ICICI Bank Sapphiro Credit Card ndi kirediti kadi yamtengo wapatali yomwe imabwera ndi zinthu zambiri pamakadi apamwamba agululi.
Khadi imabwera m'mitundu iwiri - MasterCard ndi American Express. M'mbuyomu, khadi idabweranso mumitundu ya VISA. Komabe, mtundu wa VISA superekedwanso ndi banki. Mitundu yonse iwiri ya ICICI Bank Sapphiro Credit Card ili ndi zopindulitsa zawo ndipo tiwonanso mwatsatanetsatane zomwe zimaperekedwa ndi aliyense. Koma choyamba tiyeni tiwone chomwe chimatanthauza premium kirediti kirediti kadi.
Khadi la kingongole lapamwamba limabwera ndi chindapusa chojowina chokwera, chindapusa chapachaka chokwera, ndi mapindu ambiri omwe amalipira chindapusa chokwera. Amapangidwira anthu omwe amapeza ndalama zambiri komanso owononga ndalama zambiri, kirediti kadi yobwereketsa imakhala ndi malire apamwamba, ndipo nthawi zambiri imakhala ndi ntchito zokhudzana ndi maulendo, chakudya ndi kugula zinthu pakati pa ena. Komanso, zopindulitsa zimabwera ngati kubweza ndalama, mailosi kapena kuchotsera, ndi zotsatsa.
Zokambidwa pansipa ndi maubwino osiyanasiyana a ICICI Bank Sapphiro Kirediti kirediti kadi, komanso maubwino apadera okhudzana ndi mtundu uliwonse - MasterCard ndi American Express zosiyanasiyana. Onaninso zolipirira komanso zoyenereza, komanso chigamulo chathu pakhadi. Nazi :
Ubwino wa ICICI Bank Sapphiro Credit Card
KULANDIRA BWINO
Mitundu ya MasterCard ndi Amex (yachidule ya American Express) imapereka Ma Gift Voucher a ₹ 10,000 ngati phindu lolandiridwa. Izi zikuyenera kulipira chindapusa chojowina. Ma voucha amamwazikana mkati mwa masiku 45 ajowina.
Ma voucha akuchokera m'magulu otsatirawa ndipo ndi awa:
Brand | Mtengo wa Voucher |
Ogula Imani | ₹ 3000 |
Yatra | 4 ma voucha iliyonse ₹ 1000 | Mtengo wonse ₹ 4000 |
Ola | 4 ma voucha iliyonse ₹ 250 | Mtengo wonse ₹ 1000 |
Malo Odyera Apadera | ₹ 1000 |
Croma | ₹ 1000 |
AIRPORT LOUNGE BENEFITS
- Umembala wa Dreamfolks DragonPass wamtengo wapatali wa USD 99, pafupifupi ₹ 7250.
Umembala wa DragonPass uli ndi mwayi wotsatirawu -- Maulendo 2 osangalatsa ochezera ma eyapoti apadziko lonse lapansi pachaka chilichonse pama eyapoti osankhidwa.
- Maulendo 2 ovomerezeka apa eyapoti pachaka pachaka pama eyapoti osankhidwa.
- Kufikira 2 mwaulere kotala lililonse kuti musankhe malo ochezera ma eyapoti ku India pamtengo wa ₹ 5,000 kapena kupitilira apo mu kotala lililonse lakalendala.
FUEL SURCHARGE PHINDULO
ICICI Bank Sapphiro Credit Card imapereka chiwongola dzanja cha 1% chamafuta omwe amachotsedwa pamayendedwe amafuta m'malo onse ogulitsa mafuta, popanda chiwongolero chapamwamba chamafuta omwe amathera mwezi umodzi.
PHINDU LA MILESTONE
Mukawononga ndalama zosachepera ₹ 4,00,000, mumapeza 4,000 Payback Points. Pambuyo pake, pazowonjezera ₹ 1,00,000 zilizonse (zowononga 5 lakh kupita mtsogolo), mumapeza 2,000 Payback points. Mutha kubweza ndalama zokwana 20,000 pa chaka cha kalendala kudzera mu phindu lalikulu kwambiri.
MABWINO ENA
- Mukagula tikiti ya kanema imodzi kapena tikiti yamwambo kudzera mu Book My Show, mudzatsika mpaka ₹ 500 pa tikiti yachiwiri. Izi zimagwira ntchito kawiri mwezi uliwonse. Wangwiro kwa filimu yakumapeto kwa sabata imeneyo ndinganene.
- Kudzera mu ICICI Bank Culinary Treats Programme, mumapeza zotsatsa zokhazokha komanso kuchotsera pazakudya. Mutha kusunganso osachepera 15% pamabilu odyera m'malo odyera 2500+ m'dziko lonselo.
- Mumapeza nthawi ya Golf Tee kapena Phunziro pa ₹ 50,000 iliyonse yomwe mumagwiritsa ntchito pamwezi. Chiwerengero chachikulu cha maulendo a Gofu kapena maphunziro pamwezi ndi 4.
