Updated September 2026. The original version of this guide used Vauld AIP, which is no longer available. This walkthrough now covers the recurring-buy SIP feature in CoinDCX.
Disclosure: Some links on this site may be affiliate links (see deals). That does not change the guidance below. This is not financial, tax, or legal advice. Crypto is volatile. Never risk money you cannot afford to lose.
A crypto SIP lets you invest a fixed amount on a schedule instead of trying to predict the perfect entry price. On CoinDCX, the current minimum is ₹100 per instalment, with daily, weekly, and monthly frequencies.
This can make investing more consistent, but it does not make crypto safe or guarantee a profit. A SIP spreads your entry dates; it does not remove volatility.
Open CoinDCX and start with a small crypto SIP →
Step 1: Create and fund your account
Create your account, complete KYC, and add INR to the Spot Wallet. SIP instalments are deducted from that INR balance, so keep enough money available before each scheduled date.
Step 2: Choose the cryptocurrency
From Market or Search, open the cryptocurrency you want and tap SIP. You can also open the SIP area from the Invest section. Do not choose a token only because its recent chart is green; understand what you are buying and keep the position small relative to your finances.
Step 3: Set the amount and frequency
Enter the INR amount, then choose a daily, weekly, or monthly schedule. Depending on the frequency, select the day or date. Review the summary, including the amount, schedule, and fee information shown in the app, before swiping or tapping to start.
The recurring order uses the market price available when each instalment executes. Your final quantity can therefore vary from one instalment to the next.
Step 4: Keep enough INR in the Spot Wallet
If the wallet does not have enough INR on an instalment date, that instalment is skipped. The SIP itself remains active for the next scheduled attempt. I would set a calendar reminder to top up the wallet rather than depositing a large idle balance months in advance.
Step 5: Review or cancel the SIP
Go to Portfolio → SIP to review active plans and their history. You can cancel an SIP when you no longer want future purchases. Cancelling stops upcoming instalments; it does not sell the crypto you already bought.
A sensible way to use a crypto SIP
- Begin with an amount you can comfortably lose.
- Prefer a simple schedule you can maintain.
- Review the plan periodically instead of changing it after every price move.
- Keep records of purchases, fees, and taxes.
- Use self-custody for long-term holdings only if you understand wallet backups and network withdrawals.
Set up a crypto SIP on CoinDCX →
If you have questions, let me know in the comments.
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