Inothi lami ngaphambi kokuthi ufunde lesi sibuyekezo:
Selokhu yashicilela lesi sibuyekezo ngonyaka odlule, i-INDmoney ibisebenza kahle kakhulu zonke izindaba Ngigqamise ngezansi. Inkundla yabo isishintshe kakhulu kunanoma yiluphi olunye uhlelo lokusebenza lwe-fintech engilwaziyo.
Ngithe alukho uhlelo lwempendulo lwengxoxo yokweluleka, base belufaka lapho. Ngiphinde ngaqokomisa ukuthi ithimba labeluleki engxoxweni lalingelihle kanjani, inqwaba yabeluleki bezezimali ababengaqeqeshiwe ngokusobala ukusiza abasebenzisi be-INDmoney.
Qagela, bahambile manje. Futhi kungcono kakhulu manje. Ngiyazibuza ukuthi impendulo iboniseni, bengingathanda ukubona imibiko.
Imali yokuhoxiswa kwe-US Stocks yehliswe kakhulu. Ngaveza ukuthi i-Groww inenani eliphansi kakhulu futhi i-INDmoney ayizange ivele yehlise imali yayo iye ezingeni lika-Groww, bayidlula. Kuhle kuwo wonke umuntu!
Manje futhi awunabo labo beluleki bamagama abadabukisayo nabahleli bezezimali, okungenani ezinhlelweni zesigaba esiphansi. I-AI yenza yonke imisebenzi yokweluleka. Ingxenye yesizathu sami sokushiya i-INDmoney inokunambitheka okumuncu kwaba umeluleki engimthole njengengxenye yobulungu bami be-INDMoney.
Sekungcono kakhulu manje.
Baphinde bathatha isiphakamiso sezinyathelo zokuphepha:
I-INDmoney manje ivikelwe ukuvikelwa kwe-Cross-Account. Futhi abasayisebenzisi ingxoxo ye-Freshdesk.
Ukulandelela isikhwama sokubambisana sekushelele kakhulu. Bangeza Solana ohlwini lwabo lokulandela i-crypto, (umfundi uveze lokhu kumazwana).
Konke okungenze ngacasuka kuguquliwe noma kuhambile. Izinkonzo zabo zokweluleka azisekho manje!
Ulwazi lwami ngalolu hlelo lokusebenza lwaba muncu ngenxa yomphathi engimtholile. Ngiyajabula ukuthi lezi ziphukuphuku ezingakwazi ukusebenza azisekho emsamo.
Sekukonke, i-INDmoney iwuhlelo lokusebenza oluhle kakhulu lokutshala izimali ezihlanganyelwe, ezitokweni zase-US futhi ulandelele izimpahla zakho ngezindlela/izikimu zokutshala ezihlukene. Ngethemba, zingaba futhi uhlelo lokusebenza oluhle kakhulu lokuhweba ngamasheya aseNdiya kanye nokutshala imali.
Nina niyazi ukuthi angibuyekezi noma yini engingayisebenzisi, engingenayo, noma engingeke ngiyisebenzise. Futhi angibuyekezi ngokusekelwe ekucabangeni noma emicabangweni. Ngihlola izinto, ngizame ukucwila ngijule, bese ngakha umbono wami.
Yilokho kanye engikwenzile nge-INDmoney obeye aziwe njengo INDWealth. Bengilokhu ngihlola uhlelo lokusebenza lokuphatha iphothifoliyo ye-INDmoney, ngakho-ke akudingekile. Ngizokwabelana ngakho konke odinga ukukwazi.
Ngokusekelwe kokuhlangenwe nakho kwami, kunezinto ezithile okufanele uziqaphele ngaphambi kokusebenzisa i-INDmoney. Uhlelo lokusebenza oluhle kakhulu, akungabazeki, kepha uma kukhulunywa ngezimali, ungathathi amathuba.
Nasi isibuyekezo sami esigcwele se-INDmoney.
Ake siqale ngesingeniso.
Iyini i-INDmoney?
I-INDwealth iwuhlelo lokusebenza lwezezimali, olukuvumela ukuthi ulandelele yonke imali oyitshalile endaweni eyodwa. Akuyona nje i-tracker. Iphinde ikuvumela ukuthi utshale imali ngokuqondile izimali zomphakathi, imali ebekiwe, imishwalense, kanye ne-US Stocks.
Ngakho-ke, kukho konke, kusho ukuthi ungakwazi ukulandelela ukutshalwa kwezimali kwakho kuzo zonke izimakethe, futhi uqale ukutshala imali usebenzisa i-INDmoney. Ikuvumela ukuthi ubone ukubaluleka kwakho konke ngokusekelwe ekubaleni izikweletu zakho nokutshalwa kwezimali.
Kufana ne-Mint yamaNdiya. Sekuyisikhathi eside silindele uhlelo lokusebenza olufana INDmali. Uhlelo lokusebenza oluhlanganisa konke utshalomali lwethu, ama-akhawunti asebhange nezikweletu futhi lisibonise inani lethu langempela.
Lokhu kusho ukuthi i-INDmoney ikusiza futhi ukuthi ulandelele imali oyibolekile namakhadi esikweletu. Iphinde ikuvumela ukuthi ufake isicelo semalimboleko entsha uma unamaphuzu esikweletu angama-650+ (CRIF).
I-INDmoney isebenzisa i-Artificial Intelligence kanye ne- Machine Learning ukuze ihlaziye ukutshalwa kwezimali kwakho. Kufanele ugcwalise uhlu lwemibuzo futhi balungise uhlelo lokutshala imali lomuntu siqu olusekelwe ekubekezeleleni kwakho ubungozi.
Nge-IndWealth, nakhu ongakulandelela futhi ukugada endaweni eyodwa:
- Amasheya Nama
- NPS (Isigaxa 1)
- I-PPF
- I-EPF
- Izimali ezihlangene
- izibopho
- Idiphozithi Engaguquki
- Ukuthengisa izindlu
- Izimali Zokutshalwa Kwezimali Ezihlukile
- I-PMS (Izinkonzo Zokuphathwa Kwephothifoliyo)
- Amakhadi esikweletu
- Loan
- Phatha yonke iphothifoliyo yokutshala imali yomndeni wakho endaweni eyodwa.
Uhlelo lokusebenza olumangalisayo, olulodwa lohlobo lwamaNdiya. Ukukuvumela ukuthi ulandelele ukutshalwa kwezimali kwakho, izikweletu futhi kukusize uqonde ukwabiwa kwempahla yakho kubaluleke kakhulu ukuze uzuze ukuphepha kwezezimali.
Futhi uhlobo lwe-INDmoney lukusiza ngokuxazulula inkinga enkulu kakhulu - ukwazi ukuthi wenza kuphi imali nokuthi ilahleka kuphi.
I-INDmoney Stock Market Tracking & Analysis
I-INDmoney ingaxhuma nayo I-Zerodha noma i-UpStox bese udonsa idatha yakho yokutshala izimali ezimakethe zesitoko ngokuzenzakalelayo. Ungakwazi futhi ukulayisha isitatimende sakho se-CDSL/NSDL mathupha ukuze uqale ukulandelela isitoko sakho.
Isebenzisa i-Artificial Intelligence, i-INDmoney ikuvumela ukuthi uhlaziye amasheya. Kokubili izitoko oziphethe kuphothifoliyo yakho nezinye izitoko emakethe. Akubona bonke, kodwa iningi.
