Amabhange aphezulu ase-India, njengebhange le-HDFC ne-ICICI anikeza ithuba elimangalisayo lokuthola ukuthenga kwe-EMI emakhadini awo e-debit-cum-ATM.
Amakhadi edebithi amakhadi ajwayelekile akuvumela ukuthi ukhiphe ukheshi kuma-ATM noma uthenge ku-inthanethi usebenzisa amadiphozithi akho e-akhawunti yokulondoloza.
Ngokuvamile, abanikazi bekhadi ledebhithi abakwazi ukwenza imali besebenzisa izinkokhelo ze-EMI. Kuphela credit card abanikazi bangakwenza lokho. Kodwa ibhange le-ICICI livumela abanikazi bama-akhawunti abo bokulondoloza abakhethiwe ukuthi basebenzise i-EMI ekhadini lasebhange, ngaphandle kokuxhuma noma iyiphi imali ku-akhawunti yokulondoloza.
Kodwa-ke, ungathenga kuphela imikhiqizo ye-Amazon ne-Flipkart ku-EMI usebenzisa ikhadi lakho lasebhange le-ICICI kusukela manje.
Ukuthenga noma yini ngekhadi ledebhithi i-EMI kulula. Okokuqala, udinga ukuhlola ukuthi uyafaneleka yini ukuthola lo mnikelo noma cha.
Ungakwenza lokho nge ngokuvakashela leli khasi ku-Amazon noma ngokuthumela i-SMS: DCEMI ku-5676766. Kusuka enombolweni yeselula exhunywe ne-akhawunti yakho yasebhange.
Inani elifunekayo lezinkokhelo zanyanga zonke lizodonswa ngokuzenzakalelayo ku-akhawunti yakho yokonga, exhunywe ekhadini lakho.
Ingxenye enzima ukukhokha isikweletu uma ngesizathu esithile i-auto-debit ingasebenzi.
Ukuhlola ukuthi izosebenza kanjani, ngiyihlole nge-Flipkart.
Ngifake i-oda lika-25,999 ku-Flipkart ngisebenzisa ikhadi lami lasebhange le-ICICI. Futhi ngikhetha ukukhokhela i-EMI.
Ngemva kwezinsuku ezingu-2 ngikhansele i-oda futhi ngacela ukunakekelwa kwamakhasimende e-ICICI ukuthi kukhansele i-EMI ekhadini lami ledebithi.
Esimeni sami, ukukhansela akuzange kusheshe. Kuthathe amaviki angu-3 ukuthi ukukhansela kucutshungulwe. Kodwa noma kunjalo, i-EMI yakhanselwa, kodwa kwakusadingeka ngikhokhe imali yokucubungula kanye nezindleko zokukhansela ezingu-866.37 INR.
Ngeqa inyanga eyodwa ukuze ngihlole ukuthi indawo yokudonswa kwemali ngokuzenzakalelayo iyasebenza yini. Ngokumangalisayo, akwenzekanga futhi isamba sesikweletu sami ku-akhawunti ye-EMI yekhadi lami lasebhange sikhule safinyelela ku-913.23 INR ngenxa yenzalo yanyanga zonke.
Ngakho-ke, lena yindlela engikhokhe ngayo inkokhelo efanelekile ye-EMI yekhadi lasebhange lase-ICICI.
Isinyathelo 1. Ngena ngemvume ku-akhawunti yakho yasebhange ye-inthanethi ye-ICICI
Ngena ngemvume ku-akhawunti yakho yasebhange ye-inthanethi ye-ICICI. Ungakwenza futhi ngohlelo lokusebenza lweselula usebenzisa i-ICICI iMobile ngokulandela le nqubo efanayo.
Ngizosebenzisa i-ICICI internet banking portal kusiphequluli sewebhu.
Ngaso sonke isikhathi ngena kuma-akhawunti akho ebhange le-inthanethi ngemva kokuqinisekisa iwebhusayithi. Hlola ibha yekheli lesiphequluli ukuze uthole uxhumano lwe-HTTPS kanye nelokhi eluhlaza ngaphambi kokufaka imininingwane yakho yokungena.
Isinyathelo sesi-2: Hamba kumenyu yokukhokha
Iya kumenyu ye-Pay Bills ngokuchofoza isixhumanisi "Izinkokhelo Nokudluliselwa" kubha yokuzula
Isinyathelo sesi-3: Faka inombolo ye-akhawunti ye-EMI yekhadi ledebhithi
Bese ukhetha inketho yekhadi lesikweletu kumenyu.
Ngaphansi kokuthi Faka inketho yemininingwane Yokhokhisi, khetha amakhadi esikweletu e-ICICI.
Ngaphansi Ukuhlonza Ikhasimende, Imininingwane faka inombolo ye-akhawunti ye-EMI yekhadi lakho lasebhange.
Ungathola inombolo ye-akhawunti ye-EMI yekhadi lakho ledebhithi enkokhelweni yanyanga zonke oyithola ku-id yakho ye-imeyili.
Chofoza inkinobho ethi Okulandelayo bese uqinisekisa inkokhelo.
