Ekubuyekezeni kwethu kwe-CRED, sizobheka ukuthi i-CRED njengethuluzi lokukhokha yenzani, nokuthi kungani sidinga uhlelo lokusebenza lwezinkampani zangaphandle njengalo kuyilapho sesivele sinezinhlelo zokusebenza zebhange ezizenzakalelayo ezitholakalayo.
Uma namanje ungayazi i-CRED, bheka izikhangisi zayo into yokuqala. Uzobathola bejabulisa ngenkathi uthola nokusikisela ngalokho ekwenzayo.
Uma udinga imininingwane enemininingwane, ungabheka lesi sihloko. Ngibhale lokhu kubuyekezwa ngemuva kokuhlaziya ngokucophelela uhlelo lokusebenza kanye nobuhle nobubi balo.
Kumelwe ngivume, ngithanda izikhangiso eziqanjiwe ze-CRED njengoba ngithanda i-UI. Zombili zicatshangelwa ngendlela ehlukile futhi zenziwa.
Ngiqale ukusebenzisa i-CRED ngemuva kwe-Aayush (ubani indoda ngemuva kwe-AayushBhaskar.com futhi BforBloggers) ungiphakamisele yona ukuze ngikhokhele imali efuneka ekhadini lami lesikweletu. Ngibonga kakhulu ngokuthi wakwenza lokho!
Ngaphandle kokuchitha isikhathi, ake siqale isibuyekezo sethu esiveza ukuthi i-CRED imayelana nani, kungani kufanele uyisebenzise, lokho ekunikezayo, nokuningi. Ungeqa ngokuqondile izingxenye zethebula lokuqukethwe elingezansi.
Yini i-CRED?
I-CRED iyisiqalo esisekelwe e-Bangalore sikaKunal Shah, owasungula iFreeCharge (manje etholwe yi-Axis Bank). Njengamanje i-CEO ye-CRED, uKunal naye ngaphambilini wayehlotshaniswa ne-Y Combinator, isiqalo sokuxhasa abatshalizimali.
UKunal ungumtshalizimali oshisekayo futhi ungusomabhizinisi osemnkantshubomvu. Mayelana nokuphathwa kwenkampani, singaqiniseka ukuthi umkhiqizo uvela kubantu abazi ngokunikeza inani kumakhasimende abo.
I-CRED iwuhlelo lokusebenza lokukhokha ngekhadi lesikweletu. Uhlelo lokusebenza lusiza ukukhokhwa kwezikweletu zekhadi lesikweletu. Yebo, yilokho kuphela elikwenzayo. Kepha akukhona lokho okwenziwa yi-CRED, kodwa ukuthi yenza kanjani ekwenzayo okubalulekile.
I-CRED inikeza amaphuzu okuklomelisa, aziwa ngokuthi ama-CredCoins kanye nembuyiselo yemali yokukhokha izinkokhelo zekhadi lesikweletu. Futhi asikhulumi nje ngamaphuzu angasho lutho lapha. Iwuhlelo lokusebenza oluvuza kakhulu lokukhokha ngekhadi lesikweletu. Ake sixoxe kabanzi ngalokho.
I-CRED iyatholakala kukho kokubili i-Google Play ne-Apple Store. isekela amakhadi e-Visa, MasterCard, Rupay, American Express, kanye ne-Discover.
Kungani Iyingqayizivele?
I-CRED ihlukile ngezindlela eziningi:
Gxila Kumakhadi Esikweletu
Ngokungafani nezinye izinhlelo zokusebenza zokukhokha, i-CRED igxile kuphela ku-niche yokukhokha ngekhadi lesikweletu. Kuhlukile kwezinye izinhlelo zokusebenza zokukhokha lapho ongakhokha khona izikweletu zezinsiza, ukushajwa kabusha omakhalekhukhwini bakho, uthenge okuthengiswayo futhi uthenge ngisho namasheya! Ku-CRED, i-kingpin iyikhadi lesikweletu elisebenzisa abantu baseNdiya.