Banikeza ulwazi olubalulekile ngendlela elula neqondakala kalula. Isibonelo, ungabheka ngokushesha ezinkampanini:
- Isilinganiso se-PE
- Ukukhula ngokuhamba kweminyaka (Inzuzo, NET & EPS)
- Ukuhlaziywa kokulinganisa (i-stock fair ngentengo noma evaluliwe ngokweqile)
- Umfutho wesitoko
- Ikhwalithi (Umkhuba wokwabelana, i-ROE futhi uma inkampani yenza inzuzo engashintshi)
Iza, izincomo zabo zokuvumelana.
Okuthakazelisayo lapha ukuthi babonisa a Thenga, Bamba futhi Thengisa shayela eduze kwamasheya. Kamuva kulesi sihloko isigaba sami sokuhlangenwe nakho. Ngabelane ngokuthi yiziphi izitoko kuphothifoliyo yami ezimakwe ngokuthi Thengisa nokuthi yiziphi izincomo engizithole eqenjini labaluleki.
Amadeshibhodi abo okulandelela isitoko nawokubika mahle ngempela. Uthola amazwibela enzuzo/ukulahlekelwa, inani lokuthenga elimaphakathi, izinzuzo/ukulahlekelwa okuphelele, kanye nedatha yakho yokuhweba endaweni eyodwa.
Ungatshala futhi kuma-IPO esitoko ngokuqondile ngohlelo lokusebenza lwe-INDmoney:
Le nketho itholakala kuphela uma uxhume i-INDmoney neyakho I-Zerodha noma i-akhawunti ye-Upstox.
Idonsa ngokuzenzakalelayo i-id yakho ye-DP ukuze ungakhathazeki ngalokho.
Isipiliyoni se-INDmoney Mutual Funds
Ukuhlola i- Ipulatifomu yokutshala imali ye-INDmoney, ngiqale ama-SIP amane ngokwezincomo zabo ze-fund basket. Zonke zisesincomweni se-INDmoney.
Ukuze usethe inkokhelo yama-SIP, udinga ukumisa i-NACH e-mandate. Kuthatha izinsuku ezimbalwa ukugunyazwa. Khumbula, uma ususethe i-e-mandate ye-NACH, ungayikhansela kalula ngokucela i-INDmoney. Nokho, amabhange amaningi awanayo indlela ecacile yokukhansela noma yiziphi iziqondiso ku-akhawunti yakho. Ngokuvamile, kuzokuthathela amakholi amaningi.
Futhi qiniseka ukuthi ugcina imali eyanele ku-akhawunti yakho yasebhange ukuze le mithetho ingabanjwa. Izindleko ziphezulu kakhulu emyalezweni wakho ngenxa yebhalansi enganele.
Noma kunjalo, inkokhelo yama-SIP ami amabili okuqala idonsiwe ku-akhawunti yami. I-oda lami lafakwa ngakusasa.
Nakhu okwenzekile:
Uhlelo lokusebenza lwe-INDmoney lubonise ukubuyekezwa okuyiziro mayelana nalawa ma-SIP. Yize ngathola isiqinisekiso kubaphathi bezikhwama ezihlanganyelwe. Izinsuku eziyi-8, uhlelo lokusebenza belungenazo izibuyekezo. Yayilokhu ibonisa ama-oda abekiwe.
Ngokufinyelela ethimbeni loxhumana nabo, uhlelo lokusebenza lubuyekeziwe futhi manje ngingabona isibuyekezo esinenombolo ye-folio kanye nesaziso esiyimpumelelo se-oda.
Nokho, i ukuhlenga inketho ivaliwe. Kwakunjalo nange Khansela Inketho ye-SIP. Kwadingeka ngixhumane nosekelo, futhi kwathatha okuhloniphekile emuva naphambili ukuze kulungiswe lokhu. Ekugcineni, angikwazanga ukukhansela ama-SIP ngokwami.
Bengidinga ukubathumelela i-imeyili ngemvume ebhaliwe ukuze lezo zikhanselwe.
Uhlamvu lwemali nguZerodha, I-ETMoney futhi Khula - lezi zicelo zingamamayela ngaphambi kwe-INDmoney. Futhi unikeze ulwazi olungcono kakhulu lwabaqalayo kanye nabatshalizimali abavamile be-mutual fund.
Yenza into abanye abangayenza:
Ikubonisa inani lokutshalwa kwezimali eliqagelwe ngaphambili/okuthunyelwe intela:
Amabhasikidi e-Mutual Fund
I-INDmoney ikuvumela ukuthi udale, ulandelele futhi uqonde imigomo yakho yezezimali. I-tracker yayo yomgomo ikuvumela ukuthi ubeke umgomo, futhi ngokuhlaziya isimo sakho samanje sezezimali, ukutshalwa kwezimali, imali engenayo kanye izindleko iphakamisa indlela engcono kakhulu yokuyifinyelela.
Ikakhulukazi nge-mutual funds. Ukuze ufinyelele noma yimiphi imigomo emisiwe, uphakamise ubhasikidi wezimali ezihlanganyelwe ezihlukene, kanye nama-SIP afanelekile ukuze ufinyelele lowo mgomo kulokho okuhlosiwe.
Uma usumise ukutshalwa kwezimali kwakho kwe-mutual fund ngokusekelwe kulo bhasikidi, iqala ngokuzenzakalelayo ukulandela imigomo yakho ngokuhlobene nama-SIP.
Ungabona ukuqagela okucacile kokuthi udinga malini, ukuthi uzoba namalini, kanye nevelu yangaphambi/emva kwentela ye-investimenti yakho.
Lokhu akuyona ingxenye yezeluleko ezikhokhelwayo, ngakho ungasebenzisa lesi sici ngohlelo lokusebenza lwamahhala.
Kuyindlela enhle yokubeka imigomo yakho, ukutshala imali ngendlela ehlelekile, ngokungaguquki, futhi ulandelele ukuqhubeka kwakho. Imigomo inegrafu yokuqagela, futhi. Ikuvumela ukuthi ubone ukuthi udinga ukutshala malini ukuze uhlangabezane nezinhloso zakho nokuthi utshalomali lwakho lukhula kanjani ngokuhamba kwesikhathi.
Ungafaka izinombolo ezihlukene ukuze ubone ukuthi iminikelo ehlukene ekutshalweni kwakho ingaba nomthelela kanjani ekuqhubekeleni phambili kwakho.
Kodwa lesi sici sitholakala kuphela ngohlelo lobulungu olukhokhelwayo.
Ungakwazi futhi ukushintsha kalula phakathi kwezimali futhi ufake ama-oda e-STP/SWP usebenzisa inkundla ye-INDmoney.
INDmoney Robo Advisor
I-INDmoney isebenzisa i-Robo Advisory ukuze ikusize uhlele futhi uhlele utshalomali lwakho usebenzisa i-Artificial Intelligence. Ukukhishwa kwakamuva okuvela ku-INDmoney futhi okwamanje, bawukuphela kwe-fintech app e-India ukuya sebenzisa i-Robo-Advisory ekupheleni kwesikali esiphelele.
I-Robo AI abayisebenzisayo izophakamisa izinguquko ngokuya ngemakethe futhi ingalinganisa kabusha ukutshalwa kwezimali kwakho ku-mutual funds.
