Amakhadi esikweletu angumsindisi nakanjani uma esetshenziswa ngendlela efanele.
Zikwenza ukwazi ukuthenga izinto futhi uzikhokhele ngokuhamba kwesikhathi, uthole ukheshi nemiklomelo, futhi ngezinye izikhathi zikusiza ukuthi uthole imali mboleko lapho unomkhawulo oqinile wesikweletu.
Kuningi okunikezwa yikhadi lesikweletu, futhi njengoba amabhange amaningana eza nezigaba ezihlukene zamakhadi esikweletu, kuba mnandi kakhulu ukuba nomnikazi okungenani owodwa wawo (noma amaningi, ngempela).
Kubuye kube nzima ngezinye izikhathi, ukukhetha kokuningi okungakholeki amakhadi esikweletu ekhona emakethe enikeza izinzuzo ezimbalwa. Elinye lamakhadi esikweletu esiwathandayo phakathi kwalawo yikhadi lesikweletu le-IDFC lokuqala leminyaka eyinkulungwane.
Njengoba igama liphakamisa futhi lihlotshaniswa 'nezinkulungwane zeminyaka', leli khadi libonakala lisifanelekela isizukulwane samanje. Ekubuyekezeni kwethu, sizokutshela konke ngakho nokuthi kungani kufanele ufake isicelo ukuze uthole eyodwa!
Izinzuzo Zekhadi Lesikweletu Leminyaka Eyinkulungwane ye-IDFC
- Ikhadi lesikweletu yikhadi lesikweletu lamahhala impilo yonke
- Inikeza ukuhoxiswa kwemali kwe-ATM ngaphandle kwenzalo kuze kube yizinsuku ezingama-48
- Ikunikeza imiklomelo nokunikezwayo ngokukhethekile ngosuku lwakho lokuzalwa
- Ikunikeza izikhathi ezingu-10 zemiklomelo evamile ezindlekweni ezikhuphukayo zanyanga zonke ezeqa ama-Rs. 20,000
- Iza nezinga lenzalo le-super saver elisukela ku-0.75% ukuya ku-2.99& ngenyanga
- Inikeza izinzuzo zendlela yokuphila ezifaka izaphulelo zokudla, ukuhambisa, amamuvi, igolide, nokuningi
- Inezaphulelo ezimbalwa zangaphakathi nohlelo kuzo zonke izimboni ezimbalwa ezifana nokuphila kahle nokudayisa
- Amaphuzu omklomelo owazuza ngokusebenzisa imali awafiki nanoma yiluphi usuku lokuphelelwa yisikhathi
- Ayibandakanyi noma iyiphi imali yokujoyina noma yobulungu
- Ikunikeza izikhathi ezingu-6 nezikhathi ezingu-3 zamaphoyinti emiklomelo kukho konke okuku-inthanethi nokuchithwa kwesitolo okunqwabelana kuma-Rs. 20,000 nangaphezulu ngenyanga
- Ayibandakanyi noma iyiphi imali yokusebenzisa iphoyinti lomklomelo
- Ayikhokhisi noma iyiphi imali ngokuthenga okungaphezu komkhawulo
- Imali encane yokukhokha sekwephuzile ngama-Rs kuphela. 100, kuyilapho inani eliphakeme libiza ama-Rs. I-1,000 noma i-15% yenani eliphelele elifunekayo, noma yikuphi kokubili okuphansi
- Inemarkup ye-forex ngamaphesenti angu-3.5 kukho konke ukuthengiselana kwamazwe ngamazwe (imibandela nemibandela iyasebenza)
Izici ze-IDFC First Millennia Credit Card
Ukujoyina Izinzuzo
Ikhadi lesikweletu liza nezinzuzo zokujoyina ezimbalwa ezihlanganisa nevawusha yokwamukela ebiza u-Rs 500. Ungayisebenzisa phakathi kwezinsuku ezingu-90 zokukhishwa kwekhadi kunoma yikuphi ukusetshenziswa okungu-Rs 15,000 noma ngaphezulu.
Ikhadi lesikweletu linikeza nokubuyiselwa kwemali okungamaphesenti angu-5 kukho konke okwenziwayo okokuqala ngqa EMI okwenzayo phakathi kwezinsuku ezingu-90 zokukhishwa kwekhadi.