I-Trust and Credit Score
I-CRED iyisevisi yelungu kuphela. Lokho kusho ukuthi ungaba yilungu kuphela uma isikolo sakho sesikweletu singaphezulu kuka-750. Ngokuvamile, u-650 - 800 uthathwa njengomphumela omuhle wesikweletu.
I-CRED igcizelela ku-Trust njengendlela yokuma yokusebenzisa isevisi yabo. Amaphuzu amahle esikweletu asho ukuthi ubuthembekile futhi wethembekile ngokukhokha imali ngesikhathi. Ihlonipha leyo nto yokuthembela ngokubuyiselwa kwemali namanani ayinqwaba ezinhlamvu zemali ze-CRED.
Ingabe i-CRED iphephile?
I-CRED inokubethela okungu-256-bit futhi inesitifiketi se-PCI DSS. Ivikelekile ngamaphesenti, futhi okwenzayo kuphephile ngenkundla yabo.
Isakhiwo Semiklomelo ye-CRED
Isakhiwo semiklomelo ye-CRED silula. Ngaso sonke isikhathi uma ukhokha isikweletu sakho Sekhadi Lesikweletu nge-Cred, uthola izinhlamvu zemali ezifanayo ze-CRED. Ngakho-ke, uma isikweletu sakho sekhadi lesikweletu somjikelezo ka-Okthoba singama-Rs. 6288, uzothola 6288 CRED Coins uma ukhokha ngeCred.
Ungazisebenzisa kanjani izinhlamvu zemali ze-CRED?
Uhlenga noma 'ushise' izinhlamvu zemali kumasayithi ozakwethu ukuze uthenge imikhiqizo noma amasevisi. Ukushisa izinhlamvu zemali ze-CRED kulula. Kumasayithi ozakwethu, kufanele ukhokhe ngekhadi lakho lesikweletu elixhunywe ku-CRED noma kufanele unikeze ngekhodi yephromo enikezwe i-Cred.
Iphinde inikeze ithuba lokushisa amaphuzu e-CRED ukuze uthole ukubuyiselwa kwemali. Abasebenzisi babike ukuthi bathola imbuyiselo ephezulu efinyelela ezinkulungwaneni zama-rupee ngokushisa izinhlamvu zemali ze-CRED.
Amasayithi Ozakwethu
I-CRED inamasayithi ozakwethu angamakhulu lapho ungasebenzisa khona izinhlamvu zemali ze-CRED, noma uthole imbuyiselo ngokuthenga usebenzisa amakhadi esikweletu axhunywe ku-akhawunti yakho. Amanye amasayithi ozakwethu adinga ukuthi ufake ikhodi yephromo ehlinzekwe yi-CRED. Ngenkathi ezinye izinhlobo zozakwethu zidinga ukuthi uchofoze isixhumanisi esinikezwe kuhlelo lokusebenza.
I-CRED futhi ineSitolo se-CRED lapho ungashisa khona izinhlamvu zemali zakho zemikhiqizo ekhethiwe ehlobene nayo
- Ukubalekela kwamanye amazwe nasekhaya
- Ezempilo kanye nempilo
- Izixazululo zasekhaya
- Ukudla
- Okubalulekile kwendawo yokusebenza
- Ezokuzijabulisa
Baqhubeka nokwengeza amasayithi ozakwethu amasha ukuze bengeze enanini lomkhiqizo we-CRED. Abanye abalingani abaphawuleka kakhulu
- I-Amazon - imbuyiselo engu-5% kuwo wonke ama-oda
- Bhukha Umbukiso Wami - izaphulelo ezifika kuma-Rs. 225
- Ubhasikidi Omkhulu - isaphulelo esingu-20% ku-oda lokuqala elingaphezu kwama-Rs. 800
- 1mg – imbuyiselo yemali efika kuma-Rs. 165
Amanye amabhrendi aphawulekayo ku-CRED yilawa:
- Puma
- Cross (uma usawathanda amapeni kulesi sikhathi sedijithali)
- Ajio
- I-Myntra
- ixigo
Ingabe uthakaselwe i-CRED kodwa awukatholi ikhadi elisha lesikweletu? Hlola wethu ukubuyekezwa kwekhadi lesikweletu ezifaka amakhadi abasebenzisi bokuqala.