Umeluleki we-INDmoney osebenzisa i-AI uzibekela imigomo yakho ngokuzenzakalelayo, aphathe amaspredishithi akho, futhi abele kabusha impahla yakho ngokufanele.
Ibheka zonke izinguquko ezenzeka emakethe. Ngale ndlela, izinqumo zokutshala izimali zisekelwe kudatha kunokuqagela.
Ezinye zezici ezinikezwa yi-INDmoney Robo Advisory:
- Ukusetha Umgomo Okuzenzakalelayo
- Ukushoda Kwenhloso
- Ihlaziya umshwalense ofanele ngokusekelwe kuphrofayela yakho yokutshala imali
- Iphakamisa izenzo okudingeka uzithathe ukuze ufinyelele umgomo
- Iseluleko se-Smart Robo mayelana nokulinganisa kabusha nokwabiwa kabusha kwempahla
Baphinde bethula iRobo STP. Ukwabiwa kwesikhwama okuhlelekile nokuzenzakalelayo ku-mutual funds ekuvikela ekuguquguqukeni okuphezulu okusekelwe kudatha.
Nakhu ukuthi isebenza kanjani:
- Unikeza inani le-lumpsum ozolitshala
- I-Robo STP isebenzisa idatha ukuze iqoqe ukuthi ingabe kuwukuhlakanipha yini ukutshala imali ku-Equity noma i-Defensive funds.
- Ngokusekelwe ekuguquguqukeni nezinye izici, i-Robo STP izophinda ilinganisele ngokuzenzakalelayo iphothifoliyo yakho.
Ngikuthola kuthakazelisa lokhu, futhi ngicabanga ukuthi i-INDmoney ifanelwe yikhredithi enkulu ngalesi sici.
Ukulandelela Ikhadi Lesikweletu
Kudingeka ngibambezele lesi sibuyekezo ukuze ngikwazi ukumboza isici sabo esisha se-BETA - ukulandelela isitatimende sekhadi lesikweletu nemiklomelo.
I-INDmoney manje ayilandeleli nje kuphela imali ebolekiwe/ikhadi lakho lesikweletu, kodwa futhi ikuvumela ukuthi uvumelanise isitatimende sekhadi lakho lesikweletu futhi uthole isikhumbuzi sezinsuku okumelwe ukhokhe ngazo futhi uthole imivuzo lapho uchitha kumawebhusayithi athile omthengisi.
Uzozuza imiklomelo ngohlobo lwe-INDCoins njalo uma ukhokha usebenzisa ikhadi lakho lesikweletu kubathengisi abafana ne-Starbucks, Uber, PayPal, njll.
Usebenzisa lawa ma-INDCoin owazuza njengomvuzo, ungathenga ama-cryptocurrencies afana ne-Bitcoin, i-Ethereum nokunye.
I-INDmoney izodonsa ngokuzenzakalelayo amadethi, okwenziwayo kanye nenye idatha ngokuskena isitatimende sekhadi lakho lesikweletu nge-imeyili. Lokhu kuzosebenza kuphela uma usebenzisa ukulandela ngomkhondo okuzenzakalelayo kwe-IND Auto Track, okusho ukuthi unikeza i-INDmoney ukufinyelela ukuze ifunde ama-imeyili akho.
Esibuyekezweni esisanda kukhishwa, manje usungazuza amasheya ezitoko ezikhethiwe zase-US ngemikhuba emihle yezezimali mahhala njengomklomelo. Kubandakanya ukuthenga kwamakhadi esikweletu.
Nokho, ungakwazi kuphela ukukhipha cishe u-INR 2500/ngenyanga ngokuthengisa amasheya owazuzile ngesistimu yemiklomelo. Uzozuza futhi izitoko zase-US noma nini lapho i-INDmoney inquma ukuthi zikufanele, ngokubona kwayo.
Isici esisha - Ukulandelela i-Crypto
I-INDmoney ekugcineni isikhiphe isici sayo esicelwe kakhulu - I-Crypto Tracking.
Manje usungakwazi ukulandelela izinhlamvu zemali namathokheni e-crypto adumile angaphezu kuka-15 ngohlelo lwakho lokusebenza lwe-INDmoney. Njengamanje, ungakwazi ukulandelela kuphela izinhlamvu zemali ezimbalwa ezidume kakhulu njenge-Bitcoin, i-ETH, i-Cardano, i-Uniswap ukukha nje ezimbalwa.
Izinhlamvu zemali ezifana Solana kanye ne-Avalanche okwamanje ayitholakali.
Odinga ukukwenza ukufaka imininingwane yokwenziwe ukuze uqale ukulandelela. I-INDmoney izokukhombisa inzuzo/ukulahlekelwa kanye negrafu yentengo yomlando.
I-INDmoney US Stock Market Investment Experience
Mina njalo ukutshala imali emakethe yamasheya yase-US (cishe u-10% wephothifoliyo yami) nge-akhawunti yomthengisi ehlukile. Imibono yami ilula; Ngenza imali e-US; Ngidinga ukubuyisela emnothweni wayo okungenani ingxenye yalokho engikwenzayo.
Bengingayidingi i-akhawunti ye-stock Brokerage yase-US evela ku-INDmoney, kodwa kufanele ngiyihlolele nina bafana. Ngenza kanjalo.
Inqubo yokuvula i-akhawunti yayibushelelezi, ithathe imizuzu engaphansi kuka-2, futhi ngase ngilungele ukutshala imali engu-$$$.
Ukuze uqale ukuthenga Izitoko zase-US, udinga ukungeza imali encane njenge-$1 ku-akhawunti yakho. I-INDmoney ibambisene ne-Drivewealth, kufana nje Kuthengisiwe futhi i-akhawunti yakho ye-brokerage yase-US ilawulwa/ifakwe umshwalense yi-Drivewealth. Kufikela ku-$500,000 kufakwe umshwalense.
Udinga ukudlulisa imali isuka ku-akhawunti yakho yasebhange ebhalisiwe (leyo oyibhalise ngesikhathi uvula i-akhawunti yokutshalwa kwezimali kwe-US Stock ku-INDmoney).
Kuyinqubo ematasatasa, kodwa yindlela yonke inkundla esebenza ngayo. Udinga ukungeza ozuzayo, ufake inombolo yemininingwane oyithola nge-imeyili evela ku-INDmoney, futhi udlulise imali esuka ebhange lakho kuyilapho ukhokha enye imali kanye ne-GST.
I-ICICI izokhokhisa u-1,000 INR ngomsebenzi ngamunye, ngakho-ke ngingancoma i-HDFC njengoba ingu-500 INR kuphela.
Nakhu okwenzekile ngecala lami. Ngidlulisa u-$100 ngisuka ebhange lami ngomhlaka-11 Ephreli 2021.
Ngalinda kwaze kwaba u-14, akukho mpendulo.
Ngomhla ziyi-15 kuMbasa, ngathola ukuqinisekiswa ebhange lami okwakuthi ukudluliselwa kwase kuqediwe.
Ngikhuphule ithikithi futhi ithimba labasekeli be-INDmoney laphendula ngesicelo sokulinda ezinye izinsuku ezingu-1-3.
Ngomhlaka-15, kungazelelwe imali ifakwa ku-akhawunti yami. Futhi ukuqagela ukuthi ngithenge ini?
