Ngabantu abaninzi abenza ugqithiselo lwengxowa-mali phakathi kwamazwe, kukho intaphane yee-apps ezifumanekayo kwi-intanethi ngale njongo.
Kwaye i-US inesabelo esikhulu xa kuziwa ekuthumeleni imali kumaIndiya.
Kodwa, zininzi izinto ekufuneka ziqwalaselwe ngelixa uthumela imali e-US nge-app, njengokujonga amaxabiso otshintshiselwano, umrhumo weqonga, kunye nokufumaneka kweqonga e-US.
Yiyo loo nto ndibhale eli nqaku ukuze ndixoxe nge-A ukuya ku-Z yokuthumela imali e-US. Ndiza kugubungela usetyenziso oluphezulu olukhoyo elizweni ngokwenza oku kwaye ndikuxelele ezona mpawu zibalaseleyo zazo zonke ezi maqonga.
Ke, bamba ipeni kunye nephepha kwaye uqale ukubhala amanqaku aphambili owaqaphelayo kweli nqaku. Ngaphandle kwe-ado enye, masifike kuyo kwangoko.
1. Wise
Ubulumko lusetyenziso olukhulu kwabo bafuna ukudluliselwa ngokukhawuleza ngemirhumo ephantsi. Ibonelela ngamazinga otshintshiselwano olukhuphisanayo kwiimali ezingaphezulu kwama-50 kwihlabathi liphela ngelixa ibonelela ngokudluliselwa ngokukhawuleza ngexabiso elincinci.
Inika amaxabiso otshintshiselwano angenakoyiswa, imirhumo ephantsi, ukudluliselwa ngokukhawuleza, i-24/7 inkonzo yabathengi ngeelwimi ezininzi, kunye nokunye. Ayisiyiyo loo nto kuphela, ungasebenzisa ikhadi lakho lebhanki letyala/letyala okanye elakho i-akhawunti yebhanki iinkcukacha ngqo kwiwebhusayithi okanye app ukudlulisa imali ngokukhawuleza ngocofa nje okumbalwa.
Ngojongano lwayo olulula lomsebenzisi, ukuthumela okanye ukufumana iintlawulo kulula njengokufaka iinkcukacha zomamkeli kwinkqubo yabo yokhuseleko.
Ngokubanzi Ubulumko ngaphandle kwamathandabuzo yeyona app ilungileyo yokudlulisela imali e-US njengoko inokwenza ngokoqobo wonke umsebenzi kuwe ngexeshana elifutshane.
Amanqaku aphezulu
- Ukutshintshelwa kwemali ngokukhawuleza
- Amaxabiso otshintshiselwano ngexesha lokwenyani
- Akukho mali efihliweyo
- Iimali zihanjiswa ekuhlaleni
- Ujongano lomsebenzisi olulula
2. IlizweRemit
IWorldRemit lolunye ukhetho oludumileyo xa kufikwa kwiintlawulo zamazwe ngamazwe, njengoko zithembekile kwaye zifanelekile.
Banikezela ngeendlela ezininzi zokuhlawula, kubandakanywa ukudluliselwa kwe-akhawunti yebhanki (ACH), amakhadi okuhlawula (i-Visa & Mastercard), kunye nee-wallets ezifana ne-PayPal kunye ne-Apple Pay ukuba kuyimfuneko.
Banikezela ngamaxabiso otshintshiselwano olukhuphisanayo kunye neefizi eziphantsi, ezibenza bagqibelele kwabo bafuna ixabiso eliphezulu kwiintengiselwano zabo ngaphandle kweengxaki ezibandakanyekayo.
Ukongeza, inkonzo yabo inikwe ireyithingi ephezulu ngabathengi ngenxa yokuthembeka kwayo xa kufikwa kumanyathelo okhuseleko, afana netekhnoloji ye-encryption esetyenziswa kuyo yonke inkqubo yentengiselwano enceda ukukhusela zombini idatha yomthumeli kunye neenkcukacha zemali kubarhwebi abanokubakho kwi-Intanethi.
Unako kwakhona ukulandelela inkqubela yakho yentengiselwano ngokulula usebenzisa umsebenzi wabo wokulandela umkhondo, ukuze wazi kakuhle ukuba ziphi na iimali zakho ngamaxesha onke!
Ngaphezu koko, banikezela ngenkxaso nge-imeyile kunye neefowuni ukuba ziyimfuneko - ukuqinisekisa ukuba abathengi bafumana inkonzo ephezulu rhoqo xa befuna uncedo lokudlulisela imali kwi-US esuka eIndiya.
