Ingabe ufuna indlela yokudlulisela ibhalansi yekhadi lakho lesikweletu kwelinye ikhadi lesikweletu?
Kulula kakhulu, empeleni, ngenxa yezinhlelo zokusebenza esizoxoxa ngazo kulesi sihloko.
Ngaphambi kokuthi ucabange ukukwenza, nazi izinto ezintathu okufanele uziqonde mayelana nokukhokha isikweletu sekhadi lesikweletu usebenzisa elinye ikhadi lesikweletu.
- Akumahhala - njalo. Uma uhlelo lokusebenza luthi lumahhala, zama ukungalusebenzisi. Izinkampani zamakhadi esikweletu zikhokhisa imali eshisiwe yezinhlelo zokusebenza zesikhwama semali + imisebenzi, nezinye izindleko. Lokhu kusho ukuthi lezi zinhlelo zokusebenza kufanele zikhokhise umsebenzisi wokugcina (YOU) ukuze kunxeshezelwe izinkokhelo ezengeziwe.
- Ihambisana kahle nezimiso zokuziphatha - awenzi lutho olungalungile. Kodwa-ke, lawa amabhange kanye nemithethonqubo yezezimali esikhuluma ngayo. Ngeke wazi ukuthi imithetho ishintsha nini. Uma benza, uzokwazi njengoba lezi zinhlelo zokusebenza zizoyeka ukusekela lolu hlobo lokudlulisa. Kuze kube yileso sikhathi, akukho okumele ukhathazeke ngakho.
- I-VISA iyasebenza. I-MasterCard ayifuni. I-American Express ivame ukwenza, kodwa kuya ngebhange lakho.
Ngezansi kunezinhlelo zokusebenza ezine ezikuvumela ukuthi udlulise imali usuka kwelinye ikhadi lesikweletu uye kwelinye.
Ama-UniCards
Abakwa-UniCards basanda kwethula isici sabo esisha se-UniCash.
Wonke umnikazi we-UniCard manje angadlulisela ingxenye yomkhawulo wabo wesikweletu kuma-akhawunti abo asebhange nge-UPI.
Lokhu kwenza ama-UniCards abe uhlelo lokusebenza lwekhadi lesikweletu olungcono kakhulu lokukhokha ibhili lakho lekhadi lesikweletu. Ungamane udlulisele umkhawulo wesikweletu ku-akhawunti yakho yasebhange futhi bakhokhe noma iyiphi isikweletu. Ungasebenzisa futhi izinhlelo zokusebenza ezifana ne-CRED futhi uzuze imbuyiselo/eminye imiklomelo phezu kwayo.
Ama-UniCards anesilinganiso sokugunyazwa esiphezulu kakhulu, esisondele ku-99%. Kumahhala impilo yonke futhi azikho izimali zonyaka.
I-Paytm
I-Paytm cishe iyindlela elula futhi engcono kakhulu yokwenza khokha izikweletu zekhadi lesikweletu usebenzisa ibhalansi yekhadi lakho lesikweletu.
Isikhwama se-Paytm sikuvumela ukuthi ulayishe ukheshi usebenzisa i- credit card. Futhi usebenzisa ukheshi wakho wesikhwama se-Paytm, ungakhokha noma iyiphi isikweletu sekhadi lesikweletu.
Nansi indlela yokwenza ngayo:
Isinyathelo 1: Layisha isikhwama sakho se-Paytm usebenzisa ikhadi lakho lesikweletu. I-VISA ne-Armex zisebenza isikhathi esiningi, kodwa ama-MasterCards awasebenzi.
Isinyathelo 2: Chofoza inketho ye-Pay Credit Card Bill.
Isinyathelo 3: Khokha isikweletu sekhadi lesikweletu usebenzisa imali yesikhwama.
Kulula kanjalo. Kubiza cishe u-3% ezinkokhisweni, kodwa lokho izindleko okufanele uzikhokhe kungakhathaliseki ukuthi usebenzisa luphi uhlelo lokusebenza. Mhlawumbe ngaphezulu, mhlawumbe okuncane, kodwa kuzoba nezindleko ngokuqinisekile.
