Kuyika ndalama mu REITs kumabwera ndi kubweza kosanjidwa bwino pazachuma zomwe nthawi zambiri zimakhala zowopsa komanso zowona.
Izi zimathandiza osunga ndalama kuti apindule kwambiri pamtengo womwe amagulitsa.
Nthawi zambiri, ma REIT ndi malo abwino opangira ndalama kwa osunga ndalama omwe akufuna kukhala ndi ndalama zokhazikika m'miyezi yonse popanda chiwopsezo chachikulu.
Otsatsa amatha kupeza phindu lalikulu atagulitsa mayunitsi awo a REIT komanso ngakhale malipiro pazachuma, kukulitsa kuthekera kwawo kwa ndalama.
Kodi ma REIT ndi chiyani?
Malingaliro a kampani Real Estate Investment Trust, kapena chidule cha REIT, ndi bungwe lomwe limapangidwa ndi cholinga chosinthira ndalama zomwe zitha kuikidwa kukhala eni, kuyendetsa, kapena kulipirira malo ndi nyumba zomwe zimabweretsa ndalama zambiri.
Ngati inu, monga Investor, mukufuna kupeza msika wogulitsira malo, mutha kutero mosavuta poikapo ndalama m'magawo a REIT ndikupeza mwayi kumakampani angapo ogulitsa nyumba mubizinesiyo. Popanda ndalama iliyonse katundu wanyumba.
Pakadali pano, pali ma REIT atatu ku India omwe adalembetsedwa ndikuvomerezedwa ndi Securities Exchange Board ndipo adalembedwa pamsika waku India.
Kuti muyambe kuyika ndalama muzinthu zotsatirazi za REIT, mudzafunika akaunti ya demat. Ngati mulibe, Lowani ku Zerodha - #1 yathu yolimbikitsa kubweza.
Nawa ndalama 3 zapamwamba za REIT ku India.
1. Mindspace REIT
Malingaliro a kampani Mindspace REIT ndi imodzi mwazinthu zotsogola kwambiri pamsika wogulitsa nyumba ku India.
Mothandizidwa ndi Gulu la K Raheja Corp, malowa akuphatikizanso maofesi oyendetsedwa bwino ku Pune, Mumbai, Chennai, ndi Hyderabad.
Kampaniyo idakulitsa ndalama zake pafupifupi 1600 crores pazaka zinayi zapitazi ndipo yakwera ndi 5 peresenti mu 2021.
Ngakhale mtengo wamtengo wapatali wa katundu wakwera kufika pa 345.2 kuchokera ku 326.1 chaka chino (2021).
Chomwe chili chabwino pakuyika ndalama mu REIT iyi ndikuti imapereka 90% ya NDCF ngati zokolola zapambuyo pamisonkho, pamodzi ndi ma SPV onse okhala ndi REIT.
Ndi Mindspace Hyderabad yokha yomwe imagawana umwini wake ndi Boma la Andhra Pradesh. Pakali pano akugulitsa pa 322.0 INR.
Mfundo zazikuluzikulu za Mindspace REIT-
- Ndalama zogwirira ntchito (NOI) zawonjezekanso ku REIT ndipo zakwera mpaka 1374.1 crores.
- Ngongole yokhala ndi mtengo wake ndi 14 peresenti
- Zokolola zogawa ndi 7 peresenti
- Ngongole zonse ku NOI ndi nthawi 2.5
- EBITDA yatsika mpaka 669 crores
- Ndalama ndi ndalama zazifupi zakwera mpaka pafupifupi 360 crores.
- Mindspace REITY ili ndi gawo lalikulu kwambiri laulere la msonkho
2. Embassy REIT
Embassy REIT ndi REIT yachiwiri pamndandanda wathu, yolembedwa pamsika waku India, mothandizidwa ndi Embassy ndi Blackstone.
Inali REIT yoyamba kutchulidwa pa stock exchange ndipo ndi yayikulu kwambiri kukhalapo mu Asia konse ndi dera lake.
REIT iyi imagwira ntchito mu masikweya mita 42.4 miliyoni ndipo ikuphatikiza mapaki asanu ndi atatu, malo opangira magetsi a solar a MW 100, ndi mahotela awiri m'malo mwake.
