Utyalo-mali lunokuba ngumdlalo onzima xa iimarike zichasene nawe, kwaye seso sizathu sokuba abantu abaninzi bafune iindlela ezingakumbi zokutyala imali. Kutshanje, amaIndiya amaninzi aqalise ukutyala imali kwiimarike zehlabathi kwaye i-US ngaphandle kwamathandabuzo iyindawo yokuqala abayikhethayo.
Kolu tyando, iVested, ebonelela ngeenkonzo zokutyala imali kwi-stocks yase-US, ibe yindawo edumileyo kubatyali-mali abaninzi kule minyaka. Nangona kunjalo, unikezelo lweScripbox kunye nokhetho lotyalo-mali luqalile ukutshintsha le ndlela.
Yiyo loo nto kule post yebhlog, siya kuba nothelekiso oluneenkcukacha phakathi kwala maqonga mabini kwaye sibone ukuba yeyiphi ephuma esoyisileyo kubatyali-mali. Ke, masiqalise kwangoko.
Yintoni iVested?
IVested Finance liqonga le-fintech elivumela amaIndiya ukuba atyale imali kwizitokhwe zase-US kunye nee-ETF. Njengoko iyingxaki kubatyali-mali abaninzi, iVested Finance ikuvumela ukuba uthenge izabelo zamaqhezu ezitokhwe zaseMelika njengoko zibiza kakhulu kumaIndiya.
Ayisiyiyo loo nto kuphela, iVested ayinayo intlawulo yokuvula iakhawunti okanye iifizi ezifihliweyo, nto leyo eyenza ukuba ibe lukhetho olufikelelekayo kakhulu kubatyali-mali.
Yintoni iScripbox?
Scribox ibiyenye yamaqonga otyalo-mali aqhuba kakuhle eIndiya ixesha elide ngoku.
Kutshanje, baphehlelele into entsha evumela abasebenzisi babo ukuba batyale imali ngokuthe ngqo kwizitokhwe zase-US kwaye ngenxa yoko bayibeka ngokuchasene neVested Finance.
I-Scripbox inikeza ezinye izinto eziluncedo kunye ezibandakanya iimali eziNgxamisekileyo, izicwangciso zemali ezilungiselelwe, izicwangciso zokulondoloza iRhafu, kunye nokunye.
Iimpawu zeVested
Nazi ezinye zezona mpawu ziluncedo zeVested.
1. AlphaScreener
AlphaScreener ngaphandle kwamathandabuzo lolona phawu lubalaseleyo lweVested kulo mzekeliso. Ikuvumela ukuba ujonge kwaye uhlalutye uluhlu lwakho lokubukela kwaye wenze uluhlu olufutshane lwesitokhwe sakho kunye nee-ETF. Unako kwakhona backtest izicwangciso zakho kwiimetriki ezahlukeneyo.
I-AlphaScreener sisixhobo esipheleleyo sokurhweba oya kusidinga ukuba ufunde utyalo-mali lwakho. Iza nesicwangciso sasimahla kunye nesihlawulelwayo. Ngaphezulu kwayo, bonke abasebenzisi ababhalise kwi-akhawunti ye-premium ye-Vested bafumana ukufikelela okuncomekayo kwi-AlphaScreener ngeendleko ezongezelelweyo zero.
2. IKhomishini yeZero
Ngaphandle kokuba lusetyenziso olukhulu lotyalo-mali lwabaqalayo kunye nabatyali-mali abanamava, iVested ihlawulisa i-zero ikhomishini kubasebenzisi bayo. Oku kuyenza ifikeleleke kakhulu kwaye ibe luncedo kubarhwebi kunye nabatyali-mali abadiniweyo kukuhlawula imali eninzi kunye neekomishini.
3. UTyalo-mali lwamaQela
Uninzi lwamaIndiya ahlala kude kutyalo-mali kwizitokhwe zase-US ngenxa yamaxabiso awo aphezulu. Nangona kunjalo, ngokungafaniyo ne IMarike yaseIndiya, Iimarike zase-US zivumela abatyali-mali ukuba bathenge izabelo ze-fractional naziphi na izitokhwe.
IVested izisa eli nqaku kubasebenzisi abahleli eIndiya apho banokuthenga khona izitokhwe zeenkampani abazithandayo ngokohlahlo lwabiwo-mali kunye nentando yabo.
4. Iivesti: IiPotfoliyo zoKwakha kwangaphambili
Le ngokungathandabuzekiyo yi-USP yeVested Finance. Ezi Vests ziipotfoliyo zokwakhiwa kwangaphambili ezenzelwe ukwenza utyalo-mali lube ngumsebenzi ongenazinkathazo kubasebenzisi bazo. Kukho iindidi ezimbini zeeVests ezifumanekayo kubasebenzisi-iVests ezisekwe kwiNjongo kunye neeVests ezisekwe kumxholo.
