Ufuna indlela engenamthungo yokutshala imali kuma-Sovereign Gold Bonds?
I-Sovereign Gold Bonds (Ama-SGB) kuwuhlelo lukaHulumeni wase-India lokwenza ukutshalwa kwezimali kwegolide kube lula.
I-SGB yenza umuntu akwazi ukutshala imali ngendlela yegolide yedijithali ngaphandle kokuthenga igolide eliphathekayo. Kuwutshalomali lwezokuphepha lapho amabhondi esekelwa uhulumeni, ngakho-ke kukhona ithuba eliphansi kakhulu lanoma yikuphi ukwehluleka.
Ukutshala imali kuma-SGB kufana nokuthenga igolide eliphathekayo.
Lokhu kusho ukuthi kuze kube yilapho ibhondi yakho ivuthwa, uzoqhubeka nokuhola u-2.5% yenani eliyinhloko minyaka yonke. Intengo yamabhondi akho izoncika enanini legolide lemakethe ngesikhathi sokuhlengwa kwakho.
Izinzuzo ezimbalwa zokutshala imali kuma-SGB yilezi:
- Kuwuhlelo olusekelwa uhulumeni lapho uzuza khona inzalo yonyaka engu-2.5% enanini eliwumgomo lokutshala.
- Inani lenzalo lifakwa ngqo ku-akhawunti yakho yasebhange njenge i-dividend izimali.
- Ungakwazi ukuhlenga amabhondi ngemva kweminyaka emi-5. Isikhathi sokuvuthwa sama-SGB yiminyaka eyi-8.
- Inani lokuhlengwa lifakwa ngokuzenzakalelayo ku-akhawunti yakho yasebhange.
- Inani lamabhondi akho alilungisiwe. Ilingana nenani legolide emakethe.
- Kuyafana nokuthenga igolide elibonakalayo. Ungawuthengisa ngendlela yohlu lwe-Demat kubatshalizimali abafanelekile.
I-Zerodha ivumela bonke abasebenzisi bayo ukuthi bathenge ama-Sovereign Gold Bond ngaphandle kwezindleko ezengeziwe futhi basebenzise i-akhawunti yabo ye-Kite efanayo.
Ukutshala imali ku-SGB ngokusebenzisa i-Zerodha kulula kakhulu futhi kuyashesha kunamabhange namahhovisi eposi.
Kulo mhlahlandlela, ngizokukhombisa ukuthi ungathenga kanjani futhi utshale imali ku-Sovereign Gold Bond Scheme usebenzisa i-Zerodha. Igxathu emvakwe gxathu.
Ake siqale!
Isinyathelo 1: Thola izinsuku zokukhishwa kochungechunge lwakamuva lwe-SGB
Ama-SGB awatholakali ukuthi athengwe unyaka wonke.
Uhulumeni waseNdiya ukhipha la mabhondi ngochungechunge olune kuya kwayisithupha. Izinketho zokutshala izimali ngokuvamile ziqala ngoMeyi futhi ziphele ngesonto lokuqala likaSepthemba.
Ukuze uthole idethi yokukhishwa kuyo yonke ingxenye yonyaka, vakashela Ikhasi leshejuli yebhange le-ICICI lebhange elizayo lapha.
Kuleli khasi, ngaphansi kwekholomu ethi “Idethi yokubhalisa” uzothola isikhathi lapho izindaba ze-SGB zivulekele ukuthi abatshalizimali bathenge. Ngaphansi kwekholomu ethi “Idethi Yokukhishwa,” uzothola usuku lapho amayunithi e-SGB owathengile azofakwa khona ku-akhawunti yakho.
Uzokwazi kuphela ukutshala imali ku-SGB ngalesi sikhathi esithile. Ngakho qiniseka ukuthi uhlela kusenesikhathi ukuthi ungathanda ukuthenga igolide elingakanani esigabeni esithile.
Ngokuvamile, isikhathi seskimu singaba yizinsuku ezi-5.
