Isu tose hatifariri nhamburiko yokutenga pamakadhi edu echikwereti here?
Kadhi rechikwereti rinotibvumira kutenga zvigadzirwa nevimbiso yekubhadhara gare gare. Inotibatsira kuderedza mutoro wazvino wekubhadhara. Zvisinei, dzimwe nguva, patinenge tisiri kufara nekadhi rechikwereti Uye tingada kuvhara/kukanzura.
Pane zvikonzero zvakawanda nei munhu achida kuvhara kadhi rechikwereti. Zvichida hauchazvida, kana kuti hauna kumbobvira wazvishandisa zvakadaro, kana kuti haudi kubatanidzwa nebhangi chairo izvozvi.
Dzimwe nguva, mari yegore yekubata kadhi yakawandisa, uye kushandiswa hakuna maturo. Chikonzero chinogona zvakare kuva chekuti munhu haafari nemabasa emupi wechikwereti.
Chikonzero chinogona kuva chero.
Hapana munhu anogona kukumisa kuvhara kadhi rako rechikwereti, chero iwe uchinge wabvisa zvese zvakabhadharwa. Iyo inzira yakatwasuka yekuvhara kadhi rechikwereti uye kusauya nechero matambudziko.
Kana iwe uchinetseka kuti zvingaite sei pane yako chikwereti chibozwa - tine dzimwe nhau dzakanaka kwauri!
Kana iwe ukatevera kodzero yekuregererwa kadhi rechikwereti / nzira yekuvhara, hazvizokanganisa chikwereti chako.
Kune avo vari kushamisika kuti chii chibodzwa chechikwereti, inomiririra nhamba uye ongororo yakavakirwa pamafaira emunhu. Inomiririra kukweretwa kwemunhu, uye iyo yakakwirira, zviri nani.
Unogona kutarisa chikwereti chako pa CIBIL Webhusaiti.
Kuvhara kadhi rechikwereti kunosiyana kubva kubhangi kuenda kubhangi uye zvinoenderana nemaitiro chaiwo avanotevedzera. Nekudaro, bhangi rega rega rine generic system yekuvhara kadhi iyo munhu anogona kuvimba nayo. Pazasi pane nzira dzaungavhara nadzo kadhi rechikwereti -
1. Fonera vatengi vako:
Tsvaga nhamba yekuchengeta vatengi yebhangi rako.
Nhamba dzekutarisira vatengi dzinowanikwa pamhepo kana pamagwaro, kana uinazvo. Kumbira mukuru anotarisira vatengi kuti avhare kadhi muzita rako mushure mekupa zvese zvinodiwa.
Mutengi anotarisira maneja anogona kukubvunza chikonzero, saka ita shuwa kumupa iye izvo zvakare.
Mushure mehurukuro, bhangi richagadzirisa chikumbiro chako chekuvhara kadhi rako mukati memaawa mashoma, mazuva, kana kunyange mwedzi, zvichienderana nebhangi.
2. Tumira chikumbiro chekuvhara nekunyora:
Kuti upindure nekukurumidza, unogona zvakare kunyora tsamba kune maneja webhangi. Taura zvinhu zvakakosha zvekadhi rako rechikwereti, zvakadai senhamba yekadhi rechikwereti, zita remunhu ane kadhi, kero, uye ruzivo rwemunhu.
Ita shuwa kuti hautaure kadhi rako reCVV nhamba yePIN, nekuda kwezvikonzero zvekuchengetedza. Kero yetsamba yekutumira tsamba ichavepo pawebhusaiti yebhangi yepamutemo iyo kadhi rako ndere.
Kana ukasaiwana ipapo, unogona zvakare kufonera vatariri vanochengeta vatengi kuti vazive zvakafanana.
Kana watumira tsamba uye zviremera zvagamuchira, unogona kuvafonera. Sezvo chikumbiro chasimbiswa, bhangi richagadzirisa chikumbiro chako chekuvhara kadhi rechikwereti.
3. Tumira chikumbiro padandemutande:
Kuita kuti basa rako rive nyore, pane zvakare gadziriro yekuendesa online chikumbiro chekuvhara kadhi.
Shanyira webhusaiti yepamutemo yebhangi uko kune kadhi rako rechikwereti. Zadza fomu rekuvhara ipapo uye utumire.
Mumwe wevakuru vebhangi achakufonera kuti usimbise chikumbiro, uye pawasimbisa, ivo vanotanga chikumbiro chako.
Nekudaro, harisi rimwe nerimwe uye rega bhangi rinopa iyi nzvimbo kune vatengi vayo, saka ita shuwa kuti watarisa kuwanikwa kweiyi nzira zvisati zvaitika.
4. Tumira E-mail yekuvharwa kwekadhi:
Simudza chikumbiro chekuvhara kadhi rako rechikwereti nekutumira e-mail zvakafanana kune akakupa kadhi rako.
Zvekare, haazi ese bhangi anogona kunge aine e-mail yakatsaurirwa chinangwa ichi chete. Asi avo vanoita, iwe unogona kuwana yakatsaurirwa e-mail kero yekuvharwa kwekadhi pane yavo yepamutemo webhusaiti.
Iyo e-mail ichava neruzivo rwese rwunodiwa rwekadhi rako rechikwereti uye ruzivo rwako pachako runodiwa kuvhara kadhi.
Sezvo uye paunotumira e-mail, chikumbiro chako chekuvhara kadhi chichagadziriswa mushure mekunge wanzwa kubva kumumiriri webhangi kuburikidza ne e-mail kana kuburikidza nekufona.