Izinzuzo ze-CRED
Amakhredithi Wokwamukela
Ngemuva kokujoyina, uthola ngokushesha inani lezinhlamvu zemali ze-CRED. Ngithole izinhlamvu zemali ezingu-857 ze-CRED ngemva kokubhalisa, ngisho nangaphandle kokukhokha izimali zami zekhadi lesikweletu!
Anginaso isiqiniseko sokuthi bahlinzeke ngezinhlamvu zemali ezingama-857. Akusona isikolo sami sekhredithi ye-Crif/Experian. Mhlawumbe bane-algorithm yangaphakathi ebala amakhredithi wokwamukela aqondene nephrofayela ngayinye.
Izinzuzo Zokudluliswa
Ngokudluliselwa ngakunye, wena nokudluliselwa kwakho nizothola u-2%, kuze kufike ku-Rs. 1000, enkokhelweni yokuqala eyenziwe nge-CRED. Okungcono kakhulu ukuthi zombili izinhlangothi zithola izinzuzo zokudluliselwa. Ngakho-ke, uma uthumela umfowenu ukuthi asebenzise uhlelo lokusebenza, futhi ekhokha imali yakhe yokuqala yekhadi lesikweletu alisebenzisa, nobabili nizothola izinzuzo ze-c ashback.
Inqubo Yokubhalisa
Kwangihlaba umxhwele ukukhululeka kokubhalisa. Lokhu kube ngenye yezinto ezimangaza kakhulu nge-CRED.
Udinga kuphela inombolo yakho yeselula kanye ne-OTP ukuze uqinisekiswe. Uma usunikeze inombolo yakho yeselula, i-CRED ihlanganisa wonke amakhadi akho esikweletu ngokukhipha idatha yakho ye-Crif noma ye-Experian.
I-Crif ne-Experian ngama-Credit bureaus agcina imininingwane yeSikweletu yamabhange amaningi nezinhlangano ezibolekisayo.
Uma wonke amakhadi akho esikweletu esexhunyiwe, udinga kuphela ukugunyaza i-CRED ukuthi iqinisekise ama-akhawunti ngokuthumela i-Re. 1 ku-akhawunti ngayinye.
Izinkinga ze-CRED
Kube nenani lezikhalazo mayelana ne-CRED zokuthi izinkokhelo azicutshungulwa ngesikhathi. Kodwa-ke, inani lezinkokhelo eziphumelele lingaphezu kwenani lezihlulekile.
I-CRED inekheli le-imeyili kuphela - [i-imeyili ivikelwe] - njengendlela yokuxhumana nabo. Njengoba uthemba imali yakho nge-CRED, kufanele beze nenketho yengxoxo kanye nesevisi yocingo yokubhekana nezikhalazo zamakhasimende.
Izinhlobo zozakwethu be-CRED yizo ezigxile ekuphileni okuhle, ukunethezeka kanye nempilo enhle. Abanye abantu bangase bangatholi ukusetshenziswa okuningi kwemikhiqizo eminingi esohlwini lwamasayithi ozakwethu. Ukubuyiselwa kwemali okungu-5% ku-Amazon kuyagqama nokho.
Isiqinisekiso sethu
I-CRED iwuhlelo lokusebenza oluthembekile olunokuningi okunikezwayo ngezinkokhelo zekhadi lesikweletu. Kungashiwo ngokuphepha ukuthi i-CRED ingumgqugquzeli wokukhokha ovuza kakhulu wemali ekhokhwayo ngamakhadi esikweletu.
Izingosi zozakwethu zinhle kumuntu ofuna impilo kahle nezinto zikanokusho. Kukhona okufana ne-Amazon ne-BigBasket okuzoheha zonke izinhlobo zabathengi.
