UMahila Imali iyinkundla ye-fintech enikeza izikweletu zamahhala kwabesifazane baseNdiya.
Kuyasiza ekuthuthukisweni kwabesifazane futhi kubavumela ukuthi baziqalele amabhizinisi abo kalula.
Sizoyibuyekeza kafushane inkundla sixoxe ngokuthi iwukukhetha okuhle kosomabhizinisi besifazane bakuleli noma cha?
Ake siqale.
Iyini Imali kaMahila?
I-Mahila Money inikeza izinsiza eziningi ezigxile kwabesifazane bezwe kuphela. Kusukela ekunikezeni imali mboleko yebhizinisi kuya ekuqhubeni izinhlelo zempilo, i-Mahila Money inezici eziningi.
Ungafaka isicelo sekhadi elikhokhelwa ngaphambili, ujoyine izikhathi zochwepheshe zebhizinisi zosomabhizinisi besifazane futhi uthole ukusebenzelana nezinkulungwane zabesifazane abanamakhono omphakathi.
Ungakwazi ngisho nokubeka imigomo ehlukene yezezimali kuhlelo lokusebenza futhi i-Mahila Money izokusiza ekufinyeleleni leyo migomo.
Ake sixoxe kafushane ngezici zohlelo lokusebenza esigabeni esilandelayo.
Umgomo Womsunguli
IMahila Money yasungulwa ngo-2021 nguSairee Chahal kanye nabasunguli bayo ababili, uVaibhav Kathju noSiddhika Agarwal.
Inhloso enkulu, njengoba sazi manje, bekuwukufukula osomabhizinisi besifazane besizwe. USairee Chahal, ongumsunguli weSheroes, unenethiwekhi yosomabhizinisi besifazane abangaphezu kwezigidi ezingama-25. Manje, nomphakathi kaMahila Money, uhlose ukuxhumanisa osomabhizinisi besifazane abangaphezu kwezigidi eziyi-100 abafuna ukuziqhubela amabhizinisi abo.
Ngokusho kwakhe, lokhu akubona kwabesifazane abahlala ezindaweni zasemakhaya, abalimi noma abadwebi bezandla. Kunalokho, iqondise kwabesifazane abangazijabuleli izinzuzo ze-microfinance.
NgoMahila Money, abasunguli banombono ocacile wokuxhumanisa bonke osomabhizinisi besifazane besizwe. Lokhu ngeke kubasize nje kuphela ukuthi bahlangane nabantu abanomqondo ofanayo kodwa futhi kuzobaqondisa endleleni efanele.
Ngokufanayo, bahlose ukuvala igebe phakathi kwezinsiza zabesifazane abanekhono kanye nezingqondo ezibukhali zamabhizinisi ngokubanika imali mboleko engenasibambiso, ebasiza ekukhuliseni amabhizinisi abo.
Izici ze-Mahila Money
Kuphephile ukusho ukuthi i-Mahila Money iyiphakheji eliphelele labesifazane. Ake sihlukanise zonke lezi zici futhi sizibuyekeze.
1. UMahila Imali Ebolekiwe
Isici esihle kakhulu nesisetshenziswa kakhulu, i-Mahila Money Loan, isiza abesifazane ukuthi baziqalele awabo amabhizinisi.
Ingxenye engcono kakhulu yale malimboleko yinqubo engu-100% engenamaphepha kanye nenqubomgomo yokungabi nasibambiso, enikeza umuzwa wokuphepha.
Ungathola kalula imali ebolekiwe efika ku-Rs.5 lakhs ngokukufanelekela kwakho, ngaphandle kwesiginesha yozakwenu noma kababa wakho.
Akekho umuntu ozobambisana naye odingekayo ukuze ugunyaze le mali ebolekiwe, futhi uthola inani ngokuqondile ku-akhawunti yakho yasebhange ngaphandle kokuya ndawo ngokomzimba.
Imali yokucubungula ingu-2%, futhi inzalo yehliswa ngo-20% ngonyaka.
2. MM Medic
Indlela elula yokubhukha isikhathi sokwelashwa endlini yakho, i-MM Medic inikeza izinsizakalo zezokwelapha ezinhle kubasebenzisi bayo ngentengo ethengekayo.
Kuyinqubo esheshayo yemizuzu emi-2 yokugibela, futhi ayidingi amaphepha amade.
Bhuka ukuhlolwa kwegazi/umchamo endlini yakho futhi uze uthintane nodokotela wezifo zabesifazane ngemva kokubhukha i-aphoyintimenti enombolweni yosizo.
Thola konke lokhu ngama-Rs.94 kuphela, asebenze unyaka wonke.