Iwe unogona kusarudza imwe kana akawanda ematanho ari pamusoro kuti uwedzere kungwarira.
Kana wangoita zvinotevera, mirira kuvharwa kwekadhi rako. Kana yangovharwa, uye inoratidza mushumo wako wechikwereti, ita shuwa kuti chikonzero chekuvhara 'chakavharwa pakukumbira kwevatengi' uye hapana chimwe chinhu.
Chikonzero chakasiyana senge 'kuvharwa kana wakumbira' chinogona kukanganisa chikwereti chedu.
Kana danho iri rangoitwa, zvakare, rinouya danho rekupedzisira rekuita. Paradza kadhi rako rechikwereti! Ibudise kuita shredder kana kucheka kuita zvidimbu zvidiki woirasa.
Nekudaro, kana wafunga kuvhara kadhi rako rechikwereti uye wave kuda kushandisa imwe yenzira dzataurwa pamusoro apa, pane zvinhu zvishoma zvaunofanira kuchengeta mupfungwa -
1. Bvisa zvikwereti zvako zvese usati waita chikumbiro chekukanzura/kuvhara chako kadhi. Kana uine zvikwereti zvisina kubhadharwa, bhangi harisi kuzogadzirisa chikumbiro chako chekuvhara.
2. Ita shuwa kuti unoverenga nezve nzira yekuvhara uye zvirango kana zviripo. Bhangi rega rega rine mitemo yakasiyana yemaitiro ega ega, saka simbisa nebhangi rako kana uchizofanira kutakura chero mari yekuwedzera kuti uvhare kadhi rako.
3. Shandisa mibairo/zvibodzwa zvasara usati wanyorera kuvharwa kwekadhi. Kana ukatadza kuzviita, mapoinzi ako ese aripo uye mibairo inomira yakadzimwa. Kana iwe uchinetseka kuti ungawana sei mibairo iyi kana kuve nechero - tine chokwadi chekuti unozviita. Kutenga kwese kwaunoita kuburikidza nekadhi rechikwereti kunokohwa mamwe mapoinzi aunogona kushandisa gare gare.
4. Kanzura yako otomatiki bhiri kubhadhara uye kutamisa kare. Kana iwe ukaita chikumbiro chekuvhara uye uine otomatiki kubhadhara kwakabatana, pane mukana wekuti iwe unozobhadhariswa faindi panguva yekubhadharwa.
5. Usaita chero kubhadhara pamberi pekuvhara chikumbiro. Paunobhadhara patsva uye uchinyorera kuvhara kadhi rako rechikwereti, mabhangi anoramba chikumbiro.
6. Tevedzera nevamiriri vebhangi uye uwane zuva chairo rekuvharwa kwekadhi rako. Izvi zvinovimbisa kuti hausi kuzobhadhara imwe mari yekuwedzera, machaji, kana zvirango.
7. Gara uchiwana chirevo chakanyorwa kubva kune akakupa kadhi rechikwereti nezvekuvharwa kwekadhi rako. Nenzira iyi, chero maitiro ehunyengeri mune ramangwana anodziviswa. Kunyange kana mumwe munhu akabhadhara chitsotsi kubva pakadhi rako gare gare, une humbowo hwekuti hausi iwe wakazviita.
8. Nguva dzose tarisa chirevo chemari yekadhi rako rechikwereti usati wanyorera kuvharwa kwekadhi. Paunenge uchiziva chiyero chekupedzisira, iwe unodzivirira chero hunyengeri hwekutengesa hunogona kuitika pakadhi rako.
Kuvhara kadhi rako rechikwereti kuchakanganisa sei chikwereti chako?
1. Zvibodzwa zvadzikiswa nekuda kwekadhi diki muhomwe yako:
Paunovhara kadhi rechikwereti, chikwereti chako chekwereti chinoderera.
Izvi zvinowedzera chiyero chekushandisa kiredhiti. Chikwereti chekushandisa chiyero chiyero pakati pechikwereti chechikwereti uye kushandiswa kwechikwereti.
Kuwedzera kwereshiyo iyi kunotungamira mukudzikira kwechikwereti chako, kunyanya kana kushandiswa kuchienda ne30% pamusoro pemuganhu.
2. Yakaderedzwa nhoroondo yechikwereti:
Kana ukaronga kuvhara imwe yemakadhi ako ekutanga ekiredhiti aive nezvakawanda zvekutengeserana, kureba kwenhoroondo yako yechikwereti kunoderera.
Izvi zvinogona kana kusakanganisa chikwereti chako, zvichienderana nemitemo nemamiriro ebhangi.
EndNote:
Saka, kunyangwe kuvharwa kwekadhi rako rechikwereti kusine chekuita nechikwereti chako, unofanirwa kuchengeta zvinhu zvishoma mupfungwa uye wotanga maitiro nemazvo.
Iyo inzira isingaite, uye zvese zvaunofanirwa kuita kana iwe waita chikumbiro uye nekupa ruzivo - kumirira.
Hapana nguva yakatarwa yekuti kadhi rako rechikwereti richavharwa riini, uye zvinogona kutora mwedzi.
Saka iva nemoyo murefu paunenge uchivhara kadhi rako, uye pamwe tsvaga idzva kana uchiida!
Iwe unofanirwawo kutarisa runyorwa rwedu rwe akanakisa mari yekudzosera kiredhiti makadhi muIndia.
Kana uine chero mibvunzo, tizivise mumhinduro.
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