Ndi anthu ambiri omwe akuchita kusamutsa ndalama pakati pa mayiko, pali mapulogalamu ambiri omwe akupezeka pa intaneti kuti achite izi.
Ndipo US ili ndi gawo lalikulu pankhani yotumiza ndalama kwa amwenye.
Koma, pali zinthu zambiri zomwe ziyenera kuganiziridwa potumiza ndalama ku US kudzera mu pulogalamu, monga kuyang'ana mitengo yosinthanitsa, malipiro a nsanja, komanso kupezeka kwa nsanja ku US.
Ichi ndichifukwa chake ndalemba nkhaniyi kuti tikambirane za A mpaka Z zotumiza ndalama ku US. Ndikhala ndikuphimba mapulogalamu apamwamba omwe alipo mdziko muno pochita izi ndikukuuzaninso zabwino kwambiri pamapulatifomu onsewa.
Chifukwa chake, gwirani cholembera ndi pepala ndikuyamba kulemba mfundo zazikulu zomwe mwawona m'nkhaniyi. Popanda kuchedwa, tiyeni tifike pompopompo.
1. anzeru
Wanzeru ndi pulogalamu yabwino kwa iwo omwe amafunikira kusamutsidwa mwachangu ndi chindapusa chochepa. Imakhala ndi mitengo yopikisana yosinthira pandalama zopitilira 50 padziko lonse lapansi ndikusamutsa mwachangu pamtengo wocheperako.
Imapereka mitengo yosinthira yosagonjetseka, zolipiritsa zotsika, kusamutsa mwachangu, 24/7 kasitomala m'zilankhulo zingapo, ndi zina zambiri. Osati zokhazo, mutha kugwiritsa ntchito kirediti kadi / kirediti kadi kapena yanu akaunti ya banki zambiri mwachindunji pa webusaiti kapena pulogalamu kusamutsa ndalama mwamsanga ndi kudina pang'ono chabe.
Ndi mawonekedwe ake osavuta ogwiritsira ntchito, kutumiza kapena kulandira malipiro ndikosavuta monga kulowetsa zambiri za wolandira muchitetezo chawo.
Zonse Wanzeru mosakayikira pulogalamu yabwino posamutsa ndalama ku US monga momwe angathere ntchito zonse kwa inu mu nthawi yaifupi.
Zochitika Pamwamba
- Kusintha ndalama mwachangu
- Mitengo yosinthira nthawi yeniyeni
- Palibe ndalama zobisika
- Ndalama zimaperekedwa kwanuko
- Zosavuta kugwiritsa ntchito
2. WorldRemit
WorldRemit ndi chisankho china chodziwika pankhani yamalipiro apadziko lonse lapansi, chifukwa ndi odalirika komanso osavuta.
Amapereka njira zingapo zolipirira, kuphatikiza kusamutsa akaunti yaku banki (ACH), makhadi obwereketsa (Visa & Mastercard), komanso ma e-wallet monga PayPal ndi Apple Pay ngati pakufunika.
Amapereka mitengo yosinthanitsa yopikisana pamodzi ndi zolipiritsa zotsika, zomwe zimawapangitsa kukhala angwiro kwa iwo omwe akufuna phindu lalikulu pazochita zawo popanda zovuta zilizonse.
Kuphatikiza apo, ntchito yawo idavoteredwa kwambiri ndi makasitomala chifukwa chodalirika pankhani yachitetezo, monga ukadaulo wa encryption womwe ukugwiritsidwa ntchito pochita chilichonse chomwe chimathandiza kuteteza deta ya wotumiza & zambiri zandalama kuchokera kwa anthu achinyengo pa intaneti.
Muthanso kuyang'anira momwe ntchito yanu ikuyendera mosavuta pogwiritsa ntchito mawonekedwe awo, kuti mudziwe komwe ndalama zanu zimakhala nthawi zonse!
Komanso, amapereka chithandizo kudzera pa imelo komanso mafoni ngati pakufunika - kuonetsetsa kuti makasitomala amapeza ntchito zapamwamba nthawi iliyonse akafuna thandizo losamutsa ndalama ku US kuchokera ku India.