I-tracker yenkomba ye-S&P 500, ka-Charles Schwab.
Qaphela ukuthi ngaphambilini bekunemali yokuhoxa engu-$35. Ngitshele ithimba labasekeli ukuthi lokhu akunangqondo njengoba iVested ibiza u-$10 kuphela.
Kusukela lapho, izimali zokuhoxiswa zehlisiwe zaba ngu-$5. Muhle umsebenzi madoda!
I-INDmoney IND Super 2-in-1 Account
Kufanele ngisho, kusukela ngibhala lesi sibuyekezo, i-INDmoney ibikhipha amathani ezici ezintsha.
Muva nje, basebenzisane ne-SBM Bank ukukhulula i-akhawunti yokonga ye-IND Super. I-akhawunti yokonga yamahhala ehlinzekwa yiBhange Lombuso LaseMauritius, ibhange elidume ngokwenza ukuthengiswa kwe-forex mahhala futhi kushibhe.
Ngalesi sici esisha, asikho isidingo sokuthi udlulisele izimali mathupha ku-akhawunti yakho yesitoko yase-INDmoney US. Ungamane uxhase i-akhawunti yakho ye-IND Super, futhi udlulisele imali ku-akhawunti yakho yesitoko yase-US mahhala. Futhi kwenzeka ukuthi zinikeze izinga lokuguqulwa elingcono kakhulu le-INR ukuya ku-USD.
Futhi ingxenye engcono kakhulu, ungakwazi ukuxhasa le akhawunti nge-UPI.
Lesi sici sisindisa ukuhlupheka namashaji amaningi.
Abantu abebengabaza ngaphambilini ukutshala imali ezitokweni zase-US ngenxa yezimali ezithunyelwayo kanye nezinkinga zokudlulisa ezinde/eziyinkimbinkimbi bazothola i-INDmoney indlela enhle yokuqala. Kulula njengoba kulula ukutshala imali emakethe yamasheya yaseNdiya. I-frictionless ngokuphelele.
Hlala ucela irisidi yokuqinisekisa evela ku-INDmoney uma usuqale ukudlulisela ku-akhawunti yakho yesitoko yase-US. Futhi, qiniseka ukuthi ucela ubufakazi bokubamba ku-DriveWealth futhi.
Qalisa Intengo Yamasheya ase-US
Isici se-Trigger Price siyindlela yokuthenga / yokuthengisa amasheya ase-US ngentengo oyifisayo.
Isebenza njenge-oda elisebenzayo kuze kube yilapho kuhlangatshezwana nesimo sokucupha. Lesi sicupha sizosebenza izinyanga ezi-3. Anoma nini lapho isimo senani phakathi kwalesi sikhathi sifinyelelwa, i-oda lakho lizofakwa futhi lisetshenziswe, inqobo nje uma kunemali eyanele ku-akhawunti yokuhweba.
Inqubomgomo
Qaphela ukuthi i-INDmoney ayisebenzisi noma iyiphi inkundla yengxoxo eyakhelwe ngokwezifiso ezingxoxweni zayo zokweluleka. Lapho ubhalisela izinhlelo zabo zeprimiyamu, Igolide, IPlatinum nePlatinamu +, ukhuluma nomeluleki wakho/umphathi wezezimali onguchwepheshe nge-Freshchat.
I-Freshchat isofthiwe yengxoxo ebukhoma evela eceleni eyakhiwe i-Freshworks Inc. Bayinkampani enhle futhi ngiyazi abantu abambalwa e-FreshWorks. Ngincoma i-CRM kubafundi bami bebhulogi yebhizinisi futhi.
Kodwa-ke, angisoze ngabelana nganoma yini yomuntu siqu ehlobene nezezimali zami, noma yiluphi ulwazi olubucayi nanoma yimuphi uchwepheshe we-INDmoney ngale ngxoxo. I-Freshchat ingase ibe isofthiwe yengxoxo ephephe kakhulu, ethembekile futhi enokwethenjelwa. Kuseyi-software yenkampani yangaphandle, engeyona eye-INDmoney.
Noma nini lapho uxoxa nomeluleki/uchwepheshe wakho nge-INDmoney, cabangela lokhu. Awukwazi ukwabelana nganoma yini yomuntu siqu, isikhathi. Asikho isiqinisekiso sobumfihlo uma izingqimba eziningi zibandakanyeka engxoxweni.
Angikhombi lutho, angisoli muntu, angibizi noma iyiphi inkampani. Ngimane ngidweba indaba ecatshangelwayo. Umbono, hhayi isimangalo - uyazi.
Kufanele ngabe kudala bakha isoftware yokuxoxa ngokwezifiso. akuthathi imali engaka, ngiyazi ngokuhlangenwe nakho kwami. Sibe nelinye lamakhasimende ethu elakha imfoloko eyodwa isofthiwe ethandwa kakhulu yengxoxo ebukhoma yomthombo ovulekile.
Izinyathelo Zokuphepha
I-INDmoney iwuhlelo lokusebenza lwezezimali, ngakho inkundla yayo kufanele ivikeleke ngokwedlulele.
Bacela ukufinyelela ku-akhawunti yakho ye-imeyili - ukuze bafunde ama-imeyili athile avela kubathumeli abathile. Njengomphathi we-mutual fund, i-NPS, I-CSDL, njll. Badinga ukufinyelela i-imeyili yakho ngokuzenzakalelayo ukuze bagcine idatha yakho yokulandelela utshalomali ibuyekeziwe. Ngaphandle kokuphazanyiswa mathupha.
Lokhu ukukhathazeka okuyimfihlo okukhulu. Basebenzisa i-BishopFox njengomlawuli ukufakazela ukuthi bavikela idatha yakho ngezinga eliphakeme kakhulu lezinyathelo zokuphepha. I-BishopFox iyindlela enhle yokufakazela ukuthi uphephe kangakanani njengoba inhle kakhulu ekuqinisekiseni nasekuhloleni ukusetshenziswa kwezokuphepha.
Uma unikeza i-INDmoney ukufinyelela ku-akhawunti yakho ye-Gmail, ungabuyekeza izimvume zohlelo lokusebenza nokuxhumeka ngokuya ku- Ikhasi lezimvume le-Google lapha.
Uzoqaphela ukuthi uhlelo lokusebenza lwe-INDmoney alunakho ukuvikelwa kwe-Cross-Account by Google.
Ezinye izinhlelo zokusebenza zezimali, ezifana ne-CRED ne-Groww zinayo. Akuyona into eyimpoqo, kodwa kuyibanga elengeziwe izinkampani ze-fintech eziyayo ukuze ziqinisekise ukwethenjwa futhi zengeze esinye isendlalelo sokutholwa kokukhwabanisa.
I-INDmoney ibonakala iyinhle kakhulu engxenyeni yentuthuko.
Khumbula, ukunikeza ukufinyelela kuma-imeyili akho kunoma ubani kuwumbono omubi kakhulu. Ikakhulukazi uma uthola izitatimende zezezimali kuleyo imeyili. Izinhlelo zokusebenza zithembisa ukufunda ama-imeyili kuphela asuka kusethi ethile yabathumeli, kodwa ngeke wazi.
