Kuita bhajeti itsika yakakosha inogona kutungamirira kubudiriro yako yemari. Zvinozivikanwa, zvisinei, kuti kucherekedza madhiri uye mari yaunowana kungave kwakaoma, kunyanya kana paine akati wandei.
Kununura zvishandiso zvebhajeti seSpendee uye Wallet kubva kuBudgetBakers!
Nerubatsiro rweaya maapplication anobatsira, unogona kubata mari yako, chengetedza mashandisiro aunoita, uye shanda uchizadzisa zvinangwa zvako zvemari.
Kusarudza chishandiso chebhajeti chinokushandira iwe kwakakosha kupihwa kuwanda kwesarudzo dziripo. Mamiriro ako emari anogona kudzorwa, unogona kuita sarudzo dzakangwara maererano nemari yako, uye unogona kupedzisira waona zvibodzwa zvako zvemari nechishandiso chakakodzera chebhajeti.
Tichaongorora Spendee uye Wallet neBudgetBakers, maviri eanonyanyo kufarirwa bhajeti maapplication anowanikwa, mune zvakadzama kukubatsira mukuita sarudzo yakanaka.
tsananguro
(i)Spendee
Spendee chishandiso chemari chemunhu chinobvumira vashandisi kuti vaone zviri nyore mutengo wavo uye kubata mabhajeti avo. Iyo ine akasiyana-siyana ekushandisa-ane hushamwari maturusi ekukubatsira kuti urambe uri pamusoro pemari yako, seyakajairwa-yakagadzirirwa bhajeti, mazano ekuchengetedza, mazano echigadzirwa, nezvimwe.
Iyo app yakavambwa muna 2017 uye inotungamirwa muEU. Iyo ine timu yevane bhizinesi vane ruzivo vanosanganisira David Neveceral, Jakub Sechter, Jan Castek, uye Miroslav Chmelka.
Spendee inzira yakakurumbira kune vatengi vanoda kutora mari yavo yekushandisa. Iyo inonakidzwa neyakajeka 4.7 kunze kwe5 chiyero paApp Store. Yakagamuchirawo yakashuviwa Mobile UX Awards muna 2017, ichisimbisa chimiro chayo seyakavimbika uye inokwanisa rubatsiro rwemari.
(ii) BudgetBakers Wallet
Kupa mutengi uye madiki mabhizinesi ekugadzirisa mari maturusi, BudgetBakers Wallet ndeye fintech yekutanga ine kukurumidza kuwedzera mwero. Inowanikwa muPrague, Europe. Iyo app yakavambwa naJan Muller mu2014. Chikuva chinopa yakasimba bhizinesi mhinduro senge transaction categorization, tracking, bhajeti, uye zvimwe zvinangwa.
BudgetBakers inoshanda mukuvaka manejimendi zvikumbiro uye maAPIs efintech masangano. Inofambiswa nechikwata chevanopfuura makumi mana nyanzvi neshamwari. Iyo yatova neanopfuura 40 miriyoni yekurodha uye ine 6.5 mushandisi chiyero paPlaystore.
Iyo app inoshanda mumitauro inodarika makumi maviri. Kuti igutse zvinodiwa nevatengi vayo zvinoshanduka, BudgetBakers yakazvipira kuvapa chishandiso chiri nyore uye chinobatsira chekushandisa mari yavo. Kuti izvi zviitike, kambani iri kuramba ichivandudza nekusimudzira chikuva chayo.
User Interface
(i)Spendee
Spendee inozvirumbidza mushandisi-inoshamwaridzana interface iri nyore kufamba. Iyo skrini yekumba inoratidzira ma tabo maviri, imwe yedashboard uye imwe yebhajeti. Pane peji rebhajeti, unogona kuwana nyore nyore mabhajeti ako akatemerwa nekuda kwezvinangwa chaizvo. Dashboard yakakamurwa kuita zvikamu zviviri, wallet, uye overview.
Chikamu chewallet chinoratidza ako ese akabatana wallet uye maakaundi ebhengi. Chikamu chekutarisa chinoratidza zuva razvino nguva, chiyero, mari, uye mari. Iwe unogonawo kuona nhoroondo yako yekutengeserana pazasi pasi pechikamu chekutarisa. Pakazere, chimiro chaSpendee chiri nyore, chakakosha, uye chakakwana kune vanotanga.
(ii) BudgetBakers Wallet
BudgetBakers 'UI ndeyemazuva ano uye inoyevedza. Iyo dashboard ndiyo huru skrini inokupa iwe nekukurumidza snapshot yemamiriro ako emari aripo.
