I-Jupiter Money iyibhange le-Neo elakhelwe ngokuqondile ukukhomba i-Generation Z kanye nezinkulungwane zeminyaka. Nina niyazi ukuthi ngiyithanda kangakanani ezezimali yeminyaka eyinkulungwane, ngakho-ke bekumele ngikhulume ngeJupiter.
Ngaphambi kokuthi sikhulume nge-Jupiter, kubalulekile ukuthi uqonde ukuthi yini ibhange le-Neo nokuthi lihluke kanjani kumabhange endabuko esiwasebenzisayo.
Ibhange le-Neo yibhange ledijithali, elingenabo nhlobo ubukhona bangempela. Ayinawo amagatsha, amaphepha, ukuqinisekiswa ngokomzimba futhi ayikusekeli ukuthengiselana ngemali.
Hhayi impela, kodwa kufana kakhulu nebhange lokonga ledijithali, okuthola e-US, njenge-Ally savings noma i-akhawunti yokonga ye-Capital 360.
Imali yeJupiter
I-Jupiter Money yakhiwa inqwaba yabantu abafezwe kahle.
Isikhulu salo, uJitendra Gupta nguyena ongumsunguli weCitrus Pay, ayidayisa ngo-$130 Mn ngo-2016. Omunye umuntu ogqamile obandakanyeka kuJupiter Money Project ngu-Anupam Bagchi owake wasebenza kwa-. I-Standard Chartered kanye ne-Axis Bank. Ku-Axis Bank, u-Anupam wayeyiPhini Likamongameli wesigaba seDigital Banking.
Ngakho-ke, iqembu alilona iqembu labasanda kuhlanganyela abazama izinsiza zabo zezezimali. Bayakwazi abakwenzayo, futhi ikusasa libukeka liqinile, kuze kube manje.
Ungakwazi ujoyine uhlu lokulinda ngakho-ke uma i-Jupiter Bank iba bukhoma, ungathola ukufinyelela kwangaphambi kwesikhathi okuhlanganisa nephesenti lembuyiselo eyengeziwe ezinyangeni ezintathu zokuqala.
Kusukela manje, nazi izici ezibalulekile okulindeleke ukuthi i-Jupiter inikeze:
- I-akhawunti yokonga yamahhala (Azikho izinkokhiso)
- Ikhadi ledebithi lamahhala elinikwe amandla yi-VISA
- Imbuyiselo kukho konke okwenziwayo
- Ukufinyelela kwe-UPI
I-Jupiter okwamanje isesigabeni sayo se-beta. Nasi isixhumanisi sabo Imephu Yomgwaqo.
Nazi ezinye izinto eziyisisekelo mayelana ne-Jupiter:
I-Jupiter ayilona ibhange ngokwayo. Ayigunyaziwe yi-RBI ukuba yibhange. Kunalokho, kusetshenziswa ingqalasizinda kanye nesisekelo sesikhungo se-Federal Bank. I-Federal Bank ibonakala iyinketho eyinhloko yawo wonke amabhange e-Neo amasha e-India. Mhlawumbe ngoba banikeza amanani ekhomishini ancintisanayo futhi nemithetho yabo kulula ukuyifanisa.
Kusho ukuthini lokhu uma ufaka imali ku-akhawunti yakho ye-Jupiter; I-Federal Bank yilapho imali yakho ifakwa futhi ilawulwa.
I-Federal Bank futhi yilapho imali yakho ifakwe umshwalense yi-RBI futhi igcinwa iphephile. Kufika ku-5 Lakh INR ifakwe umshwalense yi-RBI.
Ikhadi lakho lasebhange lilawulwa, likhishwa futhi izinkokhelo eziya kubathengisi ngekhadi lakho zikhokhelwa nge-VISA. Izikhalo zakho, ukukhokhela emuva, yonke into ixazululwa nge-VISA.
I-Jupiter inikeza ikhadi ledebithi kanye nekhadi le-ATM, ukuze ukwazi ukulisebenzisa ukuze ukhiphe imali, uhwebe kubathengisi bendawo, futhi uthenge ku-inthanethi. Ngicabanga ukuthi uzothola ikhadi le-PayWave lapho ungasetha khona imikhawulo yemisebenzi ethile njengasekhadini lasebhange le-ICICI.
Uzokwazi ukulawula ikhadi, ukulivimba, ukusetha umkhawulo wokuthengiselana, ulimise lapho ufuna, njalonjalo.
Futhi qaphela, inkampani yabo engumzali ikhiphe imikhiqizo emibili, engilindele ukuba yingxenye ye-Jupiter ngesikhathi esithile. Eyokuqala iBullet App kanti eyesibili ithi Izikhwama Zomphakathi iphothifoliyo analyzer.
Ngokusebenzisa i-Bullet App, ungasebenzisa izinkokhelo ze-UPI njengomugqa wesikweletu futhi ukhokhe isikweletu ngokuhamba kwesikhathi. Okusho ukuthi, ungathenga inkomishi yekhofi esitolo, uyikhokhele usebenzisa i-Bullet UPI credit line, futhi awudingi ukukhokha ephaketheni lakho.
I-Mutual Funds Portfolio Analyzer ikuvumela ukuthi ulandelele izimali zakho endaweni eyodwa, kanye ne-Jupiter's AI ikunikeza ukuhlaziywa kwephothifoliyo mahhala. Ingakubonisa ukuthi yiziphi izimali ezikunikeza izinzuzo eziningi, lapho ulahlekelwa khona imali, yiziphi izimali ezithengiswayo, eziguquguqukayo, njalonjalo.
Lesi sici sinikezwa izinhlelo zokusebenza eziningi zezimali, esisanda kuzibona I-CRED futhi wengeze i-mutual fund portfolio analyzer kanye ne-INDMoney kanye I-ETMoney.