Ngakho ngagijima isivivinyo.
ngisebenzise I-CRED ukwenza uhlolo olusheshayo futhi ubone ukuthi bayawafunda yini ama-imeyili ngaphandle kwamabhange nezinkampani zamakhadi esikweletu. Ngithumele isitatimende sekhadi lami lesikweletu nge-imeyili efana nebhange, enokuqukethwe okufanayo ncamashi kodwa isitatimende esisha senyanga yamanje. I-CRED ayikwazanga ukuyilanda.
Kuvele ukuthi i-CRED ayiwafundi amanye ama-imeyili. Kodwa futhi, awukwazi.
Ngenze ukuhlolwa okufanayo ngesitatimende se-NPS se-INDmoney kulokhu, futhi nayo ayizange ifunde leyo imeyili.
Futhi zikuvumela ukuthi unike amandla inketho yokufunda imilayezo yakho ukuze udonse ibhalansi yasebhange nedatha yokwenziwe.
Yazi okufanele uqaphele - ngisebenzisa i-INDmoney kudivayisi ye-iOS. Okwamanje, ukufunda amabhalansi asebhange ngemilayezo akutholakali ku-iOS. Kodwa iyatholakala kuma-smartphones e-Android.
Ukuthuthukiswa kohlelo lokusebenza
Ukuthuthukiswa kohlelo lwabo lokusebenza kubi kakhulu. Ngingacabanga ukuthi yingoba inkampani igxile ngokweqile ekwengezeni izici ezintsha nasekutholeni amakhasimende amasha ngaphandle kokuba nabasebenzi abadingekayo.
Ngelinye ilanga isebenza kahle. Ngolunye usuku, unezinkinga ezinjengalezi:
Kungazelelwe, angikwazanga ukulandelela imigomo yami.
Ngokufanayo, uhlelo lwabo lwewebhu belungasebenzi kahle isikhathi eside ngilusebenzisa. Ithuluzi labo lokuhlaziya isitoko libonakala linesiphazamisi esingalivumeli ukuthi liskene kahle idatha yesitoko. Kimina ngokwami sekuphele izinyanga ezi-4 kunje.
Update: Manje sebelungise iphutha lesitoko, kodwa bese beyeka ngokuzumayo ukulandelela amabhondi. Ilokhu iqhubeka njalo.
Ingabe i-INDmoney Imahhala?
INDmali ukhululekile ukuqalisa. Zonke izici zitholakala mahhala ngohlelo lokusebenza, kodwa zinikeza izinhlelo ze-premium.
Kubizwa Ubulungu Begolide NePlatinum.
Uhlelo lwabo lweprimiyamu luqala ku-399 INR ngenyanga. Ngokuya ngenani lemali oyitshalile, kuzodingeka ukhokhe noma yikuphi phakathi kuka-399 INR kuya ku-11,999 ngenyanga. Banohlelo lwangokwezifiso futhi uma imali oyitshalile inkulu kuno-15cr.
Uma sikhuluma ngohlelo lwe-premium, ake sikhulume ngobulungu be-INDmoney nolwazi lwami nalo, ngokuningiliziwe.
Isipiliyoni sami ngobulungu be-INDmoney (Izinhlelo Eziningi)
Ngaphambi kokukhuluma ngeseluleko, ake sikhulume nge-INDmoney Dynamo - isici esivulekayo lapho ubhalisela noma yiluphi uhlelo lobulungu.
I-INDmoney Dynamo iyi-algorithm yokuhlaziya isitoko. Ngokusobala, i-algorithm yabo yokuvumelana ihlaziya izici eziningi, okuhlanganisa ukulinganisa, ukukhula, umfutho kanye nekhwalithi.
Ngemva kokuhlaziya iphothifoliyo yakho, uthola ucingo oluthi Thenga, Thengisa noma Bamba isitoko ngasinye. Ungaphinda uhlole ezinye izitoko ezisohlwini lwe-BSE ne-NSE ukuze uhlole ukuhlaziya kwe-INDmoney Dynamo ngezitoko ongenazo kuphothifoliyo yakho.
Into eyinhloko yochwepheshe ihlaya. Akwenziwe kube ngokwakho. Uthola lolu lwazi mahhala yonke indawo, kuhlanganise ne-TickerTape.
Okuhlangenwe nakho kwami konke ngezeluleko bekumuncu ngokwedlulele. Womathathu amalungu ayengaphenduli, engenamsebenzi ngokuphelele futhi engenantshisekelo kunoma yini ehlangene ne-INDmoney.
Izinsizakalo zokweluleka ze-INDmoney ziza ngentengo – okusho ukuthi sinelungelo lokwahlulela izinsizakalo zabo, sizigxeke, futhi sithethelele ukubaluleka kwazo.
Ngizobe nginganambitheki nawe. Kuyadabukisa impela.
Lokhu bekungenjalo ngenkathi bethula eminyakeni emi-2 edlule. Uma ubuyela emuva futhi ufunde ukubuyekezwa kuka-2019, uzothola imibono emihle mayelana nokwelulekwa.
Kimina, lokhu kubonakala kuyindaba yokukhula ngokushesha okukhulu, ngaphandle kokuhlakulela isiko lenkampani nokuhlolisisa iqembu.
Ngabe sengithola ukuthi laba baluleki, ama-CA, abahlaziyi bocwaningo kanye nabaphathi bengcebo babengosonkontileka abazimele, hhayi isisebenzi. Ngatshelwa kanjalo. Babelokhu bethi bangosonkontileka, abasibo abasebenzi, basebenza ngohlelo lwabo.
Ngabelwa iqembu labantu abathathu:
- Umeluleki - uMnu Rohit. Indoda ematasa kakhulu iphendula ama-imeyili, imilayezo futhi ingafoni.
- A CA - Goodman. Ukungakwazi. Wangitshela ukuthi uzongithola ngeziphakamiso kodwa akazange. Uyi consultant INDmoney phela akasona isisebenzi.
- Futhi “uNksz. Asikho Isikhundla”, u-Shristi Omer - Ngemuva kokubuza izikhathi eziningi, uthe ubeyindawo engixhumene nayo ngezinkinga. Akenzanga lutho ukulungisa izinkinga zami, ngaphandle kokuthumela i-imeyili kumeluleki owabelwe, ongazange azihluphe ngokuphendula nge-imeyili noma ngocingo. Eqinisweni, wayebonakala engenalwazi, sengathi wayengazi lutho ngokugibela.
UShristi Omer kuwo wonke umuntu wenze umsebenzi omubi kakhulu. Wayefana nalowo msizi engihlangana naye ongazi lutho ngebhizinisi abakulo.
Ngicabanga ukuthi ngabelwa eqenjini elibi kunawo wonke. Khumbula, Mnu. Rohit - lo mnumzane wabelwe wena kuze kube uhlelo lobulungu lwe-5,999 INR. Awutholi lutho olungcono ngokukhokha imali eyengeziwe.
Kufanele babe nesistimu yezimpendulo ukuze bazi ukuthi abantu bathola yini izimpendulo ezifanele, imiphumela egculisayo evela ebulungwini babo.
Kuyamangaza, abanalo iqoqo lempendulo eliqhubekayo.
I-Mutual Fund Rebalancing
Ukuhlekisa kokwelulekwa kwe-INDmoney nakho kubonakala eselulekweni sabo sokulinganisa kabusha. Ukulinganisa kabusha isikhwama esihlangene kunezincazelo eziningi. Ngokuvamile, igama elisetshenziselwa ukwabiwa kwempahla. Mayelana nendlela owaba ngayo imali yakho eyinhloko phakathi kwezigaba eziningi zempahla nezimali ukuze ugcine isikhundla esithile.
