, i-RAY ingu-2021-2022.
- Faka ikheli lakho eliphelele.
- Faka i-Captcha oyibona esikrinini bese uchofoza ku-'Qhubeka'.
- Hlola ulwazi lwakho kabili, ngaphandle kwamaphutha.
- Thumela isicelo ebhange lakho. Ngemva kwalokhu, uzoqondiswa kabusha ekhasini lebhange ukuze wenze inkokhelo.
- Ngemva kokuqeda inkokhelo, uzothola irisidi yentela enemininingwane yokukhokha. Londoloza le khophi njengoba uzodinga ikhodi ye-BSR nenombolo ye-challan ukuze ufake i-ITR.
I-blogger idinga ukubhaliswa ngaphansi kwe-GST uma inzuzo yayo ehlanganisiwe idlula ama-Lakhs angu-20. Badinga ukukhokha isamba esingu-18% GST.
I-Blogger iyifayela kanjani i-GST?
Isinyathelo sokuqala nesibalulekile sokuba i-blogger ibhalise ngaphansi kwe-GST iwukuba inikeze imininingwane yekhadi layo le-PAN nenombolo yocingo. Ngemva kokuhlinzekwa kwalezi zinto, i-blogger izothola Inombolo Yokubhalisa Umkhokhi Wentela. Uma lokho sekwenziwe, i-blogger kuthiwa izohambisa imininingwane elandelayo -
- Ulwazi Lwebhizinisi: Lokhu kuhilela inzuzo yebhizinisi, ukusebenza komsebenzi, njll. I-blogger idinga futhi ukusho izinsizakalo ezikhavwe futhi uma zingaphakathi kwesifunda, ngaphandle kwesifunda, noma amazwe ngamazwe. Kudingeka futhi asho indawo yebhizinisi nekheli elinembile lendawo yokuhlala.
- Imininingwane Yomuntu Siqu: I-blogger idinga ukuhlinzeka ngegama layo eliphelele, usuku lokuzalwa, isithombe sakamuva, nekhadi le-PAN. Olunye ulwazi luhlanganisa nenombolo ye-blogger kanye ne-ID ye-imeyili.
Uma i-blogger isisho yonke imininingwane edingekayo ngenhla, kufanele futhi inikeze imininingwane yayo yasebhange njengomnikazi.
Yonke inqubo yenzeka ku- Ingosi ye-GST yaseNdiya ngokugcwalisa ifomu eliku-inthanethi.
Izinhlawulo zokungagcwaliseli i-GST ngama-Rs. 10,000, futhi ukungagcwalisi ukubuyisela kungu-Rs. 100 ngosuku.
I-Blogger isifaka kanjani isicelo seMbuyiselo Yentela?
Njengoba ukubhuloga kuyibhizinisi, i-blogger idinga ukufaka izimbuyiselo zayo zentela yemali engenayo ngaphansi kwe-ITR-3. Ifomu liyatholakala ku-inthanethi. Kuyifomu elidinga lonke ulwazi lwakho lomuntu siqu, kanye nekheli lakho lokuhlala kanye nenombolo yekhadi le-Adhar.
Nansi indlela ongagcwalisa ngayo ifomu ukuze ufake isicelo sembuyiselo yentela -
- Thola ifomu ku web portal womnyango we-Income-Tax bese uyifayela ngekhompyutha.
- Qinisekisa ifomu ngokulisayina ngokwedijithali. Ungakwazi futhi ukugunyaza ifomu ngokusebenzisa ikhodi yokuqinisekisa ye-elekthronikhi noma ngokuthumela iphepha elisayiniwe lisuka ku-ITR-5 ngeposi ku-Central Pay Commission. Ikheli leposi elifanayo lithi ―Post Bag No. 1, Electronic City Office, Bengaluru— 560500,
I-Karnataka. - Ifomu lifinyelela ekhelini leposi ezinsukwini eziyi-120 ngemva kokufakwa kwe-e-return.
- Lapho ifomu lokubuyisela liphumelela ekunikezeni impahla, umhloli kufanele aphrinte amakhophi ama-2 efomu le-ITR-5. Umhloli (okungukuthi, umbhali) usayina ikhophi eyodwa futhi ayithumele ekhelini leposi elingenhla, kanti enye ingeyamarekhodi nje.
- Ukuze wazi okwengeziwe mayelana nezibopho zokufaka isicelo sembuyiselo kanye nemininingwane yefomu, uzothola ulwazi lapha.
Isiphetho:
Lokhu kusho ukuthi ukubhuloga kuthathwa njengomsebenzi omningi njenganoma yimuphi umsebenzi wezinkampani noma ibhizinisi lebhizinisi.
Yonke imithetho iyasebenza kuma-blogger ukuthi akhokhe Income Tax ngendlela abanikazi bamabhizinisi benza ngayo.
Kusukela ezindlekweni kuya emalini ebanjwayo, ama-blogger awahlukile kunochwepheshe abasebenza ngokugcwele. Ngokwe-tax slab abawela kuyo, badinga ukukhokha izintela njengazo zonke ezinye izakhamizi zaseNdiya.
shiya impendulo