Peji ye analytics inosanganisira huwandu hwakawanda uye manhamba ekukubatsira kuongorora maitiro ako ekutenga. Peji reakaundi ndiko kwaunogona kuwedzera nekugadzirisa maakaundi ako ekubhangi.
Iro rekodhi peji rine runyorwa ruzere rwezvese zvekutengeserana kwako. Iro peji rekutenga kunze rinokutendera kuti uise data kubva kune mamwe masosi senge zvirevo zvebhangi. Pasinei nekuwanda kwayo, dhizaini haina kukurira kana kunetsa, uye zviri nyore kufamba pamusoro pechirongwa. Kazhinji, iyo UI yakanyatsogadzirwa uye mushandisi-ane hushamwari.
Features
(i)Spendee
1. Ongororo Yezvemari uye Maonero: Spendee anoongorora mamiriro ako emari uye mashandiro ari nyore uye mapfupi. Spendee's akangwara maalgorithms anozoronga otomatiki kutengeserana kwako uye kukuratidza iwo magirafu uye machati akajeka, ari nyore kunzwisisa paunongobatanidza account yako yekubhangi.
Iwe unozokwanisa kunzwisisa kuti mari yako inobva kupi nekusiya, zvichikubatsira kuita sarudzo dzakadzidza dzekushandisa. Maonero aSpendee anokubatsira pakuona nzvimbo dzaungaite Chengetedza mari uye uko bhajeti yako ingada kugadziriswa.
2. Yakakwana Transaction Tracking: Spendee inokutendera kuti utarise zvese zvako zvekutengesa mari munzvimbo imwechete. Unogona kubatanidza account yako yebhangi zvisingaite uye kupinza zvese zvaunotengesa muchirongwa, kana iwe unogona kuisa nemaoko mari yako inova chikamu chebhajeti rako repamwedzi.
Iyo zvakare inobvumidza iwe kubatanidza yako crypto chikwama, ichikupa mufananidzo wakazara wemari yako munzvimbo imwechete. Inokupa iwe mufananidzo uzere wekushandisa kwako uye bhajeti munguva chaiyo-nguva, ichikubvumidza iwe kuita sarudzo dzakadzidziswa maererano nemabatiro ako emari.
3. Kuronga bhajeti remangwana: Chimwe chezvinhu zvikuru zveSpendee kugona kugadzira bhajeti rezvinodiwa mune ramangwana.
Vashandisi vanogona kuvaka mabhajeti akati wandei, voagadzirisa kune zvavanoda, uye kusarudza kubva mumapoka mazhinji sechikafu, mabhiri, varaidzo, mota, mhuri, zvichingodaro. Vanogonawo kusarudza zuva iro bhajeti rinofanira kurongwa.
4. Multiple Currencies: Spendee inotsigira akati wandei mari, iyo inobatsira kune vafambi uye manomads edhijitari vanobata mari mune inodarika mari imwe.
(ii) BudgetBakers Wallet
1. Smart Budgeting: BudgetBaker inokutendera iwe kuti ugadzire mabhajeti kune imwe neimwe yeakaundi yako, ichikubvumidza kuti utarise mashandisiro aunoita uye kuchengetedza zvimwe. Iyo software inokuzivisa iwe kana iwe wapfuura yako bhajeti zvirambidzo, zvichikubvumidza iwe kudzivirira kuwandisa.
Iwe unogona zvakare kumisikidza zvibodzwa zvekuchengetedza uye kutarisisa kufambira mberi kwako kwazviri, neWallet kufungidzira kuti uchasangana nazvo zvichienderana nemaitiro ako ekushandisa.
2. Kutsvaga mari: The kutsvaga mari basa muBudgetBaker inzira yakakwana uye yakapusa yekudzora mashandisiro ako. Iwe unogona kuona zviri nyore kuti mari yako iri kuenda kupi nekuda kwekugona kwayo kuronga otomatiki mashandisirwo mumisoro midiki senge chikafu, chekufambisa, uye pekugara.
Kuti uchengetedze marekodhi ako emazuva ano, unogonawo kuisa mari pamaoko.
Chirongwa chinokura nehungwaru uye zvirinani pakuziva mashandisiro aunoita mari sezvaunoishandisa, zvichiita kuti zvive nyore kubata mari yako. BudgetBaker inogona kukubatsira kuti urambe uchiona kuti uri kuchengetedza kutenga hombe kana kuyedza kuomerera kubhajeti.
3. Preplanned Payments: Iyo 'Yakarongwa kubhadhara' sarudzo muBudgetBaker chishandiso chakanakisa chekuchengeta track yezvekushandisa mari. Iwe unogona nyore kugadzirisa yako cash flow uye vimbisa kuti une mari yakakwana yekubhadhara zvaunoshandisa nekuona uye kushandura muripo unodzokororwa kuita mubhadharo wakarongwa mune ramangwana.