Amanqaku aphezulu
- Khusela ukudluliselwa kwebhanki ngokuthe ngqo kumakhulu eebhanki ezinkulu kwihlabathi jikelele
- Amaxabiso otshintshiselwano
- Akukho ntlawulo yenkonzo kwiintengiselwano ezintathu zokuqala
- Iidipozithi zebhanki ngqo
- Akukho ntlawulo ifihliweyo
3. I-MoneyHOP
Kanye xa uqala ukucinga ngamaxabiso otshintshiselwano kunye nexabiso ledola yaseMelika xa kuthelekiswa ne-INR, iMoneyHop iza kuwe, isusa yonke le miqobo. Olunye uhlobo, le app ikuvumela ukuba ube nodibaniso lwamakhadi edebhithi kunye neFX.
Ngokwesiseko yinqwelo yehlabathi exhasa iiakhawunti ezininzi zemali zebhanki. Ke oku kuthetha ukuba ngoku ungavula ngokulula iakhawunti eqongeni kwaye uthumele imali ngokuthe ngqo e-US ngaphandle kwentlawulo eyongezelelweyo.
Ayisiyiyo loo nto kuphela, unokucofa, uswayiphe, okanye uskene ikhadi lakho le-HOP elingaqhagamshelwanga kwihlabathi liphela, kubandakanya ne-US. Iintlawulo zinokuthi zenziwe nge-QR code scan, i-NFC, kunye ne-UPI, eyenza kube lula ngakumbi.
Amanqaku aphezulu
- Misela uhlahlo lwabiwo-mali yonke imihla okanye ngenyanga
- Ukukhutshwa kwekhadi kwamahhala, ukutsalwa kwemali kwi-ATM, kunye nokunye.
- Tshintshiselana ngemali kwifomati engenamaphepha nangaliphi na ixesha
- Landelela zonke iindleko zakho kwindawo enye
- Yonke intengiselwano iyarhangqwa, kwaye utshintsho lutyalwa.
4. Ngokukhawuleza
I-Remitly lolunye ukhetho oludumileyo lokuthumela imali isuka eIndiya isiya e-USA ngokukhuselekileyo kwi-Intanethi ngaphandle kokubakho ngokwasemzimbeni nakweliphi na ilizwe.
Itekhnoloji yeRemitly yokusika iqinisekisa ukudluliselwa okukhuselekileyo ngelixa ikwabonelela ngenkxaso yenkonzo yabathengi ebalaseleyo ukuba iyafuneka ngexesha layo nayiphi na imiba enxulumene nenkqubo.
Ikwabonelela ngamazinga otshintshiselwano olukhuphisanayo kunye nolwakhiwo lomrhumo we-zero ovumela abathengi ukonga ngakumbi xa besebenzisa iinkonzo zabo.
Ngaphaya koko, iRemitly ibonelela ngeendlela ezininzi zokuhlawula ezifana neediphozithi zeakhawunti yebhanki, amakhadi ebhanki/amakhadi okuthenga ngetyala, njl.njl., ikwenza kube lula kubantu abangafikelelekiyo kwiinkqubo zebhanki zemveli kodwa abasafuna ukufikelela kwiimarike zothunyelo lwehlabathi.
Amanqaku aphezulu
- Dlulisela imali kwiibhanki ezingaphezu kwe-130 zelizwe
- Ukuhanjiswa kwangexesha
- Thumela ukuya kuthi ga kwi-30,000 yeedola kudluliselo olunye.
- Thumela imali ngoko nangoko nge-UPI kunye neediphozithi zebhanki, kwaye ufumane neefoto ezithathwa ngemali evela kwiindawo ezingaphezu kwe-100,000 kwihlabathi liphela.
- Ikhuselekile kakhulu kwaye inokwethenjelwa
5. MoneyGram
I-MoneyGram yenye yezona nkonzo zisetyenziswa kakhulu kumazwe ngamazwe e-Indiya ngenxa yemirhumo ephantsi kunye namaxesha okuhanjiswa ngokukhawuleza.
Ibonelela ngeendlela ezininzi zokuhlawula, kubandakanya iidiphozithi zeakhawunti yebhanki, amakhadi ebhanki, okanye amakhadi okuthenga ngetyala, kunye neendawo zokuthatha imali kuwo omabini la mazwe ukuze ukwazi ukuthumela imali yakho ngokuzithemba, usazi ukuba ziya kufika ngokukhuselekileyo kwaye kwangexesha.