3. Ikhadi leVisa elikhokhelwa ngaphambili
I-Mahila Money iphinde inikeze ngekhadi le-Visa elikhethekile abesifazane abangalisebenzisa kalula ukuthenga noma kuphi ku-inthanethi.
Asikho isidingo se-akhawunti yasebhange ngaphambi kokufaka isicelo saleli khadi. Ungagcwalisa ikhadi kuze kufike ku-Rs.10,000.
Ingxenye engcono kakhulu ngalokhu?
Ikhadi lebhalansi enguziro. Ngakho-ke, awudingi ukukhathazeka ngokugcina isikhwama esizinikele sekhadi lakho. Futhi uthola ukujabulela okunikezwayo okungaphezu kuka-200 kuleli khadi.
4. Umphakathi Ozinikele Kwabesifazane
Nge-Mahila Money, uthola ukufunda okuningi kosomabhizinisi besifazane abanolwazi nabaphumelelayo bezwe.
Khuluma nalaba basebenzi emphakathini okhethekile we-Mahila Money. Izihloko ezibaluleke kakhulu kulo mphakathi zihlanganisa ibhizinisi, imali, nezinye izihloko eziningi eziyisibopho.
5. Ukubeka Imigomo
Kungakhathaliseki ukuthi ufuna ukuthenga isikuta noma umakhalekhukhwini omusha, i-Mahila Money ikuvumela ukuthi wenze ukonga okusekelwe kumgomo ngamathiphu abalulekile emali, ibhizinisi, nezinsiza zokufunda ezikusiza ukufeza izinhloso zakho ngokushesha nangempumelelo kakhudlwana.
Kungani uMahila Imali?
I-Mahila Money ithuthukiswe ukuthuthukisa abesifazane bezwe. Ngokwemibiko, bangaphansi kuka-10% abesifazane abasebenzayo ezweni. Lokhu kukhombisa ukuhlehla komphakathi wethu.
Isizathu esikhulu sale nombolo izinga eliphezulu lokungakwazi ukufunda nokubhala kanye nokuncika kwabesifazane kubayeni babo. Kudingeka ukuletha ushintsho futhi ulethe imikhiqizo enjalo emphakathini, eqondiswe ikakhulukazi kwabesifazane.
Ake sihlole ukuthi kungani i-Mahila Money ishintsha umdlalo wosomabhizinisi besifazane bezwe.
1. Inikeza Amathuba Amakhulu Kwabesifazane
I-Mahila Money inikeza amathani wamathuba kwabesifazane. Kusukela ekunikezeni imali ebolekiwe engenasibambiso emakhadini e-Visa akhokhelwa kusengaphambili, inikeza izinzuzo eziningi kwabesifazane.
Bangacela kalula izeluleko zochwepheshe, izikhathi zezincwadi nezingcweti, futhi bakhokhele kalula imali mboleko yabo ngezipesheli ezikhangayo ze-Mahila Money. Sekukonke, iphakethe eliphelele lawo wonke umuntu wesifazane ofuna ukwenza ibhizinisi lakhe.
2. Usizo Lwezempilo
Sonke siyazi ukuthi uMama wethu wayesinakekela kanjani noma nini lapho sigula. Kodwa kuthiwani ngesikhathi lapho agula khona?
Kuvame kakhulu ukuthi abesifazane babe nezinkinga eziningi zempilo empilweni yabo ngenxa yobudedengu nokusebenza kanzima okuqhubekayo. Yilapho i-Mahila Money ingena khona.
Ivumela iphakethe lezokwelapha kwabesifazane ngentengo eshibhile futhi ethengekayo. Lokhu kusho ukuthi manje owesifazane angakwazi ukuzitholela ukuhlolwa enduduzo yendlu yakhe, lokho futhi ngaphandle kokuchitha imali eningi.
3. Ukususa Ukuncika
Sonke sikubonile lokhu kakhulu ezweni lakithi. Iningi labesifazane lisathembele kubalingani babo ukuze bathole imali. Asikhulumi ngokuyihola kuphela kodwa nokuyisebenzisa.
Ngakolunye uhlangothi, lapho owesilisa enama-akhawunti amaningi asebhange, owesifazane wekhaya usancike ekuzithengeleni ngisho nezinto eziyisisekelo.
I-Mahila Money isusa lo mgoqo ngokunikeza Amakhadi e-Visa angasho lutho kwabesifazane.
Manje, ungasebenzisa leli khadi ukwenza ukuthenga ku-inthanethi ngisho neminikelo engu-200+.
