I-Interactive Brokers, INDmoney, kunye neVested zonke ziinkampani zetekhnoloji yezemali ezibonelela ngeenkonzo zokurhweba kunye notyalo-mali.
I-Interactive Brokers yifemu yokurhweba yehlabathi ebonelela ngokurhweba ngesitokhwe, ukhetho, ikamva, kunye neemali. Banoluhlu olubanzi lweempawu kunye nezixhobo zabo bobabini abaqalayo nabanamava abatyali-zimali.
I-INDmoney nayo iqonga lokutyala imali kunye nomcebisi we-robo onika iinkonzo zolawulo lotyalo-mali. Injongo yabo kukukunceda ukhulise ubutyebi bakho ngokutyala imali kwipotifoliyo yee-asethi ezahlukeneyo.
IVested liqonga lotyalo-mali kwi-intanethi elibonelela ngeemveliso ezahlukeneyo zotyalo-mali kunye neenkonzo. Baneqela leengcali zemali ezinokukunceda wenze ezona zigqibo zotyalo-mali ezingcono kwiinjongo zakho.
Kodwa yeyiphi ekulungeleyo? Masiyifumane kule bhlog.
Yintoni i-Interactive Brokers?
Abarhwebi abasebenzelayo yifemu ye-electronic brokerage yehlabathi jikelele enikezela ngeenkonzo zorhwebo notyalo-mali kwiimarike ezingaphezu kwe-120 kwihlabathi jikelele. Inkampani ikwikomkhulu eGreenwich, eConnecticut, eU.SA. I-Interactive Brokers Group, Inc. isebenza njengenkampani ebambe utyalo-mali.
Ngokusebenzisa i-subsidiaries, inkampani ibonelela ngeenkonzo zokurhweba nge-elektroniki. Ibonelela ngokurhweba kwiiklasi ezahlukeneyo ze-asethi, kubandakanywa i-equities, ukhetho, ikamva, i-forex, kunye nezixhobo zengeniso ezisisigxina.
Inkampani ikwabonelela ngeenkonzo zokucoca, ukuhlaliswa, kunye nokugcinwa. Ukongeza, ibonelela ngeenkonzo zokuboleka umda kunye nenkxaso-mali.
Yintoni i-INDmoney?
INDmali sisiqalo sefintech esinceda amaIndiya ukuba atyale imali kwizitokhwe zase-US ngeentlawulo eziziro okanye iikomishini. Unokuseta ibhajethi yakho, ulandelele iindleko zakho, usete iinjongo, kwaye wenze izinto ezininzi ngakumbi kwi-app.
Eyona njongo iphambili yosetyenziso kukukunceda ukuba ulawule iimali zakho kwaye wenze ngcono izigqibo zezemali ngoncedo lweengcali ze-INDmoney.
I-INDmoney sisixhobo esihle kuye nabani na ofuna ukufumana isiphatho esingcono kwiimali zabo. Kulula ukuyisebenzisa kwaye ibonelela ngezimvo ezixabisekileyo ezinokukunceda Gcina imali.
Yintoni iVested?
Valiwe liqonga lotyalo-mali apho unotyalo-mali kwizitokhwe zase-US ezihleli eIndiya ngaphandle kwentlawulo eyongezelelweyo. Ikwavumela utyalo-mali lwamaqhezu, ke ngoku ungagcina izabelo ezibiza kakhulu ze-apple kunye ne-tesla ngexabiso elincinci njenge-Rs.10 ngokunjalo.
Usetyenziso lukwanalo nenani leempawu ezenza kube lula ukulandela inkcitho yakho, usete iinjongo, kwaye uhlale uphezulu kwimali yakho. Umzekelo, unokuseta izaziso zokukukhumbuza xa ufuna ukuhlawula amatyala okanye utshintshe. Ungazibona zonke iintengiselwano zakho kwindawo enye, ukuze ukwazi ukubona lula naziphi na izitenxo.
Iimpawu ze-Interactive Brokers
Makhe sijonge kwiimpawu zee-Interactive brokers.
1. Izixhobo ezahlukeneyo zoTyalo-mali
Iinketho zotyalo-mali lwabarhwebi abasebenzisanayo, ukuza kuthi ga ngoku, ziphambi kakhulu kwe-INDmoney & Vested. Isebenza kwiimarike zehlabathi ezingaphezu kwe-100 kwaye inikezela ngotyalo-mali oluthe ngqo kwizitokhwe, ukhetho, ii-ETF, ikamva, i-cryptocurrensets, ii-pair currency currency, iibhondi, igolide yendawo yase-US, iingxowa-mali ezihlangeneyo, umcebisi we-robo, i-hedge funds, kunye neepotfoliyo ezilawulwayo.