Iwe unogona zvakare kuisa mubhadharo wakarongwa muapp kuti uone yako mambure emari. Nepo BudgetBaker ichibatsira nebhajeti, iwe unofanirwa kushandisa yako yekubhengi app kubhadhara. Nechinhu ichi, iwe une kutonga kwakazara pamusoro pemari yako uye unogona kuronga pachine nguva nezvekushandisa mune ramangwana.
4. Bank Sync: BudgetBaker's Bank Sync chimiro chinokubatsira kuti utarise kutengeserana kwako zviri nyore. Nekuwiriranisa account yako yekubhangi neapp, hauchadi kuisa nemaoko kuita kwese.
Nekugona kwekubatanidza kweanopfuura zviuru gumi nezvishanu emabhangi, unogona kuvimba kuti AI inozopinda nekuisa mumapoka ekutengesa kwako. Izvi hazvingokuchengetere nguva chete asi zvinokupawo maonero akakwana uye akazara emamiriro ako emari.
5. CashFlow Insights: BudgetBaker's Cashflow Insights basa chishandiso chinobatsira chekutonga kwemari kuri nani. Iyo chikwama inoona nzvimbo idzo mari yako inogona kunge iri kupera uye inokubatsira mukubvisa chero mari isingaite nekuongorora mashandisiro aunoita mari uye maitiro emari.
Ichi chishandiso chinonyanya kubatsira pakuziva kudzokororwa kubhadharwa, sekunyoreswa uye zvimwe zvinodhura, zvaungave usingazivi. Iyo software inokubatsira iwe kubata mari yako zvakanyanya nekubudirira nekuratidza yako yekufungidzira kuyerera kwemari mumavhiki akati wandei anotevera. Inokubatsirawo mukubhadhara mabhiri ako munhevedzano yakafanira, kudzivirira chero mari yekuwedzera yekunonoka kana zvirango.
6. Mishumo: BudgetBaker's P&L Report chishandiso chinokutendera iwe kukurumidza kuburitsa mari uye mashandisiro emari yenguva yazvino kana yekutanga yesarudzo yako. Iri basa rinopatsanura mari yako uye mashandisiro uye rinoaratidza muakasiyana mishumo senge rero remari, reti yekuyerera kwemari, uye cumulative cash report.
Iwe unogona kuwana maonero akazara emari yako uye kuita hungwaru sarudzo dzemari mune ramangwana nemafungiro aya chaiwo. Mishumo iri nyore kuverenga uye inopa mufananidzo wakarongeka wemari yako, ichikutendera iwe kuti uwane nzvimbo dzekusimudzira uye nekubudirira kubata mari yako.
7. Maakaundi akawanda:- BudgetBaker's Multiple Accounts chimiro chinobvumira vashandisi kubata kusvika kumaakaundi matatu akasiyana panguva imwe chete. Ingave account yemari, account yekudyara, kana account yechikwereti, vashandisi vanogona kushandura pakati pavo zviri nyore nematepi mashoma.
Manual yekupinda data haikurudzirwe, saka vashandisi vanogona kungoisa maspredishiti avo uye rega BudgetBaker iite zvimwe. Iyi ficha inopa inokurumidza uye iri nyore nzira yekugadzirisa akawanda maakaundi pasina kunetseka nekuchinja pakati pemaapplication akasiyana kana maspredishiti.
Pricing
(i)Spendee
(ii) BudgetBakers Wallet
A "Starter” package uye “Premium” chirongwa chiri zvese zviripo paBudgetBakers. Nhengo yemwedzi wega wega kune premium chirongwa chinodhura $6.39, nepo kunyoreswa kwegore negore kuchidhura $31.99.
BudgetBakers inopa huwandu hwekushanda kwayo muhurongwa hwemahara, kusiyana neSpendee. Zvakangodaro, chirongwa chepremium chinouya nezvimwe zvinoshamisa zvekuwedzera, sekubatana neshamwari uye mhuri, isina muganho webhangi account kuwiriranisa, uye akawanda maakaundi.