- Mamembala a makadi amapeza mwayi wopita ku i-Assist, ntchito ya concierge ya banki ya 24×7. Ntchito ya concierge imathandizira m'magulu otsatirawa:
- Kutumiza ndi kusungitsa malo odyera
- Thandizo la maluwa ndi mphatso
- Kutumiza ndi kusungitsa hotelo
- Kutumiza ndi kusungitsa ndege
- Kubwereketsa magalimoto ndi ntchito ya limousine
- Kusungitsa ndi kutumiza matikiti amakanema
- Mwayi wa concierge wachipatala
- Thandizo lamagalimoto angozi ku India konse
- Comprehensive inshuwaransi
- Ngongole Yamakhadi Onyenga
- Chivundikiro Chotenga Akaunti
- Chip ndi Pin Card
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AMEX KHALA BWINO
- Kudzera mu pulogalamu ya American Express Connect, mamembala amalandila zopereka zapadera pa Maulendo, Malo Ogona, Kudyera, Kugulitsa ndi Kugula Paintaneti. Pali zambiri zotsatsa zomwe mungasankhe.
- Mamembala atha kupeza phindu la American Express ezeClick, njira yolipira pa intaneti yoperekedwa ndi Amex. ezeClick imapatsa ogwiritsa ntchito ID imodzi yapadera yomwe imachotsa kufunika kolemba zambiri za kirediti kadi pakagula chilichonse pa intaneti. Ndi njira yachangu komanso yotetezeka yogulira pa intaneti.
- Mumapezanso mwayi wopeza American Express EPAY yomwe imathandizira kulipira kwaulere kwazinthu zofunikira kudzera pa 'Autopay'. Simuyeneranso kuda nkhawa ndi masiku oti mulipirire bilu. Autopay imasamalira kulipira ngongole pa nthawi yake.
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MASTERCARD YOKHA BWINO
- Ndi mtundu wa ICICI Bank Sapphiro Credit Card MasterCard, mumatha kupeza siginecha ya MasterCard Moments pulogalamu. Limapereka kuchotsera ndi zotsatsa m'magulu otsatirawa:
- Travel
- zophikira
- Zojambula ndi Chikhalidwe
- Sports
- Shopping
- Entertainment
- Advance Medical - Malingaliro Achipatala Katswiri
- Ndi mtundu wa ICICI Bank Sapphiro Credit Card MasterCard, mumatha kupeza siginecha ya MasterCard Moments pulogalamu. Limapereka kuchotsera ndi zotsatsa m'magulu otsatirawa:
Mphotho/PAYBACK Mfundo za ICICI Bank Sapphiro Credit Card
Banki ya ICICI imapereka mphotho mu mawonekedwe a PAYBACK. PAYBACK ndi pulogalamu yokhulupirika yamitundu yambiri, komanso yayikulu kwambiri ku India. Zina mwazinthu zodziwika bwino monga Big Bazaar ndi ClearTrip ndi abwenzi a PAYBACK.
MFUNDO ZOYAMBIRA PA ZOGWIRITSA NTCHITO PANKHANI (MAFUTA AKULIMBIKITSIDWA)
Amex ICICI Bank Sapphiro Khadi la Ngongole : 3 PAYBACK mapoints pa ₹ 100 iliyonse yomwe yagwiritsidwa ntchito.
MasterCard ICICI Bank Sapphiro Khadi la Ngongole: 2 PAYBACK mapoints pa ₹ 100 iliyonse yomwe yagwiritsidwa ntchito.
MFUNDO ZONSE ZONSE PA INTERNATIONAL SENDS
Amex ICICI Bank Sapphiro Khadi la Ngongole: 6 PAYBACK mapoints pa ₹ 100 iliyonse yomwe yagwiritsidwa ntchito.
MasterCard ICICI Bank Sapphiro Khadi la Ngongole: 4 PAYBACK mapoints pa ₹ 100 iliyonse yomwe yagwiritsidwa ntchito.
Pankhani yamalipiro, mtundu wa Amex wa khadi umapereka mfundo zambiri za PAYBACK pa ndalama.
Kukhala ndi PAYBACK ngati bwenzi lawo lokhulupirika kumakupindulitsani ngati wokhala ndi kirediti kadi ku banki ya ICICI. Simumangopeza mapointi a PAYBACK kuchokera ku ndalama zomwe mumawononga pa kirediti kadi, komanso mukagula kumtundu uliwonse wa anzanu a PAYBACK. Mwachitsanzo, ngati mutagula tikiti ya ndege kuchokera ku ClearTrip pogwiritsa ntchito ICICI Bank Sapphiro Credit Card yanu, mumapeza mapointi 2 PAYBACK pa ₹ 100 iliyonse kuchokera ku Kirediti kadi yanu komanso mapointsi atatu a PAYBACK kuchokera ku ClearTrip. Kupambana-kupambana kwa inu!
