Pese patinotaura nezvemabhangi akazvimirira muIndia, HDFC Bank izita rimwe rinouya kumberi.
Nebasa revatengi repasi rose, HDFC yakavaka nzira yayo mukuwana chivimbo chenyika yanga yakabatikana nemabhanga ehurumende seState Bank of India nePunjab National Bank.
Yakabatanidzwa muna 1994, HDFC yakawana hwaro hwevatengi muIndia nekushandira chikamu cheelitist chenyika nezvido zvayo zvekutanga zvebhangi.
Nekudaro, bhanga rakaita zvishoma nezvishoma kupinda mumusika wepakati kuburikidza nekuchengetedza kwayo uye zvazvino maaccount account, uye zvakanyanya kukosha, kuburikidza neayo. kadhi zvivako. Imwe yakadaro kadhi rekupa kubva kuHDFC iMoneyBack Chikwereti Kadhi.
Isu tese tinoziva kushushwa kwemabhanga ane zvikwereti zvibodzwa kana zvasvika pakuburitsa makadhi echikwereti, handiti?
Asi HDFC inoita kunge yakaongorora musika chaizvo uye yafunga kuuya nekadhi risingafungi nezvechikwereti. Zvinonyanya kusimbisa kugona kwemari yemunhu.
Izvi zvakonzera kuti HDFC MoneyBack Chikwereti Kadhi ipinde muhuwandu hukuru hwemireniyumu yeIndia iyo ichangotanga kukura kiredhiti yavo.
Wedzera kwairi mubhadharo wakaderera wepagore wekugadzirisa uye Mibairo kuCashback chimiro, uye une 'gem rekiredhiti kadhi' rakagadzirirwa chete Gen Z uye mireniyumu yehuwandu hwevanhu.
Chibodzwa chechikwereti isangano rekuvimbika kwemunhu semutengi uye mubhadhari wechikwereti. Kuvimbika kwako semutengi kunoenderana nehuwandu hweakaundi emari yaunayo, mashandisiro aunoita mari, kana mabhiri ako abhadharwa nenguva, kutora chikwereti chako uye nhoroondo yekubhadhara chikwereti, nezvimwe zvinhu zvakadaro zvinotarisa hutano hwekubata kwako chikwereti. Zvikwereti zvibodzwa zvibodzwa zviri pakati pe300-850. Iyo yakakwirira, iri nani. |
Pane zvakawanda zvakakosha zvekadhi rino, uye tisati tapa mutongo wedu pane chinodiwa chibodzwa chekadhi rino, ngatitarisei mabhenefiti, maficha, uye mubhadharo wekadhi iri.
Mabhenefiti eHDFC MoneyBack Chikwereti Kadhi
WELCOME BENEFIT
500 Cash Points, zvichienderana nekubhadharwa kwemubhadharo wenhengo.
FUEL SURCHARGE BENEFIT
1% mafuta ekuwedzera waiver pane shoma transaction yeRs. 400 pazviteshi zvemafuta muIndia yose.
Iyo yakanyanya kudzoserwa mari pasitatimendi kutenderera iRs. 250.
MILESTONE BENEFITS
Mari yekutanga kana yekutanga yegore rekuva nhengo yeRs. 500 inoregererwa pane shoma inoshandiswa yeRs. 20,000 mumwedzi yekutanga ye3 mushure mekuita kadhi.
Kubva pagore rechipiri zvichienda mberi, mari shoma inoshandiswa yeRs. 2 inovimbisa kuti yako iri kuuya yegore yekuvandudza mubhadharo weRs. 50,000 inobviswa.
Kushandiswa kwekota kwemari shoma kweRs. 50,000 inokupa iwe Rs. 500 zvipo mavhocha kota yega yega. Izvi zvinoita kuti ive yakazara maRs. 2000 inokosha yemavoucha echipo iwe unogona kuwana mugore.
ZVIMWE ZVABATSIRA
- Unogona kubvisa mari kubva kuATM uchishandisa HDFC Moneyback kadhi rechikwereti, rinowanzozivikanwa seRevolving Credit, maererano nemuganho wechikwereti wekadhi rako. Inowanzova 40% yemutengo wechikwereti wekadhi uye kune mubereko we3.6% pamwedzi kana 43.2 % pagore. Chiyero chitsva chemubereko chiri kushanda kubva munaGunyana 2020.
- Iwe unogona kuwana kusvika ku40% kana kupfuura zvidzikiso pazvitoro zvekutanga zvekudyira (mumaguta akasarudzwa) pasi peHDFC Good Food Trail Dining Chirongwa.