Ingxenye enhle ukuthi, bahlala bengeza izinhlobo zozakwethu. Ngokukhula kokuduma, amabhrendi amaningi akhanga iningi labasebenzisi azofakwa. Sincoma ukusebenzisa i-CRED.
Landa i-CRED ye-Andriod ne-iOS
I-CRED FAQs | Buyekeza Isiphetho
Yiziphi ezinye izikweletu ongazikhokha nge-CRED?
Ungakhokha kuphela izikweletu ze-Credit Card. Ungakwazi futhi ukukhokha irenti yakho nge-Credit Card ngaphansi kwesici se-CRED Rent, kodwa lokho kusesesigabeni se-beta okungukuthi itholakala ngesimemo.
Ingabe amalungu e-CRED kuphela?
Yebo, i-CRED ingamalungu kuphela ngomqondo wokuthi amalungu kuphela anamaphuzu esikweletu angaphezu kuka-750 angabhalisa ngempumelelo ne-CRED.
Kuthiwani uma ngingafaneleki?
Ungalinda uphinde ufake isicelo futhi ngemva kwezinyanga ezingu-6. Okwamanje, zama ukungaguquguquki futhi ufike ngesikhathi nohlelo lwakho lokukhokha ngekhadi lesikweletu.
I-CRED iwakhumbuza kanjani amalungu ayo ngezinkokhelo?
I-CRED ithumela izaziso ze-Whatsapp kanye nezaziso ezingaphakathi nohlelo zezikhumbuzo zokukhokha.
Angifuni ukukhunjuzwa ngoWhatsapp. Kumele ngenzeni?
Ungahoxa ekutholeni isaziso se-Whatsapp esivela ku-CRED ngokuphendula "YIMA" kuchungechunge lwengxoxo ye-Whatsapp.
Ingabe i-CRED ithembekile?
Yebo, i-CRED inokubethela okungu-256-bit nesitifiketi esivela ku-PCI DSS.
Ngingakwazi yini ukukhokha izikweletu zami zezinsiza ezifana nebhili yefoni?
Cha, ungakhokha kuphela izikweletu zekhadi lakho lesikweletu.
Ingakanani ibanga lesikolodo ukuze ufanelekele i-CRED?
Udinga amaphuzu esikweletu angu-750 nangaphezulu ukuze ufaneleke ukusebenzisa i-CRED.
Yimiphi imibhalo oyidingayo ukuze ubhalise?
Awekho amadokhumenti adingekayo ukuze ubhalise ne-CRED. Izokhipha amaphuzu akho esikweletu kuma-credit bureaus afana ne-CRIF ne-Experian.
Ingcono kanjani i-CRED kunokukhokha ngezinye izinhlelo zokusebenza zokukhokha?
Uma ukhokha nge-CRED, uthola imbuyiselo noma ama-Credcoins ongawasebenzisela ukuthenga okuthengiswayo noma amasevisi.
Bekunjani ukuzizwisa kwakho ngokusebenzisa i-CRED? Sazise.
Ajay
Kwangihlaba umxhwele ukukhululeka kokubhalisa. Lokhu kube ngenye yezinto ezimangaza kakhulu nge-CRED. Ikhasimende 08388914441
Udinga kuphela inombolo yakho yeselula kanye ne-OTP ukuze uqinisekiswe. Uma usunikeze inombolo yakho yeselula, i-CRED ihlanganisa wonke amakhadi akho esikweletu ngokukhipha idatha yakho ye-Crif noma ye-Experian.
Aayush Bhaskar
Impela, ukuqalisa okuhle kakhulu kuqinisekisa ukuthi ukugibela kwekhasimende kuhamba kahle futhi akuhambisani.
Roger
I-CRED ilungile ekukhokheleni izinkokhelo ze-CC. Okunye kwakho yi-BS. Ngaphandle kokukwazi ukukhokhela ingxenye yemikhiqizo emaphakathi, izinhlamvu zemali ze-CRED zingasetshenziswa kuphela ukugembula kuma-jackpots angenakwenzeka. Ukumosha isikhathi nje.