Zochitika Pamwamba
- Kutetezedwa ku banki mwachindunji kumabanki akuluakulu mazana padziko lonse lapansi
- Mitengo yosinthanitsa
- Palibe malipiro a ntchito pazochita zitatu zoyambirira
- Madipoziti achindunji
- Palibe malipiro obisika
3. Mtengo wa MoneyHOP
Mukangoyamba kuganizira za kusinthana ndi mtengo wa dollar yaku US poyerekeza ndi INR, MoneyHop imabwera kwa inu, ndikuchotsa zotchinga zonsezi. Chimodzi mwazinthu izi, pulogalamuyi imakupatsani mwayi wophatikizira makadi onse a debit ndi FX.
Ndingolo yapadziko lonse lapansi yomwe imathandizira maakaunti aku banki angapo. Chifukwa chake izi zikutanthauza kuti mutha kungotsegula akaunti papulatifomu ndikusamutsa ndalama mwachindunji ku US popanda ndalama zowonjezera.
Osati zokhazo, mutha kudina, kusuntha, kapenanso kusanthula khadi yanu ya HOP yopanda kulumikizana padziko lonse lapansi, kuphatikiza US. Malipiro amathanso kupangidwa kudzera pa QR code scan, NFC, ndi UPI, zomwe zimapangitsa kuti zikhale zosavuta.
Zochitika Pamwamba
- Khazikitsani bajeti tsiku lililonse kapena mwezi uliwonse
- Kutulutsa makhadi aulere, kuchotsa ATM, ndi zina zambiri.
- Sinthani ndalama mumtundu wopanda mapepala nthawi iliyonse
- Tsatani ndalama zanu zonse pamalo amodzi
- Chilichonse chimatha, ndipo kusintha kumayikidwa.
4. Kutali
Remitly ndi njira inanso yotchuka yotumizira ndalama kuchokera ku India kupita ku USA mosatekeseka pa intaneti popanda kukhalapo konse mdziko lililonse.
Ukadaulo wotsogola wa Remitly umatsimikizira kusamutsidwa kotetezeka komanso kupereka chithandizo chabwino kwambiri chamakasitomala ngati pakufunika pazovuta zilizonse zokhudzana ndi ndondomeko.
Imaperekanso mitengo yosinthanitsa yopikisana komanso njira yolipirira ziro zomwe zimalola makasitomala kuti asunge ndalama zambiri akamagwiritsa ntchito ntchito zake.
Kuphatikiza apo, Remitly imapereka njira zingapo zolipirira monga madipoziti aku banki, makhadi obwereketsa/ngongole, ndi zina zotero, kupangitsa kuti zikhale zosavuta kwa anthu omwe alibe njira zamabanki akale koma akufunabe kupeza misika yapadziko lonse lapansi yotumizira ndalama.
Zochitika Pamwamba
- Tumizani ndalama kumabanki opitilira 130 mdziko muno
- Kutumiza pa nthawi yake
- Tumizani mpaka $30,000 pakasamutsa kamodzi.
- Tumizani ndalama nthawi yomweyo kudzera ku UPI ndi madipoziti aku banki, komanso pezani zotengera ndalama kuchokera kumadera opitilira 100,000 padziko lonse lapansi.
- Otetezeka kwambiri komanso odalirika
5. MoneyGram
MoneyGram ndi imodzi mwazinthu zomwe zimagwiritsidwa ntchito kwambiri padziko lonse lapansi ku India chifukwa chotsika mtengo komanso nthawi yotumizira mwachangu.
Imakupatsirani njira zingapo zolipirira, kuphatikiza ma depositi ku akaunti yakubanki, makhadi obwereketsa, kapena makhadi, komanso malo otengera ndalama m'maiko onse awiri kuti mutha kutumiza ndalama zanu molimba mtima, podziwa kuti zifika bwino komanso munthawi yake.