Kulokhu, kumayelana nokushintshela ku-mutual fund enesilinganiso sezindleko eziphansi uma kuqhathaniswa nalesi engitshala kuso njengamanje. Isilinganiso sezindleko siyiphesenti lemali oyitshalile ekhokhiswa abaphathi bezikhwama ukuze bagcine inhlangano yabo isebenza.
Okuphansi kwayo, kungcono.
Ngakho-ke, ithimba labeluleki be-INDmoney liphakamisa ukuthi kufanele ngilinganisele kabusha isikhwama sami sokubambisana ngokushintsha i-HDFC iye ku-DSP mutual funds.
Ngingazuza malini uma ngishintshela kusikhwama se-DSP ngisuka ku-HDFC?
Ukubhebha 0.
Noma 0.76 INR ukuze nembe.
Lokhu kunyakaza akuwenzi umqondo nhlobo.
Ukuzikhokhela ukheshi ngalesi seluleko kungenze ngacabanga ukuthi ngimosha imali njengebhuleki elineminyaka engu-10 ubudala epaki letimu.
Umbhedo omsulwa!.
Leso yisinqumo sami.
Kodwa njengoba ngihlala ngisikisela kinina, lokhu kuyisipiliyoni sami. Akusho ukuthi eyakho ingase ifane.
Uma ungumuntu ofuna izeluleko zokutshala imali, khumbula lokhu:
Imali yakho, ingozi yakho.
Ngaphambi kokukhokhela umuntu, ukutshala imali ku-stock/mutual fund, noma ukuthenga impahla, zibuze, siyini isidingo?
Ingabe lokhu ukuphambukisa icala lakho uma kwenzeka ulahlekelwa yimali yakho? Ngakho ungaba nomuntu ozomsola futhi akhombe ngeminwe?
Ngiphakamisa ukuthi usebenzise i-INDmoney njenge-tracker, futhi yilokho kuphela. Ubulungu abukufanele.
Akumele wenze uhwebo noma uthenge isitoko ngokusekelwe esincomweni se-AI.
Amanye Amathiphu Obumfihlo Uma Ukhetha Ukusebenzisa I-INDmoney
Izinto zokuqala kuqala, kubasebenzisi be-android. Qaphela ukuthi yiziphi izinhlelo zokusebenza ozivumelayo ukuthi zifunde imilayezo yakho. Njenge-INDmoney, kunezinhlelo zokusebenza eziningi ezicela ukunikeza izimvume ezifana nokufunda imilayezo yakho.
I-INDmoney iphinda ifunde imilayezo yakho yasebhange ukuze ilandelele ama-akhawunti akho asebhange nezindleko. Lesi sici asitholakali ku-iOS futhi angicabangi ukuthi siyeza maduzane. Okuyinto enhle.
Okwesibili, UNGAVUMELI noma yiluphi uhlelo lokusebenza ukuthi lufunde ama-imeyili akho, ikakhulukazi i-akhawunti yakho eyinhloko ye-Gmail. I-akhawunti yakho eyinhloko yilapho uthola khona ama-imeyili ezinkampani, ezezimali, nawomuntu siqu. Kusukela manje, ekuhlolweni kwami, ababonakali befunda ama-imeyili ngaphandle kwenombolo ekhethiwe yabathumeli.
Kodwa izinto ziyashintsha, abantu bayashintsha, futhi isiko/izindinganiso zenkampani zishintsha ngokuphazima kweso. Ungabeki ubumfihlo bakho engcupheni.
Nakhu engikwenzile:
Ngitshala ngama-akhawunti amaningi, ngaphansi kwamagama omndeni amaningi. Ngivumele i-INDmoney ukuthi ifinyelele kuma-akhawunti wami wokutshala imali asezingeni eliphansi kanye namakheli e-imeyili angokwezifiso lapho ngithola khona kakhulu izibuyekezo zebhizinisi, kungekho lutho olukhethekile.
Okwesithathu, ungathathi izinyathelo ezisheshayo ezincomweni zabo.
Selokhu kwashicilelwa lesi sibuyekezo:
Kubonakala sengathi ithimba le-INDMoney lenza izinto zibe ngcono.
Bakhiphe izici ezimbalwa ezintsha, okuhlanganisa nezibuyekezo zephothifoliyo eziqondene nawe. Lesi isibuyekezo esiqhutshwa yi-AI mayelana nezitoko zakho.
Lokhu kuyinto ethokozisayo. Isici esikugcina unolwazi mayelana nezinkampani ozikhathalelayo.
Mayelana nephutha ledeshibhodi yesitoko, elingazange lilungiswe izinyanga - selihambile. Manje usungakwazi ukuhlaziya iphothifoliyo yakho yesitoko kahle.
I-Prime Chat ye-INDmoney nayo ithole isici engangicabanga ukuthi kufanele ngabe inaso kusukela ekuqaleni.
Ekugcineni banefomu lempendulo ekupheleni kwe-Prime Expert Chat.
Kusukela ngoJanuwari 2022 - I-INDmoney iphinde yehlise imali yokuhoxiswa kwesitoko sase-US yaba ngu-$5 ngokukhipha ngakunye ngaphansi kuka-$2,000.
Uma ukhipha ngaphezu kuka-$2,000, kumahhala. Iningi lemibuzo yami nge-INDmoney liyaxazululeka, ngakho-ke sengiqala ukubonga ithimba labo labaphathi.
Kungani Kufanele Ucabange Ukusebenzisa I-INDmoney
Banomkhiqizo oyingqayizivele. Cishe awukho umncintiswano wangempela. Alukho uhlelo lokusebenza olufana ne-INDmoney olulandelela iphothifoliyo yakho - kusukela esitokweni kuya ezindaweni ezithengiswayo, yonke into.
Bashicilela imibiko ebanzi ngezinkampani, amasheya, izimali, izimakethe nokunye. Okuhle kakhulu futhi okuwusizo kakhulu.
Baphinde bakuthumelele izaziso ngezikhathi ezithile mayelana nephothifoliyo yakho, engiyithola iyinhle kakhulu emakethe yezinkunzi eshintshashintshayo. Kodwa kungase kucasule abanye abatshalizimali besikhathi eside abangathandi ukuqapha imakethe.
Ungathola isaziso uma izabelo ziphothulwa ezitokweni kuphothifoliyo yakho. Futhi uma izabelo zikhokhwa, uthola isaziso esibonisa ukuthi uzothola malini, nini, kanye nemininingwane yesitoko sakho.
Ungakwazi futhi ukugada okunye ukutshalwa kwezimali kwakho futhi uthole izaziso uma izitoko zakho zithinta i-ATH (ukuphakama kwaso sonke isikhathi) kanye ne-ATL (iphansi ngaso sonke isikhathi).
Ekupheleni kosuku, lokhu kwaba isipiliyoni sami. Izidingo zakho, ulwazi lwakho, okulindele, kanye nemiphumela nge-INDmoney izohluka kweyami.
Kodwa ingabe iyifanele intengo yobulungu?
Cha
Mhlawumbe ngawe, hhayi mina.
Zama uhlelo lokusebenza lwe-INDmoney.
*Thola i-US Stock yamahhala uma ubhalisa
Futhi ubone ukuthi kusebenza kanjani kuwe.
