Pulatifomu yomwe katundu wake akulembetsa tsiku limodzi. Zina mwazinthu zomwe zidalembedwa zikugulitsidwa m'maola a 2, ndipo Wint Wealth ikupanga mitu pamakampani azachuma ku India.
Koma, Wint Wealth ndi chiyani, imagwira ntchito bwanji?
Kodi nchifukwa ninji amakopeka kwambiri, ndipo kodi amaperekadi mapindu abwino?
Ndinagwiritsa ntchito nsanja ya Wint kupeza mayankho a mafunso onsewa.
Tiyeni tiyambe ndi A mpaka Z papulatifomu komanso ngati kuli koyenera nthawi yanu ndi ndalama kapena ayi.
Kodi Wint N'chiyani?
Wint Wealth ndi nsanja yopezera ndalama za NBFCs (Non-Banking Financial Companies). Imapereka mndandanda wazinthu kwa ogwiritsa ntchito ake ndipo imapereka kubweza kwabwino kokhazikika pamabizinesi awo.
Chuma cha Wint chimapereka chitetezo chapamwamba mabungwe kuchokera kumakampani osiyanasiyana mwachindunji kwa wogwiritsa ntchito.
Koma, chifukwa chiyani mukufunikira kugwiritsa ntchito Wint kuti mugwiritse ntchito ndalama izi?
Tiyeni tiwone.
Chifukwa chiyani Wint?
Nthawi zambiri, ogulitsa ogulitsa sangathe kuyika ndalama m'mabondiwa chifukwa matikiti awo ndi okwera kwambiri. Zimayambira pafupifupi Rs.10,00,000 zomwe sizingatheke kwa ogulitsa malondawa.
Yachiwiri njira kwa ndalama mwa iwo ndi kudzera mabanki ndi mwagwirizana ndalama. Zida zachuma izi zimatenga ndalama kuchokera kwa ogulitsa malonda, kuwonjezera malire awo, ndi ndalama zake ndikuziyika mu ma bond awa.
Vuto ndi ndondomekoyi ndikuti chiwongoladzanja cholandira ndi Investor nthawi zambiri chimakhala chochepa. Izi zimachitika chifukwa mabanki amasunganso gawo lawo la phindu.
Wint ikufuna kuthana ndi mavuto onsewa polola osunga ndalama kuti agwiritse ntchito ndalama zawo m'mabondiwa. Malinga ndi malamulo atsopanowa, osunga ndalama tsopano atha kupanga ndalama zochepa za Rs.10,000 m'ma bond awa.
Kupyolera mu Wint, mutha kuyikapo ndalama mwachindunji mu ma bond popanda kusokonezedwa ndi banki iliyonse kapena thumba lachuma. Izi zimapereka chiwongola dzanja chochuluka kwa osunga ndalama.
Kodi Wint's Senior Secured Bond ndi chiyani?
Musanadumphire pa Senior Secured Bonds, ndikofunikira kumvetsetsa mawu ake. Choyamba, chomangira ndi chitetezo chokhazikika. M’chinenero chandalama, chikole ndi chikole pamene woperekayo ali ndi ngongole kwa mwini bondiyo. Woperekayo amakakamizika kubweza chiwongola dzanja chachikulu pakukula kwake komanso chiwongola dzanja pakanthawi.
Tsopano, pali mitundu iwiri ya Bond, mwachitsanzo Unsecured bond ndi Secured Bond. Chigwirizano Chopanda chitetezo chimangotanthauza chigwirizano chomwe chilibe chitetezo chophatikizidwa mu mgwirizano. Ngati kampaniyo imaliza ntchito zake, ndiye kuti pali mwayi wochepa wopeza ndalama zanu zonse kukampani.
Bond yotetezedwa ndi yomwe imathandizidwa ndi zitetezo zokwanira. Chifukwa chake, ngati kampaniyo ikatha, muli ndi mwayi wobweza ndalama zanu zazikulu.
Pomaliza, ma bond otetezedwa akuluakulu amatanthauza kuti pakatsekedwa kampaniyo, ma bondholder omwe ali otetezedwa kwambiri adzakhala oyamba kulandira ndalama zawo. Bond ya Wint rich Secured Bond idakhazikitsidwa panjira iyi yokha.
Mawonekedwe a Wint Wealth
Pali zambiri zomwe zikubwera patebulo ndi Wint's Senior Secured Bonds. Tiyeni tiwone onse mwatsatanetsatane.
1. Kukula kwa tikiti yotsika
Mosiyana ndi ndalama zina za bondi, komwe kuli matikiti okwera kwambiri, Wint amapatsa osunga ndalama kuti atenge nawo gawo pazisungiko zokhazikika zandalama zotsika ngati Rs.10,000. Chifukwa chake, simuyenera kuyika ndalama zochulukirapo pazotetezedwa izi ndipo mutha kuyamba ndi zotsika kwambiri kuti mubweze bwino.