2. URhwebo lobuNgcali kunye neZixhobo zoTyalo-mali
Ukuba ungumrhwebi oyingcali okanye umtyali-mali, osebenzisa izixhobo ezininzi zokuhlalutya utyalo-mali lwakho, i-Interactive broker ayizukukudanisa. Ukusuka kwizikhombisi eziphezulu ukuya kumcebisi we-robo onika iingcebiso kwangexesha kunye nokhetho lotyalo-mali olukhethwe ngesandla, iqonga le-Interactive broker liyazalisekisa zonke iimfuno zengcali.
3. Ixhasa uRhwebo kwiGlobhu jikelele kwaye Lonwabise abaTyali-mali baMazwe ngaMazwe
I-Interactive Brokers ixhasa urhwebo kwihlabathi liphela. Oku kuthetha ukuba ungatyala ngokoqobo malunga neemarike ezili-150, iimali ezingama-24, kunye namazwe angama-33 ngeqonga lawo. Inika onke la mathuba otyalo-mali kwiqonga layo elenza kube lula kubatyali-mali abanqwenela ukutyala imali kwiimarike ezahlukeneyo.
4. Amaxabiso aphantsi kunye neeKhomishini
Ii-broker ezisebenzisanayo zibonelela ngelona zinga liphantsi lomda kwishishini. Phantse nge-66% ngaphantsi komndilili weshishini lokurhweba ngotyalo-mali kwaye ukuba uzimisele ukuthatha amashishini amakhulu ngemithamo ephezulu, imirhumo yakho iyancipha ngakumbi njengoko ubungakanani botyalo-mali lwakho bukhula.
Iimpawu ze-INDmoney
I-INDmoney iza nezinto ezininzi eziphezulu. Masizijonge ngezantsi.
1. Gcina Imali Ngokuzenzekela
I-INDmoney ikunceda ukuba wonge imali ngokuzenzekelayo ngokulandela umvuzo wakho, kunye neendleko kunye nokucebisa iindlela zokunciphisa inkcitho yakho. Oku kuthetha ukuba unokuseta ngokulula iinjongo zakho eqongeni kwaye iya kuhlala ikukhokele kwindlela onokuthi ugcine ngayo kwaye wenze utyalo-mali olungcono.
2. Tyala Imali Ngobulumko
I-INDmoney ikunceda ukuba utyale imali yakho ngobulumko ngokubonelela ngeengcebiso zotyalo-mali ezenzelwe wena ngokusekelwe kwiprofayile yakho yomngcipheko kunye neenjongo zemali.
Yenza izicwangciso ezenzelwe wena kwiprofayile yakho kwaye ikubonise imephu yendlela epheleleyo onokuthi uyilandele ukufikelela kwiziphumo ozifunayo. Ungakhankanyi, ineqela leengcali ezihlala zijonga iphothifoliyo yakho kwaye zihlala zikukhumbuza ngeengeniso kunye nelahleko enokubakho.
3. Ukulawula iMali
I-INDmoney ikunika isishwankathelo esipheleleyo semali yakho ukuze ukwazi ukulawula imali yakho ngcono. Ikwabonelela ngeempawu ezifana nohlahlo lwabiwo-mali, ukusetwa kwenjongo, kunye nezikhumbuzo zentlawulo yebhili ukukunceda uhlale uphezulu kwiimali zakho.
4. Ukugcina Imivuzo
I-INDmoney ikuvuza ngokonga imali ngokukubuyisela imali kunye nezaphulelo kwiindleko zakho. Ezi mali zibuyisiweyo zifanelekile kwiitoni zabarhwebi kwaye zinika umvuzo oxabisekileyo kubasebenzisi bazo. Oku kuthetha ukuba ngokwenene unokwenza imali ngokusebenzisa iimpawu eziphambili ze-IndMoney.
Iimpawu zeVested
Nazi ezinye zezona mpawu zibalaseleyo zeVested.