Iwe zvakare unowana mukana kune akati wandei akaomesesa machati, mishumo, uye maturusi. Kukubvumidza kuti uedze usati watenga, ivo vanotopa 14-mazuva ekuyedzwa vhezheni yekunyoreswa kweprimiyamu. Iyo yemahara edition ichave yakakukwanira iwe kana iwe uri munhu wenguva dzose. Iyo premium chirongwa, zvisinei, ndiyo yakanakisa sarudzo kana iwe uri nyanzvi ine mari.
chibatiso
(i)Spendee
Kuchengeta ruzivo rwako rwemari rwakachengeteka kwakakosha zvakanyanya, uye Spendee anonzwisisa izvi nemazvo. Ndosaka yakashandisa matanho akasiyana-siyana kuchengetedza kuvanzika kwe data yemushandisi. Spendee haichengete ruzivo rweakaundi yako yebhangi nenzira inobvumira kuti mubhadharo uitwe, saka unogona kuzorora zviri nyore uchiziva kuti mari yako yakachengeteka.
Kukurukurirana pakati peapp nemaseva kwakavharidzirwa kudzivirira kupinda kusina mvumo. Uye nekuwedzera kuchengetedzwa, Spendee inoita kuti umise 4-manhamba passcode kana kushandisa biometric authentication.
Zvakare, kana iwe ukadzima account yako yeSpendee, data rako rese, maakaunti, uye kutengeserana zvinobviswa nekukasira uye zvachose. Zvese chikamu chekuzvipira kwaSpendee kuchengetedza data rako rakachengeteka uye rakachengeteka.
(ii) BudgetBakers Wallet
BudgetBakers ndeye PSD2-inoenderana zvemari data manejimendi mhinduro, zvinoreva kuti inosangana neEuropean Union yakasimba kuchengetedza zvinodiwa pakubata data rezvemari. Ndizvo zvakare ISO 27001 certified, zvichiratidza kuti yakashandisa hurongwa hwekuchengetedza ruzivo rwakakwana. Mukuwedzera, BudgetBakers iri PCI DSS inoenderana, kuve nechokwadi chekuti inoteedzera kune yakasimba zviyero zvekugadzirisa data rekadhi rekubhadhara.
Kuti uchengetedze data remushandisi, chikuva chinoshandisa zvakaomesesa zvemukati zviyero zvinokurudzira yakakwira mwero wekuziva nezvekuchengetedza pakati pevashandi vayo pamwe neakavimbika tekinoroji kuchengetedza mhinduro. Iyo Czech National Bank uye EU regulators ese ari maviri anoshandisa kutonga kwakasimba pamusoro peBudgetBakers.
Nekuti data rese rinotamiswa TLS-encrypted zviteshi, kunyangwe pakutyora kwedata, iyo data haigone kuwanikwa nemamwe mapato. Chikuva chinoshanda Microsoft's Azure Cloud, iyo ine mukurumbira wepamusoro-notch yemuviri uye yemagetsi kuchengetedza maficha, kuchengetedza dhatabhesi dzayo dzakachengeteka.
Customer Support
(i)Spendee
Spendee inopa yakazara FAQ chikamu chekubatsira vashandisi kugadzirisa zvakajairika nyaya dzavangangosangana nadzo pavanenge vachishandisa app. Kana usingakwanise kuwana mhinduro kumubvunzo wako ipapo, unogona kugara uchidzvanya pane yerubatsiro sarudzo uye wotumira mubvunzo wako nezvese zvakabatanidzwa zvaunoda.
Nepo pasina nhamba dzerunhare dziripo dzerutsigiro, unogona kugara uchinyorera mibvunzo yako zvakananga kuSpendee pa [email inodzivirirwa]. Spendee inopawo rubatsiro rwehupenyu mukati mevhiki kubva Muvhuro kusvika Chishanu pakati 10am kusvika 5pm, kukupa mukana wekukurumidza kubatana nemumiririri uye kuwana rubatsiro panyaya yako.
(ii) BudgetBakers Wallet
Iyo Yekubatsira Center paBudgetBakers Wallet inopa yakakwana akasiyana mablogiki pane akawanda misoro, kusanganisira matangiro, maitirwo, maakaundi, FAQ, nezvimwe. Vashandisi vanogona kushandisa iyi yakanaka sosi kuwana mhinduro kumatambudziko anowanzo. Nebasa remhinduro, vashandisi vanogonawo kuchinjana pfungwa uye kurudziro.
Kunyangwe paine live chat system, inoshanda ne bot, saka vatengi vangasawana iriyo yakanyanya sarudzo. Iko kunoratidzika kunge kusina nhamba yefoni yakananga kana kero yeemail, izvo zvingaita kuti zviome kune vatengi kubata nevatengi vanochengeta kana vaine mimwe mibvunzo yechimbichimbi.
Pakazere, iyo Help Center chinhu chinobatsira; zvisinei, vamwe vashandisi vangazviona zvichishungurudza kuti hapana nzira dzekuonana dzakananga.
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