2. Good & Safe Investments Pa Platform
Otsatsa ndalama nthawi zambiri amawopa kuyika ndalama pachilichonse mwachindunji chifukwa pali miseche yambiri yomwe ikuchitika m'gawo lazachuma. Kuti athane ndi izi, Wint amasefa makampani abwino kwambiri ndipo amangopereka njira yotetezeka kwa osunga ndalama.
3. Kubweza Kwabwino Kuposa FDs
Anthu akudwala chifukwa cha kuchepa kosalekeza kwa ma depositi Okhazikika, ndipo Wint akupereka yankho langwiro pa izi. Pokhala chitetezo chokhazikika komanso chokhazikika chandalama zokhazikika, chomangira chotetezedwa ndi Senior ndi chofanana ndi ma FD m'chilengedwe. Komabe, amapereka mozungulira 9% mpaka 11% ya zobwerera, zomwe ndi zochuluka kuposa ma FD.
4. Chiwopsezo Chochepa Kuposa Misika Yogulitsa
Ma bond otetezedwa a Wint Wealth sali pafupi ndi chiwopsezo chomwe misika ili nayo. Ngati chiwopsezo chanu chili chochepa kapena ndinu munthu yemwe sakufuna kutaya ndalama zake zazikulu, zida za Wint zopangira ndalama zitha kukhala kubetcha kwabwino kwambiri kwa inu.
5. Mwayi Wosiyanasiyana Wandalama
Pamene anthu akufuna kusiyanitsa zosankha zawo, Wint amapereka mwayi wabwino mumalo awa. Mutha kupanga mabizinesi anu mosavuta ndi ngongole, popeza ma bond awa amakulolani kuti mupange ndalama zanu mungongole zotetezedwa.
Ubwino Wa Wint Wealth
1. Zobwezera Zabwino
Wint Wealth imapereka mozungulira 9% mpaka 11% kubwerera pamabondi awo a Senior Secured Bonds, omwe ndi kubwerera kwabwino kwambiri poganizira kuti ndi chitetezo chokhazikika.
2. Nthawi yochepa
Mosiyana ndi ma FD ena ndi ma bond omwe amapereka kubwerera kumasewera anthawi yayitali, mwachitsanzo, pafupifupi zaka 5, ma bond awa operekedwa ndi Wint Wealth amapereka kubweza uku muzaka 2 zokha.
3. Kusiyanasiyana
Ngati mumakonda ndalama, ndiye kuti muyenera kudziwa kuti muyenera kusiyanitsa mbiri yanu. Kusiyanasiyana kumeneku kumakupatsani chitetezo ku kuwonongeka kwadzidzidzi kwa msika wamasheya. Ndi Senior Secured Bonds, mutha kusinthiratu mbiri yanu mosavuta poika ndalama mungongole zomwe zimakubwezerani zokhazikika.
4. Kulamulidwa Mokwanira
Ubwino waukulu woyika ndalama ku Wint Wealth ndi malamulo ake. Imayendetsedwa ndi SEBI & RBI, yomwe imapereka chidziwitso chachitetezo ndi chitetezo kwa omwe akugulitsa. Chifukwa chake, mutha kudalira Wint ndi ndalama zanu.
5. Zolembedwa Pamisika Yogulitsa
Ma bond ambiri omwe akupezeka pamabizinesi papulatifomu ya Wint adalembedwa pamsika wamasheya. Izi zimapereka ndalama zambiri ku zida izi.
Zoopsa Zophatikizidwa
Ndi ndalama zilizonse, zimabwera zoopsa zambiri patebulo. Tiyeni tiwone zoopsa zomwe zimachitika papulatifomu ya Wint Wealth.
1. Ngongole Ngozi
Nthawi zambiri, osunga ndalama amawopa kuti ndalama zawo zitha kufika zero ngati kuyambiranso kutha. Nthawi zambiri, ma bond osatetezedwa apangitsa kuti osunga ndalamawa awonongeke kwambiri. Wint Wealth imachotsa chiwopsezochi polola makampani okhawo omwe ali pamapulatifomu awo omwe ali ndi maiwe otetezedwa kuti azilipira ndalama zomwe adapeza.
Mutha kupita ku ma bond a Amortizing, pomwe mutha kubweza ndalama zanu zazikuluzikulu pang'onopang'ono pakanthawi kochepa.
2. Chiwopsezo cha Liquidity
Ngakhale mutha kugula ma bond awa nthawi iliyonse akapezeka, mutha kukumana ndi zovuta mukafuna kugulitsa. Izi ndichifukwa choti ma bond amakhala alibe ndalama zambiri nthawi zina, ngakhale atalembedwa pamisika.
Njira yabwino yothanirana nazo ndi kuyika ndalama zokhazo zomwe mungakhale nazo kwakanthawi. Wint amathandizira pa izi popereka phindu labwino pakanthawi kochepa zaka ziwiri kapena chaka chimodzi. Kupyolera mu izi, osunga ndalama sayenera kudikira kuti apeze zokonda zawo ndi ndalama zazikulu.
3. Chiwopsezo cha Chinyengo
Palibe amene akudziwa pamene chinyengo chingachitikire munthu. Pakhala pali zochitika zambiri pomwe anthu adagwidwa ndi ndalama zambiri. Mofananamo, anthu sali otsimikiza 100% muzomangira izi.
