Imali yeJupiter yibhanki yeNeo eyakhelwe ngokukodwa ukujolisa kwiGeneration Z kunye neMillennials. Nina niyazi ukuba ndiyithanda kangakanani na i-millennial finance, kuye kwafuneka ndithethe ngeJupiter.
Phambi kokuba sithethe ngeJupiter, kubalulekile ukuba uqonde ukuba yintoni ibhanki yeNeo kwaye yohluke njani kwiibhanki zemveli esizisebenzisayo.
Ibhanki ye-Neo yibhanki yedijithali, ngaphandle kobukho bomzimba, konke konke. Ayinamasebe, amaphepha, isiqinisekiso somzimba kwaye ayikuxhasi ukuthengiselana ngemali.
Akunjalo ncam, kodwa ifana kakhulu nebhanki yogcino lwedijithali, ufumana e-US, njenge-Ally savings okanye i-akhawunti yokulondoloza i-Capital 360.
Imali yeJupiter
Imali yeJupiter yakhiwa liqela labantu abaphumelele kakuhle.
I-CEO yayo, uJitendra Gupta wayengumseki weCitrus Pay, awayithengisa nge-$ 130 Mn ngo-2016. Omnye umntu ophawulekayo obandakanyekayo kwiProjekthi yeMali yeJupiter ngu-Anupam Bagchi owayesebenza ngaphambili. I-Chartered Standard kunye neBhanki ye-Axis. KwiBhanki ye-Axis, u-Anupam wayenguSekela-Mongameli wecandelo leBhanki yeDijithali.
Ke, iqela ayiloqela labantu abatsha abazama iinkonzo zabo zezimali. Bayayazi into abayenzayo, kwaye ikamva likhangeleka liqinile, ukuza kuthi ga ngoku.
Unga ujoyine uluhlu lokulinda ke xa iJupiter Bank iqala ukusebenza, ungafumana ufikelelo kwangethuba kuquka nepesenti yokubuyisela imali kwiinyanga ezintathu zokuqala.
Ukuza kuthi ga ngoku, nazi izinto eziphambili ekulindeleke ukuba iJupiter ibonelele:
- I-akhawunti yokonga yasimahla (Akukho ntlawulo nanye)
- Ikhadi lokutsalwa lasimahla lixhaswe yi-VISA
- Imbuyiselo yemali kuzo zonke iintengiselwano
- Ukufikelela kwi-UPI
IJupiter okwangoku ikwinqanaba layo le-beta. Nali ikhonkco kubo Imephu yendlela.
Nazi ezinye izinto ezisisiseko malunga neJupiter:
IJupiter ayiyobhanki ngokwayo. Ayinalayisensi yi-RBI ukuba ibe yibhanki. Endaweni yoko, kusetyenziswa iziseko ezingundoqo kunye nesiseko seziko leBhanki yoBumba. I-Federal Bank ibonakala ilolona khetho luphambili kuyo yonke ibhanki entsha yeNeo eIndiya. Mhlawumbi ngenxa yokuba banikezela ngeereyithi zekhomishini ezikhuphisanayo kunye nemimiselo yabo kulula ukuyifanisa.
Oku kuthetha ntoni xa ufaka imali kwiakhawunti yakho yeJupiter; I-Federal Bank kulapho imali yakho ifakwe kwaye ilawulwa.
I-Federal Bank ikwalapho imali yakho ikhuselwe yi-RBI kwaye igcinwe ikhuselekile. Ukuya kuthi ga kwi-5 Lakh INR ikhuselwe yi-RBI.
Ikhadi lakho leDebit lilawulwa, likhutshiwe kwaye iintlawulo eziya kubarhwebi ngekhadi lakho zihlawulwa nge-VISA. Izikhalazo zakho, iintlawulo ezibuyiselwayo, yonke into isonjululwe ngeVISA ngokunjalo.
I-Jupiter inikezela ngekhadi le-debit kunye nekhadi le-ATM, ukuze ukwazi ukulisebenzisa ukukhupha imali, ukuthengiselana kubathengisi basekhaya, kunye nokuthenga kwi-intanethi. Ndicinga ukuba uya kufumana ikhadi le-PayWave apho unokumisela imida yeentengiselwano ezithile njengekhadi le-ICICI debit card.
Uya kukwazi ukulawula ikhadi, ukulivimba, ukuseta umda wokuthengiselana, ukukhenkceza xa ufuna, njalo njalo.
Qaphela kwakhona, inkampani yabo yabazali ikhuphe iimveliso ezimbini, endilindele ukuba zibe yinxalenye yeJupiter ngaxa lithile. Eyokuqala yiBullet App kwaye eyesibini Iingxowa-mali ezifanayo ipotfoliyo analyzer.
Ukusebenzisa iBullet App, ungasebenzisa iintlawulo ze-UPI njengomgca wetyala kwaye uhlawule ityala kamva. Intsingiselo, unokuthenga ikomityi yekofu evenkileni, uyihlawulele usebenzisa iBullet UPI credit line, kwaye akunyanzelekanga ukuba uhlawule epokothweni yakho.
I-Mutual Funds Portfolio Analyzer ikuvumela ukuba ulandelele imali yakho kwindawo enye, kunye neJupiter's AI ikunika uhlalutyo lwepotfoliyo simahla. Inokukubonisa ukuba zeziphi iimali ezikunika imbuyekezo eninzi, apho ulahlekelwa khona yimali, zeziphi iimali ezithengiswayo, eziguquguqukayo, njalo njalo.