Iivesti ezisekelwe kwiinjongo zigcinwe kukhunjulwa injongo ethile yomtyali-mali kwaye iqulethe ipotfoliyo ekwaziyo ukuyiphumeza. Iivesti ezisekelwe kumxholo zisekelwe kwiinkcukacha ezithile kwaye abasebenzisi banokukhetha ukuba bafumane imbuyekezo yabo elindelekileyo.
5. Utyalo-mali oluqhubekayo
IVested ivumela utyalo-mali oluqhubekayo kubasebenzisi bayo. Oku kuthetha ukuba unokumisela imida yakho kunye nomhla othile, kwaye iVested iya kutyala ngokuzenzekelayo ezo mali kwii-asethi ozifunayo. Nangona kunjalo, unokukhetha ukuyivula okanye uzenzele ngokwakho.
6. Vested Direct
I-Vested iphume nesisombululo sokusombulula ingxaki yomtyali-mali waseIndiya yokuhlawula imali eninzi kunye neekomishini kwiibhanki zaseMelika. Ngoku, abatyali-zimali baseIndiya banokufaka imali yabo kwiibhanki zaseMelika ngokukhawuleza nangentlawulo ephantsi kakhulu.
Oku kuvumela abatyali-mali ukuba bafake imali rhoqo kwaye bakhuthazeke ukuba batyale imali ngakumbi kwiimarike zehlabathi.
Iimpawu zeScripbox
Makhe sijonge kwiimpawu zeScripbox.
1. UTyalo-mali lwamaQela
Kanye njengeVested Finance, iScripbox ikuvumela ukuba uthenge izabelo zamaqhezu kwizitokhwe zase-US. Ungathenga ngokulula ubungakanani obuninzi njengoko uthanda kwaye eli nqaku linceda abatyali-mali ukuba bahlukanise iipotifoliyo zabo abangenayo inkunzi enkulu.
2. IiNgxowa-mali ezahlukeneyo
I-Scripbox ayiphelelanga kuphela kwii-stocks zase-US, kodwa ikuvumela ukuba utyale iitoni zeemali ezisekelwe kwiinjongo ezahlukeneyo kunye neemfuno. Ukusuka kwiimali ezingcono kakhulu zeHybrid ukuya kwiimali eziphezulu ze-ELSS, i-Scripbox inokuninzi okunikezwayo.
Ungatyala nje imali yakho eyinkunzi kwezi mali kwaye liqela leengcaphephe elisebenza egameni lakho.
3. IiDipozithi eziZinzileyo eziSekwe kwiNjongo
I-Scripbox ineediphozithi ezininzi ezisisigxina ezinikezela ngembuyekezo ezahlukeneyo. Nangona kunjalo, inxalenye enhle malunga nale mali kukuba ihambelana ngendlela ekhonza ngayo iinjongo ezahlukeneyo kubatyali-mali abahlukeneyo.
Umzekelo, kukho ii-FD zabemi abaphezulu ezibonelela ngereyithi ezinzileyo yembuyekezo kumtyali-mali. Oku kunika imvakalelo yokhuseleko kunye nomngcipheko omncinci.
4. Izixhobo zokucwangcisa
Izixhobo zokucwangcisa ngokungathandabuzekiyo yenye yezinto eziphambili zeqonga. Kukho izixhobo ezahlukeneyo ezikhoyo kubasebenzisi ukulawula nokubala utyalo-mali lwabo.
Kananjalo beza ne-UI elula ebenza ukuba basebenziseke kakhulu. Ezinye zezona zixhobo zidumileyo sisibali se-SIP, isixhobo sokubala se-EPF, kunye nesibali seCompound Interest.
Uthelekiso oluneenkcukacha phakathi kweVested & Scripbox
Nalu uthelekiso olunzulu lweVested kunye neScripbox kwiikhrayitheriya ezahlukeneyo.
1. Iintlawulo zokurhweba
Ukuthetha ngeentlawulo zokurhweba, iVested Finance ithembisa i-zero ikhomishini njengesiqhelo kubasebenzisi bayo. Nangona kunjalo, i-Scripbox ihlawulisa i-0.50% yexabiso lokurhweba (ubuncinci be-$ 1 ngorhwebo). Ke, iVested iba lukhetho olufikelelekayo ngakumbi kubatyali-mali.