Wint imapereka chitetezo chokwanira cha ma bond awa kudzera m'njira zosiyanasiyana. Choyamba, zomangira zilizonse zimasankhidwa ndi iwo. Wint amangobweretsa makampani omwe ali ndi mwayi wochepa.
Kampani yotsika mtengo imatanthawuza kuti ili ndi chiŵerengero chochepa cha ngongole-to-equity. Izi zikutanthauza kuti kampani ikamaliza ntchito zake, idzatha kulipira ngongoleyo kudzera muzochita zake.
Momwe Mungasungire Ndalama Muma Bond Otetezedwa Kwambiri a Wint Wealth
Monga inu Lowani ndikudzitsimikizira nokha kudzera munjira ya KYC, mupeza sikirini yapa dashboard iyi. Apa mutha kuyang'ana ndikuyang'ana ndalama zanu zonse.
Kuti mugule cholumikizira, dinani pa tabu ya "Katundu", yomwe idzakufikitseni pazenerali. Mupeza zonse zomwe zalembedwa za Wint Wealth pa tabu iyi. Monga mukuwonera zinthu zomwe zikuwoneka pachithunzichi, zidagulitsidwa kale. Komabe, mutha kuyang'anabe zambiri zawo.
Mukadina "Onani Tsatanetsatane wa Katundu", mupeza tabu yomwe mutha kuwona tsatanetsatane wa katunduyo. Imawonetsa mtundu wa chiwongola dzanja, kubweza kwakukulu, ndalama zochepa zomwe mungagule, ndi kukula kwa bondi.
Mutha kudina pa "Invest Now" tabu ngati mwakonzeka kugula katunduyo.
Tsopano, mudzawongoleredwa ku zenerali komwe mungasankhire ndalama zanu ndikuwona zobweza zomwe mukupanga kudzera mwa iwo. Mukasankha kuchuluka kwa maere, dinani "Ikani Tsopano".
Kenako mudzatengedwera kuchipata cholipira, komwe mungangolipira ndikupeza zinthu izi.
Chigamulo changa
Ponseponse, Wint Wealth ndikusintha kwagawo lazachuma. Pali zinthu zambiri komanso zopindulitsa zomwe zimapangitsa kuti pulogalamuyi ikhale yabwino pamsika. Ogwiritsa ntchito amamvanso otetezeka ndi njira zosiyanasiyana zotetezera ndi madziwe achitetezo omwe ali papulatifomu.
Komabe, ndinganene kuti owerenga anga amvetsetse maubwenzi awa poyamba. Musanayimbe foni, muyenera kuwona ngati makampaniwa amatha kuyendetsa bwino zoopsa zawo kapena ayi. Nthawi zonse ndikofunikira kumvetsetsa bizinesiyo ndikugwira ntchito kwake musanayikemo ndalama zomwe mudapeza movutikira.
Ndikukhulupirira kuti munatha kumvetsetsa chilichonse chokhudza Wint Wealth komanso ngati ndi njira yabwino yopangira ndalama kwa inu kapena ayi. Siyani ndemanga zanu ndikuwuzani gawo lomwe mumaikonda kwambiri papulatifomu yamphamvu iyi.
Yambani kuyika ndalama ndi Wint Wealth →
FAQs
Kodi Wint amapanga bwanji ndalama?
Pamene osunga ndalama amagula ma bond otetezedwa akulu, amalandila chiwongola dzanja nthawi ndi nthawi pazachuma izi. Wint Wealth imalipira makampani opereka chiwongola dzanja mozungulira 1% mpaka 1.5% ya chiwongola dzanja pazochita zonse zomwe zachitika papulatifomu yawo.
Kodi Senior Secured Bonds ndi otetezeka?
Ma bond otetezedwa akulu ndi omwe ali otetezeka kwambiri pagawoli. Kupatula kupereka chitetezo chotetezedwa, amapereka ndalama zomwe zimabwereranso kwa omwe amagulitsa ndalama poyamba ngati ndalama zobwezera zomwe kampaniyo itatha.
Kodi Wint Wealth ndi yotetezeka?
Kampaniyo imayendetsedwa ndi RBI ndi SEBI. Izi zikutanthauza kuti palibe mwayi wachinyengo kapena china chake chosaloledwa chikuchitidwa pa icho.
Kodi ndalama zochepa zomwe mungayambe kuchita ndi Wint Wealth ndi ziti?
Ndi kukula kwa tikiti ya ndalama zochepa kwambiri, ogwiritsa ntchito akhoza kuyika ndalama zokwana Rs.10,000 muzinthu zomwe zilipo pa Wint chuma.
Kodi ndingataye ndalama ngakhale nditakhala ndi chitetezo chonsechi m'mabondiwa?
Inde, mutha kutaya ndalama zanu pazinthu izi. Musaiwale kuti ndi chida choyikapo ndalama ndipo nthawi zonse pamakhala chiwopsezo chotaya likulu lanu pazochita izi.
Siyani Mumakonda