Uma sibuyela ebhange iJupiter, bahlela ukukhipha amathani ezici ezithuthukile ezinyangeni ezizayo.
Okuphawuleka kakhulu:
- Imali ye-Friction 2FA - Ngokusobala ngeke udinge i-OTP/Iphinikhodi ekwenzeni izinto ezincane. Imininingwane yakho yokukhiya i-biometric izosetshenziswa.
- Ayikho imali yanoma yikuphi okwenziwayo
- Izici zokonga ezihlakaniphile, ezifana ne-ICICI's iWish, ngiyacabanga, zingaba ngcono nokho.
- Amakhadi abonakalayo okuthenga ku-inthanethi
- Isikhwama semali eseqile ngokushesha
- Ukuhlanganiswa kwe-IFTTT (ngiqinisekile ukuthi ngeke kwenzeke. Kungumthwalo owengeziwe)
- Thola umvuzo we ukonga imali, shintsha ukonga ngokuzenzakalelayo futhi udale imigomo
- Ukugcwalisa intela ngohlelo lokusebenza
Futhi nokuningi. Kunomphakathi we-Jupiter lapho ungabelana khona ngemibono yakho engasile ye-Jupiter.
Njengoba ngishilo, iqembu elingemuva kwayo linothando olukhulu. Ngakho-ke, maningi amathuba okuthi le phrojekthi esekelwe emphakathini izoba uhlelo lokusebenza lwebhange oluhle kakhulu, olwakhelwe isizukulwane esisha.
Elinye lamalungu liphakamise ukuzizwisa okuhlukile kwekhadi ledebithi lokungafakwa kwebhokisi, elikuvumile futhi elimatasatasa ukusebenza kukho. Nakhu ukubuka kancane:
I-Jupiter Money yilokho abantu abaningi abakufunayo:
- Inqubo yokuvula i-akhawunti yedijithali
- I-akhawunti yebhalansi engu-Zero enekhadi ledebithi lamahhala lokuphila kwakho konke.
- Awekho ama-overdrafts afihliwe, izinkokhelo zomsebenzi, kanye nohlelo lokusebenza oluhlakaniphile olusebenza njenge i-tracker yezindleko.
- Ikuvumela ukuthi uzuze imbuyiselo noma nini lapho wenza khona.
- Ukuhlaziywa kwezindleko okungabukeki njengespredishithi
- I-IMPS yamahhala (Amabhange amaningi akhokhisa imali ngaphandle uma uyikhasimende lezinga eliphezulu. Heck HDFC ingikhokhisa mahhala nakuba ngiyikhasimende le-Premier Classic Banking)
- Ukusekelwa kwengxoxo okungu-24×7 okusheshayo
- Kanye nendlela yeminyaka eyinkulungwane enomuzwa, ukubukeka kanye ne-UI enembile yohlelo lokusebenza. Wake wazama iBhange LaseBaroda noma i-Central Bank app mobile? Inkosi ikubusise.
Lokhu kusho, isimo sokuwina kubo bonke abasebenzisi bayo.
Ngakho-ke, ingabe kufanele ubhalisele i-Jupiter?
Ngingancoma i-Jupiter. Futhi ayikho imali yokubhalisa, nanoma yiluphi uhlobo lwenkokhelo yalolo daba. Kodwa kufanele ukhumbule ukuthi ungayisebenzisi njengebhange lakho ngoba akulona ibhange.
Ungasebenzisa ngokuphephile i-Jupiter njenge-akhawunti yakho yokonga yesikhashana yemisebenzi yansuku zonke. Ukusebenzisa i-Jupiter nekhadi layo lokudonswa kwemali kuzoqinisekisa ukuthi awugcini usebenzisa yonke imali ku-akhawunti yakho yokonga.
Futhi i-tracker yezindleko izokusiza ukuthi uqonde ukuthi usebenzisa kuphi imali ngokweqile nokuthi ungathuthuka kanjani.
Nokho, i-Jupiter akuyona eyokuqala. Fi.Imali vele inesevisi yebhange ye-Neo esebenzayo esebenza eNdiya. Futhi awukwazi ukuthola i-tracker yezindleko nengeniso engcono kunaleyo Wallet ngabakwaBudgetBakers, isikhathi.
Ungabhalisela i-Jupiter lapha.
Ngazise ukuthi ucabangani ngohlelo lokusebenza lwe-Jupiter Money kumazwana.
Anon
> Ngakho-ke, iqembu alilona iqoqo labantu abasanda kuhlanganyela abazama izinsiza zabo zezezimali. Bayakwazi abakwenzayo, futhi ikusasa libukeka liqinile, kuze kube manje.
Aayush – ngiyaxolisa kodwa lokhu akulona iqiniso. Abantu abaningi ebuholini abanye bayayishiya inkampani. Xoxa nabo futhi ubabuze ukuthi bayakwazi yini abakwenzayo. Impendulo izokumangaza.
Aayush Bhaskar
Sawubona Anon, ngenze isheke le-bg ku-c-level futhi abukeka eqinile. Ngeke wazi ukuthi ubani ohambayo, abanye abakwazi ukuvumelanisa imigomo yabo siqu nebhizinisi futhi bakhule ndawonye. Ngibona abantu becwila ku-Jupiter nawo wonke umkhiqizo omusha onokumaketha okushodayo/okukhethekile, qiniseka, asikho omunye wabo.
Jayakumar J
Inemininingwane eminingi futhi ichazwe kahle
Uyawazi umkhawulo wansuku zonke wokuhoxiswa kwe-atm kanye nomkhawulo womsebenzi we-UPI ku-Jupiter?