1. Ugcino oluzenzekelayo kunye noTyalo-mali
IVested yenza kube lula ukugcina kunye nokutyala imali yakho ngokuzenzekelayo. Unokuseta ukudluliselwa okuphindaphindiweyo ukusuka kwi-akhawunti yakho yokutshekisha ukuya kwi-akhawunti yakho ye-Vested, kwaye iVested iya kutyala imali yakho ngokuzenzekelayo kwipotfoliyo ye. esitokisini kunye nee-ETFs.
2. Ukwakha ubutyebi kwiVested
IVested ikunceda ukuba ukhulise imali yakho ngokuphinda utyale ngokuzenzekelayo izabelo zakho kunye Inzuzo eyinkunzi. Ungatshintsha kwaye uhlengahlengise eli nqaku ngesandla kwi-app, okanye usete ku- "Auto" ukuba ufuna iVested ikusethele yona. Kuyo nayiphi na imeko, olu luphawu olubalaseleyo lwe-app ekunceda ekudaleni ubutyebi.
3. UTyalo-mali oluJoliswe kwiNjongo
Masithi ufuna ukuya ekhefini kwihlobo elizayo, kwaye unethemba lokufumana ubuncinci i-10% yembuyekezo ukuze uphile. Ewe, akunyanzelekanga ukuba ucwangcise utyalo-mali lwakho ngayo. Faka nje iinjongo zakho kwi-Vested, kwaye iya kukubonisa ezona zixhobo zibalaseleyo zotyalo-mali ezinokubonelela ngembuyekezo njengoko ubulindele.
4. Utyalo-mali lwamaqhezu
IVested ikuvumela ukuba utyale imali kwizitokhwe ezibizayo kumaqhezu. Oku kuthetha ukuba unokuthenga ngokulula izitokhwe zeenkampani eziphezulu ngexabiso elininzi njengoko ufuna. Oku kunceda ekuguquleni ipotifoliyo yakho njengoko unokuthenga izitokhwe ezahlukeneyo endaweni yokuthintela inkunzi yakho ekuthengeni izitokhwe ezibiza ngokupheleleyo.
Iimveliso ezinikezelwa yi-Interactive Brokers
Zininzi iimveliso kunye neenkonzo ezibonelelwa ngawo omathathu amaqonga abenza babe ngabakhuphisanayo. Masiqale ngeemveliso ezinikezelwa yi-Interactive Brokers.
1. IiNdlela zoTyalo-mali
Abarhwebi abasebenzisanayo banikezela ngezona ndlela zotyalo-mali kuzo zontathu iiplatifti. Ungatyala imali ngokulula kwiZitokhwe, iimali ezifanayo, ii-IPO, kunye nee-ETF ngokuthe ngqo kwi-app.
Ungatyala imali kwiimarike ezingaphezu kwe-150 ezahlukeneyo kwihlabathi jikelele. Oku kubonelela ngeyantlukwano kwipotifoliyo yakho kunye nethuba elingcono lokuzigcina ngexesha elifanelekileyo Ukuwa kweemarike.
2. Ikamva & iinketho Trading
I-Interactive Brokers ikwabonelela abathengi bayo ukukwazi ukurhweba izivumelwano zexesha elizayo kwi-intanethi. Abathengi banokuthengisa iintlobo ngeentlobo zeekhontrakthi zexesha elizayo, kubandakanywa izivumelwano zeemveliso, iimali kunye nezalathisi. Ngokufanayo, unako kwakhona iinketho zorhwebo ngezitokhwe, ikamva, kunye neemali
3. Urhwebo lwe-Forex
I-Interactive Brokers inikezela abathengi bayo ukukwazi ukurhweba i-forex kwi-intanethi. Abathengi banokurhweba ngababini be-forex, kubandakanywa izibini ezinkulu, izibini ezincinci, kunye nee-exotic pairs.
4. Umvuzo osisigxina
I-Interactive Brokers inikezela abathengi bayo amandla okutyalomali kwiintlobo ngeentlobo ze-fixed-income securities, kubandakanywa iibhondi, ii-T-bills, kunye nee-CD. Ezi ziqinisekiso zikunceda ekwenzeni imbuyekezo yokwenyani kunye neyenyani. Ziphakathi kolona tyalo-mali luzinzile kwaye ziqulethe ubuncinane bomngcipheko.
5. Ulawulo lwePotfoliyo
I-Interactive Brokers inika abathengi bayo amandla okulawula iiphothifoliyo zabo kwi-intanethi. Abathengi banokujonga iiphothifoliyo zabo, ukusebenza, kunye neprofayili yomngcipheko. Basenokuphinda balungelelanise iipotfoliyo zabo kwaye benze utshintsho kwisicwangciso sabo sotyalo-mali.