2. Umrhumo wokurhoxa
Bobabini iVested kunye ne-Scripbox banemirhumo yokuhoxiswa eqhotyoshelwe kwiinkqubo zabo. Oku kungenxa yokuba imithetho yase-US ihlawulisa ipesenti yeemali ezivela kubatyali-mali.
Nangona kunjalo, kukho umahluko obonakalayo kule mali. Kwelinye icala, iVested Finance ihlawulisa malunga ne-5 yeedola ngokutsalwa kwayo ngelixa, i-Scripbox ihlawulisa i-10 yeedola zokurhoxa kubatyali-mali bayo.
3. Izixhobo zoTyalo-mali
Oku ngokucacileyo akukho-brainer. IScripbox inokhetho lotyalo-mali olungaphezulu kakhulu kuneVested Finance.
Njengoko iVested yasungulwa ngokuyintloko ngenjongo yokubonelela ngesitokhwe sase-US kumaIndiya, iScripbox yasungulwa njengeqonga lotyalo-mali esele libonelele ngeemali ezahlukeneyo ezifanayo, ii-FDs, kunye nokunye. Ke, kucacile ukuba uya kuba neenketho ezininzi kwi-Scripbox kune-Vested.
4. Uxhaso lwabathengi
I-Scripbox isebenze iminyaka engaphezu kweshumi ngoku kwaye ngeli xesha, into enye abayiphucule kakhulu yinkxaso yabo yabathengi. Unokuqhagamshelana ngokukhawuleza neqela le-Scripbox xa kukho naluphi na uncedo.
Ngokufanayo, iVested nayo inenkxaso entle yabathengi, kodwa ngamanye amaxesha abasebenzisi baye babonwa bekhalaza ngempendulo yabo ecothayo.
5. Umsebenzisi-Ujongano
Zombini i-Scripbox kunye neVested zine-UI ebhityileyo, enika abasebenzisi ithuba lokuziva bekhululekile. Unokukhetha ngokulula isitokhwe sakho, faka ubungakanani kwaye uyithenge. Akukho zingxaki okanye iimpawu ezongayo zokukubhidanisa.
IiPros zeVested
- Isisombululo esisodwa sotyalo-mali, ukuhlola, kunye nokubuyisela umva izitokhwe zase-US kunye nee-ETF
- Ayihlawulisi ikhomishini okanye umrhumo ofihliweyo
- Izicwangciso ezingabizi
- Isinxibelelanisi somsebenzisi
- Ukuxhaswa kwabathengi
Iimpawu zeScripbox
- Iinketho zotyalo-mali ezahlukeneyo ziquka iiNgxowa-mali eziBambisanayo, iDipozithi eZinzileyo, isitokhwe sase-US, nokunye.
- Utyalo-mali lwamaqhezu
- Idatha yexesha lokwenyani
- Izixhobo ezininzi zotyalo-mali kunye neenjongo zokurhweba
- Utyalo-mali olusekwe kwinjongo
Iingxaki zeVested
- Awunakutyala imali kwizitokhwe zasekhaya
- Akukho ukufikelela kwii-cryptocurrencies, ii-IPOs, kunye nezinto eziphuma kuzo
- Iidipozithi zilibazisekile kwi-app
Iingxaki zeScripbox
- Ayiniki iingcebiso zesitokhwe
- Isixhobo sokutshatha sisisiseko kakhulu
Isigqibo sam
Ngokubanzi, zombini iVested kunye neScripbox ngamaqonga akhethekileyo otyalo-mali kwimarike yaseMelika. Kwelinye icala, iVested ibonelela ngeendlela ezilula nezikhawulezayo zotyalo-mali ngelixa i-Scripbox ikuvumela ukuba utyale imali kwi-asethi eninzi kubandakanya iiNgxowa-mali eziBalulekileyo, ii-ETF, ii-FDs, ii-NFOs, kunye ne-NPS.
Nangona kunjalo, ndingathanda ukuqhubeka IVested Finance ukuba ndifuna nje ukutyala imali kwii-stocks zase-US ngenxa ye-AlphaScreener yayo ebalaseleyo, enika uhlalutyo olunzulu kunye nezixhobo ezinceda kuphando lweempahla kunye nezinye izinto.
Akunjalo nje, iidiphozithi ezithe ngqo, kunye notyalo-mali oluphindaphindiweyo olubonelelwa yi-Vested lunika inzuzo eninzi kubatyali-mali bayo kwaye yenze ukhetho olungcono lokutyala imali kwiimarike zase-US. Ndazise i-app oyithandayo yokutyala imali kwiimarike zaseMelika kwicandelo lezimvo elingezantsi.
Shiya iMpendulo