- Pakurasikirwa nekadhi rako rechikwereti netsaona, uye nekuchizivisa ipapo kuHDFC call centre, hapana mhosva pane chero hutsotsi hwekutengesa.
- Pane mazuva makumi mashanu-yemahara nguva yemahara paHDFC MoneyBack Chikwereti Kadhi. Nguva isina mubereko inotanga kubva pazuva rekutenga.
- Iwe unogona zvakare kushandura yako yakakura kutenga kuita mwedzi nemwedzi uchishandisa iyo Smart EMI sarudzo. Iyo Smart EMI mubereko ndeye 1% yemari yekutenga kana maRs. 350 (kunze kwemutero), chero ipi zvayo yakakwirira.
Kutaurwa Kwakakosha: Kubhadhara Kusingabatanidzi (inowanikwa pamakadhi ane logo isingabatanidzwe paari)
Iyo HDFC Chikwereti Kadhi inogonesa kubhadhara kusingabatike kune vakasarudzwa vatengi pakukumbira kwekutengeserana kusvika kuRs. 1999 panguva imwe chete. Iyo yekusabatika vhezheni yekadhi inogona kushandiswa munzvimbo dzekutengesa dzine yekubhadhara-inogonesa. Zvirokwazvo kuwedzera panguva yeCOVID.
Reward Points
Iyo Reward point chimiro cheHDFC MoneyBack Chikwereti Kadhi yakanaka yakapusa, uye yakatwasuka. Inongova nevashoma shoma.
2X Reward Points
Pakushandisa pamhepo, unogamuchira 2X mibairo mapoinzi kana 4 mibairo mapoinzi paRs yega yega. 150 yakashandiswa.
1X Reward Point
Iwe unowana 1X mibairo mapoinzi kana maviri mibairo mapoinzi paRs yega yega. 2 yakashandiswa pasina Indaneti.
Mapoinzi emubairo anoshanda kwemakore maviri kubva pazuva rekuunganidza. Zvinokurudzirwa kushandisa mibairo mapoinzi mukati memakore maviri.
Mapoinzi emubairo anogona kudzikinurwa kune:
- Monthly statement balance at a 20 paise per mubayiro point rate. Mapoinzi emubairo akaunganidzwa anofanirwa kunge ari 2500 RP yekudzikinura chirevo chemwedzi.
- Kubhuka kwendege nemahotera. Mubairo wekudzikinura mwero ndeye 1 Reward = 25 paise kana 100 Reward points = Rs. 25 yekubhuroka kwendege uye kuhotera.
Cashback equation
100 Reward Points yakaenzana neRs. 20 kureva 1 Reward Point inokosheswa pamakumi maviri paise.
PaHotera neNdege kubhukidzwa, kukosha kwemaReward mapoinzi kwakakwira - 1 Reward point yakaenzana ne25 paise kana zana Reward mapoinzi akaenzana neRs. 100.
Cashback VS Mibayiro
Mubairo Chikwereti Kadhi nderimwe uko mapoinzi kana mibairo yaunowana inogona kuunganidzwa uye kushandiswa kudzikinura zvinhu kubva kuReward Catalogue. A Rewards Credit Card inowanzova yakawanda Reward point value pane Cashback cards. A Cashback Chikwereti Kadhi inopa mari inogona kudzikinurwa inopesana nemapoinzi anowanikwa pakutenga. A Cashback Chikwereti Kadhi rinopa kuchinjika kwakawanda maererano nekwauri kuda kushandisa mapoinzi, kana kana iwe uchida kuti agadziriswe kubhadhara yako yemwedzi nemwedzi. Miles Card Imwe mhando yakakurumbira ndeye Miles Kadhi apo iwe unopihwa mubairo wemamaira pakushandisa pakadhi. Iyo Miles Chikwereti Kadhi inonyanya kukodzera kune anogara achibhururuka. |
Mari & Mari
-
JOINING FEE
500 + mutero
-
MURIPO WEPAGORE/KUTSVADZWA
500, yakabviswa pakushandisa kwepagore kweRs. 50,000.
-
ATM WITHDRAWAL MHOSVA
5% yemari yakabviswa kana maRs. 500, chero ipi zvayo yakakwirira.
-
ONA MHOSVA
25 yecheki kukosha kusvika kuRs. 500.
Rs. 50 yecheki kukosha pamusoro peRs. 5000. -
KUBUDZWA PATSVA kweKAKARASIKA, AKABIRWA KANA KUKVARWA
Rs. 100.
-
STATEMENT RETRIEVAL CHARGE
10 kune yega yega yakapetwa chirevo chemuviri (kubva munaGunyana 2020 zvichienda mberi).