MFUNDO ZOYAMBIRA ANGAWOMBOLEdwe
- Zogulitsa kuchokera ku Gulu la Mphotho la PAYBACK.
- Ma voucha ndi ma E-Voucher amitundu yambiri muzakudya, mafashoni, zamagetsi, golosale, zosangalatsa ndi zina zambiri.
- Zogula pa PAYBACK M'sitolo ndi othandizana nawo pa intaneti.
- Air Miles.
Malipiro & Malipiro
NDONDOMEKO YOJOINA
Ndalama zojowina ndi ₹ 6,500 + msonkho.
NDONDOMEKO YA PACHAKA/KUKONZEKEZA
Ndalama zapachaka ndi ₹ 3,500 + misonkho, zochotsedwa pamtengo wopitilira ₹ 6,00,000 mchaka chatha.
CASH ADVANCE CHARGES
2.5% ya ndalama zomwe zapita patsogolo kapena ₹ 300, zilizonse zomwe zili zapamwamba.
ONANI NDI MALIPIRO OTENGA CHUMA
₹ 100 ponyamula.
KUWERENGASO KADI WOTAYEKA, ABWA KAPENA WOCHEDWA
100.
STATEMENT REREVAL CHARGE
₹ 100 iliyonse kuti mutenge mawu opitilira miyezi itatu.
MALIPIRO Ochedwa
Statement Balance | Malipiro Ochedwa |
Zochepera ₹ 100 | Palibe malipiro |
100 - ₹ 500 | ₹ 100 |
501 - ₹ 10,000 | ₹ 500 |
₹ 10,000 ndi kupitilira apo | ₹ 750 |
ZOPOSA MALIPIRO
3.40% ya ngongole yowonjezera.
CHIOMBOLO CHOGWIRITSA NTCHITO
Zowombola zochokera ku Catalogue pa PAYBACK: ₹ 99
Kuti muwombole pa intaneti komanso m'sitolo ku PAYBACK: ₹ 25
NDONDOMEKO YOBWERETSA KASI
₹ 100 pazochitika zilizonse.
NDONDOMEKO YOBUSA njanji
1.80% ya ndalama zomwe zachitika pakusungitsa matikiti pa intaneti ndi 2.50% pakusungitsa matikiti otsutsa.
Kwa mtundu wa Amex - 1.80% yamtengo wapatali kapena ₹ 10 zilizonse zomwe zili zapamwamba pakusungitsa matikiti a njanji.
ZINTHU ZINA ZINTHU ZINA
Zojambulajambula | 3% ya ndalama zolembera kapena ₹ 300, chilichonse chomwe chili chokwera. |
Kubweza cheke | 2% ya ndalama zonse zomwe ziyenera kulipidwa kapena ₹ 450, kutengera kuchuluka kwake. |
Malipiro opangira ma check outstation | 1% ya cheke kapena ₹ 100, kutengera kuchuluka kwake. |
Pemphani slip | ₹ 100 pachilipiriro chilichonse. |
Kugulitsa ndalama zakunja | 3.5% chizindikiro |
Kuyenerera kwa ICICI Bank Sapphiro Credit Card
Tsamba lovomerezeka la ICICI Bank silinena zoyenereza za Sapphiro Credit Card. Komabe, titha kunena mosakayika kuti kuti munthu ayenerere kulandira kirediti kadi yamtunduwu, ndalama zomwe amapeza pachaka ziyenera kukhala 9.5 lakhs ndi kupitilira apo.
MALO AMAKHALA
Mizinda ya Metro, Madera akumatauni ndi matauni.
ZINTHU ZOYENERA KUCHITA
Kupatula ndalama zomwe amapeza pachaka, zokonda zimaperekedwa ngati muli ndi:
- ngongole yabwino yangongole
- premium/s kuchokera ku banki ina
Chigamulo chathu pa ICICI Bank Sapphiro Credit Card
Khadi ili ndilabwino kwambiri kwa akatswiri oyenda pandege komanso anthu abizinesi omwe atha kutenga mwayi wokhala ndi bwalo la ndege loperekedwa ndi khadi.
ICICI Sapphiro ndiyofunikanso kugwiritsa ntchito ndalama zambiri, kupatulapo pamafuta. Zopindulitsa zazikulu zimapeza mfundo zabwino za PAYBACK zomwe zitha kuwomboledwa ndi ma voucha apadera, malo odyera, malonda ndi zina.
Kwa anthu omwe angafune kupumula ndi kumasuka paulendo wa pandege, komanso kumapeto kwa sabata, khadi ili ndiloyenera kwambiri. Ngati mutsatira mawu akuti “Relax, Refresh, Recharge” khadi ili ndi lanu. Ndi kuchotsera, zopindulitsa ndi mphotho pa matikiti amakanema opita ku spa, kukadyera kokagula, khadi ili limafotokoza za kusunga zonse zomwe mumachita kuti mupumule ndikupumula.
Kuti mulembetse ku kirediti kadi, chonde pitani tsamba lovomerezeka pano.
Siyani Mumakonda