Iimveliso ezinikezelwa yi-IndMoney
Makhe sijonge kwiindidi ezahlukeneyo zeemveliso ezibonelelwa yi-INDmoney.
Iimveliso zoTyalo-mali
I-INDmoney inikeza uluhlu lweemveliso zotyalo-mali, ezifana neengxowa-mali ezifanayo, ii-ETF, kunye nokunye. Abasebenzisi bangakhetha kuluhlu olubanzi lweendlela zotyalo-mali kwaye banokutyala imali kwiindidi ezahlukeneyo zee-asethi.
Ikhaltyhuleyitha yotyalo mali
I-INDmoney yikhaltyhuleyitha yotyalo-mali evumela abasebenzisi ukubala imbuyekezo kutyalo-mali (ROI) kutyalo-mali lwabo. Isibali-manani sithathela ingqalelo isixa-mali sotyalo-mali, ixesha lotyalo-mali, imbuyekezo elindelekileyo, kunye neprofayili yomngcipheko wotyalo-mali. Ikhaltyhuleyitha ke ivelisa ingxelo ebonisa iROI kutyalo-mali.
I-Inshurensi yoBomi kunye neMpilo
I-INDmoney, ngokuba liqonga le-fintech, iyakwandisa imveliso yayo kwi-inshurensi ngokunjalo. Oku kuthetha ukuba unokufumana lula i-inshorensi yempilo, i-inshorensi yobomi, i-inshurensi yemoto, kunye ne-inshurensi yasekhaya ngokuthe ngqo eqongeni.
Inika zonke ezi nkonzo kwinkqubo engenamaphepha. Ke, akunyanzelekanga ukuba uthathe nayiphi na imingeni ukonwabela ezi nkonzo zivela kwi-INDmoney.
IPO Centre
I-INDmoney ayiphelelanga nje kwii-stocks kunye neengxowa-mali ezifanayo. Ukuba ubucinga ukwenza isicelo se-IPO, i-INDmoney ingakwenzela nawe oko. Unokwenza isicelo ngokuthe ngqo kuzo naziphi na ii-IPO ngokuthe ngqo kwi-app.
Isilondolozi esiPhezulu a/c
I-INDmoney ibonelela ngeakhawunti yokonga eneempawu ezilungileyo zabaqalayo kunye nabarhwebi abanamava kunye nabatyali-mali. Ungayidlulisela imali yakho kwaye uvule iakhawunti entsha kwi-INDmoney kwiintlawulo zero, akukho mda webhalansi ubuncinci, kwaye ube neyona migangatho ingcono yokutshintshiselana kushishino ukusuka kwi-super saving a/c.
Iimveliso ezinikezelwa yiVested
IVested, izisa neemveliso ezikumgangatho ophezulu ezifanele ukukhuphisana noontanga bayo. Masixoxe ngazo ngezantsi.
Iimveliso zoTyalo-mali
I-Vested Finance inikezela ngeendlela ezahlukeneyo zotyalo-mali kubaxumi bayo, kubandakanywa izitokhwe, iibhondi, iingxowa-mali ezihlangeneyo, kunye neengxowa-mali zotshintshiselwano (ETFs). Nganye kwezi zikhetho zineengozi ezahlukeneyo kunye nemivuzo, kwaye iVested Finance inokunceda abathengi bayo bakhethe umxube ochanekileyo wotyalo-mali kwiimfuno zabo.
Alphascreener
I-Alphascreener sisixhobo esinamandla sophando kunye nesixhobo sokuhlalutya esikuvumela ukuba ufumane ezona zitokhwe zingcono kakhulu zokuthenga kunye nokutyala imali. Nge-Alphascreener, unokujonga izitokhwe usebenzisa iindlela ezahlukeneyo zokukhetha, kubandakanywa ixabiso, imali yemarike, kunye necandelo.
Unokuseta izilumkiso ukuba waziswe xa izitokhwe ezithile zihlangabezana neenqobo zakho.
UMcwangcisi wezeMali
IVested ibonelela ngomcwangcisi wemali kubasebenzisi bayo eyenza nje izicwangciso zotyalo-mali ezahlukeneyo. Ihlalutya iinjongo zakho, ipotifoliyo yangoku, ukuvezwa komngcipheko, kunye nezinye iimetriki. Emva kokuhlalutya onke la manyathelo, inika izicwangciso ezahlukeneyo ezinokuba luncedo kwaye zihambelane neenjongo zakho kwixesha elizayo.