Kufanele futhi uhlole i- izinhlelo zokusebenza ezinhle kakhulu zokuqala ukutshala imali eNdiya.
Ngazise imicabango yakho nge-INDmoney kumazwana.
INDLA SREEDHAR REDDY
Siyabonga Bhaskar ngokuthunyelwe kwakho okunemininingwane nokuningiliziwe ku-INDMoney. Ngiyifakile futhi sengizoyisebenzisa.ngiyajabula ukuthi ngihlangane nebhulogi yakho, ngazi izinto eziningi.
Siyabonga futhi.
Aayush Bhaskar
Ngiyajabula ukukwazi ukuthi Indla!
Yabelana nathi ngolwazi lwakho.
Robin Narang
Siyabonga Aayush ngencazelo enemininingwane. ngifunde emazwaneni angaphambilini kodwa ngiyaxolisa ukuphinde ngikubuze… Kusazwakala kubuhlungu uma kufanele wabelane ngokufinyelela kwakho kuma-akhawunti e-Gmail nabo, okuyinkinga enkulu yobumfihlo. Nakuba, ngase ngizokwabelana ngokunikezwa uhlobo lwezici uhlelo lokusebenza olunazo, nokho angikaqiniseki ngokuvikeleka kwalo. Futhi noma ngabe i-indmoney evikelekile isafunda amameyili kahle !! Ngiqinisekile ukuthi abantu abaningi basebenzisa uhlelo lokusebenza kodwa uqinisekile ukuthi akukho nkinga ngokwabelana ngokufinyelela kwakho nabo?
Aayush Bhaskar
Sawubona Robin,
Angisoze nganikeza noma ubani ukufinyelela ku-imeyili yami. Ngincoma ukuthi udale i-imeyili engayodwa ongeke uyisebenzisele noma yini ngaphandle kokuyixhuma ezinhlelweni zokusebenza ezifana ne-INDmoney.
Labo abasebenzisa i-INDmoney kuyilapho beyixhuma ne-akhawunti yabo ye-imeyili eyinhloko, babeka ubumfihlo engozini.
Agnishwar Banerjee
mhlawumbe isibuyekezo esinemininingwane nesiningiliziwe engikutholile. le post iyodwa ingenze ngaba umlandeli wakho. izinto ezinkulu.
Aayush Bhaskar
Yilokho engikwenzela khona, Agnishwar ????????
Ram
Sawubona, vele ube nombuzo
Kuthiwani uma ngingatshali imali nge-INDmoney kodwa ngibuyekeze/ngalayisha kuphela isitatimende sami se-CAMS/CAN kutshalomali lwami olukhona (kuze kube manje) ngabe lolu hlelo lokusebenza luzolandelela nama-SIP ami akusasa? Ingabe izobonisa yonke imininingwane yama-SIP namaphrojekthi ahambisanayo esikhathi esizayo, ukulinganisa kwamanje njll?
Aayush Bhaskar
Uma unika amandla i-INDAuto track, konke ukutshalwa kwezimali okuxhumene ne-imeyili yakho kuzobuyekezwa ngokuzenzakalelayo. Uma ungenzi kanjalo, udinga ukuvuselela nyanga zonke, noma nini lapho ufisa ukubonisa ukutshalwa kwezimali ku-akhawunti yakho ye-INDMoney.
Ashok
Sawubona Aayush,
Lokho kuyisibuyekezo esinemininingwane eminingi esicini esiningi. ngifuna uhlelo lokusebenza lokulandela umkhondo wephothifoliyo yami (kuzo zonke izitoko, izimali ezihlanganyelwe, ama-FD's, EPF, PF, EPS, Bank), ngicela ungazise uma i-INDmoney ihamba phambili noma unesinye isincomo? ngizamile ucwaningo lweValue, i-ETmoney, i-Money control -bonke banokulinganiselwa okuthile noma okunye ngokwe-UI/UX noma izici.
Aayush Bhaskar
Hi Ashok,
Ngingaphakamisa ukubheka i-MFProfit, i-Wealthy Tracker ne-Kuvera. Kodwa lezi akuzona enye indlela engcono ye-INDmoney ngayinye.
Nsredkar
Hi Ayush
Siyabonga ngencazelo enemininingwane enikeziwe yesigaba ngasinye
Ramesh Raghavan
Hi Aayush
Leso isifinyezo esibanzi salolu hlelo lokusebenza. Ngiyabonga. Ifundisa kakhulu futhi ikwenza ucabange futhi uzame ukufunda phakathi kwemigqa. Ngakho-ke kuphephile ukulayisha isitatimende se-CAMS kubo? Futhi ake banikeze iseluleko?
Ngiyabonga.
Ramesh
Aayush Bhaskar
Sawubona Ramesh,
Impela, kubonakala sengathi kuphephile ukwabelana ngemininingwane yakho yezezimali ne-INDmoney. Kodwa-ke, kufanele uhlale ufunda, uqonde bese wenza noma yisiphi iseluleko sezezimali.
Sudarshan
Singatshala imali ezitokisini zaseNdiya nangohlelo lokusebenza lwe-INDmoney?
Sekukonke isihloko sihamba phambili !!????
Aayush Bhaskar
Ngiyabonga, Sudharshan,
futhi cha. Awukwazi ukuthenga ngokuqondile izitoko zaseNdiya usebenzisa uhlelo lokusebenza lwe-INDmoney. Ungakwenza lokho usebenzisa i-Kuvera, noma kunjalo.
Yavika
Sawubona, ifundisa kakhulu. Bengizama ukuthola ukuthi iyiphi inkundla engaba ngcono kakhulu yokutshala imali ezitokisini zase-US. Ngine-icci eqondile kodwa ngifuna ukwazi ukuthi ingabe zikhona yini ezinye izinkundla ezinikeza lesi sikhungo, phakamisa uma wazi.
Ngama-MF ngithenga ngokuqondile ezindlini zesikhwama futhi ngilandelele ngamakhamera, Karvy. Ngakho-ke, ngotshalomali lwemakethe yase-US kuphela, ingabe kuphephile ukusebenzisa noma izingqinamba ozishilo zisekhona.
Siyabonga.
Gcina umsebenzi omuhle
Aayush Bhaskar
Izingqinamba azisekho. Funda kabanzi mayelana nesici esisha se-INDMoney sokutshalwa kwezimali kwesitoko sase-US lapha
Sagar Parikh
Isibuyekezo esiphelele asiphumi…
Siyabonga
AKSHAT GUPTA
Siyabonga uMnu Ayush ngolwazi olumayelana nale nkundla, kodwa nginokungabaza ukuthi ngesikhathi sokubhalisa nge-indmoney basinikeza izitoko, bathole izitoko noma bathenga izitoko kuleyo esibhalisa kuyo.
ngicela ningicacisele njengoba ngingumfundi futhi ngiyaqala kulomkhakha angifuni ukulahlekelwa yimali.
NGIYABONGA!
Aayush Bhaskar
Hi Akshat,
Uma ukhuluma ngezitoko zamahhala zase-US ozithola ngesikhathi sokubhalisa noma njengomvuzo ngaphakathi kohlelo lokusebenza lwe-INDmoney, virtual Amasheya ase-US.