-
MHOSVA YOKUNOBVARURA
Mari yekunonoka kubhadhara, tumira iyo mazuva makumi mashanu-yemahara nguva ndeaya anotevera (inoshanda Gunyana 50):
Statement Balance | Kunonoka Kubhadhara Mari |
<Rs. 100 | Hapana muripo |
Rs. 100 - Rs. 500 | Rs. 100 |
Rs. 501 - Rs. 5,000 | Rs. 500 |
Rs. 5,001 - Rs. 10,000 | Rs. 600 |
Rs. 10,001 - Rs. 25,000 | Rs. 800 |
Rs. 25,001 - Rs. 50,000 | Rs. 1,100 |
Inopfuura Rs. 50,000 | Rs. 1,300 |
-
PASI ZVINOGONA MARI
5% yemari yakawandisa kana maRs. 500, chero ipi zvayo yakakwirira.
Over Limit Fee Kupfuura-muganho mukushandisa kadhi rechikwereti kunosvika kana iwe uchiita kutengeserana kupfuura chikwereti chako. Iti, muganho wako wechikwereti iRs. 50,000, asi mari yako yese pamakadhi kune yakapihwa mwedzi wekutaura kutenderera iRs. 55,000. Izvi zvinoreva kuti une muganho wakawandisa weRs. 5000, uye ichawedzera mubereko wemubereko pane yakawandisa-muganho huwandu. Iwo Makadhi asingafambisi pamusoro-yepamusoro-muganho kuderera kwekutengeserana kupfuura kiredhiti inobvumidzwa. |
-
RAILWAY SURCHARGE
1% yemari yekutengeserana pamwe nemitero.
Kutsvaga Kadhi reChikwereti rinopa mabhenefiti akawanda pakutenga online? Tarisa uone iyo SBI SimplyCLICK Chikwereti Kadhi ongororo. |
Kukodzera kweHDFC MoneyBack Chikwereti Kadhi
MAKORE
Makumi gumi - makumi maviri
MUPIRO WEPAGORE
For Vanhu vanobhadharwa : 3 lakh pagore kana Rs. 25,000 mari inowanikwa pamwedzi.
Kune Vanozvishanda / Vanamuzvinabhizinesi: Rs. 6 lakh pagore (sezviri pagwaro reKudzosa Mutero weIncome)
PAUNOGARA
Metro Maguta uye Mataundi Makuru nemataundishipi anosarudzwa. Sezvo bhanga riine network yakakura mumaguta 2,768 kwese kuIndia, iyo MoneyBack Kiredhiti kadhi ine nzvimbo yakafara kupfuura mamwe makadhi mazhinji kubva kumabhanga akazvimirira.
KUMWE KUKOdzera
HDFC inopa sarudzo kune avo vaneakaundi account kana zvasvika pakuburitsa makadhi echikwereti. Zvakare, sezvakatsanangurwa pakutanga, iyo HDFC MoneyBack Chikwereti Kadhi haina kunyanya kiredhiti mamakisi.
Naizvozvo, kunyangwe iwe usina nhoroondo yakakura yechikwereti maererano nekuve nekadhi rechikwereti, unogona kunyorera kadhi zvakananga paHDFC. Website.
Mutongo wedu paHDFC MoneyBack Credit Card
Isu tinokurudzira HDFC MoneyBack Chikwereti Kadhi kana iwe:
- Uri kufunga kuzvitorera kadhi rechikwereti kekutanga
- Hausi anofarira webhangi mubairo wekatalogi portals uye sarudza Cashback kana zvasvika pakuchengeta pane yako yepamhepo uye yekushandisa isina mari.
- Usave nezvido zvekubhururuka nguva nenguva
- Iva nemafuta mashoma emotokari pamwedzi
- Iwe unofarira kukura chibodzwa chako chechikwereti kuti ugone kuwana kadhi rine zvirinani.
Kana iwe ukazadzisa chero kana zvimwe kana kunyange ese emamiriro akanyorwa pamusoro, kadhi iri rinokukodzera iwe kune yakakosha.
Isu tinoziva kuti kukodzera kwekadhi kunosiyana kubva kumunhu nemunhu kunyangwe nehuwandu hwakafanana hwezera, nzvimbo, kana mubhadharo.
Saka, usati wafunga nezvekuwana kadhi rechikwereti, zvinogara zvichikurudzirwa kuti utarise nezvaunoda kadhi, uye ndedzipi nzvimbo dzemashandisiro ako dzaunoda kuti kadhi rako rechikwereti ritarisire.
Leave a Reply