Eli nqaku libonelelwa zii-apps ezininzi zemali, esisanda kubona UKUBHALA yongeza kwakhona iphothifoliyo yokuhlaziya i-mutual fund kunye ne-INDMoney kunye EMoney.
Ukubuyela kwiBhanki yeJupiter, baceba ukukhulula iitoni zezinto eziphambili kwiinyanga ezizayo.
Okubaluleke kakhulu:
- Umrhumo we-Friction 2FA-Ngokucacileyo awuzukuyidinga i-OTP/Pin yeentengiselwano ezincinci. Iinkcukacha zakho zokutshixa zebhayometriki ziya kusetyenziswa.
- Akukho ntlawulo yayo nayiphi na intengiselwano
- Iimpawu zokulondoloza i-Smart, ezifana ne-ICICI's iWish, ndiyacinga, inokuba ngcono nangona kunjalo.
- Amakhadi abonakalayo okuthenga kwi-intanethi
- Isipaji esikhawulezayo se-overdraft
- Indibaniselwano ye-IFTTT (ndiqinisekile ukuba ayizukwenzeka. Ngumthwalo owongezelelweyo)
- Fumana umvuzo ngenxa ukugcina imali, zenzele ugcino kwaye wenze iinjongo
- Ukufakwa kwerhafu nge-app
Kunye nokuninzi. Kukho uluntu lweJupiter apho unokwabelana ngeembono zakho eziphambeneyo ngeJupiter.
Njengoko benditshilo, iqela elisemva kwayo linomdla kakhulu. Ke, kukho ithuba elikhulu lokuba le projekthi isekwe kuluntu iya kuba sisicelo esikhulu sebhanki, esakhelwe isizukulwana esitsha.
Elinye lamalungu licebise ngekhadi ledebhithi elikhethekileyo lokukhupha amava, abathe bavuma kwaye basebenza ngokukhutheleyo. Nantsi ikroba:
Imali yeJupiter yeyona nto ifunwa ngabantu abaninzi:
- Inkqubo yokuvula iakhawunti yedijithali
- I-akhawunti yebhalansi engu-Zero enekhadi lokutsalwa lasimahla lobomi.
- Akukho mali ifihliweyo, iifizi zentengiselwano, kunye ne-smart app esebenza njenge umkhondo weendleko.
- Ikuvumela ukuba ufumane imbuyekezo yemali ngalo lonke ixesha usenza.
- Uhlalutyo lwenkcitho olungabonakali njenge-spreadsheet
- I-IMPS yasimahla (Iibhanki ezininzi zihlawulisa umrhumo ngaphandle kokuba ungumthengi okwinqanaba eliphezulu. Heck HDFC indibiza simahla nangona ndingumthengi wePremier Classic Banking)
- Quick 24×7 inkxaso ingxoxo
- Kwaye indlela ye-millennial-centric kunye nokuziva, inkangeleko kunye ne-UI ecacileyo yosetyenziso. Ngaba wakha wazama iBhanki yaseBaroda okanye iBhanki Enkulu ye-app yeselula? Inkosi ikusikelele.
Oku kuthetha, imeko yokuphumelela kubo bonke abasebenzisi bayo.
Ke, ngaba kufuneka ubhalisele iJupiter?
Ndingacebisa uJupiter. Kwaye akukho ntlawulo yokubhalisa, okanye naluphi na uhlobo lwentlawulo yaloo nto. Kodwa kufuneka ukhumbule ukuba ungayisebenzisi njengebhanki yakho kuba asiyobhanki.
Unokusebenzisa ngokukhuselekileyo iJupiter njengeakhawunti yakho yokonga yethutyana yentengiselwano yemihla ngemihla. Ukusebenzisa i-Jupiter kunye nekhadi layo le-debit liya kuqinisekisa ukuba awupheli ukuchitha yonke imali kwi-akhawunti yakho yokonga.
Kwaye umkhondo weendleko uya kukunceda uqonde ukuba uchitha phi na kwaye ungaphucula njani.
Nangona kunjalo, iJupiter ayingowokuqala. Fi.Imali sele inenkonzo yebhanki yeNeo esebenzayo eqhuba eIndiya. Kwaye awukwazi ukufumana iindleko ezingcono kunye nomkhondo wengeniso kunokuba yiprojekti ngabakwaBudgetBakers, ixesha.
Ndazise ukuba ucinga ntoni ngeJupiter Money app kwizimvo.
Anon
> Ke, iqela ayiloqela labasaqalayo abazama iinkonzo zabo zezimali. Bayayazi into abayenzayo, kwaye ikamva likhangeleka liqinile, ukuza kuthi ga ngoku.
Aayush – uxolo kodwa asiyonyani le. Uninzi lwabantu abakhokelayo kwaye abanye bayayishiya inkampani. Thetha nabo ubabuze ukuba bayayazi na into abayenzayo. Impendulo iya kukumangalisa.
Aayush Bhaskar
Molo Anon, ndenze i-bg check kwi-c-level kwaye babonakala beqinile. Awunakwazi ukuba ngubani ohambayo, abanye abakwazi ukulungelelanisa iinjongo zabo zobuqu kunye neshishini kwaye bakhule kunye. Ndibona abantu bewela phezu kweJupiter kunye nayo yonke imveliso entsha enqabileyo / yokuthengisa yedwa, qiniseka, asiyiyo enye yazo.
Jayakumar J
Ineenkcukacha kakhulu kwaye icaciswe kakuhle
Ngaba uyawazi umda wokurhoxiswa kwe-atm yemihla ngemihla kunye nomda wokuthengiselana we-UPI kwiJupiter?