Ngemva kokwenza le nkokhelo okokuqala ngqa, inketho yokukhokha ngokushesha izovela ngaphansi kwemenyu efanayo ethi “Khokha Izikweletu”. Ngeke kudingeke ukuthi ufake yonke le mininingwane kusukela ngesikhathi esilandelayo.
Yileyo ndlela okhokha ngayo i-EMI yekhadi lasebhange lase-ICICI.
Ngiphinde ngaqinisekisa uma inkokhelo itholwe yibhange futhi yebo, iyasebenza. Njengoba ungawenzi amaphutha, kunjalo.
Ingabe unemibuzo?
Ake ungazise kumazwana angezansi.
I-Ansh
Wazi kanjani ukuthi ikhadi lasebhange i-emi likhanseliwe?
Aayush Bhaskar
Ngithole i-imeyili ngenyanga ezayo enesitatimende se-EMI sekhadi ledebithi, futhi ayizange ibonise ukukhokhelwa. Ngiphinde ngaqinisekisa okufanayo nomphathi wami wobudlelwano.
Stephen
Ngingakwazi ukusebenzisa ikhadi lesikweletu lasebhange elihlukile kule nkokhelo
Aayush Bhaskar
Impela, inqubo ihlala injalo, kodwa kufanele uqinisekise ukuthi ibhange lakho likuvumela ukuthi ukhokhe izikweletu/udlulise imali ngekhadi lakho lesikweletu. Abaningi bayakwenza, kodwa abanye abakwenzi.
Prince Rathod
Ngiyabonga kakhulu uMnu Ayush.
Nginombuzo wokuthi ukudonswa kwemali okuzenzakalelayo akuzange kusebenze esimweni sakho? Futhi uma ingazange ngaleso sikhathi lapho ukhokha mathupha, ingabe bekukhona enye inkokhiso?
Ngiqala ngqa umsebenzisi we-CARD EMI futhi ngishayele ukunakekelwa kwekhasimende njengoba idethi yami yokuqala ye-EMI bekunguSepthemba 1 kodwa alikho inani elidonswe imali.
Umphathi wokunakekelwa kwamakhasimende utshele ukuthi kunenye kuphela okumele ikhokhe futhi leyo yi-UPI futhi ayikwazanga ukungiqondisa ukuthi i-EMI yokuqala okukhulunywa ngayo ngoSepthemba 2021 izodonswa imali ngo-Oct 2021.
Ngakho-ke lesi sihloko sakho sisuse izinto eziningi.
Ngibonga kakhulu.
Aayush Bhaskar
Sawubona Nkosana,
Ekuhlolweni kwami, inani alidonswa cishe u-95% wesikhathi. Ngokusebenzisa ukubhanga nge-inthanethi, okungukuthi inqubo engenhla iyona ndlela kuphela engazi ngayo ukukhokha i-EMI yekhadi lasebhange. Futhi cha, azikho izinkokhiso ngaphandle kwalapho ungakhokhi ibhili sekwephuzile.
bheka
ngiyabonga lokhu kungisizile, bengizibuza ukuthi kungani bengadonsi nge-auto uma bethi bazokhipha imali. Ngisanda kwenza inkokhelo kodwa usuku olunqunyiwe lwalungomhla zingama-20 kuNovemba. Ingabe lokhu kuzoba nomthelela omuphi? futhi singazibheka kanjani izinkokhelo ezisele?
Aayush Bhaskar
Ukuze uhlole izimali ezikhokhwayo ezisele uzodinga ukulinda isitatimende esivela ku-ICICI. Akufanele kuthinte lutho – kodwa, uma i-ICICI ibika ulwazi olungalungile ku-CIBIL, isikolo sakho sesikweletu singase sithinteke.
I-Prakash
Ngiyabonga, ngikhokhe njengoba uyaliwe, futhi kusenesikhathi ngaphambi kosuku lomnqamulajuqu. Ngethemba ukuthi kuzoboniswa ngempumelelo futhi akukho uthando lwe-cibil noma akukho zindleko ezengeziwe kimi.
Anwar
Ibhulogi Enhle, ngiseshe cishe ihora elingu-1 ukuze ngithole indlela yokukhokha lokhu. Angikaze ngisebenzise ikhadi lesikweletu ngakho-ke kuyakhohlisa kakhulu ukukhokha ikhadi ledebithi eliphuthelwe yi-emi. Lokhu kufihlwe kakhulu.
Siyabonga ngokuqondisa.
Amar
Ungalibona kanjani ikhadi lami ledebhithi le-EMI's ICICI Debit
Ketan singh kushwah
Ungabheka kanjani ukuthi yimalini efunekayo yekhadi lami ledebithi i-EMI?
Ngakho-ke uma ngazi inani eliqondile ukuze kube lula ukukhokha ikhadi ledebhithi i-EMI
Ngicela ungazise?
I-Nitin
Ngibheka kanjani imininingwane yekhadi lami ledebhithi emi
Sundar
Siyabonga ngemiyalo, isize kakhulu ngemuva kokuchitha imizuzu eyi-15 ukucinga. Kazi kungani ibhange lingenalo lolu lwazi kusizindalwazi salo!!