Ngapha koko, abasebenzisi banokuphinda balandelele iintengiselwano zabo kwi-Intanethi okanye ngezixhobo zabo eziphathwayo ngexesha langempela, elibonelela ngokhuseleko olongezelelweyo kunye noxolo lwengqondo xa bejongana neentlawulo zamazwe ngamazwe.
Amanqaku aphezulu
- IiNkqubo zeNkuthazo zeXesha elifutshane eziThengisayo neziNgaThengisiyo
- INtsebenzo yoNyaka/uPhononongo lwemivuzo
- Izibonelelo zezakhono ezibalulekileyo kushishino kunye neemfuno
- Iiakhawunti zogcino lwempilo
- Ujongano lomsebenzisi olunobuhlobo
6. Skrill
I-Skrill lolunye ukhetho oluhle oluvumela abasebenzisi ukuba batshintshe imali phakathi kwamazwe ngaphandle kokuphazamiseka okanye ukulibaziseka ngokukhawuleza.
Enye yeenzuzo zayo eziphambili kukuba ixhasa ngaphezulu kwe-40 yeemali ezahlukeneyo, kubandakanywa ne-Indian Rupees (INR), okwenza kube lula kuye nabani na ofuna ukuguqula imali ngelixa ethumela imali kumazwe angaphandle okanye ngokukodwa e-US ngaphandle kokuba neendleko ezongezelelweyo ezinxulumene namazinga otshintshiselwano olusetyenziswa yi. iibhanki, njl.
Ngaphaya koko, i-Skrill ikwanoluhlu olunomtsalane lweendlela zokuhlawula ezikhoyo, njengamakhadi okuthenga ngetyala kunye ne-e-wallets - zonke zikhuselwe kusetyenziswa itekhnoloji yoguqulelo oluntsonkothileyo, iqinisekisa ukhuseleko oluphezulu ngexesha lentengiselwano.
Amanqaku aphezulu
- Ukukhuselwa kwentlawulo
- Iintlawulo zomnxeba omnye
- Amazinga oguqulo aphuculweyo
- Iakhawunti elawula iindidi ezininzi zemali
- Ukhuseleko oluphezulu kunye nolawulo lobuqhophololo
7. xoom
Ukuvela kwelinye lezona zixhobo zinkulu ze-fintech emhlabeni, i-Paypal, i-Xoom ikwabonelela abasebenzisi ngeentengiselwano zemali ezikhuselekileyo xa behambisa imali eMelika, kodwa eyona nto ibahlulayo kukukwazi ukuthumela iintlawulo ngqo kwiibhanki zaseIndiya, ezifana ne-ICICI Bank okanye HDFC Bank.
Oku kwenza kube lula kunanini na ngaphambili kubantu abahlala e-US abafuna ukufikelela kwiiakhawunti zabo ekhaya ngaphandle kobunzima obukhulu.
Ngaphaya koko, babonelela ngamaxabiso akhuphisanayo xa kuthelekiswa nabanye ababoneleli, kwaye akukho ntlawulo ifihliweyo - oku kuthetha ukuba abathengi bazi kakuhle ukuba yimalini abayihlawula ngaphambili ngexesha ngalinye besebenzisa le nkonzo nto leyo esongeza omnye umaleko woncedo xa besebenza ngeemali ezithunyelwa kwihlabathi liphela.
Amanqaku aphezulu
- Thumela imali phantse kuyo nayiphi na iakhawunti yebhanki.
- Thumela imali ngokuthe ngqo kumakhadi eDebit
- Ziswe ngemali
- Fumana uhlaziyo lwemo ngexesha kwintengiselwano yakho
- Ngalo lonke ixesha ubona umrhumo wakho ngqo kunye nemali eya kufunyanwa ngummkeli wakho.
- Inkonzo yabathengi yobuqu
- Isiqinisekiso sokubuyisela imali
Ke, ngale nto, sifika esiphelweni soluhlu lwethu lweeapps eziphezulu zokuthumela imali ukusuka eIndiya ukuya e-US. Ndiyathemba ukuba ngoku, ucace gca malunga ne-app onokufuna ukuyisebenzisa kwixesha elizayo.
Kwaye ukuba kukho isixhobo endinokuba ndisiphosile kweli nqaku, zive ukhululekile ukulahla uluvo kwaye undazise ngaso. Ndiya kuthanda ukuhlaziya esi siqwenga kangangoko sinyusa ixabiso labafundi.
Shiya iMpendulo