Ukuze ukhokhe ezinye izindleko, ungathumela imali isuka ku-Paytm iye ku-akhawunti yakho yasebhange noma usebenzise i-Paytm UPI futhi ukhokhe isikweletu sekhadi lakho lesikweletu nge. I-CRED. Ungase ube nenhlanhla futhi uwine imbuyiselo eyengeziwe.
Qaphela ukuthi ngeke ukwazi ukulayisha isikhwama se-Paytm usebenzisa i-HDFC MasterCard isikhathi esiningi. Kodwa yizame.
I-Mobikwik
I-Mobikwik ngesinye isikhwama semali esikuvumela ukuthi ukhokhe izikweletu zekhadi lesikweletu.
Ngokufanayo ne-Paytm, udinga kuqala ugcwalise isikhwama sakho se-Mobikwik. Ungasebenzisa ikhadi lakho lesikweletu ukuze ugcwalise isikhwama sakho se-Mobikwik, kodwa uzokhokhiswa u-2-3% kuye ngosuku nekhadi olisebenzisayo.
Bese, usebenzisa ibhalansi yakho yesikhwama, ungakwazi ukukhokha isikweletu sekhadi lesikweletu. Uma une-MasterCard, ungase ubhekane nezinkinga eziqhubekayo ngenkathi ukhokha isikweletu sakho ngokuqondile nge-Mobikwik.
Indlela engcono kakhulu yokubhekana nalolu daba ukuqala ngokudlulisela ibhalansi yakho yesikhwama se-Mobikwik ku-akhawunti yakho yasebhange; bese usebenzisa uhlelo lwakho lokusebenza lwasebhange noma i-CRED ukukhokha isikweletu.
I-Bajaj Finserve Wallet
Isikhwama se-Bajaj Finserv sinikwa amandla yi-Mobikwik. Cabangela le nketho njengesipele uma kwenzeka i-Paytm, futhi i-Mobikwik zombili zingakusebenzeli.
Uma kwezinye izimo, ungakwazi ukudlulisa ibhalansi yakho yesikhwama se-Mobikwik ku-akhawunti yasebhange futhi ungakwazi ukukhokha isikweletu sekhadi lesikweletu, ungadlulisela ibhalansi isuka esikhwameni sakho se-Mobikwik iye ku-Bajaj Finserv wallet mahhala.
Nokho, udinga ukuhlukanisa ama-akhawunti ukwenza lokho. Awukwazi ukudlulisa i-wallet-to-wallet enombolweni efanayo yeselula.
I-wallet ye-Bajaj Finserv, naphezu kokuthi inikwe amandla yi-Mobikwik, ibonakala ivumela ukukhokhwa kwebhili ye-Mastercard ngokushelela. Eqinisweni, kungcono kune-Paytm futhi.
Slice
Bengifuna ukungeza uhlelo lokusebenza lwe-Slice kulolu hlu futhi. Iwukuphela kohlelo lokusebenza kulolu hlu olukunikeza ikhadi lesikweletu futhi elikuvumela ukuthi udlulisele leyo bhalansi ngaphandle kokuhlupheka kwezinye izinhlelo zokusebenza ezifana ne-Paytm.
Ungakwazi ngisho nokudlulisa isikweletu sisuka ku-Slice siye ku-akhawunti yakho yasebhange nge-IMPS ne-UPI. Ngakho-ke, ungadlulisela isikweletu se-Slice ku-Paytm futhi ukhokhe isikweletu sakho sekhadi lesikweletu noma, ungasidlulisela ku-akhawunti yakho yasebhange. Bese usebenzisa uhlelo lokusebenza olufana ne-Cred ukuze ukhokhe isikweletu futhi uthole imiklomelo eyengeziwe.
Yilokho kuphela. Unezinhlelo zokusebenza ezine ezikuvumela ukuthi ukhokhe izikweletu zekhadi lakho lesikweletu usebenzisa ikhadi lesikweletu ngokwalo. Futhi, usanda kufunda ukuthi ungayithola kanjani imali entantayo mahhala.
Noma yimiphi imibuzo? Mhlawumbe unesiphakamiso?
Noma iyiphi indlela, ungazise kumazwana.
Nishit
Ungadlulisa imali isuka ekhadini lesikweletu uye esikhwameni sakho se-paytm ngohlelo lokusebenza oluhlukile njenge-zomato noma i-uber bese ukhokha isikweletu sakho sekhadi lesikweletu. Azikho izindleko.