M'malo mwake, ogwiritsa ntchito amathanso kuyang'anira zochitika zawo pa intaneti kapena kudzera pazida zawo zam'manja munthawi yeniyeni, zomwe zimapereka chitetezo chowonjezera komanso mtendere wamumtima pochita zolipira mayiko.
Zochitika Pamwamba
- Ma Sales and Non-Sales Short-Term Incentive Programs
- Ntchito Yapachaka/Kuwunika kwa Malipiro
- Zololeza maluso ofunikira abizinesi ndi zofunikira
- Akaunti zosungira thanzi
- Mawonekedwe Osavuta Ogwiritsa Ntchito
6. Skrill
Skrill ndi njira ina yabwino yomwe imalola ogwiritsa ntchito kusamutsa ndalama pakati pa mayiko popanda zovuta kapena kuchedwa mwachangu.
Chimodzi mwazabwino zake ndikuti imathandizira ndalama zopitilira 40, kuphatikiza ma Indian Rupee (INR), zomwe zimapangitsa kuti zikhale zosavuta kwa aliyense amene akufuna kusintha ndalama potumiza ndalama kunja kapena makamaka ku US popanda kukhala ndi ndalama zowonjezera zomwe zimakhudzana ndi mitengo yosinthira yomwe imagwiritsidwa ntchito ndi mabanki, etc.
Kuphatikiza apo, Skrill ilinso ndi njira zingapo zolipirira zomwe zilipo, monga ma kirediti kadi/ma kirediti kadi & ma e-wallets - zonse zotetezedwa pogwiritsa ntchito matekinoloje apamwamba kwambiri, kuwonetsetsa chitetezo chokwanira pakachitika.
Zochitika Pamwamba
- Chitetezo chamtengo wapatali
- Malipiro amtundu umodzi
- Matembenuzidwe osinthika
- Akaunti yomwe imayang'anira mitundu ingapo yandalama
- Chitetezo chapamwamba komanso kasamalidwe kachinyengo
7. Chisangalalo
Kuchokera ku imodzi mwa mapulogalamu akuluakulu a fintech padziko lapansi, Paypal, Xoom imapatsanso ogwiritsa ntchito ndalama zotetezeka potumiza ndalama ku America, koma chomwe chimawasiyanitsa ndi kuthekera kwawo kutumiza malipiro mwachindunji kumabanki aku India, monga ICICI Bank kapena HDFC Bank.
Izi zimapangitsa kuti zikhale zosavuta kuposa kale kwa anthu okhala ku US omwe akufuna kupeza maakaunti awo kunyumba popanda kuvutitsidwa kwambiri.
Kuphatikiza apo, amapereka mitengo yopikisana poyerekeza ndi othandizira ena, kuphatikizanso palibe zolipiritsa zobisika - kutanthauza kuti makasitomala amadziwa ndendende ndalama zomwe amalipira patsogolo nthawi iliyonse akamagwiritsa ntchito ntchitoyi zomwe zimawonjezera mwayi wina pochita ndi ndalama zapadziko lonse lapansi.
Zochitika Pamwamba
- Tumizani ndalama pafupifupi ku akaunti yakubanki iliyonse.
- Kusamutsa ndalama mwachindunji ku Makhadi a Debit
- Mubweretse ndalama
- Pezani zosintha munthawi yake pazochita zanu
- Nthawi zonse onani ndalama zanu zenizeni komanso ndalama zomwe wolandila adzalandira.
- Utumiki wamakasitomala wamunthu
- Ndalama yobwezeretsa ndalama
Kotero, ndi izi, tikufika kumapeto kwa mndandanda wa mapulogalamu apamwamba kuti titumize ndalama kuchokera ku India kupita ku US. Ndikukhulupirira kuti pofika pano, mwazindikira bwino za pulogalamu yomwe mungafune kugwiritsa ntchito mtsogolo.
Ndipo ngati pali chida chomwe mwina sindinachiphonye m'nkhaniyi, omasuka kusiya ndemanga ndikundidziwitsa za icho. Ndikufuna kukonzanso kachidutswa kameneka kamene kakuwonjezera phindu kwa owerenga.
Siyani Mumakonda