Amalungelo
Njengenzuzo yokujoyina, ikhadi lesikweletu le-IDFC lokuqala leminyaka eyinkulungwane linikeza isaphulelo esingamaphesenti angu-25 kumathikithi e-movie, isaphulelo esiphezulu esingatholakala esima-Rs 100, esisebenza kanye ngenyanga.
Iphinde inikeze ngokuvakasha okungu-4 kwegumbi lokuphumula likaloliwe njalo ngekota kanye nosizo oluhambisana nomgwaqo olubiza u-Rs 1,399.
Akugcini lapho, uma ukhetha leli khadi lesikweletu, lizokunikeza ukuyekwa kwenkokhelo kaphethiloli eyiphesenti elingu-1 kuzo zonke iziteshi zikaphethiloli e-India, umkhawulo wawo omkhulu ongafika kuma-Rs 200 ngenyanga.
Esinye isici esimangalisayo ngaphansi kwalesi sigaba ikhadi lesikweletu elinikeza isaphulelo esingaphezu kuka-50 ku-app kanye nesaphulelo esingamaphesenti angu-20 ezindaweni zokudlela ezingaphezu kuka-1,500 ezweni lonke.
Iphinde ivikele izingozi zakho ngomshuwalense wama-Rs 2,00,000 (imibandela, nemibandela iyasebenza) kanye nekhava yesikweletu uma kwenzeka ukulahleka kwekhadi le-Rs 25,000.
Lula
Siyalithanda ikhadi lesikweletu le-IDFC lokuqala leminyaka eyinkulungwane ngenxa yokusebenza kwayo okulula kakhulu nokungenamthungo. Ikwenza ukwazi ukuguqula konke okwenzayo ngale kwama-Rs 3,000 ube ama-EMI alula ngokuchofoza okukodwa kuhlelo lokusebenza lweselula.
Hhayi lokho kuphela, futhi ikunikeza ngokuguqulwa kwe-EMI okusheshayo kukho konke okwenziwa ku-inthanethi okungaphezulu kwama-Rs 3,000 nge-OTP ekhasini lebhange. Ukudluliswa kwebhalansi nakho kulula futhi kuyashesha ngekhadi lesikweletu le-IDFC's Millennia njengoba linikeza ilungelo lokudlulisa ibhalansi njengesinye sezici zalo eziphezulu.
Ukufaneleka kwe-IDFC First Millennia Credit Card
- Umfakisicelo kumele okungenani abe neminyaka eyi-18 futhi abe neminyaka yobudala engama-60
- Umholo wonyaka womfakisicelo ungaphezu kwama-lakhs ayi-12 ngonyaka
- Umthombo wemali engenayo kumele ube njalo, uhole, noma uzisebenzele
- Kufanele ibambe amaphuzu esikweletu ahloniphekile angu-700 nangaphezulu
- Umfakisicelo kumele abe ngumhlali waseNdiya onekheli lamanje nelokuhlala unomphela eNdiya
- Umfakisicelo kumele abe nomlando omuhle wezikweletu/isikhungo semfundo ngaphandle kobufakazi banoma yikuphi ukwehluleka emalini ebolekiwe noma ukulahleka kwezinkokhelo maqondana namakhadi esikweletu kanye nemalimboleko.
- Umfakisicelo kufanele abe nekheli elisebenzisekayo endaweni okusetshenzwa kuyo ye-IDFC Bank
Ungasifaka kanjani isicelo se-IDFC First Millennia Credit Card?
Ungafaka isicelo sekhadi leMillennia ngezindlela ezimbili -
1. Okungaxhunyiwe ku-inthanethi:
Lena indlela evamile esetshenziselwa ukufaka isicelo samakhadi esikweletu lapho uthumela khona isicelo sehhovisi egatsheni elithile lamukela izicelo zekhadi lesikweletu. Ungafaka isicelo ngohlelo lwekhadi ekhadini noma ucele isincomo segatsha lakho noma umphathi wegatsha.