Ngaphandle kwalokho, Izitoko ozithengayo ngemva kokufaka i-INR ku-akhawunti yakho ye-INDmoney Super Saver, ziphethwe/ziphethwe yi-DriveWealth, ungumnikazi wamalungelo kuphela.
Akshat Gupta
Ngiyabonga Mnumzane????
Bhushan
Hi Aayush,
Uma ngithenga i-US ETF noma isitoko nge-INDMoney, ingabe ngithola isiqinisekiso sediphozithi esivela ku-DriveWealth noma i-US exchange eqinisekisa umsebenzi wami noma ifana nokutshalwa kwezimali okubonakalayo njengoba endabeni yesitoko semiklomelo esikunikezayo ekuvulweni kwe-akhawunti.
Ngizama ukukuhlobanisa njengaseNdiya uma thina ngesitoko sokubamba sithola isiqinisekiso kwa-NSE ngisho nendawo yokugcina imali efana ne-NSDL.
Siyabonga,
Umesh
Sawubona Aayush, lokhu kunolwazi kakhulu. Ngisebenzisa i-INDMoney kusukela ezinyangeni ezi-4 ukulandelela ama-MF ami kanye nokutshalwa kwezimali kwesitoko. Ngifuna ukwazi ukuthi le nkundla iphephile yini ukuhoxiswa ama-FD?
Aayush Bhaskar
Hi Umesh,
Akubonakali sengathi ungayikhipha i-FD ebhange lakho usebenzisa i-INDmoney ngaphandle uma ubhukha i-FD direclt endaweni ye-INDmoney. Uma lokhu kwakamuva kunjalo, ngokuqinisekile, akufanele kube nezinkinga.
Umesh
Hey Aayush,
Sanibonani!!
Uxolo, ngipeleke kabi. Empeleni ngifuna ukubuza lokho, ingabe kuphephile ukwenza ama-FD aku-inthanethi kusuka kungxenyekazi ye-INDMoney njengoba behlinzeka ngamabhange amaningana nenketho yama-NBFC endaweni eyodwa.
Aayush Bhaskar
Hi Umesh,
Impela - uzothola iseluleko se-FD ebhange uqobo. I-INDmoney imane iyinkundla yomlamuli. Kodwa-ke, qaphela ukukhetha ama-NBFC FD, ikakhulukazi kusukela ekuthandweni kwe-Shriram Finance namabhange angafakwanga ohlwini njengamabhange e-SBM.
Ananth
Hi Aayush,
Isibuyekezo esinemininingwane engachemile ngokwedlulele. Siyabonga ngesikhathi osichithile. Yiziphi izinkathazo zakho nge-NBFC FD's efana ne-Shriram, i-Bajaj njalonjalo?
Sashi
Manje basekela ukulandelwa kwe-solana futhi !!!! Ithimba le-Indmoney nalo lifunda isibuyekezo se-Aayush sirs.
Aayush Bhaskar
Kuhle njalo ukubona umbono wakho ucutshungulwa.????
Rahul
Hi Aayush,
Isibuyekezo esihle. Ungancoma ukuthi utshale ezitokweni zase-US, njengoba kukhona 'okuthrendayo' ku-youtube enabeluleki bezezimali abahlukahlukene? Ubani iningi eliphusha i-Indmoney njengendlela yokukwenza. Uma kunjalo, yiluphi uhlelo lokusebenza ongaluncoma i-indmoney, i-vested, nanoma iyiphi enye indlela?
Aayush Bhaskar
Sawubona Rahul,
Ngingancoma ukutshala imali e-US kuphela uma uzuza okuthile kuMnotho wase-US. Endabeni yami, cishe u-95% wemali yami engenayo ivela ezinkampanini ezizinze e-US. NjengamaNdiya, umthwalo wethu kufanele kube ukutshala imali kwamanye amaNdiya, amabhizinisi asekhaya, ama-Indian aqalayo, kanye nebhizinisi.
Uma unemali engu-$25,000 noma ngaphezulu ukuze utshale esitokisini sase-US, kufanele ubheke i-akhawunti ye-brokerage ye-Charles Schwab International ONE, okuyiyona engiyisebenzisayo. Kukhona ezinye izinketho, kodwa ngeke ngincome noma yini engingazange ngiyisebenzise mina.
Ngaphansi kwe-$25,000, i-INDmoney ne-Vested zombili ziyizixazululo ezihloniphekile.
Rahul
Ngiyabonga ! lokho kuyafundisa kakhulu.
Prasad Kamath
Ukubuyekezwa okuhle kakhulu nokungachemi. Osaqalayo usebenzisa i-Indmoney. Bengicabanga ukuwasebenzisa ukuze uthole okwengeziwe. Ngemuva kokufunda isibuyekezo sakho sizoqaphela kakhulu
UHari Raja
ingabe kungenzeka ukusebenzisa noma iyiphi enye i-akhawunti ye-imeyili esikhundleni se-akhawunti ye-gmail ukuze ulandelele ngokuzenzakalelayo?
Anand
Sawubona. Siyabonga ngolwazi.
Ngibhalise isikhangiso bengisebenzisa i-Indmoney ezitokweni zase-US.
Kodwa inkinga enkulu enganginomuzwa wokuthi i-Indmoney isenayo i-oda elilinganiselwe. Akunakwenzeka ukuqhubeka ulandelela inani lesitoko ngesikhathi esiyinqaba eNdiya futhi uthenge / uthengise njengoba bamukela kuphela ama-oda yenani lemakethe.
I-doee egunyaziwe inokuhlinzekwa ngakho-ke nginqume ukushintshela kwabagunyaziwe nabo abanozakwethu ofanayo wase-US i-Drivewealth.
Ngenkathi ngizama ukuthi kugcinwe i-Indmoney ukuthi i-akhawunti yami ayidalwanga e-Dreivewealth, kodwa komunye umthengisi i-Alpaca. Ngakho ngibambekile futhi angikwazi ukudlulisa manje. Okungafaneleki kakhulu kubo.
Anand Basera
Ingabe i-INDmoney iyayisekela i-hotmail.com kanye noma i-gmail platfrom kuphela?
UJake G
Ngisho nami bengizibuza ukuthi i-pro plan yabo ihlinzeka ngani! Siyabonga ngemininingwane enemininingwane mayelana nohlelo lochwepheshe. Ngicabanga ukuthi ngizobambelela ku-zerodha wokutshala imali ezitokweni zase-India kanye ne-Indmoney yamasheya ase-US. Noma yiluphi uhlelo lokusebenza olusekela i-NSC IFSC?
Aayush Bhaskar
Masilinde kuze kube yilapho i-Zerodha isisethiwe nge-NSE IFSC.
Yogesh B
Siyabonga u-Aayush ngolwazi oluningiliziwe nge-INDmoney. Kuzokwenzekani emalini yomsebenzisi uma i-INDmoney inyamalala nganoma yisiphi isizathu (kuyisiqalo, awukwazi)?
Biju
Sawubona Mnumzane, siyabonga ngesibuyekezo sakho esihle. Kuwusizo kakhulu ngendlela yokusetha okulindelekile uma usebenzisana ne-INDMoney. Nginolwazi oluthile nabo engizokwabelana nawe ngokuhamba kwesikhathi.
Kodwa ngibonga ngobuqotho ngalokhu kubuyekezwa. Rgds,
sudarshan
Ingabe kungenzeka futhi ukuthenga amasheya amaNdiya?