Malo ogwirira ntchito omalizidwa a REIT ndi 32.3 miliyoni masikweya mita, okhalamo pafupifupi 90 peresenti mu 2021. Misika yayikulu kwambiri ya REIT iyi ndi Bangalore, Mumbai, ndi Pune.
Ndalama zamakampani zakula kwambiri pazaka zapitazi, zomwe zidakhudza 2360 crores mu 2021.
Chiyambireni kubweza ngongole ya kampaniyo, mtengo wapakati wobwereka ku Embassy REIT watsika mpaka 7 peresenti. Pakali pano akugulitsa pa 360.13 INR.
Mfundo zazikuluzikulu za Embassy REIT -
- Iwo ali ndi kulemedwa kwapakati kutha kwa zaka 7.
- EBITDA yakula ndi 14 peresenti mu 2021
- NOI yakula ndi 12 peresenti mu 2201
- Mphepete mwa ntchito ndi 86 peresenti
- Gawo lachitatu la 2021 lidawona kampaniyo ikukweza ma crores 5200 kudzera mu ma NCDs kuti ibwezerenso ngongole yomwe idagwira.
- Embassy REIT imayang'ana kwambiri NCR ndi dera la Bangalore.
3. Brookfield India REIT
REIT yatsopano kwambiri yolumikizana ndi ena awiri pamsika waku India ndi Malingaliro a kampani Brookfield India REIT.
Mothandizidwa ndi Brookfield AMC, ndiye malo okhawo omwe amayendetsedwa ndi malonda ogulitsa nyumba. Malo awo ogulitsa akufalikira pamtunda wa 14 miliyoni ku Noida, Gurugram, Mumbai, ndi Kolkata.
Komanso ali m'kati mwakuti apezenso masikweya mita 8.2 miliyoni kuti awonjezere ntchito zawo.
Msika waukulu wa Brookfield India REIT ndi dera la Delhi NCR, lomwe limaphatikizapo zoposa 50% zamtengo wonse wamakampani.
Ntchitoyi imakhala ndi mwayi wochitira umboni kuwonjezeka kwa chizindikiro ku msika kuchokera ku 31 peresenti kufika ku 34 peresenti m'chaka cha 2023. Pakalipano akugulitsa pa 294.1 INR.
Zambiri za Brookfield India REIT
- Kutha kwa nthawi yobwereketsa ndi zaka 7
- TCS, Cognizant, ndi Accenture ndi omwe amapanga malo ambiri obwereketsa.
- Ngongole yonse ya kampaniyi ndi 2120 crores.
- Iwo ali ndi mtengo wotsika wa 18 peresenti
- Kutuluka kwa ndalama kuchokera kuntchito kudakwera kuchoka pa 21.5 crores kufika pa 80.7 crores mu 2021.
- Kutuluka kwandalama kuchokera pazandalama kumakhala pa 205.5 crores mu 2021.
- Amapereka chiwongola dzanja chapamwamba kwambiri komanso chiwongola dzanja.
Mfundo yofunika
Ma REIT onse atatu adatchulapo zamalonda ku Bombay Stock Exchange ndi National Stock Exchange.
Ndiwo ma REIT atatu okha omwe adatchulidwa pano ndipo ali ndi kuthekera kwakukulu kobweretsa phindu lalikulu mtsogolo.
Atha kugulitsidwa pamsika ngati masheya ena aliwonse ndipo amafuna akaunti ya Demat ngati ntchito.
Ma REIT ali ndi kuchuluka kwakukulu komanso kuthekera kopangitsa kuti osunga ndalama azipeza ndalama pochita malonda ndi makampani opangira malowa. Njira zocheperako pakuyika ndalama mu REITs nazonso sizambiri ndipo zimangofunika kuti muyike INR 15,000.
Ngati mukufuna kupindula ndi ndalama zomwe mumapeza nthawi zonse komanso ziwopsezo zochepetsedwa, ma REIT ndiye malo abwino kwambiri opangira ndalama kwa inu!
Prabal Choudhury
Kodi ma NRIs / OCIs Angasungire Ndalama mu Indian REITs?
Aayush Bhaskar
Inde, ma NRI amaloledwa kuyika ndalama mu REITs.