Management Portfolio
Imveliso edume kakhulu yeVested, umphathi wepotfoliyo wenza yonke into egameni lakho. Nokuba kuthengisa utyalo-mali lwakho olubonakala luwa okanye luhlengahlengisa urhwebo lwakho oluqhubekayo, iVested yenza yonke into egameni lakho. Unokwenza okanye uvale eli nqaku kwiisetingi ze-app.
IiPros ze-Interactive Broker
- Ii-Interactive Brokers zihlawulisa ezinye zeentlawulo eziphantsi kwishishini.
- Inikeza uluhlu olubanzi lweenketho zotyalo-mali, kubandakanya isitokhwe, ii-ETF, iinketho, ikamva, kunye ne-forex.
- Isikhululo soMrhwebi sinamandla iqonga lokurhweba leyo ifanele abarhwebi abasebenzayo. Ibonelela ngeempawu ezinje ngetshathi ephucukileyo, idatha yentengiso yexesha langempela, kunye iinketho backtesting.
- Ifumaneka kumazwe angaphezu kwama-33
- Akukho mfuneko yebhalansi yeakhawunti encinci.
IiPros ze-INDmoney
- Inceda ukulandelela iindleko kunye nohlahlo lwabiwo-mali.
- Yenza usukelo olulungiselelweyo.
- Akukho khomishini okanye iifizi ezifihliweyo.
- Umsebenzisi-lula kwaye ujongano olulula.
- Utyalo-mali oluzenzekelayo
IiPros zeVested
- Tyala ngokuzenzekelayo kutyalo-mali olunembuyekezo ephezulu njenge-401k kunye ne-IRA.
- Ukulandelela iindleko kunye neengxelo zokusebenza zotyalo-mali lwakho.
- Phinda utyale izabelo zakho kunye neenzuzo ezinkulu.
- Ukuxhaswa kwabathengi ngokukhawuleza.
- Usetyenziso olusebenziseka lula kunye neqonga lewebhu
Ii-Cons of Interactive Brokers
- Inkxaso yomxhasi omncinci.
- Ayizizo zonke izixhobo zotyalo-mali ezikhoyo kwiqonga.
- Ibiza iintlawulo eziphezulu.
- Iqonga linzima kakhulu ukulisebenzisa.
- Uninzi lweempazamo kwisicelo seselula.
Iingxaki ze-INDmoney
- Amathuba otyalo-mali alinganiselwe.
- Iqonga lokurhweba lisisiseko kwaye alifanelanga abarhwebi bepro.
- Iimpawu zohlahlo lwabiwo-mali azikho ncam njengeentanga zabo.
- Ijolise ngakumbi kutyalo-mali kwaye hayi ukurhweba.
- Ayidwelisi i-cryptocurrencies
Iingxaki zeVested
- Ibiza iikomishini eziphezulu ngamanye amaxesha.
- Iimpawu ezincinci kakhulu kwisicwangciso samahhala.
- Iprimiyamu yesicwangciso sonyaka siyabiza.
- Izixhobo zokurhweba ezincinci kunye neempawu.
Isigqibo sam
Emva kokusebenzisa zontathu ii-apps ngokobuqu, ndize nesigqibo sam. Ukuba ngamaqonga e-fintech, zontathu ii-apps zinetoni yeempawu kwaye nganye kuzo inezinto zayo ezikhethekileyo.
Ukuba ujonge i-app enokukuvumela ukuba utyale imali kwiimarike ezinkulu ezahlukeneyo, ke i-Interactive Brokers liqonga lokuya kwakho.
Ukuba ufuna eyona ndlela inexabiso eliphantsi phakathi kwezi zintathu kwiimfuno zakho zotyalo-mali, INDmali uya kwenza umsebenzi kuwe.
Kwaye, ekugqibeleni, ukuba ufuna i-app enokukunceda ngeengcebiso ezilungileyo zotyalo-mali, Valiwe ijika ibe yeyona ibalaseleyo kwimarike.
Ngokwemfuno yam kunye nemfuno yam, ndiyithanda kancinci i-INDmoney ngenxa yeempawu zayo ezomeleleyo, iikhomishini eziphantsi, kunye nojongano lomsebenzisi.