2. Ku-inthanethi:
Abantu abaningi bancamela ukufaka isicelo sekhadi lesikweletu ku-inthanethi manje ezinsukwini njengoba lishesha futhi lilula. Ungakhombisa intshisekelo ekhadini ku-inthanethi ku- Iwebhusayithi esemthethweni yebhange le-IDFC bese ulinda ummeleli ukuthi ashaye ucingo.
Oqokelwe ukumela abanye ahlole ukuthi uyalifanelekela yini ikhadi ngaphambi kokukushayela ucingo.
Imibhalo iyadingeka:
Ubufakazi Bekheli
- Ikhadi lesilinganiso
- Ikhadi le-Aadhaar
- I-ID yokuvota
- Passport
Noma yibuphi ubufakazi obune bekheli obaluliwe ngenhla.
Ubufakazi bobunikazi
- Ikhadi le-Aadhaar
- Passport
- Ilayisense yokushayela
Noma yibuphi ubufakazi bomazisi obubodwa kwabathathu obalulwe ngenhla.
Ubufakazi Bemali Engenayo
- I-IT iyabuya
- Ifomu 16
- Iziliphu zamaholo
Noma yibuphi ubufakazi bokuthola imali kulezi ezintathu ezishiwo ngenhla.
I-IDFC Millennia Credit Card iyindlela efanelekile yokukhetha IF:
- Awunazo izindleko ezinzima noma ezinkulu ezincike ekhadini lakho
- Ungumthengi ojwayelekile we-inthanethi
- Lapho ungafisi ukukhokha noma iyiphi imali yokujoyina noma yonyaka ekhadini lakho lesikweletu
- Uma ungumuntu osaqalayo emdlalweni wekhadi lesikweletu onamandla okusebenzisa imali amaphakathi
- Ufisa ukujabulela imivuzo elula nenqubo yokuhlenga
- Uncamela imiklomelo kunokubuyiselwa imali, ngoba leli khadi linamathani awo
- Okuncamelayo kwakho ukubhukha ukuhamba ku-inthanethi kujwayelekile
- Awunantshisekelo yokubheka isaphulelo esikhethekile sesigaba
Imikhawulo kanye Nezinkokhelo
Njengoba nje umuntu engathanda ukuba nomkhawulo ophezulu wesikweletu ekhadini lakhe lesikweletu, kuncike kakhulu kumphumela wakho we-Cibil nemali engenayo.
Ngokufanayo, umkhawulo wesikweletu kwi-Millennia Credit Card yakho uzoncika ngokuphelele emalini oyitholayo futhi akusona inani elithile. Kuzophinde kuncike emlandweni wokugcina wokukhokha wazo zonke izikweletu zakho, nokuthi zazifike ngesikhathi noma cha.
Uma unesikolo esihle se-Cibil ngemali engenayo ezinzile (nephezulu), kufanele uthole amaphuzu aphezulu esikweletu ku-IDFC Millennia Credit Card.
Mayelana nezinkokhelo, kunezinketho ezimbalwa ezivulekele ukuthi ukhokhe isikweletu sakho. Ungakwazi ukukhokha ngokheshi noma uhlole njengoba kufunwa indlela evamile, kodwa kunezindlela ezimbalwa zokukhokha ezitholakala ku-inthanethi ezilula, ezisheshayo futhi ezilula ukwenza izinkokhelo zesikweletu ngokushesha -
- Izinkokhelo ze-UPI
- I-IDFC yokuqala yasebhange ye-inthanethi yasebhange
- I-IMPS ne-NEFT lapho ungasebenzisa khona ikhodi ye-IFSC yebhange lakho
- I-Net banking yanoma yiliphi elinye ibhange
- Izinkokhelo ngelinye ikhadi ledebhithi
Isiphetho sendaba
I-IDFC Millennia Credit Card iyindlela efanele ongakhethelwa yona uma ufuna ukuthelwa ngemiklomelo eminingana neminikelo ehambisana naleli khadi lesikweletu. Njengoba ingahlanganisi noma iyiphi imali yonyaka noma yokujoyina, akukho lutho okufanele uchithe ukuze uthole ikhadi.
Okudingayo yimali engenayo ezinzile ukuqala ngayo kanye nokuhle isikolo sesikweletu, futhi ungathola izandla zakho kuleli khadi elimangalisayo phakathi nezinsuku!
shiya impendulo