4. Ukunikeza Umbono Ofanele
Sonke sikhuluma ngokuchayeka ekukhuleni kwemisebenzi nokuthi kubaluleke kangakanani ukusebenzelana nezingcweti ezingasibonisa indlela efanele.
Kodwa-ke, njengoba iningi labantu bezwe lisahlala ezindaweni zasemaphandleni, abesifazane bayaqhubeka behlala ezindlini zabo.
Umphakathi we-Mahila Money okhethekile wabesifazane ubasiza ukuthi bathole ukuvezwa okuningi ngenkathi behlezi ezindlini zabo. Ngochwepheshe abaningi endaweni yesikhulumi, kubaluleka ngempela kubasebenzisi ukusebenzisa ulwazi nobuhlakani babo.
Konke lokhu ekugcineni kuholela ekunikeni abasebenzisi umbono mayelana nokuthi bangaba mkhulu kangakanani emisebenzini yabo, bekhumbula amathuba angapheli atholakala nge-inthanethi.
buhle
- Izici ezikhangayo nokunikezwayo
- Inkundla ekhethekile yabesifazane
- Ayifaki imali yokujoyina noma imodeli yokubhalisa yanyanga zonke
- Ukusetha okusheshayo kanye nokugibela
- Ukuqinisekisa okungenamaphepha
- Ilandelela zonke izindleko
bawo
- Ayinalo uhlelo lokusebenza lwewebhu
- Ayitholakali ku-iOS
- Izici eziningi kakhulu ezenza kube nzima ukuzisebenzisa. Lokhu kudala ubunzima kubantu besifazane abangazi nge-tech-savvy.
- I-Ir inikeza ikhadi ledijithali, okunzima ukulisebenzisa kwabesifazane abangenabo ubungane kakhulu nobuchwepheshe.
Ukuthatha Kwami
Ngemva kokubukeza ngokucophelela yonke inkundla, kuphephile ukusho ukuthi i-Mahila Money inikeza izici eziningi nezipesheli kubantu besifazane bezwe.
Noma ngabe yimalimboleko yabo esheshayo noma ukuhlinzeka ngamakhadi edijithali, zonke lezi zici zibonakala zengeza inani elikhulu empilweni yabesifazane.
Kodwa-ke, kusesekuseni kakhulu ukusho noma yini mayelana nensizakalo yamakhasimende ye-Mahila Money, futhi yisikhathi kuphela esizosho ukuthi bayakwazi yini noma cha.
Uma sikhuluma ngesikhathi samanje, ubufakazi bomsebenzisi bubonakala bubuhle kakhulu. Lokhu bekuvela kulokhu kubuyekezwa kwe-Mahila Money.
Ngitshele kumazwana ukuthi uzophakamisa lolu hlelo lokusebenza kunoma ubani noma cha.
Imibuzo Evame Ukubuzwa
Ngiyithola kanjani imalimboleko ku-Mahila Money?
Gcwalisa kalula zonke izinkambu ezidingekayo ngaphansi kwesigaba semalimboleko bese uqedela amadokhumenti. Ngokushesha ngemva kwalokho, uzobe uthola ikholi yokuqinisekisa evela ethimbeni. Ngemva kwesikhathi esithile, inani lizovela ku-akhawunti yakho yasebhange.
Ingakanani inzalo ekhokhiswayo kulezi zimalimboleko?
I-Mahila Money ibiza inzalo engu-20% ngonyaka emalini ebolekiwe.
Ithini idethi yokukhokha kwe-EMI?
I-EMI yakho ifuneka ngomhla ka-5 nyanga zonke.
Ingabe le mali ebolekiwe iyangithinta Amaphuzu esikweletu?
Yebo, kuyawathinta amaphuzu akho esikweletu. Njenganoma iyiphi enye imali ebolekiwe, ungathuthukisa amaphuzu akho esikweletu ngokwenza izinkokhelo zanyanga zonke noma unciphise ngokunganaki nokuphuthelwa yizinkokhelo.
Liyini i-Mahila Money Card?
I-Mahila Money Card iyikhadi ledijithali elingasetshenziswa noma kuphi ukuze ukhokhe nge-inthanethi. Ikhishwa ngabakwaTranscorp futhi inikwa amandla yi-Visa.
Uyini Umgomo?
Umgomo yinoma yini ofisa ukuyifinyelela esikhathini esizayo. Ukukhuluma mayelana nesici se-Goals ku-Mahila Money, uthola ukusetha imigomo yezezimali ehlukahlukene kuhlelo lokusebenza, futhi kamuva, ikusiza ukuthi uyifinyelele.
shiya impendulo