Ungakhetha ukuthenga i-SGB nganoma yisiphi kulezi zinsuku ezi-5.
Uma usukhethe usuku, isinyathelo esilandelayo ukubeka i-oda lokuthenga.
Ukufaka i-oda lokuthenga le-SGB, vakashela ikhasi le-Zerodha's Gold Bond. Chofoza inkinobho yokutshala imali manje ukuze uye ekhasini elithi Coin by Zerodha.
Kungenjalo, ungangena futhi Kuhlamvu lwakho ngedeshibhodi ye-Zerodha bese uchofoza ama-ETF nama-SGB. Leli khasi futhi likuvumela ukuthi utshale kuma-ETF Egolide kanye nohlelo lwe-Sovereign Gold Bond. Ungakhathazeki, wonke umsebenzisi one-akhawunti ye-Zerodha angafinyelela kuhlelo lwayo lweCoin futhi.
Chofoza lapha ukuze ungene ngemvume kudeshibhodi yakho yohlelo lokusebenza lwe-Coin. Lesi sixhumanisi sizokuyisa ngqo ekhasini le-SGB lapho ungena ngemvume ngempumelelo.
Ekhasini leCoin, uzobona inketho yokutshala imali ye-Sovereign Gold Bond etholakalayo. Uma uvakashela leli khasi nganoma yisiphi isikhathi ngaphandle kwamadethi okunikezwayo kwesikimu se-SBG, ngeke uthole le nketho.
Ngaphansi kwesigaba esithi “Sovereign Gold Bond”, gcwalisa inani elifunekayo le-SGB ongathanda ukuyithenga.
Kulesi sifundo, ngithenga amagremu angu-3 e-Sovereign Gold Bond. Ungabona idethi yokuvala okunikezwayo kuleli khasi futhi. Qiniseka ukuthi unebhalansi eyanele ku-akhawunti yakho ye-Zerodha equity kuze kuvalwe ukunikezwa.
Ungafaka kuphela inani ozolitshala ngamagremu. Ayikuvumeli ukuthi utshale inani elithile njengoba izinga legolide ngegremu ngalinye le-SGB lilungiswa uhulumeni waseNdiya.
Ngemva kokufaka ubuningi, chofoza inkinobho ye-oda lendawo.
I-popup yokuqinisekisa izovela ukuze uqinisekise imininingwane yokutshala imali. Funda umlayezo wokuqinisekisa, ngokucophelela, qinisekisa amayunithi okuthenga bese uchofoza inkinobho yoku-oda indawo futhi.
I-oda lakho lifakwe ngempumelelo.
Isimo se-oda sizokwenza ushintsho kusalindiwe uma i-oda selifakiwe.
Uma udinga ukwenza noma yikuphi ukuhlela enanini le-oda lakho, nansi indlela ongakwenza ngayo:
Iya kudeshibhodi yakho ye-Coin by Zerodha bese uchofoza ama-ETF nama-SGB kumenyu ye-akhawunti yakho.
Ikhasi elifanayo lapho ofake khona i-oda lizovuleka.
Chofoza on the ipensela isithonjana sokuhlela i-oda lakho le-SGB. Uma ufisa ukukhansela i-oda lakho, chofoza ku- bin isithonjana.
Amayunithi e-SGB azokwabelwa i-akhawunti yakho ye-Zerodha Demat phakathi nezinsuku zokusebenza eziyi-10-15 ngemva kokuvalwa kwesikhathi sokukhishwa.
Nakhu ukuthi izobukeka kanjani uma isifakwe ku-akhawunti yakho ye-Demat:
Ukutshala imali ku-SGB kuyisinqumo esihlakaniphile. Ngaphezu kokuzuza inani legolide elihlonishwayo lesikhathi esizayo, futhi ukhokhelwa inzalo engu-2.5% ngonyaka. Akutholi lutho olungcono kunalokho kumtshali-zimali olondolozayo.
Ngethemba ukuthi lesi sifundo seZerodha SGB sikusize.
Uma unemibuzo, phawula ngayo ngezansi.
shiya impendulo